[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"$fts0se3f8mfvq":3,"$ffegs2evbp6jw":42,"$fbwk3vtva8yds":46},{"item":4,"previous":30,"next":36},{"id":5,"slug":6,"title":7,"description":8,"excerpt":9,"contentType":10,"featuredImage":11,"bannerImage":9,"body":12,"agentsBottomLine":13,"bodyImage":14,"isInfographic":15,"categories":16,"isVideo":15,"videoThumbnail":9,"videoSource":9,"publishedAt":29,"updatedAt":29},1455,"62-of-buyers-are-wrong-about-down-payment-needs","62 % de los compradores están equivocados sobre el pago inicial necesario","Contrario a los conceptos erróneos comunes, un pago inicial es a menudo mucho menos de lo que muchos creen.\r\n\r\n","","blog","https:\u002F\u002Ffiles.simplifyingthemarket.com\u002Fwp-content\u002Fuploads\u002F2019\u002F10\u002F03110033\u002F20191007-Share-KCM.jpg","Contrario a los conceptos erróneos comunes, un pago inicial es a menudo mucho menos de lo que muchos creen.\r\n\r\n\u003C!--more-->\r\n\r\nSegún el \u003Ca href=\"https:\u002F\u002Fwww.nerdwallet.com\u002Fblog\u002F2019-home-buyer-report\u002F\">\u003Cem>Informe de los compradores de vivienda de 2019\u003C\u002Fem>\u003C\u002Fa> realizado por \u003Cem>Nerdwallet\u003C\u002Fem>, muchos compradores por primera vez aún creen que un pago inicial del 20 % es necesario para comprar en el mercado actual:\r\n\u003Cblockquote>\u003Cem>“Mas de 6 de cada 10 (62 %) de los estadounidenses creen que deben pagar al menos un 20 % para comprar una casa”. \u003C\u002Fem>\u003C\u002Fblockquote>\r\nCuando los compradores de vivienda potenciales creen que necesitan un 20 % de pago inicial para entrar al mercado, también tienden a pensar que tendrán que \u003Ca href=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002Fes\u002F2019\u002F04\u002F29\u002Fhow-quickly-can-you-save-your-down-payment\u002F\">esperar por algunos años\u003C\u002Fa> (en algunos mercados) para tener los fondos necesarios para comprar la casa de sus sueños. El informe sigue diciendo,\r\n\u003Cblockquote>\u003Cem>“La verdad: 32 % de los propietarios de vivienda actuales de los estados unidos pusieron 5 % o menos de pago inicial en su casa, según datos del censo”. (Como se muestra a continuación):\u003C\u002Fem>\u003C\u002Fblockquote>\r\n\u003Ca href=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002Fwp-content\u002Fuploads\u002F2019\u002F10\u002F20191007-MEM-SP.jpg\">\u003Cimg class=\"aligncenter wp-image-40922\" src=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002Fwp-content\u002Fuploads\u002F2019\u002F10\u002F20191007-MEM-SP.jpg\" alt=\"62 % de los compradores están equivocados sobre el pago inicial necesario | Simplifying The Market\" width=\"650\" height=\"488\" \u002F>\u003C\u002Fa>\r\n\r\nLa falta de conocimiento sobre el proceso de compra de una casa está, por desgracia, manteniendo al margen a muchos compradores motivados.\r\n\u003Ch3>\u003Cstrong>En conclusión,\u003C\u002Fstrong>\u003C\u002Fh3>\r\nNo deje que la falta de entendimiento mantenga a usted y a su familia fuera del mercado de la vivienda. Reunámonos para discutir sus opciones hoy.","\r\nNo deje que la falta de entendimiento mantenga a usted y a su familia fuera del mercado de la vivienda. Reunámonos para discutir sus opciones hoy.","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002Fwp-content\u002Fuploads\u002F2019\u002F10\u002F20191007-MEM-SP.jpg",false,[17,21,25],{"id":18,"name":19,"slug":20},5,"Para los compradores","buyers",{"id":22,"name":23,"slug":24},11,"Compradores de vivienda por primera vez","first-time-buyers",{"id":26,"name":27,"slug":28},38,"Compradores de casa mas grande","move-up","2019-10-07T10:00:55Z",{"id":31,"slug":32,"title":33,"featuredImage":34,"publishedAt":35,"contentType":10,"isVideo":15},1454,"homebuyingacronyms","5 acrónimos sobre la compra de una casa que usted necesita saber [Infografía]","http:\u002F\u002Ffiles.simplifyingthemarket.com\u002Fwp-content\u002Fuploads\u002F2019\u002F10\u002F02130818\u002F20191004-Share-KCM.jpg","2019-10-04T10:00:40Z",{"id":37,"slug":38,"title":39,"featuredImage":40,"publishedAt":41,"contentType":10,"isVideo":15},1456,"what-fico-score-do-you-need-to-qualify-for-a-mortgage","¿Qué puntuación FICO® necesita para calificar para una hipoteca?","https:\u002F\u002Ffiles.simplifyingthemarket.com\u002Fwp-content\u002Fuploads\u002F2019\u002F10\u002F03175256\u002F20191008-Share-KCM.jpg","2019-10-08T10:00:38Z",{"cover":43,"open":44,"shareSpread":45},"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Buyers-Guide-Cover-SP-original.png","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Buyers-Guide-Spread-SP-original.png","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Buyers-Guide-Magazine-SP-original.png",[47,51,52,56,60,64,68,69,73,77,78,82,86,90,94,98,102,106,110,114,118,122,126,130,134,138,142,146,150,153],{"id":48,"name":49,"slug":50},1,"No clasificado","uncategorized",{"id":18,"name":19,"slug":20},{"id":53,"name":54,"slug":55},6,"Para los vendedores","sellers",{"id":57,"name":58,"slug":59},7,"Ejecuciones hipotecarias","foreclosures",{"id":61,"name":62,"slug":63},8,"Infografías","infographics",{"id":65,"name":66,"slug":67},9,"Precios","home-prices",{"id":22,"name":23,"slug":24},{"id":70,"name":71,"slug":72},34,"Mercado de la tercera edad","senior-market",{"id":74,"name":75,"slug":76},35,"Tasas de interés","mortgage-rates",{"id":26,"name":27,"slug":28},{"id":79,"name":80,"slug":81},41,"“FSBO“","for-sale-by-owner",{"id":83,"name":84,"slug":85},42,"Featured","featured",{"id":87,"name":88,"slug":89},45,"Nueva construcción","new-construction",{"id":91,"name":92,"slug":93},52,"Mercado de lujo","luxury--vacation",{"id":95,"name":96,"slug":97},53,"Alquilar Vs. Comprar","rent-vs-buy",{"id":99,"name":100,"slug":101},80,"Time-sensitive","time-sensitive",{"id":103,"name":104,"slug":105},81,"Outdated","outdated",{"id":107,"name":108,"slug":109},147,"Internal","internal",{"id":111,"name":112,"slug":113},148,"Do Not Autopost","do-not-autopost",{"id":115,"name":116,"slug":117},320,"Inventario","inventory",{"id":119,"name":120,"slug":121},321,"Valor del agente","agent-value",{"id":123,"name":124,"slug":125},322,"Asequibilidad","affordability",{"id":127,"name":128,"slug":129},323,"Consejos de compra","buying-tips",{"id":131,"name":132,"slug":133},324,"Reducir el tamaño","downsize",{"id":135,"name":136,"slug":137},325,"Economía","economy",{"id":139,"name":140,"slug":141},326,"Equidad","equity",{"id":143,"name":144,"slug":145},327,"Previsiones","forecasts",{"id":147,"name":148,"slug":149},328,"Consejos de venta","selling-tips",{"id":151,"name":9,"slug":152},339,"expiredwithdrawncanceled",{"id":154,"name":9,"slug":155},340,"price-it-rightoverpricing"]