Real Estate withThor Odinson

Para los compradoresmiércoles, 16 de abril de 2014

(English) Real Estate: We are NOT the Only Ones Saying You Should Buy

(English) Real Estate: We are NOT the Only Ones Saying You Should Buy
(English) We have never hid our belief in homeownership. That does not mean we think EVERYONE should run out and buy a house. However, if a person or family is ready, willing and able to purchase a home, we believe that owning is much better than renting. And we believe that now is a great time to buy. We are not the only ones that think owning has massive benefits or that now is a sensational time to plunge into owning your own home. Here are a few others:

Benefits of Owning

Joint Center for Housing Studies, Harvard University “Homeowners pay debt service to pay down their own principal while households that rent pay down the principal of a landlord…Having to make a housing payment one way or the other, owning a home can overcome people’s tendency to defer savings.” The Federal Reserve “Renters have much lower median and mean net worth than homeowners in any survey year.”

Benefits of Buying Now

Trulia “Buying costs less than renting in all 100 large U.S. metros… Now, at a 30-year fixed rate of 4.5%, buying is 38% cheaper than renting nationally.” Freddie Mac "One thing seems certain: we are not likely to see average 30-year fixed mortgage rates return to the historic lows experienced in 2012…Yes, rates are higher than they were a year ago – and certainly higher than two years ago. But if you look at the averages over the last four decades, today's rates remain historically low."

En conclusión

(English) We have never hid our belief in homeownership. That does not mean we think EVERYONE should run out and buy a house. However, if a person or family is ready, willing and able to purchase a home, we believe that owning is much better than renting. And we believe that now is a great time to buy. We are not the only ones that think owning has massive benefits or that now is a sensational time to plunge into owning your own home. Here are a few others:

Benefits of Owning

Joint Center for Housing Studies, Harvard University “Homeowners pay debt service to pay down their own principal while households that rent pay down the principal of a landlord…Having to make a housing payment one way or the other, owning a home can overcome people’s tendency to defer savings.” The Federal Reserve “Renters have much lower median and mean net worth than homeowners in any survey year.”

Benefits of Buying Now

Trulia “Buying costs less than renting in all 100 large U.S. metros… Now, at a 30-year fixed rate of 4.5%, buying is 38% cheaper than renting nationally.” Freddie Mac "One thing seems certain: we are not likely to see average 30-year fixed mortgage rates return to the historic lows experienced in 2012…Yes, rates are higher than they were a year ago – and certainly higher than two years ago. But if you look at the averages over the last four decades, today's rates remain historically low."

La información incluida, y las opiniones expresadas, en este artículo no pretenden ser interpretadas como asesoramiento de inversión. Thor Odinson y Keeping Current Matters, Inc. no garantizan o aseguran la exactitud o integridad de la información u opiniones incluidas en este documento. Nada de lo presente debe interpretarse como asesoramiento de inversión. Siempre debe llevar a cabo su propia investigación y diligencia debida, y obtener asesoramiento profesional antes de tomar cualquier decisión de inversión. Thor Odinson y Keeping Current Matters, Inc. no serán responsables de ninguna perdida o daño causado por su confianza en la información u opiniones incluidas en este documento.

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