[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"$f2wu4qxg7xp00d":3,"$ffegs2evbp6jw":37,"$fbwk3vtva8yds":41},{"item":4,"previous":25,"next":31},{"id":5,"slug":6,"title":7,"description":8,"excerpt":9,"contentType":10,"featuredImage":11,"bannerImage":9,"body":12,"agentsBottomLine":12,"bodyImage":9,"isInfographic":13,"categories":14,"isVideo":13,"videoThumbnail":9,"videoSource":9,"publishedAt":23,"updatedAt":24},296,"attaining-the-american-dream-the-5-financial-reasons-to-buy","Alcanzando el sueño Americano: Las 5 razones financieras para comprar","Hemos \u003Ca href=\"http:\u002F\u002Fwww.keepingcurrentmatters.com\u002Fes\u002F2015\u002F05\u002F06\u002Feasy-chicken-little-homeownership-rates-are-not-crashing\u002F\">informado\u003C\u002Fa> muchas veces que el sueño Americano de ser propietario de casa está vivo y saludable. Las razones \u003Ca href=\"http:\u002F\u002Fwww.keepingcurrentmatters.com\u002Fes\u002F2015\u002F04\u002F27\u002Ftheres-no-place-like-home\u002F\">personales\u003C\u002Fa> para ser propietario difieren para cada comprador, con muchas similitudes básicas.\r\n\r\nEric Belsky, el Director General de the Joint Center of Housing Studies en la Universidad de Harvard profundizó sobre \u003Cstrong>los 5 beneficios financieros\u003C\u002Fstrong> de ser propietario de casa en su documento – El sueño continua: El futuro de ser propietario de casa en América (\u003Ca href=\"http:\u002F\u002Fjchs.harvard.edu\u002Fsites\u002Fjchs.harvard.edu\u002Ffiles\u002Fw13-1_belsky_0.pdf\">The Dream Lives On: the Future of Homeownership in America)\u003C\u002Fa>.\r\n\r\n","","blog","https:\u002F\u002Fsimplifyingmedia\u002Fwp-content\u002Fuploads\u002F2015\u002F05\u002F01162542\u002FAmerican-Dream.jpg","Hemos \u003Ca href=\"http:\u002F\u002Fwww.keepingcurrentmatters.com\u002Fes\u002F2015\u002F05\u002F06\u002Feasy-chicken-little-homeownership-rates-are-not-crashing\u002F\">informado\u003C\u002Fa> muchas veces que el sueño Americano de ser propietario de casa está vivo y saludable. Las razones \u003Ca href=\"http:\u002F\u002Fwww.keepingcurrentmatters.com\u002Fes\u002F2015\u002F04\u002F27\u002Ftheres-no-place-like-home\u002F\">personales\u003C\u002Fa> para ser propietario difieren para cada comprador, con muchas similitudes básicas.\r\n\r\nEric Belsky, el Director General de the Joint Center of Housing Studies en la Universidad de Harvard profundizó sobre \u003Cstrong>los 5 beneficios financieros\u003C\u002Fstrong> de ser propietario de casa en su documento – El sueño continua: El futuro de ser propietario de casa en América (\u003Ca href=\"http:\u002F\u002Fjchs.harvard.edu\u002Fsites\u002Fjchs.harvard.edu\u002Ffiles\u002Fw13-1_belsky_0.pdf\">The Dream Lives On: the Future of Homeownership in America)\u003C\u002Fa>.\r\n\r\n\u003C!--more-->Here are the five reasons, each followed by an excerpt from the study:\r\n\u003Ch4>\u003Cstrong>1.) Housing is typically the one leveraged investment available.\u003C\u002Fstrong>\u003C\u002Fh4>\r\n\u003Cblockquote>\u003Cem>“Few households are interested in borrowing money to buy stocks and bonds and few lenders are willing to lend them the money. As a result, homeownership allows households to amplify any appreciation on the value of their homes by a leverage factor. Even a hefty 20 percent down payment results in a leverage factor of five so that every percentage point rise in the value of the home is a 5 percent return on their equity. With many buyers putting 10 percent or less down, their leverage factor is 10 or more.”\u003C\u002Fem>\u003C\u002Fblockquote>\r\n\u003Ch4>\u003Cstrong>2.) You're paying for housing whether you own or rent. \u003C\u002Fstrong>\u003C\u002Fh4>\r\n\u003Cblockquote>\u003Cem>“Homeowners pay debt service to pay down their own principal while households that rent pay down the principal of a landlord.”\u003C\u002Fem>\u003C\u002Fblockquote>\r\n\u003Ch4>\u003Cstrong>3.) Owning is usually a form of “forced savings”.\u003C\u002Fstrong>\u003C\u002Fh4>\r\n\u003Cblockquote>\u003Cem>“Since many people have trouble saving and have to make a housing payment one way or the other, owning a home can overcome people’s tendency to defer savings to another day.”\u003C\u002Fem>\u003C\u002Fblockquote>\r\n\u003Ch4>\u003Cstrong>4.) There are substantial tax benefits to owning.\u003C\u002Fstrong>\u003C\u002Fh4>\r\n\u003Cblockquote>\u003Cem>“Homeowners are able to deduct mortgage interest and property taxes from income...On top of all this, capital gains up to $250,000 are excluded from income for single filers and up to $500,000 for married couples if they sell their homes for a gain.”\u003C\u002Fem>\u003C\u002Fblockquote>\r\n\u003Ch4>\u003Cstrong>5.) Owning is a hedge against inflation.\u003C\u002Fstrong>\u003C\u002Fh4>\r\n\u003Cblockquote>\u003Cem>“Housing costs and rents have tended over most time periods to go up at or higher than the rate of inflation, making owning an attractive proposition.”\u003C\u002Fem>\u003C\u002Fblockquote>\r\n\u003Ch3>\u003Cstrong>Bottom Line\u003C\u002Fstrong>\u003C\u002Fh3>\r\nWe realize that homeownership makes sense for many Americans for an assortment of social and family reasons. It also makes sense financially. If you are considering a purchase this year, let’s get together to evaluate your ability to do so.",false,[15,19],{"id":16,"name":17,"slug":18},5,"Para los compradores","buyers",{"id":20,"name":21,"slug":22},11,"Compradores de vivienda por primera vez","first-time-buyers","2015-05-11T10:00:37Z","2015-05-11T10:36:00Z",{"id":26,"slug":27,"title":28,"featuredImage":29,"publishedAt":30,"contentType":10,"isVideo":13},295,"do-you-know-the-cost-of-renting-vs-buying-infographic","¿Sabe usted el costo de alquilar Vs. Comprar? [INFOGRAFÍA]","https:\u002F\u002F\u002F","2015-05-08T10:00:33Z",{"id":32,"slug":33,"title":34,"featuredImage":35,"publishedAt":36,"contentType":10,"isVideo":13},297,"the-truth-about-rising-prices-family-wealth","La verdad sobre la subida de los precios & el patrimonio familiar","https:\u002F\u002Fsimplifyingmedia\u002Fwp-content\u002Fuploads\u002F2015\u002F05\u002F01162542\u002FWealth-Gap.jpg","2015-05-12T10:00:45Z",{"cover":38,"open":39,"shareSpread":40},"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Buyers-Guide-Cover-SP-original.png","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Buyers-Guide-Spread-SP-original.png","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Buyers-Guide-Magazine-SP-original.png",[42,46,47,51,55,59,63,64,68,72,76,80,84,88,92,96,100,104,108,112,116,120,124,128,132,136,140,144,148,151],{"id":43,"name":44,"slug":45},1,"No clasificado","uncategorized",{"id":16,"name":17,"slug":18},{"id":48,"name":49,"slug":50},6,"Para los vendedores","sellers",{"id":52,"name":53,"slug":54},7,"Ejecuciones hipotecarias","foreclosures",{"id":56,"name":57,"slug":58},8,"Infografías","infographics",{"id":60,"name":61,"slug":62},9,"Precios","home-prices",{"id":20,"name":21,"slug":22},{"id":65,"name":66,"slug":67},34,"Mercado de la tercera edad","senior-market",{"id":69,"name":70,"slug":71},35,"Tasas de interés","mortgage-rates",{"id":73,"name":74,"slug":75},38,"Compradores de casa mas grande","move-up",{"id":77,"name":78,"slug":79},41,"“FSBO“","for-sale-by-owner",{"id":81,"name":82,"slug":83},42,"Featured","featured",{"id":85,"name":86,"slug":87},45,"Nueva construcción","new-construction",{"id":89,"name":90,"slug":91},52,"Mercado de lujo","luxury--vacation",{"id":93,"name":94,"slug":95},53,"Alquilar Vs. Comprar","rent-vs-buy",{"id":97,"name":98,"slug":99},80,"Time-sensitive","time-sensitive",{"id":101,"name":102,"slug":103},81,"Outdated","outdated",{"id":105,"name":106,"slug":107},147,"Internal","internal",{"id":109,"name":110,"slug":111},148,"Do Not Autopost","do-not-autopost",{"id":113,"name":114,"slug":115},320,"Inventario","inventory",{"id":117,"name":118,"slug":119},321,"Valor del agente","agent-value",{"id":121,"name":122,"slug":123},322,"Asequibilidad","affordability",{"id":125,"name":126,"slug":127},323,"Consejos de compra","buying-tips",{"id":129,"name":130,"slug":131},324,"Reducir el tamaño","downsize",{"id":133,"name":134,"slug":135},325,"Economía","economy",{"id":137,"name":138,"slug":139},326,"Equidad","equity",{"id":141,"name":142,"slug":143},327,"Previsiones","forecasts",{"id":145,"name":146,"slug":147},328,"Consejos de venta","selling-tips",{"id":149,"name":9,"slug":150},339,"expiredwithdrawncanceled",{"id":152,"name":9,"slug":153},340,"price-it-rightoverpricing"]