[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"$ffgdff24dolxa":3,"$ffegs2evbp6jw":42,"$fbwk3vtva8yds":46},{"item":4,"previous":30,"next":36},{"id":5,"slug":6,"title":7,"description":8,"excerpt":9,"contentType":10,"featuredImage":11,"bannerImage":9,"body":12,"agentsBottomLine":13,"bodyImage":9,"isInfographic":14,"categories":15,"isVideo":14,"videoThumbnail":9,"videoSource":9,"publishedAt":28,"updatedAt":29},996,"fico-scores-on-approved-home-loans-drop-again","Vuelve a descender la puntuación FICO® en los préstamos hipotecarios aprobados","Según el último \u003Ca href=\"https:\u002F\u002Fstatic.elliemae.com\u002Fpdf\u002Forigination-insight-reports\u002FEllie_Mae_OIR_NOVEMBER2017.pdf\">\u003Cem>Informe de originación\u003C\u002Fem>\u003C\u002Fa> de \u003Cem>Ellie Mae\u003C\u002Fem>, el promedio del puntaje FICO® en todos los prestamos cerrados descendió a su punto más bajo desde abril, a 722.  El promedio incluye todas las refinanciaciones aprobadas y los préstamos de compra.\r\n\r\n","","blog","https:\u002F\u002Ffiles.simplifyingthemarket.com\u002Fwp-content\u002Fuploads\u002F2018\u002F01\u002F09115421\u002F20180110-Share-STM.jpg","Según el último \u003Ca href=\"https:\u002F\u002Fstatic.elliemae.com\u002Fpdf\u002Forigination-insight-reports\u002FEllie_Mae_OIR_NOVEMBER2017.pdf\">\u003Cem>Informe de originación\u003C\u002Fem>\u003C\u002Fa> de \u003Cem>Ellie Mae\u003C\u002Fem>, el promedio del puntaje FICO® en todos los prestamos cerrados descendió a su punto más bajo desde abril, a 722.  El promedio incluye todas las refinanciaciones aprobadas y los préstamos de compra.\r\n\r\n\u003C!--more-->\r\n\r\nLos préstamos de FHA y VA muestran la mayor oportunidad para los millennials que buscan entrar al mercado con pagos iniciales bajos y requisitos de puntuación FICO® aún más bajos.\r\n\r\nEl \u003Ca href=\"https:\u002F\u002Felliemae.com\u002Fmillennial-tracker\">\u003Cem>Millennial Tracker\u003C\u002Fem>\u003C\u002Fa>\u003Cem> (rastreador de ‘millennials’\u003C\u002Fem>) de \u003Cem>Ellie Mae\u003C\u002Fem>, reveló que aquellos que compraron una casa en diciembre con un préstamo FHA pudieron hacerlo con un pago inicial promedio del 4 % y un puntaje FICO® de solamente 684.\r\n\r\nJoe Tyrell,\u003Cem> EVP de Corporate Strategy \u003C\u002Fem>en\u003Cem> Ellie \u003C\u002Fem>\u003Cem>Mae\u003C\u002Fem> comentó sobre la oportunidad que esto trae a los compradores:\r\n\u003Cblockquote>\u003Cem>“Con la inmersión del promedio del puntaje de crédito, los prestamistas están extendiendo el crédito a los prestatarios que tal vez no han tenido acceso previo al mercado de la vivienda”. \u003C\u002Fem>\u003C\u002Fblockquote>\r\n\u003Ch3>\u003Cstrong>En conclusión, \u003C\u002Fstrong>\u003C\u002Fh3>\r\n¡Ahora más compradores potenciales pueden calificar por un préstamo hipotecario! Si usted está debatiendo la compra de una casa ¡Reunámonos y evaluemos su habilidad para comprar hoy!"," \r\n¡Ahora más compradores potenciales pueden calificar por un préstamo hipotecario! Si usted está debatiendo la compra de una casa ¡Reunámonos y evaluemos su habilidad para comprar hoy!",false,[16,20,24],{"id":17,"name":18,"slug":19},5,"Para los compradores","buyers",{"id":21,"name":22,"slug":23},11,"Compradores de vivienda por primera vez","first-time-buyers",{"id":25,"name":26,"slug":27},38,"Compradores de casa mas grande","move-up","2018-01-10T10:00:16Z","2018-01-09T15:54:34Z",{"id":31,"slug":32,"title":33,"featuredImage":34,"publishedAt":35,"contentType":10,"isVideo":14},995,"the-impact-of-tight-inventory-on-the-housing-market","El impacto de la escasez de inventario en el mercado de la vivienda","https:\u002F\u002Ffiles.simplifyingthemarket.com\u002Fwp-content\u002Fuploads\u002F2018\u002F01\u002F03154355\u002F20180109-Share-STM.jpg","2018-01-09T10:00:50Z",{"id":37,"slug":38,"title":39,"featuredImage":40,"publishedAt":41,"contentType":10,"isVideo":14},997,"93-believe-homeownership-is-important-in-attaining-the-american-dream","93 % cree que la vivienda es importante para lograr el sueño americano","https:\u002F\u002Ffiles.simplifyingthemarket.com\u002Fwp-content\u002Fuploads\u002F2018\u002F01\u002F09122348\u002F20180112-Share-STM.jpg","2018-01-11T10:00:19Z",{"cover":43,"open":44,"shareSpread":45},"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Buyers-Guide-Cover-SP-original.png","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Buyers-Guide-Spread-SP-original.png","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Buyers-Guide-Magazine-SP-original.png",[47,51,52,56,60,64,68,69,73,77,78,82,86,90,94,98,102,106,110,114,118,122,126,130,134,138,142,146,150,153],{"id":48,"name":49,"slug":50},1,"No clasificado","uncategorized",{"id":17,"name":18,"slug":19},{"id":53,"name":54,"slug":55},6,"Para los vendedores","sellers",{"id":57,"name":58,"slug":59},7,"Ejecuciones hipotecarias","foreclosures",{"id":61,"name":62,"slug":63},8,"Infografías","infographics",{"id":65,"name":66,"slug":67},9,"Precios","home-prices",{"id":21,"name":22,"slug":23},{"id":70,"name":71,"slug":72},34,"Mercado de la tercera edad","senior-market",{"id":74,"name":75,"slug":76},35,"Tasas de interés","mortgage-rates",{"id":25,"name":26,"slug":27},{"id":79,"name":80,"slug":81},41,"“FSBO“","for-sale-by-owner",{"id":83,"name":84,"slug":85},42,"Featured","featured",{"id":87,"name":88,"slug":89},45,"Nueva construcción","new-construction",{"id":91,"name":92,"slug":93},52,"Mercado de lujo","luxury--vacation",{"id":95,"name":96,"slug":97},53,"Alquilar Vs. 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