[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"$f2c7j21ln8v426":3,"$ffegs2evbp6jw":32,"$fbwk3vtva8yds":36},{"item":4,"previous":22,"next":27},{"id":5,"slug":6,"title":7,"description":8,"excerpt":9,"contentType":10,"featuredImage":11,"bannerImage":9,"body":12,"agentsBottomLine":12,"bodyImage":13,"isInfographic":14,"categories":15,"isVideo":14,"videoThumbnail":9,"videoSource":9,"publishedAt":20,"updatedAt":21},162,"buying-a-home-with-as-little-as-3-5-down-payment","Compre una casa con tan poco como el 3 al 5 % de cuota inicial ","\r\n\r\nRecientemente informamos acerca de la idea errónea que muchos compradores tienen en cuanto a la cuota inicial necesaria para comprar una casa. Múltiples estudios revelaron que 40-50 % de los estadounidenses creen que se necesita entre 15 a 20 % d...","","blog","https:\u002F\u002F\u002F","\u003Cp>\r\n\u003Cp>\u003Cimg class=\"alignnone wp-image-35017\" src=\"https:\u002F\u002Fwww.keepingcurrentmatters.com\u002Fwp-content\u002Fuploads\u002F2014\u002F10\u002FPocket-Change.jpg\" alt=\"Buying a Home for as Little as 3-5% Down | Keeping Current Matters\" width=\"550\" height=\"289\" \u002F>\u003C\u002Fp>\r\n\u003Cp>\u003Ca href=\"http:\u002F\u002Fwww.keepingcurrentmatters.com\u002Fes\u002F2014\u002F07\u002F16\u002Fhow-much-of-a-down-payment-do-you-actually-need\u002F\">Recientemente informamos \u003C\u002Fa>acerca de la idea errónea que muchos compradores tienen en cuanto a la cuota inicial necesaria para comprar una casa. Múltiples estudios revelaron que 40-50 % de los estadounidenses creen que se necesita entre 15 a 20 % de la cuota inicial para ser elegible para comprar una casa.\u003C\u002Fp>\r\n\u003Cp>Ese error salió el año pasado cuando el gobierno estaba en debates sobre las \u003Ca href=\"http:\u002F\u002Fwww.keepingcurrentmatters.com\u002F2013\u002F01\u002F23\u002Fwill-20-soon-be-the-minimum-down-payment-on-a-home\u002F\">nuevas directrices \u003C\u002Fa>para las hipotecas residenciales, a causa del colapso del sector de la vivienda en 2007. Algunos estabas discutiendo que debía haber un mínimo del 20 % o incluso 30 % de cuota inicial en todos los préstamos hipotecarios. \u003Cem>\u003Cstrong>Sin embargo, esas directrices nunca se aplicaron.\u003C\u002Fstrong>\u003C\u002Fem>\u003C\u002Fp>\r\n\u003Cp>Para contrarrestar este malentendido Christina Boyle, Freddie Mac’s VP and Head of Single-Family Sales & Relationship Management, en una \u003Ca href=\"http:\u002F\u002Fwww.freddiemac.com\u002Fnews\u002Fblog\u002Fchristina_boyle\u002F20140616_mortgage_down_payments.html\">perspectiva ejecutiva \u003C\u002Fa>reciente explico que una persona “puede obtener una hipoteca convencional, conforme con una cuota inicial de tan poco como el 5 por ciento”.\u003C\u002Fp>\r\n\u003Ch3>¿Estará disponible pronto una cuota inicial del 3 %?\u003C\u002Fh3>\r\n\u003Cp>Apenas la semana pasada, Mel Watt director de Federal Housing Finance Agency \u003Ca href=\"http:\u002F\u002Fwww.housingwire.com\u002Farticles\u002F31778-fhfa-director-announces-changes-to-open-fannie-freddie-credit-boxes\">anuncio \u003C\u002Fa>que las hipotecas que requieren solo el tres por ciento de cuota inicial tal vez estarán disponibles pronto:\u003C\u002Fp>\r\n\u003Cblockquote>\u003Cp>\u003Cem>“Para aumentar el acceso para los prestatarios dignos de crédito pero con patrimonio más bajo, FHFA está también trabajando con las empresas para desarrollar directrices sensatas y razonables para préstamos con coeficientes préstamo-valor entre 95 y 97 por ciento. A través de estas directrices, creemos que las empresas podrán atender responsablemente a un segmento objetivo de prestatarios dignos de crédito, con hipotecas con baja cuota inicial teniendo en cuenta “los factores de compensación”.\u003C\u002Fem>\u003C\u002Fp>\r\n\u003C\u002Fblockquote>\r\n\u003Ch3>En conclusión\u003C\u002Fh3>\r\n\u003Cp>Si usted está ahorrando para su primera casa o para esa mudanza perfecta a la casa de sus sueños, asegúrese que usted conoce todas sus opciones. Se puede llevar una sorpresa agradable.\u003C\u002Fp>\r\n\u003C\u002Fp>\r\n\u003Cp>\u003C\u002Fp>\r\n","https:\u002F\u002Fwww.keepingcurrentmatters.com\u002Fwp-content\u002Fuploads\u002F2014\u002F10\u002FPocket-Change.jpg",false,[16],{"id":17,"name":18,"slug":19},5,"Para los compradores","buyers","2014-10-30T10:00:47Z","2014-10-30T17:34:31Z",{"id":23,"slug":24,"title":25,"featuredImage":11,"publishedAt":26,"contentType":10,"isVideo":14},161,"gallup-poll-real-estate-best-long-term-investment-2","Encuesta de Gallup: Bienes raíces la mejor inversión a largo plazo ","2014-10-29T10:00:36Z",{"id":28,"slug":29,"title":30,"featuredImage":11,"publishedAt":31,"contentType":10,"isVideo":14},163,"taking-the-spooky-out-of-the-mortgage-process-infographic","Sacando lo ESCALOFRIANTE del Proceso de la Hipoteca [INFOGRÁFICA]","2014-10-31T10:00:49Z",{"cover":33,"open":34,"shareSpread":35},"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Buyers-Guide-Cover-SP-original.png","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Buyers-Guide-Spread-SP-original.png","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Buyers-Guide-Magazine-SP-original.png",[37,41,42,46,50,54,58,62,66,70,74,78,82,86,90,94,98,102,106,110,114,118,122,126,130,134,138,142,146,149],{"id":38,"name":39,"slug":40},1,"No clasificado","uncategorized",{"id":17,"name":18,"slug":19},{"id":43,"name":44,"slug":45},6,"Para los vendedores","sellers",{"id":47,"name":48,"slug":49},7,"Ejecuciones hipotecarias","foreclosures",{"id":51,"name":52,"slug":53},8,"Infografías","infographics",{"id":55,"name":56,"slug":57},9,"Precios","home-prices",{"id":59,"name":60,"slug":61},11,"Compradores de vivienda por primera vez","first-time-buyers",{"id":63,"name":64,"slug":65},34,"Mercado de la tercera edad","senior-market",{"id":67,"name":68,"slug":69},35,"Tasas de interés","mortgage-rates",{"id":71,"name":72,"slug":73},38,"Compradores de casa mas grande","move-up",{"id":75,"name":76,"slug":77},41,"“FSBO“","for-sale-by-owner",{"id":79,"name":80,"slug":81},42,"Featured","featured",{"id":83,"name":84,"slug":85},45,"Nueva construcción","new-construction",{"id":87,"name":88,"slug":89},52,"Mercado de lujo","luxury--vacation",{"id":91,"name":92,"slug":93},53,"Alquilar Vs. Comprar","rent-vs-buy",{"id":95,"name":96,"slug":97},80,"Time-sensitive","time-sensitive",{"id":99,"name":100,"slug":101},81,"Outdated","outdated",{"id":103,"name":104,"slug":105},147,"Internal","internal",{"id":107,"name":108,"slug":109},148,"Do Not Autopost","do-not-autopost",{"id":111,"name":112,"slug":113},320,"Inventario","inventory",{"id":115,"name":116,"slug":117},321,"Valor del agente","agent-value",{"id":119,"name":120,"slug":121},322,"Asequibilidad","affordability",{"id":123,"name":124,"slug":125},323,"Consejos de compra","buying-tips",{"id":127,"name":128,"slug":129},324,"Reducir el tamaño","downsize",{"id":131,"name":132,"slug":133},325,"Economía","economy",{"id":135,"name":136,"slug":137},326,"Equidad","equity",{"id":139,"name":140,"slug":141},327,"Previsiones","forecasts",{"id":143,"name":144,"slug":145},328,"Consejos de venta","selling-tips",{"id":147,"name":9,"slug":148},339,"expiredwithdrawncanceled",{"id":150,"name":9,"slug":151},340,"price-it-rightoverpricing"]