[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"$f3e6yoaif8b6t2":3,"$ffegs2evbp6jw":42,"$fbwk3vtva8yds":46},{"item":4,"previous":30,"next":36},{"id":5,"slug":6,"title":7,"description":8,"excerpt":9,"contentType":10,"featuredImage":11,"bannerImage":9,"body":12,"agentsBottomLine":13,"bodyImage":9,"isInfographic":14,"categories":15,"isVideo":14,"videoThumbnail":9,"videoSource":9,"publishedAt":28,"updatedAt":29},687,"the-dangers-of-tight-mortgage-credit-headlines","Los peligros de los titulares del “crédito hipotecario limitado” ","La disponibilidad del crédito hipotecario no está donde estuvo durante el auge de la vivienda (2005) y esa es una noticia buena.\r\n\r\n","","blog","https:\u002F\u002Fsimplifyingmedia\u002Fwp-content\u002Fuploads\u002F2016\u002F11\u002F01161005\u002F20161109-Share-STM.jpg","La disponibilidad del crédito hipotecario no está donde estuvo durante el auge de la vivienda (2005) y esa es una noticia buena.\r\n\r\n\u003C!--more-->\r\n\r\nSin embargo, los titulares constantes que hablan del “\u003Cem>crédito limitado\u003C\u002Fem>’ están haciendo que algunos compradores de vivienda potenciales duden de su capacidad para comprar. Queremos rectificar la idea errónea de lo que se requiere para el pago inicial de la compra de una casa en el mercado actual.\r\n\r\n\u003Cem>Freddie Mac\u003C\u002Fem> \u003Ca href=\"http:\u002F\u002Fwww.freddiemac.com\u002Fblog\u002Fhomeownership\u002F20161020_down_payment_20_percent.html\">recientemente hablo\u003C\u002Fa> de la confusión que muchos compradores de vivienda por primera vez tienen en cuanto a la cantidad del pago inicial que ellos necesitan:\r\n\u003Cblockquote>“\u003Cem>Sabía usted que el pago inicial promedio entre los compradores de vivienda por primera vez es del 6 % y 13 a 14 % para los compradores repetitivos… es posible poner aún mucho menos.\u003C\u002Fem>\r\n\r\n\u003Cem>Muchos compradores de vivienda potenciales piensan que solamente FHA ayuda a hacer préstamos hipotecarios con cuotas iniciales bajas. No es cierto. \u003C\u002Fem>\r\n\r\n\u003Cem>Los productos hipotecarios de Freddie Mac ‘Home Possible’ (hogar posible) permite que los compradores de vivienda calificados pongan tan poco como 3 %”. \u003C\u002Fem>\u003C\u002Fblockquote>\r\nBrenda Garcia Lemus de \u003Cem>John Burns Real Estate Consulting \u003C\u002Fem>\u003Ca href=\"https:\u002F\u002Fwww.realestateconsulting.com\u002Fmortgages-more-available-than-people-think\u002F\">informo\u003C\u002Fa> que este también es el caso con viviendas recién construidas\r\n\u003Cblockquote>\u003Cem>“Los clientes de nuestra constructora de viviendas vende cientos de casas cada fin de semana a compradores con pagos iniciales del 5 % y puntaje de crédito por debajo del promedio. Sin embargo, muchos hogares de ingresos medios con un crédito promedio y acceso a un pago inicial del 5 % asumen que no pueden convertirse en propietarios de vivienda por los titulares del “crédito limitado”.\u003C\u002Fem>\u003C\u002Fblockquote>\r\n\u003Ch3>\u003Cstrong>En conclusión,\u003C\u002Fstrong>\u003C\u002Fh3>\r\nAntes de ‘descalificarse’ a usted mismo, reunámonos para averiguar si usted califica para comprar hoy.","\r\nAntes de ‘descalificarse’ a usted mismo, reunámonos para averiguar si usted califica para comprar hoy.",false,[16,20,24],{"id":17,"name":18,"slug":19},5,"Para los compradores","buyers",{"id":21,"name":22,"slug":23},11,"Compradores de vivienda por primera vez","first-time-buyers",{"id":25,"name":26,"slug":27},38,"Compradores de casa mas grande","move-up","2016-11-09T10:00:46Z","2016-11-08T14:50:17Z",{"id":31,"slug":32,"title":33,"featuredImage":34,"publishedAt":35,"contentType":10,"isVideo":14},686,"its-not-always-marriage-before-mortgage","No Siempre es matrimonio antes de hipoteca","https:\u002F\u002Fsimplifyingmedia\u002Fwp-content\u002Fuploads\u002F2016\u002F11\u002F01161008\u002F20161108-Share-STM.jpg","2016-11-08T10:00:03Z",{"id":37,"slug":38,"title":39,"featuredImage":40,"publishedAt":41,"contentType":10,"isVideo":14},688,"the-truth-about-housing-affordability","La verdad sobre la asequibilidad de la vivienda","https:\u002F\u002Fsimplifyingmedia\u002Fwp-content\u002Fuploads\u002F2016\u002F11\u002F01161005\u002F20161110-Share-STM.jpg","2016-11-10T10:00:29Z",{"cover":43,"open":44,"shareSpread":45},"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Buyers-Guide-Cover-SP-original.png","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Buyers-Guide-Spread-SP-original.png","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Buyers-Guide-Magazine-SP-original.png",[47,51,52,56,60,64,68,69,73,77,78,82,86,90,94,98,102,106,110,114,118,122,126,130,134,138,142,146,150,153],{"id":48,"name":49,"slug":50},1,"No clasificado","uncategorized",{"id":17,"name":18,"slug":19},{"id":53,"name":54,"slug":55},6,"Para los vendedores","sellers",{"id":57,"name":58,"slug":59},7,"Ejecuciones hipotecarias","foreclosures",{"id":61,"name":62,"slug":63},8,"Infografías","infographics",{"id":65,"name":66,"slug":67},9,"Precios","home-prices",{"id":21,"name":22,"slug":23},{"id":70,"name":71,"slug":72},34,"Mercado de la tercera edad","senior-market",{"id":74,"name":75,"slug":76},35,"Tasas de interés","mortgage-rates",{"id":25,"name":26,"slug":27},{"id":79,"name":80,"slug":81},41,"“FSBO“","for-sale-by-owner",{"id":83,"name":84,"slug":85},42,"Featured","featured",{"id":87,"name":88,"slug":89},45,"Nueva construcción","new-construction",{"id":91,"name":92,"slug":93},52,"Mercado de lujo","luxury--vacation",{"id":95,"name":96,"slug":97},53,"Alquilar Vs. 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