[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"$f1c7b0c9huev1a":3,"$ffegs2evbp6jw":32,"$fbwk3vtva8yds":36},{"item":4,"previous":22,"next":27},{"id":5,"slug":6,"title":7,"description":8,"excerpt":9,"contentType":10,"featuredImage":11,"bannerImage":9,"body":12,"agentsBottomLine":12,"bodyImage":13,"isInfographic":14,"categories":15,"isVideo":14,"videoThumbnail":9,"videoSource":9,"publishedAt":20,"updatedAt":21},50,"moving-up-do-it-now-2","(English) Moving Up? Do it Now!","(English) \r\n\r\nA recent study revealed that the number of existing home owners planning to buy a home this year is about to increase dramatically. Some are moving up, some are downsizing and others are making a lateral move. Another study shows that o...","","blog","https:\u002F\u002F\u002F","(English) \u003Cimg class=\"alignnone size-full wp-image-30087\" src=\"https:\u002F\u002Fwww.keepingcurrentmatters.com\u002Fwp-content\u002Fuploads\u002F2014\u002F05\u002Furgency.jpg\" alt=\"Moving Up? Do It Now | The KCM Crew\" width=\"600\" height=\"315\" \u002F>\r\n\r\nA recent \u003Ca href=\"http:\u002F\u002Fwww.keepingcurrentmatters.com\u002F2014\u002F02\u002F12\u002Fa-flood-of-listings-coming-to-the-market\u002F\">study\u003C\u002Fa> revealed that the number of existing home owners planning to buy a home this year is about to increase dramatically. Some are moving up, some are downsizing and others are making a lateral move. Another study shows that over 75% of these buyers will, in fact, be in that first category: a move-up buyer. We want to address this group of buyers in today’s blog post.\r\n\r\nThere is no way for us to predict the future but we can look at what happened over the last year. Let’s look at buyers that considered moving up last year but decided to wait instead.\r\n\r\nAssume they had a home worth $300,000 and were looking at a home for $450,000 (putting 10% down they would get a mortgage of $405,000). By waiting, their house appreciated by approximately 10% over the last year (based on the \u003Cstrong>Case Shiller Pricing Index\u003C\u002Fstrong>). Their home could now sell for $330,000. That would mean an additional $30,000 in equity assuming they didn’t incur any expenses in selling the home.\r\n\r\nBut, the $450,000 home would now be worth $495,000. Adding the original 10% down payment ($45,000) to the additional equity ($30,000), they would now have a $75,000 down payment. That would still need a mortgage of $425,000.\r\n\r\nHere is a table showing what additional monthly cost would be incurred by waiting:\r\n\r\n\u003Ca href=\"https:\u002F\u002Fwww.keepingcurrentmatters.com\u002Fwp-content\u002Fuploads\u002F2014\u002F05\u002FCost-of-Waiting-Visual-Members.jpg\">\u003Cimg class=\"aligncenter wp-image-30091\" src=\"https:\u002F\u002Fwww.keepingcurrentmatters.com\u002Fwp-content\u002Fuploads\u002F2014\u002F05\u002FCost-of-Waiting-Visual-Members.jpg\" alt=\"Cost of Waiting Visual Members\" width=\"550\" height=\"230\" \u002F>\u003C\u002Fa>\r\n\r\nAccording to the \u003Cstrong>Home Price Expectation Survey\u003C\u002Fstrong>, home prices are projected to appreciate by approximately 6% over the next eighteen months. Interest rates are also expected to rise by as much as another full percentage point in that same time period according to \u003Cem>FreddieMac\u003C\u002Fem>. If your family plans to move-up to a nicer or bigger home, it may make sense to move now rather than later.","https:\u002F\u002Fwww.keepingcurrentmatters.com\u002Fwp-content\u002Fuploads\u002F2014\u002F05\u002Furgency.jpg",false,[16],{"id":17,"name":18,"slug":19},5,"Para los compradores","buyers","2014-05-27T10:00:34Z","2014-05-27T13:38:36Z",{"id":23,"slug":24,"title":25,"featuredImage":11,"publishedAt":26,"contentType":10,"isVideo":14},49,"all-gave-some-some-gave-all-3","(English) All Gave Some. Some Gave All","2014-05-26T10:00:34Z",{"id":28,"slug":29,"title":30,"featuredImage":11,"publishedAt":31,"contentType":10,"isVideo":14},51,"create-wealth-move-up-now","(English) Create Wealth: Move Up Now!!","2014-05-28T10:00:58Z",{"cover":33,"open":34,"shareSpread":35},"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Buyers-Guide-Cover-SP-original.png","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Buyers-Guide-Spread-SP-original.png","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Buyers-Guide-Magazine-SP-original.png",[37,41,42,46,50,54,58,62,66,70,74,78,82,86,90,94,98,102,106,110,114,118,122,126,130,134,138,142,146,149],{"id":38,"name":39,"slug":40},1,"No clasificado","uncategorized",{"id":17,"name":18,"slug":19},{"id":43,"name":44,"slug":45},6,"Para los vendedores","sellers",{"id":47,"name":48,"slug":49},7,"Ejecuciones hipotecarias","foreclosures",{"id":51,"name":52,"slug":53},8,"Infografías","infographics",{"id":55,"name":56,"slug":57},9,"Precios","home-prices",{"id":59,"name":60,"slug":61},11,"Compradores de vivienda por primera vez","first-time-buyers",{"id":63,"name":64,"slug":65},34,"Mercado de la tercera edad","senior-market",{"id":67,"name":68,"slug":69},35,"Tasas de interés","mortgage-rates",{"id":71,"name":72,"slug":73},38,"Compradores de casa mas grande","move-up",{"id":75,"name":76,"slug":77},41,"“FSBO“","for-sale-by-owner",{"id":79,"name":80,"slug":81},42,"Featured","featured",{"id":83,"name":84,"slug":85},45,"Nueva construcción","new-construction",{"id":87,"name":88,"slug":89},52,"Mercado de lujo","luxury--vacation",{"id":91,"name":92,"slug":93},53,"Alquilar Vs. Comprar","rent-vs-buy",{"id":95,"name":96,"slug":97},80,"Time-sensitive","time-sensitive",{"id":99,"name":100,"slug":101},81,"Outdated","outdated",{"id":103,"name":104,"slug":105},147,"Internal","internal",{"id":107,"name":108,"slug":109},148,"Do Not Autopost","do-not-autopost",{"id":111,"name":112,"slug":113},320,"Inventario","inventory",{"id":115,"name":116,"slug":117},321,"Valor del agente","agent-value",{"id":119,"name":120,"slug":121},322,"Asequibilidad","affordability",{"id":123,"name":124,"slug":125},323,"Consejos de compra","buying-tips",{"id":127,"name":128,"slug":129},324,"Reducir el tamaño","downsize",{"id":131,"name":132,"slug":133},325,"Economía","economy",{"id":135,"name":136,"slug":137},326,"Equidad","equity",{"id":139,"name":140,"slug":141},327,"Previsiones","forecasts",{"id":143,"name":144,"slug":145},328,"Consejos de venta","selling-tips",{"id":147,"name":9,"slug":148},339,"expiredwithdrawncanceled",{"id":150,"name":9,"slug":151},340,"price-it-rightoverpricing"]