[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"$f30hwezvax20um":3,"$ffegs2evbp6jw":35,"$fbwk3vtva8yds":39},{"item":4,"previous":23,"next":29},{"id":5,"slug":6,"title":7,"description":8,"excerpt":9,"contentType":10,"featuredImage":11,"bannerImage":9,"body":12,"agentsBottomLine":13,"bodyImage":14,"isInfographic":15,"categories":16,"isVideo":15,"videoThumbnail":9,"videoSource":9,"publishedAt":21,"updatedAt":22},362,"mortgage-lending-is-not-out-of-control","¡El crédito hipotecario No está fuera de control! ","\u003Cp>Este año, juntas \u003Cem>Freddie Mac & Fannie Mae\u003C\u002Fem> presentaron programas nuevos que solo requieren una cuota inicial del 3 % en una hipoteca para comprar una casa. A comienzo de este mes, La \u003Cem>Asociación de banquero hipotecario \u003C\u002Fem>informó que las hipotecas con una tasa ajustable (\u003Cem>ARM por sus siglas en inglés\u003C\u002Fem>) tal vez estén regresando lentamente, con la proporción de las hipotecas con tasas ajustables aumentando al 7.4 por ciento del total de las aplicaciones para hipotecas. Algunos ven esto como un aflojar de los requisitos de los préstamos como un punto de preocupación.","","blog","https:\u002F\u002Fsimplifyingmedia\u002Fwp-content\u002Fuploads\u002F2015\u002F08\u002F01162223\u002FMoney-On-Trees.jpg","\u003Cp>Este año, juntas \u003Cem>Freddie Mac & Fannie Mae\u003C\u002Fem> presentaron programas nuevos que solo requieren una cuota inicial del 3 % en una hipoteca para comprar una casa. A comienzo de este mes, La \u003Cem>Asociación de banquero hipotecario \u003C\u002Fem>informó que las hipotecas con una tasa ajustable (\u003Cem>ARM por sus siglas en inglés\u003C\u002Fem>) tal vez estén regresando lentamente, con la proporción de las hipotecas con tasas ajustables aumentando al 7.4 por ciento del total de las aplicaciones para hipotecas. Algunos ven esto como un aflojar de los requisitos de los préstamos como un punto de preocupación.\u003C!--more-->\r\n\r\nWe know that the ridiculously low lending standards of the early 2000’s were part of the reason a housing bubble formed and burst last decade. Some are worried that we are headed down the same road that caused that housing crisis.\r\n\r\nHowever, a recent survey of a distinguished panel of over 100 economists, investment strategists, and housing market analysts conducted by \u003Cem>Pulsenomics\u003C\u002Fem> showed the vast majority disagree. The survey revealed that only 4% of the experts felt that over the next twelve months lending standards would \u003Cem>“ease too much, become too lax”.\u003C\u002Fem>\r\n\u003Ch3>\u003Cstrong>Here are the results of that survey:\u003C\u002Fstrong>\u003C\u002Fh3>\r\n\u003Ca href=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002Fwp-content\u002Fuploads\u002F2015\u002F08\u002FMortgage-Access.jpg\">\u003Cimg class=\"alignnone wp-image-31602\" src=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002Fwp-content\u002Fuploads\u002F2015\u002F08\u002FMortgage-Access.jpg\" alt=\"Mortgage Access | Simplifying The Market\" width=\"650\" height=\"488\" \u002F>\u003C\u002Fa>\r\n\u003Ch3>\u003Cstrong>Bottom Line\u003C\u002Fstrong>\u003C\u002Fh3>\r\nThere is no question that lending standards are easing; thereby giving more families the opportunity of accomplishing the American Dream of homeownership. However, we are not going back to the ridiculousness of the last decade.","\u003Cp>Este año, juntas \u003Cem>Freddie Mac & Fannie Mae\u003C\u002Fem> presentaron programas nuevos que solo requieren una cuota inicial del 3 % en una hipoteca para comprar una casa. A comienzo de este mes, La \u003Cem>Asociación de banquero hipotecario \u003C\u002Fem>informó que las hipotecas con una tasa ajustable (\u003Cem>ARM por sus siglas en inglés\u003C\u002Fem>) tal vez estén regresando lentamente, con la proporción de las hipotecas con tasas ajustables aumentando al 7.4 por ciento del total de las aplicaciones para hipotecas. Algunos ven esto como un aflojar de los requisitos de los préstamos como un punto de preocupación.\u003C!--more-->\r\n\r\nWe know that the ridiculously low lending standards of the early 2000’s were part of the reason a housing bubble formed and burst last decade. Some are worried that we are headed down the same road that caused that housing crisis.\r\n\r\nHowever, a recent survey of a distinguished panel of over 100 economists, investment strategists, and housing market analysts conducted by \u003Cem>Pulsenomics\u003C\u002Fem> showed the vast majority disagree. The survey revealed that only 4% of the experts felt that over the next twelve months lending standards would \u003Cem>“ease too much, become too lax”.\u003C\u002Fem>\r\n\u003Ch3>\u003Cstrong>Here are the results of that survey:\u003C\u002Fstrong>\u003C\u002Fh3>\r\n\u003Ca href=\"http:\u002F\u002Fwww.simplifyingthemarket.com\u002Fwp-content\u002Fuploads\u002F2015\u002F08\u002FMortgage-Access.jpg\">\u003Cimg class=\"alignnone wp-image-31602\" src=\"http:\u002F\u002Fwww.simplifyingthemarket.com\u002Fwp-content\u002Fuploads\u002F2015\u002F08\u002FMortgage-Access.jpg\" alt=\"Mortgage Access | Simplifying The Market\" width=\"650\" height=\"488\" \u002F>\u003C\u002Fa>\r\n\u003Ch3>\u003Cstrong>Bottom Line\u003C\u002Fstrong>\u003C\u002Fh3>\r\nThere is no question that lending standards are easing; thereby giving more families the opportunity of accomplishing the American Dream of homeownership. However, we are not going back to the ridiculousness of the last decade.","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002Fwp-content\u002Fuploads\u002F2015\u002F08\u002FMortgage-Access.jpg",false,[17],{"id":18,"name":19,"slug":20},5,"Para los compradores","buyers","2015-08-12T10:00:09Z","2015-08-10T10:43:32Z",{"id":24,"slug":25,"title":26,"featuredImage":27,"publishedAt":28,"contentType":10,"isVideo":15},361,"dont-wait-to-move-up-to-your-dream-home","¡No espere a mudarse a la casa de sus sueños!","https:\u002F\u002Fsimplifyingmedia\u002Fwp-content\u002Fuploads\u002F2015\u002F08\u002F01162222\u002FDont-Wait.jpg","2015-08-11T10:00:12Z",{"id":30,"slug":31,"title":32,"featuredImage":33,"publishedAt":34,"contentType":10,"isVideo":15},363,"when-is-it-a-good-time-to-rent-definitely-not-now","¿Cuándo es un buen momento para alquilar? ¡Ahora definitivamente NO!","https:\u002F\u002Fsimplifyingmedia\u002Fwp-content\u002Fuploads\u002F2015\u002F08\u002F01162219\u002FNo-Rent.jpg","2015-08-13T10:00:13Z",{"cover":36,"open":37,"shareSpread":38},"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Buyers-Guide-Cover-SP-original.png","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Buyers-Guide-Spread-SP-original.png","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Buyers-Guide-Magazine-SP-original.png",[40,44,45,49,53,57,61,65,69,73,77,81,85,89,93,97,101,105,109,113,117,121,125,129,133,137,141,145,149,152],{"id":41,"name":42,"slug":43},1,"No clasificado","uncategorized",{"id":18,"name":19,"slug":20},{"id":46,"name":47,"slug":48},6,"Para los vendedores","sellers",{"id":50,"name":51,"slug":52},7,"Ejecuciones hipotecarias","foreclosures",{"id":54,"name":55,"slug":56},8,"Infografías","infographics",{"id":58,"name":59,"slug":60},9,"Precios","home-prices",{"id":62,"name":63,"slug":64},11,"Compradores de vivienda por primera vez","first-time-buyers",{"id":66,"name":67,"slug":68},34,"Mercado de la tercera edad","senior-market",{"id":70,"name":71,"slug":72},35,"Tasas de interés","mortgage-rates",{"id":74,"name":75,"slug":76},38,"Compradores de casa mas grande","move-up",{"id":78,"name":79,"slug":80},41,"“FSBO“","for-sale-by-owner",{"id":82,"name":83,"slug":84},42,"Featured","featured",{"id":86,"name":87,"slug":88},45,"Nueva construcción","new-construction",{"id":90,"name":91,"slug":92},52,"Mercado de lujo","luxury--vacation",{"id":94,"name":95,"slug":96},53,"Alquilar Vs. Comprar","rent-vs-buy",{"id":98,"name":99,"slug":100},80,"Time-sensitive","time-sensitive",{"id":102,"name":103,"slug":104},81,"Outdated","outdated",{"id":106,"name":107,"slug":108},147,"Internal","internal",{"id":110,"name":111,"slug":112},148,"Do Not Autopost","do-not-autopost",{"id":114,"name":115,"slug":116},320,"Inventario","inventory",{"id":118,"name":119,"slug":120},321,"Valor del agente","agent-value",{"id":122,"name":123,"slug":124},322,"Asequibilidad","affordability",{"id":126,"name":127,"slug":128},323,"Consejos de compra","buying-tips",{"id":130,"name":131,"slug":132},324,"Reducir el tamaño","downsize",{"id":134,"name":135,"slug":136},325,"Economía","economy",{"id":138,"name":139,"slug":140},326,"Equidad","equity",{"id":142,"name":143,"slug":144},327,"Previsiones","forecasts",{"id":146,"name":147,"slug":148},328,"Consejos de venta","selling-tips",{"id":150,"name":9,"slug":151},339,"expiredwithdrawncanceled",{"id":153,"name":9,"slug":154},340,"price-it-rightoverpricing"]