[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"$fbwk2pqjjqsc7":3,"$f2i0fr66fsiib7":124},[4,8,12,16,20,24,28,32,36,40,44,48,52,56,60,64,68,72,76,80,84,88,92,96,100,104,108,112,116,120],{"id":5,"name":6,"slug":7},1,"Uncategorized","uncategorized",{"id":9,"name":10,"slug":11},5,"For Buyers","buyers",{"id":13,"name":14,"slug":15},6,"For Sellers","sellers",{"id":17,"name":18,"slug":19},7,"Foreclosures","foreclosures",{"id":21,"name":22,"slug":23},8,"Infographics","infographics",{"id":25,"name":26,"slug":27},9,"Home Prices","home-prices",{"id":29,"name":30,"slug":31},11,"First-Time Buyers","first-time-buyers",{"id":33,"name":34,"slug":35},34,"Senior Market","senior-market",{"id":37,"name":38,"slug":39},35,"Mortgage Rates","mortgage-rates",{"id":41,"name":42,"slug":43},38,"Move-Up","move-up",{"id":45,"name":46,"slug":47},41,"For Sale by Owner","for-sale-by-owner",{"id":49,"name":50,"slug":51},42,"Featured","featured",{"id":53,"name":54,"slug":55},45,"New Construction","new-construction",{"id":57,"name":58,"slug":59},52,"Luxury \u002F Vacation","luxury--vacation",{"id":61,"name":62,"slug":63},53,"Rent vs. Buy","rent-vs-buy",{"id":65,"name":66,"slug":67},80,"Time-sensitive","time-sensitive",{"id":69,"name":70,"slug":71},81,"Outdated","outdated",{"id":73,"name":74,"slug":75},147,"Internal","internal",{"id":77,"name":78,"slug":79},148,"Do Not Autopost","do-not-autopost",{"id":81,"name":82,"slug":83},320,"Inventory","inventory",{"id":85,"name":86,"slug":87},321,"Agent Value","agent-value",{"id":89,"name":90,"slug":91},322,"Affordability","affordability",{"id":93,"name":94,"slug":95},323,"Buying Tips","buying-tips",{"id":97,"name":98,"slug":99},324,"Downsize","downsize",{"id":101,"name":102,"slug":103},325,"Economy","economy",{"id":105,"name":106,"slug":107},326,"Equity","equity",{"id":109,"name":110,"slug":111},327,"Forecasts","forecasts",{"id":113,"name":114,"slug":115},328,"Selling Tips","selling-tips",{"id":117,"name":118,"slug":119},339,"Expired\u002FWithdrawn\u002FCanceled","expiredwithdrawncanceled",{"id":121,"name":122,"slug":123},340,"Price It Right\u002FOverpricing","price-it-rightoverpricing",{"items":125,"totalCount":45,"hasMore":271},[126,146,162,179,194,211,228,248,262,280],{"id":127,"slug":128,"title":129,"description":130,"excerpt":131,"contentType":132,"featuredImage":133,"bannerImage":131,"body":134,"agentsBottomLine":135,"bodyImage":136,"isInfographic":137,"categories":138,"isVideo":137,"videoThumbnail":131,"videoSource":131,"publishedAt":144,"updatedAt":145},107144,"stay-or-sell-how-to-make-the-right-call-as-you-age","Stay or Sell? How To Make the Right Call as You Age","\u003Cp>At some point, as you start thinking about the years ahead, this question tends to come up...\u003C\u002Fp>","","blog","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260428\u002FHeader-Image-GettyImages-2184553632-original.png","\u003Cp>At some point, as you start thinking about the \u003Ca href=\"\u002F2025\u002F01\u002F28\u002Fhow-home-equity-can-help-fuel-your-retirement\u002F\" rel=\"noopener noreferrer\" target=\"_blank\">years ahead\u003C\u002Fa>, this question tends to come up:\u003C\u002Fp>\u003Cp>\u003Cstrong>\u003Cem>“Could I stay here long-term… or would it make more sense to move?”\u003C\u002Fem>\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp>It’s not always urgent. It often shows up in small moments, like going up and down the stairs, keeping up with the maintenance, or just thinking about what the next chapter of your life might look like in this home.\u003C\u002Fp>\u003Cp>And for most people, the answer is simple. They want to stay.\u003C\u002Fp>\u003Cp>The \u003Cem>USC Leonard Davis School of Gerontology\u003C\u002Fem> found about \u003Ca href=\"https:\u002F\u002Fgero.usc.edu\u002Fabout\u002Four-field\u002Fthe-value-of-aging-in-place\u002F\" rel=\"noopener noreferrer\" target=\"_blank\">\u003Cstrong>90%\u003C\u002Fstrong>\u003C\u002Fa>\u003Cstrong> of adults over 65 prefer to stay in their homes as they get older \u003C\u002Fstrong>(\u003Cem>see below\u003C\u002Fem>):\u003C\u002Fp>\u003Cp>\u003Ca href=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260428\u002F20260429-90-Percent-of-Adults-original.png\" rel=\"noopener noreferrer\" target=\"_blank\">\u003Cimg src=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260428\u002F20260429-90-Percent-of-Adults-original.png\" alt=\"a blue circle with white text\">\u003C\u002Fa>But even if staying feels like the right answer, it’s still worth thinking ahead about what that might actually look like. That’s where the right agent can really help.\u003C\u002Fp>\u003Ch4>\u003Cstrong>What You Need To Plan for If You’re Staying in Your Home\u003C\u002Fstrong>\u003C\u002Fh4>\u003Cp>Aging in place is \u003Cem>definitely \u003C\u002Fem>possible. But it’s better if you have a plan. And here’s why. The home that once worked perfectly may need to change with you over the years. And it’s easier if you can anticipate those expenses.\u003C\u002Fp>\u003Cul>\u003Cli>\u003Cstrong>Sometimes that means small updates: \u003C\u002Fstrong>like adding grab bars in the shower.\u003C\u002Fli>\u003Cli>\u003Cstrong>Other times, you’ll have to make bigger decisions:\u003C\u002Fstrong> like reworking layouts or moving key spaces to the first floor.\u003C\u002Fli>\u003C\u002Ful>\u003Cp>Some of those changes are going to be simple. Others can be a meaningful investment. And that’s why thinking about it early matters. Not because you \u003Cem>need \u003C\u002Fem>to decide anything right now, but because it gives you \u003Cstrong>time.\u003C\u002Fstrong>\u003C\u002Fp>\u003Cul>\u003Cli>\u003Cstrong>\u003Cem>Time \u003C\u002Fem>\u003C\u002Fstrong>to understand what your home may need.\u003C\u002Fli>\u003Cli>\u003Cstrong>\u003Cem>Time \u003C\u002Fem>\u003C\u002Fstrong>to explore your options.\u003C\u002Fli>\u003Cli>\u003Cstrong>\u003Cem>Time \u003C\u002Fem>\u003C\u002Fstrong>to find the right contractors.\u003C\u002Fli>\u003Cli>\u003Cstrong>\u003Cem>Time \u003C\u002Fem>\u003C\u002Fstrong>to space out the expense of the upgrades.\u003C\u002Fli>\u003C\u002Ful>\u003Cp>According to \u003Cem>ElderLife Financial\u003C\u002Fem>, here's a rough baseline of what it could cost depending on what needs to be done (\u003Cem>see below\u003C\u002Fem>):\u003C\u002Fp>\u003Cp>\u003Ca href=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260428\u002F20260429-What-It-Might-Cost-original.png\" rel=\"noopener noreferrer\" target=\"_blank\">\u003Cimg src=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260428\u002F20260429-What-It-Might-Cost-original.png\" alt=\"a blue and white rectangular sign\">\u003C\u002Fa>And don’t worry. If your heart is really set on staying, but the costs feel like a concern, it helps to know you have options. Depending on your situation, there may be financial assistance programs available, along with tools like \u003Ca href=\"https:\u002F\u002Fwww.ahs.com\u002Fhome-matters\u002Fcost-savers\u002Fimportant-home-modifications-for-aging-in-place\u002F\" rel=\"noopener noreferrer\" target=\"_blank\">home warranties\u003C\u002Fa> to help manage unexpected costs.\u003C\u002Fp>\u003Cp>Just remember, if you’re thinking about making updates, it’s always worth having a quick conversation before you start. A real estate agent can help you understand which changes tend to make sense for your situation and how they may impact your home’s value based on your local market.\u003C\u002Fp>\u003Ch4>\u003Cstrong>When Moving Might Make More Sense\u003C\u002Fstrong>\u003C\u002Fh4>\u003Cp>But staying isn’t always the best fit for every situation. According to \u003Cem>Pegasus Senior Living\u003C\u002Fem>:\u003C\u002Fp>\u003Cblockquote>\u003Cem>“While most seniors hope to age in place, practical considerations sometimes make selling a home the wiser choice.”\u003C\u002Fem>\u003C\u002Fblockquote>\u003Cp>Sometimes, it comes down to a simple shift: \u003Cstrong>when the home that once made life \u003Cem>easier\u003C\u002Fem>, starts to make it \u003Cem>harder\u003C\u002Fem>.\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp>That might look like:\u003C\u002Fp>\u003Cul>\u003Cli>Maintenance or yardwork that's starting to feel overwhelming\u003C\u002Fli>\u003Cli>Stairs or layouts that are getting harder to manage day-to-day\u003C\u002Fli>\u003Cli>Or needing more support or care or being too far from loved ones\u003C\u002Fli>\u003C\u002Ful>\u003Cp>And sometimes, it’s not about necessity at all. It’s about lifestyle. Some homeowners just don’t want to live through major renovations. Others are ready to simplify, \u003Ca href=\"\u002F2026\u002F01\u002F29\u002Fwhy-so-many-homeowners-are-downsizing-right-now\u002F\" rel=\"noopener noreferrer\" target=\"_blank\">downsize\u003C\u002Fa>, or move somewhere that better fits this next chapter, whether that’s a smaller home, a 55+ community, or a place closer to family. \u003C\u002Fp>\u003Cp>For them, moving simply means making daily life easier.\u003C\u002Fp>","\u003Cp>There’s no one-size-fits-all answer here.\u003C\u002Fp>\u003Cp>Some people stay and make updates. Others move to simplify things. Either can be the right choice. The goal isn’t to pick one today. It’s to understand your options early, so when the time comes, you feel confident instead of rushed.\u003C\u002Fp>\u003Cp>And if you ever want a sounding board to think through what the future could look like for you, let’s connect.\u003C\u002Fp>","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260428\u002F20260429-90-Percent-of-Adults-original.png",false,[139,140,141,142,143],{"id":13,"name":14,"slug":15},{"id":33,"name":34,"slug":35},{"id":85,"name":86,"slug":87},{"id":97,"name":98,"slug":99},{"id":113,"name":114,"slug":115},"2026-04-29T10:30:00Z","2026-04-29T10:30:24Z",{"id":147,"slug":148,"title":149,"description":150,"excerpt":131,"contentType":132,"featuredImage":151,"bannerImage":131,"body":152,"agentsBottomLine":153,"bodyImage":154,"isInfographic":137,"categories":155,"isVideo":137,"videoThumbnail":131,"videoSource":131,"publishedAt":160,"updatedAt":161},106041,"when-buying-a-home-feels-out-of-reach-some-families-do-this-instead","When Buying a Home Feels Out of Reach, Some Families Do This Instead","\u003Cp>For a lot of people, the math on buying a home just doesn’t really work right now.\u003C\u002Fp>","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260402\u002FHeader-Image-GettyImages-2213063442-original.png","\u003Cp>For a lot of people, the math on buying a home just doesn’t really work right now. Maybe that’s how it feels for you too. You look at the cost of \u003Ca href=\"\u002F2026\u002F03\u002F18\u002F3-must-dos-for-first-time-home-buyers\u002F\" rel=\"noopener noreferrer\" target=\"_blank\">buying\u003C\u002Fa>. Then you look at the cost of childcare. And it starts to feel like you have to choose one or the other.\u003C\u002Fp>\u003Cp>But some families are finding a way to make both work by doing something a little different: \u003Cstrong>teaming up to purchase a multi-generational home\u003C\u002Fstrong>.\u003C\u002Fp>\u003Ch4>\u003Cstrong>One Reason This Is Becoming More Common\u003C\u002Fstrong>\u003C\u002Fh4>\u003Cp>It’s no secret that \u003Ca href=\"\u002F2026\u002F03\u002F19\u002Faffordability-has-improved-in-all-50-states\u002F\" rel=\"noopener noreferrer\" target=\"_blank\">affordability\u003C\u002Fa> has been a challenge in recent years. But for families with young kids, there’s an added layer that can make it feel even harder: childcare.\u003C\u002Fp>\u003Cp>According to the\u003Cem> Department of Health and Human Services\u003C\u002Fem>, childcare should take up no more than 7% of your monthly income. But in reality, the average married couple spends closer to \u003Ca href=\"https:\u002F\u002Fwww.visualcapitalist.com\u002Fmapped-child-care-costs-by-u-s-state-in-2025\u002F\" rel=\"noopener noreferrer\" target=\"_blank\">10%\u003C\u002Fa> (\u003Cem>see map below\u003C\u002Fem>):\u003C\u002Fp>\u003Cp>\u003Ca href=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260402\u002F20260409-Child-Care-Costs-original.png\" rel=\"noopener noreferrer\" target=\"_blank\">\u003Cimg src=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260402\u002F20260409-Child-Care-Costs-original.png\" alt=\"a map of the united states\">\u003C\u002Fa>When you combine that with the cost of buying a home, it’s easy to see why things can feel stretched. That’s exactly why more families are starting to rethink how they approach both.\u003C\u002Fp>\u003Ch4>\u003Cstrong>The Solution More People Are Turning To: Multi-Generational Living\u003C\u002Fstrong>\u003C\u002Fh4>\u003Cp>One option gaining traction? Multi-generational living. That’s when parents, grandparents, or other relatives buy a house together and live under the same roof. And it’s not just about convenience anymore. It’s becoming a go-to strategy.\u003C\u002Fp>\u003Cp>You can see it in the \u003Ca href=\"https:\u002F\u002Fwww.nar.realtor\u002Fresearch-and-statistics\u002Fresearch-reports\u002Fhighlights-from-the-profile-of-home-buyers-and-sellers\" rel=\"noopener noreferrer\" target=\"_blank\">data\u003C\u002Fa>. According to the \u003Cem>National Association of Realtors \u003C\u002Fem>(NAR), \u003Cstrong>almost 1 in 7 homebuyers (14%) bought a multi-generational home in 2025\u003C\u002Fstrong> (\u003Cem>see graph below\u003C\u002Fem>):\u003C\u002Fp>\u003Cp>\u003Ca href=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260402\u002F20260409-1-in-7-Homebuyers-original.png\" rel=\"noopener noreferrer\" target=\"_blank\">\u003Cimg src=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260402\u002F20260409-1-in-7-Homebuyers-original.png\" alt=\"a graph of a homebuyers bought a multi-generation home\">\u003C\u002Fa>And for the first time, \u003Cstrong>childcare \u003C\u002Fstrong>is showing up as a key reason why they chose this option. As NAR \u003Ca href=\"https:\u002F\u002Fwww.nar.realtor\u002Fresearch-and-statistics\u002Fresearch-reports\u002Fhighlights-from-the-profile-of-home-buyers-and-sellers\" rel=\"noopener noreferrer\" target=\"_blank\">explains\u003C\u002Fa>:\u003C\u002Fp>\u003Cblockquote>\u003Cem>“This year’s report features two new primary reasons for purchasing a multi-generational home: \u003C\u002Fem>\u003Cstrong>\u003Cem>grandchildren living in the home\u003C\u002Fem>\u003C\u002Fstrong>\u003Cem> (12%) and to help reduce the \u003C\u002Fem>\u003Cstrong>\u003Cem>cost of childcare \u003C\u002Fem>\u003C\u002Fstrong>\u003Cem>(6%).”\u003C\u002Fem>\u003C\u002Fblockquote>\u003Ch4>\u003Cstrong>Why It Works\u003C\u002Fstrong>\u003C\u002Fh4>\u003Cp>Buying a multi-generational home solves two big challenges at the same time.\u003C\u002Fp>\u003Cul>\u003Cli>First, \u003Cstrong>it shares the financial responsibility\u003C\u002Fstrong>. If you pool multiple incomes together, you may be able to afford a home you couldn't have on your own.\u003C\u002Fli>\u003Cli>Second, it can also \u003Cstrong>solve the childcare puzzle\u003C\u002Fstrong>. When grandparents or other relatives live in the home, they may be able to help with daily care – which can significantly reduce or even eliminate daycare costs.\u003C\u002Fli>\u003C\u002Ful>\u003Cp>And for many people, that combination is what finally makes their move possible.\u003C\u002Fp>\u003Cp>If the costs of childcare and housing together have made buying feel out of reach right now, it may be worth exploring creative options like buying a home with your loved ones.\u003C\u002Fp>","\u003Cp>If you want more information on multi-generational homes, let’s have a quick conversation about what’s available in our area.\u003C\u002Fp>\u003Cp>\u003Cstrong>Sometimes the path to homeownership isn’t doing it alone. It’s doing it together.\u003C\u002Fstrong>\u003C\u002Fp>","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260402\u002F20260409-Child-Care-Costs-original.png",[156,157,158,159],{"id":9,"name":10,"slug":11},{"id":33,"name":34,"slug":35},{"id":89,"name":90,"slug":91},{"id":93,"name":94,"slug":95},"2026-04-09T10:30:00Z","2026-04-02T18:09:05Z",{"id":163,"slug":164,"title":165,"description":166,"excerpt":131,"contentType":132,"featuredImage":167,"bannerImage":168,"body":169,"agentsBottomLine":170,"bodyImage":171,"isInfographic":137,"categories":172,"isVideo":137,"videoThumbnail":131,"videoSource":131,"publishedAt":177,"updatedAt":178},104089,"the-hidden-advantage-repeat-buyers-have-right-now","The Hidden Advantage Repeat Buyers Have Right Now","\u003Cp>What if you didn’t have a mortgage payment on your next house? It may sound a little unrealistic. But for a number of homeowners, it’s actually doable.\u003C\u002Fp>","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260224\u002F20260302-Blog-Header-Image-original.png","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260305\u002FSTM-Banner-2021-Fall-Seller-Guide-9-2--original.jpg","\u003Cp>What if you didn’t have a mortgage payment on your next house? It may sound a little unrealistic. But for a number of homeowners, it’s actually doable.\u003C\u002Fp>\u003Cp>\u003Cstrong>Nearly 3 in 10 homes purchased today are bought in cash\u003C\u002Fstrong>, \u003Ca href=\"https:\u002F\u002Fcms.nar.realtor\u002Fsites\u002Fdefault\u002Ffiles\u002F2026-01\u002F2025-12-realtors-confidence-index-01-21-2026.pdf\" rel=\"noopener noreferrer\" target=\"_blank\">according\u003C\u002Fa> to the \u003Cem>National Association of Realtors\u003C\u002Fem> (NAR). That’s far more than the pre-pandemic norm (\u003Cem>see graph below\u003C\u002Fem>):\u003C\u002Fp>\u003Cp>\u003Cstrong>\u003Cimg src=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260224\u002F20260302-Nearly-3-in-10-Homes-Are-Purchased-with-Cash-original.png\">So, how are so many buyers pulling that off? The answer is simple: \u003C\u002Fstrong>\u003Ca href=\"\u002F2026\u002F02\u002F12\u002Ffour-ways-your-home-equity-can-work-for-you\u002F\" rel=\"noopener noreferrer\" target=\"_blank\">\u003Cstrong>home equity\u003C\u002Fstrong>\u003C\u002Fa>\u003Cstrong>.\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp>Back in 2020-2021, mortgage rates and the number of homes for sale were both at all-time lows. And that combination pushed home prices up, fast.\u003C\u002Fp>\u003Cp>\u003Cstrong>If you owned a home during that time, it likely gained significant value \u003C\u002Fstrong>–\u003Cstrong> maybe even enough to buy your next house in cash\u003C\u002Fstrong>. NAR \u003Ca href=\"https:\u002F\u002Fwww.nar.realtor\u002Fblogs\u002Feconomists-outlook\u002Fthe-cash-buyer-and-the-waltz-of-the-rising-rates-a-modern-market-tale\" rel=\"noopener noreferrer\" target=\"_blank\">explains\u003C\u002Fa>:\u003C\u002Fp>\u003Cblockquote>\u003Cem>“. . . \u003C\u002Fem>\u003Cstrong>\u003Cem>rising home equity has armed many existing homeowners with the financial leverage to make cash offers\u003C\u002Fem>\u003C\u002Fstrong>\u003Cem>, allowing them to convert years of price appreciation into immediate purchasing power.”\u003C\u002Fem>\u003C\u002Fblockquote>\u003Cp>Here’s why you may want to go that route yourself, if you have enough equity to do it.\u003C\u002Fp>\u003Ch4>\u003Cstrong>1. Your Offer Becomes More Attractive\u003C\u002Fstrong>\u003C\u002Fh4>\u003Cp>Sellers value certainty. And an all-cash offer removes one of the biggest unknowns in a transaction: financing. As \u003Cem>Rocket Mortgage\u003C\u002Fem> explains:\u003C\u002Fp>\u003Cblockquote>\u003Cem>“\u003C\u002Fem>\u003Cstrong>\u003Cem>Cash offers are attractive to sellers.\u003C\u002Fem>\u003C\u002Fstrong>\u003Cem> Sellers often prefer to work with cash buyers if they can because they don’t have to worry about a buyer’s financing falling through at the last minute.”\u003C\u002Fem>\u003C\u002Fblockquote>\u003Cp>In many markets, an all-cash offer can give you a serious edge.\u003C\u002Fp>\u003Ch4>\u003Cstrong>2. You Can Close Faster\u003C\u002Fstrong>\u003C\u002Fh4>\u003Cp>And since you don't have to worry about underwriting, lender approvals, and loan processing, the time it takes to close shrinks. \u003Cem>Cotality \u003C\u002Fem>\u003Ca href=\"https:\u002F\u002Fwww.cotality.com\u002Finsights\u002Farticles\u002Fwhy-cash-buyers-are-getting-a-better-deal\" rel=\"noopener noreferrer\" target=\"_blank\">puts\u003C\u002Fa> it this way:\u003C\u002Fp>\u003Cblockquote>\u003Cem>“Cash buyers have always enjoyed an edge over borrowers. They remove financing risk, reduce delays, and often \u003C\u002Fem>\u003Cstrong>\u003Cem>close in days rather than weeks\u003C\u002Fem>\u003C\u002Fstrong>\u003Cem>.”\u003C\u002Fem>\u003C\u002Fblockquote>\u003Cp>If the owner of the house you're buying is already under contract on their next home or they just need to move fast (like for a new job), that speed is a real draw.\u003C\u002Fp>\u003Ch4>\u003Cstrong>3. You Won't Have Monthly Mortgage Payments\u003C\u002Fstrong>\u003C\u002Fh4>\u003Cp>When you buy in cash, you don’t have to finance your purchase. That means you don’t have to worry about what today’s mortgage rates are and you own the house outright from the day you close. And that’s a big deal.\u003C\u002Fp>\u003Cp>No mortgage.\u003C\u002Fp>\u003Cp>No monthly payment.\u003C\u002Fp>\u003Cp>Full ownership.\u003C\u002Fp>\u003Cp>That financial freedom opens the door for other big lifestyle benefits. \u003Cem>Zillow \u003C\u002Fem>explains:\u003C\u002Fp>\u003Cblockquote>\u003Cem>“Paying in cash means you own your home outright. This eliminates the need for monthly mortgage payments, freeing up your finances for other priorities like savings, travel, or home improvements.”\u003C\u002Fem>\u003C\u002Fblockquote>\u003Ch4>\u003Cstrong>4. You May Get a Better Deal\u003C\u002Fstrong>\u003C\u002Fh4>\u003Cp>And here’s one more thing that surprises a lot of homeowners: \u003Cstrong>cash buyers often pay less for the house.\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp>\u003Ca href=\"https:\u002F\u002Fwww.cotality.com\u002Finsights\u002Farticles\u002Fwhy-cash-buyers-are-getting-a-better-deal\" rel=\"noopener noreferrer\" target=\"_blank\">According\u003C\u002Fa> to \u003Cem>Cotality, \u003C\u002Fem>\u003Cstrong>all-cash buyers tend to spend roughly 9% less on the house than buyers who use a mortgage. \u003C\u002Fstrong>That’s because some sellers are willing to accept lower offers to get a deal done quickly, with more certainty of closing, and fewer financing hoops to jump through. As \u003Cem>Cotality \u003C\u002Fem>explains:\u003C\u002Fp>\u003Cblockquote>\u003Cem>“From a seller’s point of view, a lower but reliable offer can feel preferable to a higher one that may collapse weeks later.”\u003C\u002Fem>\u003C\u002Fblockquote>\u003Cp>And that advantage grows with each passing year (\u003Cem>see graph below\u003C\u002Fem>):\u003C\u002Fp>\u003Ch4>\u003Cstrong>\u003Cimg src=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260224\u002F20260302-Cash-Buyers-Are-Getting-Bigger-Discounts-original.png\">Is an All-Cash Move Realistic for You?\u003C\u002Fstrong>\u003C\u002Fh4>\u003Cp>Not every homeowner will buy their next house outright in cash. And that’s okay.\u003C\u002Fp>\u003Cp>But the bigger takeaway is this: \u003Cstrong>the equity you’ve built may give you more options than you think.\u003C\u002Fstrong> \u003C\u002Fp>\u003Cp>Whether that means \u003Ca href=\"\u002F2026\u002F01\u002F29\u002Fwhy-so-many-homeowners-are-downsizing-right-now\u002F\" rel=\"noopener noreferrer\" target=\"_blank\">downsizing\u003C\u002Fa> and eliminating a mortgage entirely, or just relocating with stronger negotiating power, your current house may be what makes it possible.\u003C\u002Fp>","\u003Cp>Before assuming you’ll need another traditional mortgage, it’s worth asking one simple question: \u003Cstrong>\u003Cem>How much equity do you really have? \u003C\u002Fem>\u003C\u002Fstrong>Because the answer might change what you thought your next move could look like.\u003C\u002Fp>\u003Cp>Curious what your home equity could do for you? Let’s run the numbers and see what kind of buying power you’re really sitting on.\u003C\u002Fp>","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260224\u002F20260302-Nearly-3-in-10-Homes-Are-Purchased-with-Cash-original.png",[173,174,175,176],{"id":13,"name":14,"slug":15},{"id":33,"name":34,"slug":35},{"id":97,"name":98,"slug":99},{"id":105,"name":106,"slug":107},"2026-03-02T11:30:00Z","2026-03-18T15:51:55Z",{"id":180,"slug":181,"title":182,"description":183,"excerpt":131,"contentType":132,"featuredImage":184,"bannerImage":131,"body":185,"agentsBottomLine":186,"bodyImage":187,"isInfographic":137,"categories":188,"isVideo":137,"videoThumbnail":131,"videoSource":131,"publishedAt":192,"updatedAt":193},103902,"how-your-equity-could-help-younger-generations-buy-a-home","How Your Equity Could Help Younger Generations Buy a Home","\u003Cp>For a lot of parents or grandparents, watching a family member struggle to buy their first home right now is hard.\u003C\u002Fp>","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260219\u002F20260223-Blog-Header-Image-original.png","\u003Cp>For a lot of parents or grandparents, watching a family member struggle to buy their first home right now is hard. That's because you saw firsthand how homeownership gave your life more stability and helped grow your net worth – and you want your loved ones to have those same opportunities.\u003C\u002Fp>\u003Cp>But with all the affordability challenges in recent years, that can feel like an uphill battle – even though it’s \u003Ca href=\"\u002F2026\u002F02\u002F04\u002Fits-getting-more-affordable-to-buy-a-home\u002F\" rel=\"noopener noreferrer\" target=\"_blank\">slowly improving\u003C\u002Fa> lately. Here’s what you may not realize. \u003Cstrong>You may be in a unique position to help (thanks to the equity in your current house).\u003C\u002Fstrong>\u003C\u002Fp>\u003Ch4>\u003Cstrong>The Equity Advantage You May Not Be Thinking About\u003C\u002Fstrong>\u003C\u002Fh4>\u003Cp>You’ve likely owned your home for years, maybe even decades. And during that time, two things happened:\u003C\u002Fp>\u003Cul>\u003Cli>Home values rose\u003C\u002Fli>\u003Cli>Your mortgage balance shrank (or you paid it off entirely)\u003C\u002Fli>\u003C\u002Ful>\u003Cp>\u003Cstrong>That combination has created substantial \u003C\u002Fstrong>\u003Ca href=\"\u002F2026\u002F02\u002F12\u002Ffour-ways-your-home-equity-can-work-for-you\u002F\" rel=\"noopener noreferrer\" target=\"_blank\">\u003Cstrong>equity\u003C\u002Fstrong>\u003C\u002Fa>\u003Cstrong> for many homeowners like you.\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp>And while you may think of that equity as something you want to have in your pocket for retirement, it can also serve another purpose: helping the next generation clear the biggest hurdle in their way.\u003C\u002Fp>\u003Ch4>\u003Cstrong>The #1 Thing Holding Young Buyers Back\u003C\u002Fstrong>\u003C\u002Fh4>\u003Cp>When \u003Cem>John Burns Research & Consulting\u003C\u002Fem> (JBREC) \u003Ca href=\"https:\u002F\u002Fx.com\u002FRickPalaciosJr\u002Fstatus\u002F2013669881921634770\" rel=\"noopener noreferrer\" target=\"_blank\">asked\u003C\u002Fa> renters what’s keeping them from buying, the top answer wasn’t mortgage rates or home prices. \u003Cstrong>It was the upfront cost, particularly saving enough for their down payment\u003C\u002Fstrong> (\u003Cem>see graph below\u003C\u002Fem>):\u003C\u002Fp>\u003Cp>\u003Ca href=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260219\u002F20260223-The-Down-Payment-Is-the-Biggest-Obstacle-original.png\" rel=\"noopener noreferrer\" target=\"_blank\">\u003Cimg src=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260219\u002F20260223-The-Down-Payment-Is-the-Biggest-Obstacle-original.png\" alt=\"a graph of a home purchase\">\u003C\u002Fa>That’s where you may be able to make more of a difference than you realize. You can’t control rates or prices. But you may be able to use your equity to help with this upfront expense. And giving money to your loved one so they buy a home doesn’t mean putting your own future at risk.\u003C\u002Fp>\u003Cp>Even a small portion of your equity can put them in a position to finally get the keys to their first place – and, if you’re strategic about it, you’d still have a lot leftover for when you retire.\u003C\u002Fp>\u003Cp>With an estimated \u003Ca href=\"https:\u002F\u002Fsites.lsa.umich.edu\u002Fmje\u002F2025\u002F04\u002F03\u002Fthe-great-wealth-transfer-and-its-implications-for-the-american-economy\u002F\" rel=\"noopener noreferrer\" target=\"_blank\">$68 and $84 trillion\u003C\u002Fa> of wealth expected to transfer from older generations to younger ones over the next two decades, many families are already thinking differently about when and how that wealth will be passed down. Maybe it makes sense for your family to think about too.\u003C\u002Fp>\u003Ch4>\u003Cstrong>Help from Loved Ones Is Making a Move Possible for Many First-Time Buyers\u003C\u002Fstrong>\u003C\u002Fh4>\u003Cp>A growing share of young buyers are using gifts and loans from their loved ones to springboard into homeownership. \u003Ca href=\"https:\u002F\u002Fwww.nar.realtor\u002Fresearch-and-statistics\u002Fresearch-reports\u002Fhighlights-from-the-profile-of-home-buyers-and-sellers\" rel=\"noopener noreferrer\" target=\"_blank\">According\u003C\u002Fa> to the \u003Cem>National Association of Realtors\u003C\u002Fem> (NAR), \u003Cstrong>nearly 1 in 5 first-time buyers use a cash gift from their family or loved ones for their down payment.\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp>And other young buyers are using their inheritance or a loan from someone they know to finally break into the market (\u003Cem>see charts below\u003C\u002Fem>):\u003C\u002Fp>\u003Ch4>\u003Cstrong>\u003Cimg src=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260219\u002F20260223-More-First-Time-Buyers-original.png\">This Is About Opportunity, Not Obligation\u003C\u002Fstrong>\u003C\u002Fh4>\u003Cp>Every family’s situation is different, and your decision should be made carefully. It’s just that, if you’ve built up a lot of equity, you may have more room to help than you think.\u003C\u002Fp>\u003Cp>It’s not just a financial gift. It’s giving stability, security, and a foundation that could change their lives for the better – especially at a time when they may not be able to do it on their own.\u003C\u002Fp>","\u003Cp>If you’re curious what your home equity could make possible, for you or for your loved ones, let’s start with a simple conversation. \u003Cstrong>Because sometimes the most meaningful investment you can make is for the next generation.\u003C\u002Fstrong>\u003C\u002Fp>","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260219\u002F20260223-The-Down-Payment-Is-the-Biggest-Obstacle-original.png",[189,190,191],{"id":13,"name":14,"slug":15},{"id":33,"name":34,"slug":35},{"id":105,"name":106,"slug":107},"2026-02-23T11:30:00Z","2026-02-23T11:30:32Z",{"id":195,"slug":196,"title":197,"description":198,"excerpt":131,"contentType":132,"featuredImage":199,"bannerImage":200,"body":201,"agentsBottomLine":202,"bodyImage":203,"isInfographic":137,"categories":204,"isVideo":137,"videoThumbnail":131,"videoSource":131,"publishedAt":209,"updatedAt":210},102176,"why-so-many-homeowners-are-downsizing-right-now","Why So Many Homeowners Are Downsizing Right Now","\u003Cp>For a growing number of homeowners, retirement isn’t some distant idea anymore. It’s starting to feel very real. \u003C\u002Fp>","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260123\u002F20260129-Blog-Header-Image-original.png","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260205\u002FSTM-Banner-20210908-Blog-1--original.jpg","\u003Cp>For a growing number of homeowners, retirement isn’t some distant idea anymore. It’s starting to feel very real.\u003C\u002Fp>\u003Cp>According to \u003Cem>Realtor.com\u003C\u002Fem> and the \u003Cem>Census, \u003C\u002Fem>\u003Cstrong>nearly 12,000 people will turn 65 every day for the next two years\u003C\u002Fstrong>. And the latest \u003Ca href=\"https:\u002F\u002Fwww.resumebuilder.com\u002F1-in-8-seniors-have-already-or-plan-to-rejoin-the-workforce-in-2026\u002F\" rel=\"noopener noreferrer\" target=\"_blank\">data\u003C\u002Fa> shows as many as 15% of those older Americans are planning to retire in 2026. And another 23% will do the same in 2027.\u003C\u002Fp>\u003Cp>If you’re considering retiring soon too, here’s what you should be thinking about.\u003C\u002Fp>\u003Ch4>\u003Cstrong>Why Downsize? \u003C\u002Fstrong>\u003C\u002Fh4>\u003Cp>Now's the perfect time to reflect on what you want your life to look like in retirement. Because even though your finances will be going through a big change, you \u003Cem>don’t \u003C\u002Fem>necessarily want to feel like you’re living with \u003Cstrong>less\u003C\u002Fstrong>.\u003C\u002Fp>\u003Cp>But odds are, what you \u003Cem>do \u003C\u002Fem>want is for life to feel \u003Cstrong>easier\u003C\u002Fstrong>.\u003C\u002Fp>\u003Cp>\u003Cstrong>Easier \u003C\u002Fstrong>to enjoy.\u003C\u002Fp>\u003Cp>\u003Cstrong>Easier \u003C\u002Fstrong>to manage.\u003C\u002Fp>\u003Cp>\u003Cstrong>Easier \u003C\u002Fstrong>to maintain day-to-day.\u003C\u002Fp>\u003Ch4>\u003Cstrong>The Top Reasons People Over 60 Move\u003C\u002Fstrong>\u003C\u002Fh4>\u003Cp>You can see these benefits show up in the \u003Ca href=\"https:\u002F\u002Fcms.nar.realtor\u002Fsites\u002Fdefault\u002Ffiles\u002F2025-03\u002F2025-home-buyers-and-sellers-generational-trends-report-04-01-2025.pdf\" rel=\"noopener noreferrer\" target=\"_blank\">data\u003C\u002Fa> when you look at \u003Cem>why\u003C\u002Fem> people over 60 are moving. The \u003Cem>National Association of Realtors\u003C\u002Fem> (NAR) finds the top 4 reasons aren’t about timing the market or chasing top dollar. They’re about lifestyle:\u003C\u002Fp>\u003Cul>\u003Cli>Being closer to children, grandchildren, or long-time friends so it’s easier to spend more time with the people who matter most\u003C\u002Fli>\u003Cli>Wanting a smaller, more functional home with fewer stairs and easier upkeep\u003C\u002Fli>\u003Cli>Retiring and no longer needing to live near the office, so it’s easier to move wherever you want\u003C\u002Fli>\u003Cli>Opting for something smaller to reduce monthly expenses tied to utilities, insurance, and maintenance\u003C\u002Fli>\u003C\u002Ful>\u003Cp> \u003Ca href=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260123\u002F20260129-Why-People-Over-60-Move-original.png\" rel=\"noopener noreferrer\" target=\"_blank\">\u003Cimg src=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260123\u002F20260129-Why-People-Over-60-Move-original.png\" alt=\"a graph of age groups\">\u003C\u002Fa>\u003C\u002Fp>\u003Cp>No matter the reason, the theme is the same: \u003Cstrong>downsizing isn’t about giving something up. It’s about gaining control and choosing simplicity. \u003C\u002Fstrong>And it brings peace of mind to know your home fits the years ahead, not the years behind.\u003C\u002Fp>\u003Cp>And the best part? It’s more financially feasible now than many homeowners would expect.\u003C\u002Fp>\u003Ch4>\u003Cstrong>The #1 Thing Helping So Many Homeowners Downsize\u003C\u002Fstrong>\u003C\u002Fh4>\u003Cp>Here’s the part that makes it possible. Thanks to how much home values have grown over the years, many longtime homeowners are realizing they’re in a \u003Ca href=\"http:\u002F\u002Fkeepingcurrentmatters.com\u002F2025\u002F12\u002F11\u002Fyour-equity-could-change-everything-about-your-next-move\u002F\" rel=\"noopener noreferrer\" target=\"_blank\">stronger position\u003C\u002Fa> than they thought to make that move.\u003C\u002Fp>\u003Cp>\u003Cstrong>According to \u003C\u002Fstrong>\u003Ca href=\"https:\u002F\u002Fwww.cotality.com\u002Fpress-releases\u002Fu-s-home-equity-dips-fall-2025\" rel=\"noopener noreferrer\" target=\"_blank\">\u003Cstrong>\u003Cem>Cotality\u003C\u002Fem>\u003C\u002Fstrong>\u003C\u002Fa>\u003Cstrong>, the average homeowner today has about $299,000 in home equity\u003C\u002Fstrong>. And for older Americans, that number is often even higher – simply because they’ve lived in their homes longer.\u003C\u002Fp>\u003Cp>When you stay in one place for years (or even decades), two things happen at the same time:\u003C\u002Fp>\u003Cul>\u003Cli>Your home value has time to grow.\u003C\u002Fli>\u003Cli>Your mortgage balance shrinks or \u003Ca href=\"\u002F2025\u002F09\u002F25\u002Fdownsizing-without-debt-how-more-homeowners-are-buying-their-next-house-in-cash\u002F\" rel=\"noopener noreferrer\" target=\"_blank\">disappears\u003C\u002Fa> altogether.\u003C\u002Fli>\u003C\u002Ful>\u003Cp>That combination creates more options than you’d expect, even in today’s market.\u003C\u002Fp>\u003Cp>So, whether you just retired, or you're about to, it's not too soon to start thinking about what comes next. Sure, it can be hard to leave the house you made so many years of memories in, but maybe it’s time to close one chapter to open a new one that’s just as exciting. \u003C\u002Fp>","\u003Cp>\u003Cstrong>Downsizing is about setting yourself up for what comes next – on \u003Cem>your\u003C\u002Fem> terms.\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp>If retirement is on the horizon and you’ve started wondering what your current house (and your equity) could make possible, the first step isn’t selling. It’s understanding your options.\u003C\u002Fp>\u003Cp>Let’s talk. A simple, no-pressure conversation can help you see what downsizing might look like – and whether it makes sense for you. \u003C\u002Fp>","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260123\u002F20260129-Why-People-Over-60-Move-original.png",[205,206,207,208],{"id":13,"name":14,"slug":15},{"id":33,"name":34,"slug":35},{"id":97,"name":98,"slug":99},{"id":105,"name":106,"slug":107},"2026-01-29T11:30:00Z","2026-03-05T20:57:29Z",{"id":212,"slug":213,"title":214,"description":215,"excerpt":131,"contentType":132,"featuredImage":216,"bannerImage":131,"body":217,"agentsBottomLine":218,"bodyImage":219,"isInfographic":137,"categories":220,"isVideo":137,"videoThumbnail":131,"videoSource":131,"publishedAt":226,"updatedAt":227},95473,"downsizing-without-debt-how-more-homeowners-are-buying-their-next-house-in-cash","Downsizing Without Debt: How More Homeowners Are Buying Their Next House in Cash","\u003Cp>If you’ve been thinking about downsizing to lower your expenses, be closer to family, or just make life easier, here's a trend worth paying attention to\u003C\u002Fp>","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20250924\u002F20250925-Blog-Header-Image-original.png","\u003Cp>If you’ve been thinking about \u003Ca href=\"\u002F2025\u002F06\u002F13\u002Fyou-may-have-enough-equity-to-downsize-and-buy-your-next-house-in-cash-infographic\u002F\" rel=\"noopener noreferrer\" target=\"_blank\">downsizing\u003C\u002Fa> to lower your expenses, be closer to family, or just make life easier, here's a trend worth paying attention to:\u003C\u002Fp>\u003Cp>\u003Cstrong>More homeowners are buying their next house outright, without taking on a new mortgage.\u003C\u002Fstrong> And, if you’ve owned your home for a while, you may be able to do the same. No mortgage. No monthly housing payments.\u003C\u002Fp>\u003Ch4>\u003Cstrong>A Record Share of Homeowners Are Mortgage-Free\u003C\u002Fstrong>\u003C\u002Fh4>\u003Cp>According to analysis from \u003Cem>ResiClub \u003C\u002Fem>of \u003Cem>Census \u003C\u002Fem>\u003Ca href=\"https:\u002F\u002Fwww.resiclubanalytics.com\u002Fp\u002Fthe-share-of-mortgage-free-homeowners-just-hit-a-new-high-housing-market\" rel=\"noopener noreferrer\" target=\"_blank\">data\u003C\u002Fa>, more than \u003Cstrong>40% of U.S. owner-occupied homes are mortgage-free \u003C\u002Fstrong>–\u003Cstrong> \u003C\u002Fstrong>an all-time high for this data series. That means \u003Cstrong>4 in 10\u003C\u002Fstrong> homeowners own their homes free and clear (\u003Cem>see graph below\u003C\u002Fem>):\u003C\u002Fp>\u003Cp>\u003Ca href=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20250924\u002F20250925-40-Percent-of-Homeowners-Are-Now-Mortgage-Free-original.png\" rel=\"noopener noreferrer\" target=\"_blank\">\u003Cimg src=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20250924\u002F20250925-40-Percent-of-Homeowners-Are-Now-Mortgage-Free-original.png\" alt=\"a graph of a number of blue bars\">\u003C\u002Fa>One big reason for this trend? Demographics. As Baby Boomers age and stay in their homes longer, many have had the time to fully pay off their mortgages. You might be in that group too and not even realize just how much buying power you now have. It’s time to change that.\u003C\u002Fp>\u003Ch4>\u003Cstrong>How Downsizers Are Turning Equity into Buying Power\u003C\u002Fstrong>\u003C\u002Fh4>\u003Cp>As a homeowner, your \u003Ca href=\"\u002F2025\u002F09\u002F18\u002Fdo-you-know-how-much-your-house-is-really-worth\u002F\" rel=\"noopener noreferrer\" target=\"_blank\">\u003Cstrong>equity\u003C\u002Fstrong>\u003C\u002Fa> is your biggest advantage in today’s market. \u003Cstrong>If you’re mortgage-free (or close to it), it could give you the power to buy your next home in cash. \u003C\u002Fstrong>That means you’d still have no mortgage payment in retirement, plus:\u003C\u002Fp>\u003Cul>\u003Cli>Less financial stress as you age\u003C\u002Fli>\u003Cli>More cash flow, if you purchase a less expensive home\u003C\u002Fli>\u003Cli>And it would likely be a faster, simpler transaction\u003C\u002Fli>\u003C\u002Ful>\u003Cp>Here's how it works. You’d sell your current house and use the proceeds to buy your next house in cash. And while that may sound like something you thought would never be possible for you, it's more realistic than you may think.\u003C\u002Fp>\u003Cp>In the \u003Ca href=\"https:\u002F\u002Fjbrec.com\u002Fresearch\u002Fburns-real-estate-agent-survey\u002F\" rel=\"noopener noreferrer\" target=\"_blank\">latest survey\u003C\u002Fa> from \u003Cem>John Burns Research and Consulting\u003C\u002Fem> (JBREC) and \u003Cem>Keeping Current Matters\u003C\u002Fem> (KCM), agents reported the share of purchases with all-cash buyers is climbing nationally. And those agents are seeing increases in almost every region of the country (\u003Cem>see graph below)\u003C\u002Fem>:\u003C\u002Fp>\u003Cp>\u003Ca href=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20250924\u002F20250925-All-Cash-Sales-Rose-Year-Over-Year-original.png\" rel=\"noopener noreferrer\" target=\"_blank\">\u003Cimg src=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20250924\u002F20250925-All-Cash-Sales-Rose-Year-Over-Year-original.png\" alt=\"a graph of sales\">\u003C\u002Fa>For Baby Boomers especially, buying in cash gives you more control over your next chapter. You could buy a smaller, less expensive home and have lower costs, less upkeep, and more flexibility to enjoy what matters most. All while staying debt and stress free.\u003C\u002Fp>\u003Cp>Because downsizing isn't about downgrading your home. It’s about upgrading your quality of life. And that’s something worth exploring.\u003C\u002Fp>","\u003Cp>\u003Cstrong>You’ve worked hard for your home. Now it might be time for it to work hard for you.\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp>Let’s talk about what your house is worth, and what it could unlock for you today. \u003Cstrong>What would your ideal home look like if you were to downsize right now?\u003C\u002Fstrong>\u003C\u002Fp>","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20250924\u002F20250925-40-Percent-of-Homeowners-Are-Now-Mortgage-Free-original.png",[221,222,223,224,225],{"id":13,"name":14,"slug":15},{"id":33,"name":34,"slug":35},{"id":97,"name":98,"slug":99},{"id":105,"name":106,"slug":107},{"id":113,"name":114,"slug":115},"2025-09-25T10:30:00Z","2025-09-25T10:30:10Z",{"id":229,"slug":230,"title":231,"description":232,"excerpt":131,"contentType":132,"featuredImage":233,"bannerImage":131,"body":234,"agentsBottomLine":235,"bodyImage":236,"isInfographic":137,"categories":237,"isVideo":137,"videoThumbnail":131,"videoSource":131,"publishedAt":246,"updatedAt":247},93468,"condos-could-be-a-win-for-todays-buyers","Condos Could Be a Win for Today’s Buyers","\u003Cp>Not every homebuyer wants the biggest house on the block.\u003C\u002Fp>","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20250819\u002F20250820-Blog-Header-Image-original.png","\u003Cp>Not every homebuyer wants the biggest house on the block. Some want something simpler, more affordable, and easier to maintain, especially in a market where every dollar counts. That’s where condos come in.\u003C\u002Fp>\u003Cp>For first-time buyers, they can be a smart way to get into homeownership without stretching your budget. For downsizers, they offer less space to maintain with the flexibility to stay in a great location.\u003C\u002Fp>\u003Cp>\u003Cstrong>And right now, condos are one of the most buyer-friendly parts of the market.\u003C\u002Fstrong>\u003C\u002Fp>\u003Ch4>\u003Cstrong>Condo Inventory Is Up, And That Means More Choice\u003C\u002Fstrong>\u003C\u002Fh4>\u003Cp>According to the \u003Cem>National Association of Realtors\u003C\u002Fem> (NAR), there are \u003Ca href=\"https:\u002F\u002Fwww.nar.realtor\u002Fsites\u002Fdefault\u002Ffiles\u002F2025-07\u002Fehs-06-2025-breakouts-of-single-family-condo-and-co-op-2025-07-23.pdf\" rel=\"noopener noreferrer\" target=\"_blank\">\u003Cstrong>194,000\u003C\u002Fstrong>\u003C\u002Fa>\u003Cstrong> condos for sale\u003C\u002Fstrong> right now. That’s the second highest amount we’ve seen in the last three years (\u003Cem>see graph below\u003C\u002Fem>):\u003C\u002Fp>\u003Cp>\u003Ca href=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20250819\u002F20250820-More-Condos-For-Sale-Now-Than-in-the-Past-3-Years-original.png\" rel=\"noopener noreferrer\" target=\"_blank\">\u003Cimg src=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20250819\u002F20250820-More-Condos-For-Sale-Now-Than-in-the-Past-3-Years-original.png\" alt=\"a graph of blue lines with white text\">\u003C\u002Fa>\u003C\u002Fp>\u003Cp>Just remember, this is the national figure. The exact number is going to vary based on where you’re looking to buy. But, generally speaking, you have more options and less competition.\u003C\u002Fp>\u003Cp>You’re not stuck waiting for something to pop up or rushing into an offer just to beat someone else to it. You’ve got plenty to choose from. And if you’re particular about layout, location, or amenities, this is your chance to be selective.\u003C\u002Fp>\u003Cp>That’s a big shift from the market frenzy of just a few years ago. Compared to early 2022, we’ve got nearly double the condos available now. That gives you more breathing room to find the right fit.\u003C\u002Fp>\u003Ch4>\u003Cstrong>Prices Are Cooling, and Buyers Hold More Negotiating Power\u003C\u002Fstrong>\u003C\u002Fh4>\u003Cp>And since there are more for sale, many sellers are more open to negotiating right now. So, you may be able to get a better price. As \u003Cem>Redfin\u003C\u002Fem> explains:\u003C\u002Fp>\u003Cblockquote>\u003Cem>“. . . condo buyers in many cities may be able to find sellers who are willing to give concessions and\u002For sell for less than their asking price.”\u003C\u002Fem>\u003C\u002Fblockquote>\u003Cp>Condo prices are starting to ease in many markets. According to\u003Cem> Intercontinental Exchange\u003C\u002Fem> (ICE), \u003Cstrong>condo prices dipped \u003C\u002Fstrong>\u003Ca href=\"https:\u002F\u002Fmortgagetech.ice.com\u002Fpublicdocs\u002Fmortgage\u002Fimt-july-2025-mortgage-monitor-report-sMm33rhnRWDK.pdf\" rel=\"noopener noreferrer\" target=\"_blank\">\u003Cstrong>1.3%\u003C\u002Fstrong>\u003C\u002Fa>\u003Cstrong> in June\u003C\u002Fstrong> compared to last year. And \u003Cstrong>over half of the top 100 U.S. metros\u003C\u002Fstrong> saw condo prices drop slightly year-over-year.\u003C\u002Fp>\u003Cp>Data from \u003Cem>Redfin\u003C\u002Fem> shows what the recent dip in prices looks like (\u003Cem>see graph below\u003C\u002Fem>):\u003C\u002Fp>\u003Cp>\u003Ca href=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20250819\u002F20250820-Condo-Prices-Have-Softened-This-Year-original.png\" rel=\"noopener noreferrer\" target=\"_blank\">\u003Cimg src=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20250819\u002F20250820-Condo-Prices-Have-Softened-This-Year-original.png\" alt=\"a graph showing the price of a sales increase\">\u003C\u002Fa>That doesn’t just help with affordability, it also shifts the power dynamic. Condo buyers in many markets are now in a position to negotiate on price and ask for concessions, like help with closing costs.\u003C\u002Fp>","\u003Cp>Condos aren’t just a fallback option. In today’s market, they’re one of the most strategic ways to buy. With more options, softening prices, and more room to negotiate, now could be the right time to make your move.\u003C\u002Fp>\u003Cp>\u003Cstrong>Could a condo check more boxes than you expected? Let’s talk through your options and find out.\u003C\u002Fstrong>\u003C\u002Fp>","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20250819\u002F20250820-More-Condos-For-Sale-Now-Than-in-the-Past-3-Years-original.png",[238,239,240,241,242,243,244,245],{"id":9,"name":10,"slug":11},{"id":25,"name":26,"slug":27},{"id":29,"name":30,"slug":31},{"id":33,"name":34,"slug":35},{"id":81,"name":82,"slug":83},{"id":89,"name":90,"slug":91},{"id":93,"name":94,"slug":95},{"id":97,"name":98,"slug":99},"2025-08-20T10:30:00Z","2025-08-20T10:30:25Z",{"id":249,"slug":250,"title":251,"description":252,"excerpt":131,"contentType":132,"featuredImage":253,"bannerImage":131,"body":254,"agentsBottomLine":255,"bodyImage":256,"isInfographic":137,"categories":257,"isVideo":137,"videoThumbnail":131,"videoSource":131,"publishedAt":260,"updatedAt":261},92518,"a-second-home-might-be-the-missing-piece-in-your-retirement-plan","A Second Home Might Be the Missing Piece in Your Retirement Plan","\u003Cp>Are you wondering if you’re on track to retire someday? \u003C\u002Fp>","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20250804\u002F20250804-Blog-Header-Image-original.png","\u003Cp>Are you wondering if you’re on track to retire someday?\u003C\u002Fp>\u003Cp>\u003Ca href=\"https:\u002F\u002Fwww.intuit.com\u002Fblog\u002Finnovative-thinking\u002F2025-prosperity-index-study-prosperity-redefined\u002F\" rel=\"noopener noreferrer\" target=\"_blank\">\u003Cstrong>According\u003C\u002Fstrong>\u003C\u002Fa>\u003Cstrong> to \u003Cem>Intuit\u003C\u002Fem>, 69% of people say today’s financial environment makes it tough to plan for the future, and 68% aren’t sure they’ll ever be able to retire. \u003C\u002Fstrong>That’s why many people are exploring new ways to build stability and long-term income.\u003C\u002Fp>\u003Cp>And that’s where real estate comes in.\u003C\u002Fp>\u003Ch4>\u003Cstrong>Why Real Estate? Here’s What It Can Do for You\u003C\u002Fstrong>\u003C\u002Fh4>\u003Cp>If you’re able to make the numbers work, buying a second home can be a powerful tool for your future retirement. It could help you:\u003C\u002Fp>\u003Cul>\u003Cli>\u003Cstrong>Build wealth over time: \u003C\u002Fstrong>As home prices rise through the years, your second home should grow in value and increase your net worth.\u003C\u002Fli>\u003Cli>\u003Cstrong>Generate extra income: \u003C\u002Fstrong>Renting the home could bring in some extra income you can add to your existing retirement savings. Just remember, some of the rent coming in will need to be used to pay that mortgage and maintain that house. \u003C\u002Fli>\u003Cli>\u003Cstrong>Profit in the future:\u003C\u002Fstrong> You may decide to sell the second home down the road and use the profit from that sale to give your retirement funds a boost.\u003C\u002Fli>\u003Cli>\u003Cstrong>Diversify your financial assets: \u003C\u002Fstrong>Real estate offers a tangible asset that can help reduce your dependence on just stocks or savings, making your overall financial picture more stable.\u003C\u002Fli>\u003C\u002Ful>\u003Ch4>\u003Cstrong>Most Second Homeowners Aren’t Big Investors\u003C\u002Fstrong>\u003C\u002Fh4>\u003Cp>And if you’re thinking: wait, owning multiple homes is only for big investors – data shows that's not necessarily true. Many homeowners who buy an additional property aren’t the big \u003Ca href=\"\u002F2025\u002F07\u002F02\u002Fwhy-big-investors-arent-a-challenge-for-todays-homebuyer\u002F\" rel=\"noopener noreferrer\" target=\"_blank\">investors\u003C\u002Fa> you hear so much about. They’re people like your neighbors.\u003C\u002Fp>\u003Cp>\u003Cstrong>In fact, data from \u003Cem>BatchData\u003C\u002Fem> and \u003Cem>CJ Patrick Company\u003C\u002Fem> shows \u003C\u002Fstrong>\u003Ca href=\"https:\u002F\u002Fwww.bankrate.com\u002Freal-estate\u002Finvestors-impact-on-housing-market\u002F#or-are-investors-actually-helping-the-market\" rel=\"noopener noreferrer\" target=\"_blank\">\u003Cstrong>85%\u003C\u002Fstrong>\u003C\u002Fa>\u003Cstrong> of people who own more than one property have just 1 to 5 homes\u003C\u002Fstrong> (\u003Cem>see graph below\u003C\u002Fem>):\u003C\u002Fp>\u003Cp>\u003Ca href=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20250804\u002F20250806-85-Percent-Of-Multi-Property-Owners-original.png\" rel=\"noopener noreferrer\" target=\"_blank\">\u003Cimg src=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20250804\u002F20250806-85-Percent-Of-Multi-Property-Owners-original.png\" alt=\"a screenshot of a graph\">\u003C\u002Fa>That means most who own multiple homes are people (not large investors) who’ve bought an extra home to rent out or hold onto for later.\u003C\u002Fp>\u003Ch4>\u003Cstrong>Why Now Might Be the Right Time\u003C\u002Fstrong>\u003C\u002Fh4>\u003Cp>And right now, the door may be opening for buyers like you. According to Danielle Hale, Chief Economist at \u003Cem>Realtor.com\u003C\u002Fem>:\u003C\u002Fp>\u003Cblockquote>\u003Cem>“. . . the balance of power in the housing market keeps shifting in favor of homebuyers. . . \u003C\u002Fem>\u003Cstrong>\u003Cem>A confluence of factors—including more homes for sale, rising price cuts, and slower-moving inventory—is giving buyers more leverage than they've had in years . . .\u003C\u002Fem>\u003C\u002Fstrong>\u003Cem>”\u003C\u002Fem>\u003C\u002Fblockquote>\u003Cp>If you live in an area where home prices are expected to rise, buying another property now and selling it later could help fund your future. Or you could rent it out and earn income now.\u003C\u002Fp>\u003Ch4>\u003Cstrong>Start with Just a Few Trusted Pros\u003C\u002Fstrong>\u003C\u002Fh4>\u003Cp>If this idea sounds interesting, the most important first step is to connect with a few key people who can guide you through the process:\u003C\u002Fp>\u003Cul>\u003Cli>A \u003Cstrong>local real estate agent\u003C\u002Fstrong> who understands the market\u003C\u002Fli>\u003Cli>A \u003Cstrong>lender\u003C\u002Fstrong> who specializes in second home or investment loans\u003C\u002Fli>\u003C\u002Ful>\u003Cp>Surrounding yourself with the right pros can help you make confident decisions from day one.\u003C\u002Fp>","\u003Cp>Let’s talk about what’s possible and explore whether owning a second home could bring you more security and peace of mind for the road ahead.\u003C\u002Fp>\u003Cp>\u003Cstrong>If a second home could help you retire earlier or with more freedom, would you want to take a closer look?\u003C\u002Fstrong>\u003C\u002Fp>","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20250804\u002F20250806-85-Percent-Of-Multi-Property-Owners-original.png",[258,259],{"id":9,"name":10,"slug":11},{"id":33,"name":34,"slug":35},"2025-08-06T10:30:00Z","2025-08-06T10:30:11Z",{"id":263,"slug":264,"title":265,"description":266,"excerpt":131,"contentType":132,"featuredImage":267,"bannerImage":131,"body":268,"agentsBottomLine":269,"bodyImage":270,"isInfographic":271,"categories":272,"isVideo":137,"videoThumbnail":131,"videoSource":131,"publishedAt":278,"updatedAt":279},88253,"you-may-have-enough-equity-to-downsize-and-buy-your-next-house-in-cash-infographic","You May Have Enough Equity To Downsize and Buy Your Next House in Cash","\u003Cp>Have you been holding off on downsizing? If so, you should know your equity could make your move possible.\u003C\u002Fp>","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20250605\u002F20250613-You-May-Have-Enough-Equity-To-Downsize-Share-original.png","\u003Cp>\u003Ca href=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20250605\u002FYou-May-Have-Enough-Equity-To-Downsize-and-Buy-Your-Next-House-in-Cash-MEM-original.jpg\" rel=\"noopener noreferrer\" target=\"_blank\">\u003Cimg src=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20250605\u002FYou-May-Have-Enough-Equity-To-Downsize-and-Buy-Your-Next-House-in-Cash-MEM-original.jpg\" alt=\"a graph on a blue background\">\u003C\u002Fa>\u003C\u002Fp>","\u003Cul>\u003Cli>Have you been holding off on downsizing? If so, you should know \u003Ca href=\"https:\u002F\u002Ffreddiemac.gcs-web.com\u002Fnews-releases\u002Fnews-release-details\u002Fsilver-tsunami-likely-bring-wave-wealth-children-baby-boomer\" rel=\"noopener noreferrer\" target=\"_blank\">your equity\u003C\u002Fa> could make your move possible.\u003C\u002Fli>\u003Cli>Homeowners today have so much equity that a record number are buying their next house in \u003Ca href=\"https:\u002F\u002Fwww.nar.realtor\u002Fresearch-and-statistics\u002Fresearch-reports\u002Fhighlights-from-the-profile-of-home-buyers-and-sellers\" rel=\"noopener noreferrer\" target=\"_blank\">all cash\u003C\u002Fa>. And that has some big benefits like making their offer more appealing, potentially closing faster, and not having a mortgage payment.\u003C\u002Fli>\u003Cli>To find out how much equity you have in your current house, let's connect. Because it may be enough to fuel your move.\u003C\u002Fli>\u003C\u002Ful>","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20250605\u002FYou-May-Have-Enough-Equity-To-Downsize-and-Buy-Your-Next-House-in-Cash-MEM-original.jpg",true,[273,274,275,276,277],{"id":13,"name":14,"slug":15},{"id":21,"name":22,"slug":23},{"id":33,"name":34,"slug":35},{"id":97,"name":98,"slug":99},{"id":105,"name":106,"slug":107},"2025-06-13T10:30:00Z","2025-06-13T10:30:12Z",{"id":281,"slug":282,"title":283,"description":284,"excerpt":131,"contentType":132,"featuredImage":285,"bannerImage":131,"body":286,"agentsBottomLine":287,"bodyImage":288,"isInfographic":137,"categories":289,"isVideo":137,"videoThumbnail":131,"videoSource":131,"publishedAt":293,"updatedAt":294},83287,"does-your-current-home-fit-your-retirement-plans","Does Your Current Home Fit Your Retirement Plans?","\u003Cp>Retirement isn’t just a milestone. It's the beginning of something really special.\u003C\u002Fp>","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20250408\u002F20250409-Does-Your-Current-Home-Fit-Your-Retirement-Plans-original.png","\u003Cp>Retirement isn’t just a milestone. It's the beginning of something really special. After years of hard work, it’s finally time to slow down, explore new passions, and live life on your own terms.\u003C\u002Fp>\u003Cp>But with this exciting chapter comes some big choices. And one of the biggest is this: does your current home still make sense for the lifestyle (and budget) you want in this next phase of life?\u003C\u002Fp>\u003Cp>That’s an especially important question right now. Just in the past five years, the cost of living has jumped by \u003Ca href=\"https:\u002F\u002Fwww.bls.gov\u002Fcpi\u002F\" rel=\"noopener noreferrer\" target=\"_blank\">23%\u003C\u002Fa> according to the \u003Cem>Bureau of Labor Statistics\u003C\u002Fem> (BLS). That’s based on the\u003Cem> Consumer Price Index\u003C\u002Fem> (CPI), which is how changes are tracked in the average price consumers pay for goods and services (\u003Cem>see graph below\u003C\u002Fem>):\u003C\u002Fp>\u003Cp>\u003Ca href=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20250408\u002F20250409-The-Cost-of-Living-Has-Increased-by-23-in-5-years-original.png\" rel=\"noopener noreferrer\" target=\"_blank\">\u003Cimg src=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20250408\u002F20250409-The-Cost-of-Living-Has-Increased-by-23-in-5-years-original.png\" alt=\"a graph with a line going up\">\u003C\u002Fa>When you’re thinking about how to make your retirement savings last, those rising expenses matter. And if you’ve started to wonder whether your money will stretch as far as you need it to go, don’t worry. You may have more control than you think.\u003C\u002Fp>\u003Cp>\u003Cstrong>One way many retirees are protecting their savings is by relocating. Because your dollars do go further in some places.\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp>Moving to an area with a lower cost of living can help you save on regular expenses like your housing, utilities, and taxes – especially if you downsize at the same time.\u003C\u002Fp>\u003Cp>And that can free up room in your budget for the things that make retirement some of the best years of your life: travel, hobbies, spoiling your grandkids, or any of the other things you’ve been dreaming about doing in this next phase.\u003C\u002Fp>\u003Cp>That’s not to say you have to move. It just means you’ll want to think about where you plan to live and make sure you’ve got enough savings to cover actually living there. It's all about planning. As \u003Cem>Go Banking Rates\u003C\u002Fem> explains:\u003C\u002Fp>\u003Cblockquote>\u003Cem>“How much you should have saved for retirement depends on a few key factors, including your location. \u003C\u002Fem>\u003Cstrong>\u003Cem>Where you choose to spend your golden years is critical\u003C\u002Fem>\u003C\u002Fstrong>\u003Cem>.”\u003C\u002Fem>\u003C\u002Fblockquote>\u003Cp>And you don’t always have to go far. Sometimes it’s out of state, but other times moving to the suburbs instead of living near the city can make a big difference. And that’s worth thinking about as you plan for your next chapter.\u003C\u002Fp>\u003Cp>Whether you’re considering downsizing, moving closer to your grandkids, or heading to an area where you can stretch your savings, a real estate agent can help. They’ll work with you to explore the options that make sense for your goals – and can help make selling your current house easier. They can also connect you with trusted agents in other parts of the country if you're considering a big move.\u003C\u002Fp>","\u003Cp>You’ve worked hard to build a future you can enjoy. If your current home or location no longer supports that, it may be time to explore what’s next.\u003C\u002Fp>\u003Cp>\u003Cstrong>What does your ideal retirement look like? And could a move help make it even better? \u003C\u002Fstrong>Let’s talk about how to make that vision a reality.\u003C\u002Fp>","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20250408\u002F20250409-The-Cost-of-Living-Has-Increased-by-23-in-5-years-original.png",[290,291,292],{"id":33,"name":34,"slug":35},{"id":97,"name":98,"slug":99},{"id":101,"name":102,"slug":103},"2025-04-09T10:30:00Z","2025-06-12T13:49:22Z"]