[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"$fbwk2pqjjqsc7":3,"$f189n9y5k5h43h":124},[4,8,12,16,20,24,28,32,36,40,44,48,52,56,60,64,68,72,76,80,84,88,92,96,100,104,108,112,116,120],{"id":5,"name":6,"slug":7},1,"Uncategorized","uncategorized",{"id":9,"name":10,"slug":11},5,"For Buyers","buyers",{"id":13,"name":14,"slug":15},6,"For Sellers","sellers",{"id":17,"name":18,"slug":19},7,"Foreclosures","foreclosures",{"id":21,"name":22,"slug":23},8,"Infographics","infographics",{"id":25,"name":26,"slug":27},9,"Home Prices","home-prices",{"id":29,"name":30,"slug":31},11,"First-Time Buyers","first-time-buyers",{"id":33,"name":34,"slug":35},34,"Senior Market","senior-market",{"id":37,"name":38,"slug":39},35,"Mortgage Rates","mortgage-rates",{"id":41,"name":42,"slug":43},38,"Move-Up","move-up",{"id":45,"name":46,"slug":47},41,"For Sale by Owner","for-sale-by-owner",{"id":49,"name":50,"slug":51},42,"Featured","featured",{"id":53,"name":54,"slug":55},45,"New Construction","new-construction",{"id":57,"name":58,"slug":59},52,"Luxury \u002F Vacation","luxury--vacation",{"id":61,"name":62,"slug":63},53,"Rent vs. Buy","rent-vs-buy",{"id":65,"name":66,"slug":67},80,"Time-sensitive","time-sensitive",{"id":69,"name":70,"slug":71},81,"Outdated","outdated",{"id":73,"name":74,"slug":75},147,"Internal","internal",{"id":77,"name":78,"slug":79},148,"Do Not Autopost","do-not-autopost",{"id":81,"name":82,"slug":83},320,"Inventory","inventory",{"id":85,"name":86,"slug":87},321,"Agent Value","agent-value",{"id":89,"name":90,"slug":91},322,"Affordability","affordability",{"id":93,"name":94,"slug":95},323,"Buying Tips","buying-tips",{"id":97,"name":98,"slug":99},324,"Downsize","downsize",{"id":101,"name":102,"slug":103},325,"Economy","economy",{"id":105,"name":106,"slug":107},326,"Equity","equity",{"id":109,"name":110,"slug":111},327,"Forecasts","forecasts",{"id":113,"name":114,"slug":115},328,"Selling Tips","selling-tips",{"id":117,"name":118,"slug":119},339,"Expired\u002FWithdrawn\u002FCanceled","expiredwithdrawncanceled",{"id":121,"name":122,"slug":123},340,"Price It Right\u002FOverpricing","price-it-rightoverpricing",{"items":125,"totalCount":300,"hasMore":137},[126,146,163,180,196,213,233,251,266,282],{"id":127,"slug":128,"title":129,"description":130,"excerpt":131,"contentType":132,"featuredImage":133,"bannerImage":131,"body":134,"agentsBottomLine":135,"bodyImage":136,"isInfographic":137,"categories":138,"isVideo":137,"videoThumbnail":131,"videoSource":131,"publishedAt":144,"updatedAt":145},107144,"stay-or-sell-how-to-make-the-right-call-as-you-age","Stay or Sell? How To Make the Right Call as You Age","\u003Cp>At some point, as you start thinking about the years ahead, this question tends to come up...\u003C\u002Fp>","","blog","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260428\u002FHeader-Image-GettyImages-2184553632-original.png","\u003Cp>At some point, as you start thinking about the \u003Ca href=\"\u002F2025\u002F01\u002F28\u002Fhow-home-equity-can-help-fuel-your-retirement\u002F\" rel=\"noopener noreferrer\" target=\"_blank\">years ahead\u003C\u002Fa>, this question tends to come up:\u003C\u002Fp>\u003Cp>\u003Cstrong>\u003Cem>“Could I stay here long-term… or would it make more sense to move?”\u003C\u002Fem>\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp>It’s not always urgent. It often shows up in small moments, like going up and down the stairs, keeping up with the maintenance, or just thinking about what the next chapter of your life might look like in this home.\u003C\u002Fp>\u003Cp>And for most people, the answer is simple. They want to stay.\u003C\u002Fp>\u003Cp>The \u003Cem>USC Leonard Davis School of Gerontology\u003C\u002Fem> found about \u003Ca href=\"https:\u002F\u002Fgero.usc.edu\u002Fabout\u002Four-field\u002Fthe-value-of-aging-in-place\u002F\" rel=\"noopener noreferrer\" target=\"_blank\">\u003Cstrong>90%\u003C\u002Fstrong>\u003C\u002Fa>\u003Cstrong> of adults over 65 prefer to stay in their homes as they get older \u003C\u002Fstrong>(\u003Cem>see below\u003C\u002Fem>):\u003C\u002Fp>\u003Cp>\u003Ca href=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260428\u002F20260429-90-Percent-of-Adults-original.png\" rel=\"noopener noreferrer\" target=\"_blank\">\u003Cimg src=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260428\u002F20260429-90-Percent-of-Adults-original.png\" alt=\"a blue circle with white text\">\u003C\u002Fa>But even if staying feels like the right answer, it’s still worth thinking ahead about what that might actually look like. That’s where the right agent can really help.\u003C\u002Fp>\u003Ch4>\u003Cstrong>What You Need To Plan for If You’re Staying in Your Home\u003C\u002Fstrong>\u003C\u002Fh4>\u003Cp>Aging in place is \u003Cem>definitely \u003C\u002Fem>possible. But it’s better if you have a plan. And here’s why. The home that once worked perfectly may need to change with you over the years. And it’s easier if you can anticipate those expenses.\u003C\u002Fp>\u003Cul>\u003Cli>\u003Cstrong>Sometimes that means small updates: \u003C\u002Fstrong>like adding grab bars in the shower.\u003C\u002Fli>\u003Cli>\u003Cstrong>Other times, you’ll have to make bigger decisions:\u003C\u002Fstrong> like reworking layouts or moving key spaces to the first floor.\u003C\u002Fli>\u003C\u002Ful>\u003Cp>Some of those changes are going to be simple. Others can be a meaningful investment. And that’s why thinking about it early matters. Not because you \u003Cem>need \u003C\u002Fem>to decide anything right now, but because it gives you \u003Cstrong>time.\u003C\u002Fstrong>\u003C\u002Fp>\u003Cul>\u003Cli>\u003Cstrong>\u003Cem>Time \u003C\u002Fem>\u003C\u002Fstrong>to understand what your home may need.\u003C\u002Fli>\u003Cli>\u003Cstrong>\u003Cem>Time \u003C\u002Fem>\u003C\u002Fstrong>to explore your options.\u003C\u002Fli>\u003Cli>\u003Cstrong>\u003Cem>Time \u003C\u002Fem>\u003C\u002Fstrong>to find the right contractors.\u003C\u002Fli>\u003Cli>\u003Cstrong>\u003Cem>Time \u003C\u002Fem>\u003C\u002Fstrong>to space out the expense of the upgrades.\u003C\u002Fli>\u003C\u002Ful>\u003Cp>According to \u003Cem>ElderLife Financial\u003C\u002Fem>, here's a rough baseline of what it could cost depending on what needs to be done (\u003Cem>see below\u003C\u002Fem>):\u003C\u002Fp>\u003Cp>\u003Ca href=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260428\u002F20260429-What-It-Might-Cost-original.png\" rel=\"noopener noreferrer\" target=\"_blank\">\u003Cimg src=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260428\u002F20260429-What-It-Might-Cost-original.png\" alt=\"a blue and white rectangular sign\">\u003C\u002Fa>And don’t worry. If your heart is really set on staying, but the costs feel like a concern, it helps to know you have options. Depending on your situation, there may be financial assistance programs available, along with tools like \u003Ca href=\"https:\u002F\u002Fwww.ahs.com\u002Fhome-matters\u002Fcost-savers\u002Fimportant-home-modifications-for-aging-in-place\u002F\" rel=\"noopener noreferrer\" target=\"_blank\">home warranties\u003C\u002Fa> to help manage unexpected costs.\u003C\u002Fp>\u003Cp>Just remember, if you’re thinking about making updates, it’s always worth having a quick conversation before you start. A real estate agent can help you understand which changes tend to make sense for your situation and how they may impact your home’s value based on your local market.\u003C\u002Fp>\u003Ch4>\u003Cstrong>When Moving Might Make More Sense\u003C\u002Fstrong>\u003C\u002Fh4>\u003Cp>But staying isn’t always the best fit for every situation. According to \u003Cem>Pegasus Senior Living\u003C\u002Fem>:\u003C\u002Fp>\u003Cblockquote>\u003Cem>“While most seniors hope to age in place, practical considerations sometimes make selling a home the wiser choice.”\u003C\u002Fem>\u003C\u002Fblockquote>\u003Cp>Sometimes, it comes down to a simple shift: \u003Cstrong>when the home that once made life \u003Cem>easier\u003C\u002Fem>, starts to make it \u003Cem>harder\u003C\u002Fem>.\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp>That might look like:\u003C\u002Fp>\u003Cul>\u003Cli>Maintenance or yardwork that's starting to feel overwhelming\u003C\u002Fli>\u003Cli>Stairs or layouts that are getting harder to manage day-to-day\u003C\u002Fli>\u003Cli>Or needing more support or care or being too far from loved ones\u003C\u002Fli>\u003C\u002Ful>\u003Cp>And sometimes, it’s not about necessity at all. It’s about lifestyle. Some homeowners just don’t want to live through major renovations. Others are ready to simplify, \u003Ca href=\"\u002F2026\u002F01\u002F29\u002Fwhy-so-many-homeowners-are-downsizing-right-now\u002F\" rel=\"noopener noreferrer\" target=\"_blank\">downsize\u003C\u002Fa>, or move somewhere that better fits this next chapter, whether that’s a smaller home, a 55+ community, or a place closer to family. \u003C\u002Fp>\u003Cp>For them, moving simply means making daily life easier.\u003C\u002Fp>","\u003Cp>There’s no one-size-fits-all answer here.\u003C\u002Fp>\u003Cp>Some people stay and make updates. Others move to simplify things. Either can be the right choice. The goal isn’t to pick one today. It’s to understand your options early, so when the time comes, you feel confident instead of rushed.\u003C\u002Fp>\u003Cp>And if you ever want a sounding board to think through what the future could look like for you, let’s connect.\u003C\u002Fp>","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260428\u002F20260429-90-Percent-of-Adults-original.png",false,[139,140,141,142,143],{"id":13,"name":14,"slug":15},{"id":33,"name":34,"slug":35},{"id":85,"name":86,"slug":87},{"id":97,"name":98,"slug":99},{"id":113,"name":114,"slug":115},"2026-04-29T10:30:00Z","2026-04-29T10:30:24Z",{"id":147,"slug":148,"title":149,"description":150,"excerpt":131,"contentType":132,"featuredImage":151,"bannerImage":152,"body":153,"agentsBottomLine":154,"bodyImage":155,"isInfographic":137,"categories":156,"isVideo":137,"videoThumbnail":131,"videoSource":131,"publishedAt":161,"updatedAt":162},104089,"the-hidden-advantage-repeat-buyers-have-right-now","The Hidden Advantage Repeat Buyers Have Right Now","\u003Cp>What if you didn’t have a mortgage payment on your next house? It may sound a little unrealistic. But for a number of homeowners, it’s actually doable.\u003C\u002Fp>","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260224\u002F20260302-Blog-Header-Image-original.png","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260305\u002FSTM-Banner-2021-Fall-Seller-Guide-9-2--original.jpg","\u003Cp>What if you didn’t have a mortgage payment on your next house? It may sound a little unrealistic. But for a number of homeowners, it’s actually doable.\u003C\u002Fp>\u003Cp>\u003Cstrong>Nearly 3 in 10 homes purchased today are bought in cash\u003C\u002Fstrong>, \u003Ca href=\"https:\u002F\u002Fcms.nar.realtor\u002Fsites\u002Fdefault\u002Ffiles\u002F2026-01\u002F2025-12-realtors-confidence-index-01-21-2026.pdf\" rel=\"noopener noreferrer\" target=\"_blank\">according\u003C\u002Fa> to the \u003Cem>National Association of Realtors\u003C\u002Fem> (NAR). That’s far more than the pre-pandemic norm (\u003Cem>see graph below\u003C\u002Fem>):\u003C\u002Fp>\u003Cp>\u003Cstrong>\u003Cimg src=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260224\u002F20260302-Nearly-3-in-10-Homes-Are-Purchased-with-Cash-original.png\">So, how are so many buyers pulling that off? The answer is simple: \u003C\u002Fstrong>\u003Ca href=\"\u002F2026\u002F02\u002F12\u002Ffour-ways-your-home-equity-can-work-for-you\u002F\" rel=\"noopener noreferrer\" target=\"_blank\">\u003Cstrong>home equity\u003C\u002Fstrong>\u003C\u002Fa>\u003Cstrong>.\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp>Back in 2020-2021, mortgage rates and the number of homes for sale were both at all-time lows. And that combination pushed home prices up, fast.\u003C\u002Fp>\u003Cp>\u003Cstrong>If you owned a home during that time, it likely gained significant value \u003C\u002Fstrong>–\u003Cstrong> maybe even enough to buy your next house in cash\u003C\u002Fstrong>. NAR \u003Ca href=\"https:\u002F\u002Fwww.nar.realtor\u002Fblogs\u002Feconomists-outlook\u002Fthe-cash-buyer-and-the-waltz-of-the-rising-rates-a-modern-market-tale\" rel=\"noopener noreferrer\" target=\"_blank\">explains\u003C\u002Fa>:\u003C\u002Fp>\u003Cblockquote>\u003Cem>“. . . \u003C\u002Fem>\u003Cstrong>\u003Cem>rising home equity has armed many existing homeowners with the financial leverage to make cash offers\u003C\u002Fem>\u003C\u002Fstrong>\u003Cem>, allowing them to convert years of price appreciation into immediate purchasing power.”\u003C\u002Fem>\u003C\u002Fblockquote>\u003Cp>Here’s why you may want to go that route yourself, if you have enough equity to do it.\u003C\u002Fp>\u003Ch4>\u003Cstrong>1. Your Offer Becomes More Attractive\u003C\u002Fstrong>\u003C\u002Fh4>\u003Cp>Sellers value certainty. And an all-cash offer removes one of the biggest unknowns in a transaction: financing. As \u003Cem>Rocket Mortgage\u003C\u002Fem> explains:\u003C\u002Fp>\u003Cblockquote>\u003Cem>“\u003C\u002Fem>\u003Cstrong>\u003Cem>Cash offers are attractive to sellers.\u003C\u002Fem>\u003C\u002Fstrong>\u003Cem> Sellers often prefer to work with cash buyers if they can because they don’t have to worry about a buyer’s financing falling through at the last minute.”\u003C\u002Fem>\u003C\u002Fblockquote>\u003Cp>In many markets, an all-cash offer can give you a serious edge.\u003C\u002Fp>\u003Ch4>\u003Cstrong>2. You Can Close Faster\u003C\u002Fstrong>\u003C\u002Fh4>\u003Cp>And since you don't have to worry about underwriting, lender approvals, and loan processing, the time it takes to close shrinks. \u003Cem>Cotality \u003C\u002Fem>\u003Ca href=\"https:\u002F\u002Fwww.cotality.com\u002Finsights\u002Farticles\u002Fwhy-cash-buyers-are-getting-a-better-deal\" rel=\"noopener noreferrer\" target=\"_blank\">puts\u003C\u002Fa> it this way:\u003C\u002Fp>\u003Cblockquote>\u003Cem>“Cash buyers have always enjoyed an edge over borrowers. They remove financing risk, reduce delays, and often \u003C\u002Fem>\u003Cstrong>\u003Cem>close in days rather than weeks\u003C\u002Fem>\u003C\u002Fstrong>\u003Cem>.”\u003C\u002Fem>\u003C\u002Fblockquote>\u003Cp>If the owner of the house you're buying is already under contract on their next home or they just need to move fast (like for a new job), that speed is a real draw.\u003C\u002Fp>\u003Ch4>\u003Cstrong>3. You Won't Have Monthly Mortgage Payments\u003C\u002Fstrong>\u003C\u002Fh4>\u003Cp>When you buy in cash, you don’t have to finance your purchase. That means you don’t have to worry about what today’s mortgage rates are and you own the house outright from the day you close. And that’s a big deal.\u003C\u002Fp>\u003Cp>No mortgage.\u003C\u002Fp>\u003Cp>No monthly payment.\u003C\u002Fp>\u003Cp>Full ownership.\u003C\u002Fp>\u003Cp>That financial freedom opens the door for other big lifestyle benefits. \u003Cem>Zillow \u003C\u002Fem>explains:\u003C\u002Fp>\u003Cblockquote>\u003Cem>“Paying in cash means you own your home outright. This eliminates the need for monthly mortgage payments, freeing up your finances for other priorities like savings, travel, or home improvements.”\u003C\u002Fem>\u003C\u002Fblockquote>\u003Ch4>\u003Cstrong>4. You May Get a Better Deal\u003C\u002Fstrong>\u003C\u002Fh4>\u003Cp>And here’s one more thing that surprises a lot of homeowners: \u003Cstrong>cash buyers often pay less for the house.\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp>\u003Ca href=\"https:\u002F\u002Fwww.cotality.com\u002Finsights\u002Farticles\u002Fwhy-cash-buyers-are-getting-a-better-deal\" rel=\"noopener noreferrer\" target=\"_blank\">According\u003C\u002Fa> to \u003Cem>Cotality, \u003C\u002Fem>\u003Cstrong>all-cash buyers tend to spend roughly 9% less on the house than buyers who use a mortgage. \u003C\u002Fstrong>That’s because some sellers are willing to accept lower offers to get a deal done quickly, with more certainty of closing, and fewer financing hoops to jump through. As \u003Cem>Cotality \u003C\u002Fem>explains:\u003C\u002Fp>\u003Cblockquote>\u003Cem>“From a seller’s point of view, a lower but reliable offer can feel preferable to a higher one that may collapse weeks later.”\u003C\u002Fem>\u003C\u002Fblockquote>\u003Cp>And that advantage grows with each passing year (\u003Cem>see graph below\u003C\u002Fem>):\u003C\u002Fp>\u003Ch4>\u003Cstrong>\u003Cimg src=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260224\u002F20260302-Cash-Buyers-Are-Getting-Bigger-Discounts-original.png\">Is an All-Cash Move Realistic for You?\u003C\u002Fstrong>\u003C\u002Fh4>\u003Cp>Not every homeowner will buy their next house outright in cash. And that’s okay.\u003C\u002Fp>\u003Cp>But the bigger takeaway is this: \u003Cstrong>the equity you’ve built may give you more options than you think.\u003C\u002Fstrong> \u003C\u002Fp>\u003Cp>Whether that means \u003Ca href=\"\u002F2026\u002F01\u002F29\u002Fwhy-so-many-homeowners-are-downsizing-right-now\u002F\" rel=\"noopener noreferrer\" target=\"_blank\">downsizing\u003C\u002Fa> and eliminating a mortgage entirely, or just relocating with stronger negotiating power, your current house may be what makes it possible.\u003C\u002Fp>","\u003Cp>Before assuming you’ll need another traditional mortgage, it’s worth asking one simple question: \u003Cstrong>\u003Cem>How much equity do you really have? \u003C\u002Fem>\u003C\u002Fstrong>Because the answer might change what you thought your next move could look like.\u003C\u002Fp>\u003Cp>Curious what your home equity could do for you? Let’s run the numbers and see what kind of buying power you’re really sitting on.\u003C\u002Fp>","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260224\u002F20260302-Nearly-3-in-10-Homes-Are-Purchased-with-Cash-original.png",[157,158,159,160],{"id":13,"name":14,"slug":15},{"id":33,"name":34,"slug":35},{"id":97,"name":98,"slug":99},{"id":105,"name":106,"slug":107},"2026-03-02T11:30:00Z","2026-03-18T15:51:55Z",{"id":164,"slug":165,"title":166,"description":167,"excerpt":131,"contentType":132,"featuredImage":168,"bannerImage":169,"body":170,"agentsBottomLine":171,"bodyImage":172,"isInfographic":137,"categories":173,"isVideo":137,"videoThumbnail":131,"videoSource":131,"publishedAt":178,"updatedAt":179},102176,"why-so-many-homeowners-are-downsizing-right-now","Why So Many Homeowners Are Downsizing Right Now","\u003Cp>For a growing number of homeowners, retirement isn’t some distant idea anymore. It’s starting to feel very real. \u003C\u002Fp>","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260123\u002F20260129-Blog-Header-Image-original.png","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260205\u002FSTM-Banner-20210908-Blog-1--original.jpg","\u003Cp>For a growing number of homeowners, retirement isn’t some distant idea anymore. It’s starting to feel very real.\u003C\u002Fp>\u003Cp>According to \u003Cem>Realtor.com\u003C\u002Fem> and the \u003Cem>Census, \u003C\u002Fem>\u003Cstrong>nearly 12,000 people will turn 65 every day for the next two years\u003C\u002Fstrong>. And the latest \u003Ca href=\"https:\u002F\u002Fwww.resumebuilder.com\u002F1-in-8-seniors-have-already-or-plan-to-rejoin-the-workforce-in-2026\u002F\" rel=\"noopener noreferrer\" target=\"_blank\">data\u003C\u002Fa> shows as many as 15% of those older Americans are planning to retire in 2026. And another 23% will do the same in 2027.\u003C\u002Fp>\u003Cp>If you’re considering retiring soon too, here’s what you should be thinking about.\u003C\u002Fp>\u003Ch4>\u003Cstrong>Why Downsize? \u003C\u002Fstrong>\u003C\u002Fh4>\u003Cp>Now's the perfect time to reflect on what you want your life to look like in retirement. Because even though your finances will be going through a big change, you \u003Cem>don’t \u003C\u002Fem>necessarily want to feel like you’re living with \u003Cstrong>less\u003C\u002Fstrong>.\u003C\u002Fp>\u003Cp>But odds are, what you \u003Cem>do \u003C\u002Fem>want is for life to feel \u003Cstrong>easier\u003C\u002Fstrong>.\u003C\u002Fp>\u003Cp>\u003Cstrong>Easier \u003C\u002Fstrong>to enjoy.\u003C\u002Fp>\u003Cp>\u003Cstrong>Easier \u003C\u002Fstrong>to manage.\u003C\u002Fp>\u003Cp>\u003Cstrong>Easier \u003C\u002Fstrong>to maintain day-to-day.\u003C\u002Fp>\u003Ch4>\u003Cstrong>The Top Reasons People Over 60 Move\u003C\u002Fstrong>\u003C\u002Fh4>\u003Cp>You can see these benefits show up in the \u003Ca href=\"https:\u002F\u002Fcms.nar.realtor\u002Fsites\u002Fdefault\u002Ffiles\u002F2025-03\u002F2025-home-buyers-and-sellers-generational-trends-report-04-01-2025.pdf\" rel=\"noopener noreferrer\" target=\"_blank\">data\u003C\u002Fa> when you look at \u003Cem>why\u003C\u002Fem> people over 60 are moving. The \u003Cem>National Association of Realtors\u003C\u002Fem> (NAR) finds the top 4 reasons aren’t about timing the market or chasing top dollar. They’re about lifestyle:\u003C\u002Fp>\u003Cul>\u003Cli>Being closer to children, grandchildren, or long-time friends so it’s easier to spend more time with the people who matter most\u003C\u002Fli>\u003Cli>Wanting a smaller, more functional home with fewer stairs and easier upkeep\u003C\u002Fli>\u003Cli>Retiring and no longer needing to live near the office, so it’s easier to move wherever you want\u003C\u002Fli>\u003Cli>Opting for something smaller to reduce monthly expenses tied to utilities, insurance, and maintenance\u003C\u002Fli>\u003C\u002Ful>\u003Cp> \u003Ca href=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260123\u002F20260129-Why-People-Over-60-Move-original.png\" rel=\"noopener noreferrer\" target=\"_blank\">\u003Cimg src=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260123\u002F20260129-Why-People-Over-60-Move-original.png\" alt=\"a graph of age groups\">\u003C\u002Fa>\u003C\u002Fp>\u003Cp>No matter the reason, the theme is the same: \u003Cstrong>downsizing isn’t about giving something up. It’s about gaining control and choosing simplicity. \u003C\u002Fstrong>And it brings peace of mind to know your home fits the years ahead, not the years behind.\u003C\u002Fp>\u003Cp>And the best part? It’s more financially feasible now than many homeowners would expect.\u003C\u002Fp>\u003Ch4>\u003Cstrong>The #1 Thing Helping So Many Homeowners Downsize\u003C\u002Fstrong>\u003C\u002Fh4>\u003Cp>Here’s the part that makes it possible. Thanks to how much home values have grown over the years, many longtime homeowners are realizing they’re in a \u003Ca href=\"http:\u002F\u002Fkeepingcurrentmatters.com\u002F2025\u002F12\u002F11\u002Fyour-equity-could-change-everything-about-your-next-move\u002F\" rel=\"noopener noreferrer\" target=\"_blank\">stronger position\u003C\u002Fa> than they thought to make that move.\u003C\u002Fp>\u003Cp>\u003Cstrong>According to \u003C\u002Fstrong>\u003Ca href=\"https:\u002F\u002Fwww.cotality.com\u002Fpress-releases\u002Fu-s-home-equity-dips-fall-2025\" rel=\"noopener noreferrer\" target=\"_blank\">\u003Cstrong>\u003Cem>Cotality\u003C\u002Fem>\u003C\u002Fstrong>\u003C\u002Fa>\u003Cstrong>, the average homeowner today has about $299,000 in home equity\u003C\u002Fstrong>. And for older Americans, that number is often even higher – simply because they’ve lived in their homes longer.\u003C\u002Fp>\u003Cp>When you stay in one place for years (or even decades), two things happen at the same time:\u003C\u002Fp>\u003Cul>\u003Cli>Your home value has time to grow.\u003C\u002Fli>\u003Cli>Your mortgage balance shrinks or \u003Ca href=\"\u002F2025\u002F09\u002F25\u002Fdownsizing-without-debt-how-more-homeowners-are-buying-their-next-house-in-cash\u002F\" rel=\"noopener noreferrer\" target=\"_blank\">disappears\u003C\u002Fa> altogether.\u003C\u002Fli>\u003C\u002Ful>\u003Cp>That combination creates more options than you’d expect, even in today’s market.\u003C\u002Fp>\u003Cp>So, whether you just retired, or you're about to, it's not too soon to start thinking about what comes next. Sure, it can be hard to leave the house you made so many years of memories in, but maybe it’s time to close one chapter to open a new one that’s just as exciting. \u003C\u002Fp>","\u003Cp>\u003Cstrong>Downsizing is about setting yourself up for what comes next – on \u003Cem>your\u003C\u002Fem> terms.\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp>If retirement is on the horizon and you’ve started wondering what your current house (and your equity) could make possible, the first step isn’t selling. It’s understanding your options.\u003C\u002Fp>\u003Cp>Let’s talk. A simple, no-pressure conversation can help you see what downsizing might look like – and whether it makes sense for you. \u003C\u002Fp>","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260123\u002F20260129-Why-People-Over-60-Move-original.png",[174,175,176,177],{"id":13,"name":14,"slug":15},{"id":33,"name":34,"slug":35},{"id":97,"name":98,"slug":99},{"id":105,"name":106,"slug":107},"2026-01-29T11:30:00Z","2026-03-05T20:57:29Z",{"id":181,"slug":182,"title":183,"description":184,"excerpt":131,"contentType":132,"featuredImage":185,"bannerImage":131,"body":186,"agentsBottomLine":187,"bodyImage":188,"isInfographic":137,"categories":189,"isVideo":137,"videoThumbnail":131,"videoSource":131,"publishedAt":194,"updatedAt":195},98830,"why-so-many-people-are-thankful-they-bought-a-home-this-year","Why So Many People Are Thankful They Bought a Home This Year","\u003Cp>Homebuyers are weighing their options right now, and they certainly have a lot on their minds. \u003C\u002Fp>","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20251124\u002F20251127-Blog-Header-Image-original.png","\u003Cp>Homebuyers are weighing their options right now, and they certainly have a lot on their minds. With everything going on in the job market, the economy, and more – there's a lot to think about these days. And maybe that’s making you wonder if it really makes sense to \u003Ca href=\"\u002F2025\u002F11\u002F13\u002Fwould-you-let-80-a-month-hold-you-back-from-buying-a-home\u002F\" rel=\"noopener noreferrer\" target=\"_blank\">buy a home\u003C\u002Fa> right now.\u003C\u002Fp>\u003Cp>\u003Cstrong>But here’s what many recent buyers would tell you: even with all that, making a move is \u003Cem>worth it. \u003C\u002Fem>\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp>And this is why they’re thankful they went ahead and took the plunge already. \u003Cstrong>Life doesn't wait for better market conditions. \u003C\u002Fstrong>So, your decision shouldn't be about trying to time the market perfectly. It should be about moving when the time is right for you and what you need – and it’s different for everyone.\u003C\u002Fp>\u003Ch4>\u003Cstrong>The Real Reasons People Bought a Home\u003C\u002Fstrong>\u003C\u002Fh4>\u003Cp>According to the \u003Ca href=\"https:\u002F\u002Fwww.nar.realtor\u002Fresearch-and-statistics\u002Fresearch-reports\u002Fhighlights-from-the-profile-of-home-buyers-and-sellers\" rel=\"noopener noreferrer\" target=\"_blank\">latest report\u003C\u002Fa> from the \u003Cem>National Association of Realtors\u003C\u002Fem> (NAR), what’s really driving today’s moves is the desire for something \u003Cem>better \u003C\u002Fem>or something \u003Cem>different. \u003C\u002Fem>It’s a personal motivator or a change in what they need out of the home that pushed buyers to act this year (\u003Cem>see chart below\u003C\u002Fem>):\u003C\u002Fp>\u003Cp>\u003Ca href=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20251124\u002F20251127-The-Top-Reasons-People-Are-Buying-Homes-Today-original.png\" rel=\"noopener noreferrer\" target=\"_blank\">\u003Cimg src=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20251124\u002F20251127-The-Top-Reasons-People-Are-Buying-Homes-Today-original.png\" alt=\"a graph of a number of people\">\u003C\u002Fa>For some, that meant trading an apartment for their very \u003Ca href=\"\u002F2025\u002F08\u002F20\u002Fcondos-could-be-a-win-for-todays-buyers\u002F\" rel=\"noopener noreferrer\" target=\"_blank\">first house\u003C\u002Fa> – a home they can finally make their own, where they can paint the walls, plant the garden, and build a future.\u003C\u002Fp>\u003Cp>For others, it meant getting closer to the people who matter most. Living near family or friends isn’t just convenient, it changes your everyday life. Sunday dinners, quick visits, extra help when you need it – that kind of connection is priceless.\u003C\u002Fp>\u003Cp>And for many buyers, it’s the peace of finding a home that finally \u003Cem>fits.\u003C\u002Fem> It’s finally having space to grow: a bigger kitchen for family dinners, or bedrooms where kids can decorate their own walls and carve out their own corners of the world.\u003C\u002Fp>\u003Cp>Or, it’s about simplifying. \u003Ca href=\"\u002F2025\u002F09\u002F25\u002Fdownsizing-without-debt-how-more-homeowners-are-buying-their-next-house-in-cash\u002F\" rel=\"noopener noreferrer\" target=\"_blank\">Downsizing\u003C\u002Fa> to something smaller, easier to maintain, and closer to what matters most can make everyday life feel lighter and less stressful.\u003C\u002Fp>\u003Ch4>\u003Cstrong>What You Miss Out on If You Try To Time the Market\u003C\u002Fstrong>\u003C\u002Fh4>\u003Cp>No matter the reason, these buyers all share something in common: \u003Cem>they stopped waiting for perfect timing and focused on creating the life they wanted now.\u003C\u002Fem> And if you asked them, \u003Cstrong>odds are they’d say that decision is paying off every day.\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp>That’s what makes a move meaningful. Not the market conditions, but the freedom and happiness that come from living in a home that truly fits. So, while headlines may keep everyone guessing, the people who’ve already made their move are sleeping better, living fuller, and enjoying homes that finally feel right.\u003C\u002Fp>\u003Cp>Because once your home finally matches your life, everything else starts to fall into place. And that’s exactly how you deserve to feel. \u003C\u002Fp>","\u003Cp>The people who bought a home this year didn’t wait for perfect market conditions to line up. They acted on what they needed in their life. And they’re thankful they did.\u003C\u002Fp>\u003Cp>If you’re feeling the pull toward something better, let’s talk through your goals. Your next home could bring you more space, more connection, and more happiness than you think.\u003C\u002Fp>","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20251124\u002F20251127-The-Top-Reasons-People-Are-Buying-Homes-Today-original.png",[190,191,192,193],{"id":9,"name":10,"slug":11},{"id":29,"name":30,"slug":31},{"id":41,"name":42,"slug":43},{"id":97,"name":98,"slug":99},"2025-11-27T11:30:00Z","2025-11-27T11:30:15Z",{"id":197,"slug":198,"title":199,"description":200,"excerpt":131,"contentType":132,"featuredImage":201,"bannerImage":131,"body":202,"agentsBottomLine":203,"bodyImage":204,"isInfographic":137,"categories":205,"isVideo":137,"videoThumbnail":131,"videoSource":131,"publishedAt":211,"updatedAt":212},95473,"downsizing-without-debt-how-more-homeowners-are-buying-their-next-house-in-cash","Downsizing Without Debt: How More Homeowners Are Buying Their Next House in Cash","\u003Cp>If you’ve been thinking about downsizing to lower your expenses, be closer to family, or just make life easier, here's a trend worth paying attention to\u003C\u002Fp>","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20250924\u002F20250925-Blog-Header-Image-original.png","\u003Cp>If you’ve been thinking about \u003Ca href=\"\u002F2025\u002F06\u002F13\u002Fyou-may-have-enough-equity-to-downsize-and-buy-your-next-house-in-cash-infographic\u002F\" rel=\"noopener noreferrer\" target=\"_blank\">downsizing\u003C\u002Fa> to lower your expenses, be closer to family, or just make life easier, here's a trend worth paying attention to:\u003C\u002Fp>\u003Cp>\u003Cstrong>More homeowners are buying their next house outright, without taking on a new mortgage.\u003C\u002Fstrong> And, if you’ve owned your home for a while, you may be able to do the same. No mortgage. No monthly housing payments.\u003C\u002Fp>\u003Ch4>\u003Cstrong>A Record Share of Homeowners Are Mortgage-Free\u003C\u002Fstrong>\u003C\u002Fh4>\u003Cp>According to analysis from \u003Cem>ResiClub \u003C\u002Fem>of \u003Cem>Census \u003C\u002Fem>\u003Ca href=\"https:\u002F\u002Fwww.resiclubanalytics.com\u002Fp\u002Fthe-share-of-mortgage-free-homeowners-just-hit-a-new-high-housing-market\" rel=\"noopener noreferrer\" target=\"_blank\">data\u003C\u002Fa>, more than \u003Cstrong>40% of U.S. owner-occupied homes are mortgage-free \u003C\u002Fstrong>–\u003Cstrong> \u003C\u002Fstrong>an all-time high for this data series. That means \u003Cstrong>4 in 10\u003C\u002Fstrong> homeowners own their homes free and clear (\u003Cem>see graph below\u003C\u002Fem>):\u003C\u002Fp>\u003Cp>\u003Ca href=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20250924\u002F20250925-40-Percent-of-Homeowners-Are-Now-Mortgage-Free-original.png\" rel=\"noopener noreferrer\" target=\"_blank\">\u003Cimg src=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20250924\u002F20250925-40-Percent-of-Homeowners-Are-Now-Mortgage-Free-original.png\" alt=\"a graph of a number of blue bars\">\u003C\u002Fa>One big reason for this trend? Demographics. As Baby Boomers age and stay in their homes longer, many have had the time to fully pay off their mortgages. You might be in that group too and not even realize just how much buying power you now have. It’s time to change that.\u003C\u002Fp>\u003Ch4>\u003Cstrong>How Downsizers Are Turning Equity into Buying Power\u003C\u002Fstrong>\u003C\u002Fh4>\u003Cp>As a homeowner, your \u003Ca href=\"\u002F2025\u002F09\u002F18\u002Fdo-you-know-how-much-your-house-is-really-worth\u002F\" rel=\"noopener noreferrer\" target=\"_blank\">\u003Cstrong>equity\u003C\u002Fstrong>\u003C\u002Fa> is your biggest advantage in today’s market. \u003Cstrong>If you’re mortgage-free (or close to it), it could give you the power to buy your next home in cash. \u003C\u002Fstrong>That means you’d still have no mortgage payment in retirement, plus:\u003C\u002Fp>\u003Cul>\u003Cli>Less financial stress as you age\u003C\u002Fli>\u003Cli>More cash flow, if you purchase a less expensive home\u003C\u002Fli>\u003Cli>And it would likely be a faster, simpler transaction\u003C\u002Fli>\u003C\u002Ful>\u003Cp>Here's how it works. You’d sell your current house and use the proceeds to buy your next house in cash. And while that may sound like something you thought would never be possible for you, it's more realistic than you may think.\u003C\u002Fp>\u003Cp>In the \u003Ca href=\"https:\u002F\u002Fjbrec.com\u002Fresearch\u002Fburns-real-estate-agent-survey\u002F\" rel=\"noopener noreferrer\" target=\"_blank\">latest survey\u003C\u002Fa> from \u003Cem>John Burns Research and Consulting\u003C\u002Fem> (JBREC) and \u003Cem>Keeping Current Matters\u003C\u002Fem> (KCM), agents reported the share of purchases with all-cash buyers is climbing nationally. And those agents are seeing increases in almost every region of the country (\u003Cem>see graph below)\u003C\u002Fem>:\u003C\u002Fp>\u003Cp>\u003Ca href=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20250924\u002F20250925-All-Cash-Sales-Rose-Year-Over-Year-original.png\" rel=\"noopener noreferrer\" target=\"_blank\">\u003Cimg src=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20250924\u002F20250925-All-Cash-Sales-Rose-Year-Over-Year-original.png\" alt=\"a graph of sales\">\u003C\u002Fa>For Baby Boomers especially, buying in cash gives you more control over your next chapter. You could buy a smaller, less expensive home and have lower costs, less upkeep, and more flexibility to enjoy what matters most. All while staying debt and stress free.\u003C\u002Fp>\u003Cp>Because downsizing isn't about downgrading your home. It’s about upgrading your quality of life. And that’s something worth exploring.\u003C\u002Fp>","\u003Cp>\u003Cstrong>You’ve worked hard for your home. Now it might be time for it to work hard for you.\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp>Let’s talk about what your house is worth, and what it could unlock for you today. \u003Cstrong>What would your ideal home look like if you were to downsize right now?\u003C\u002Fstrong>\u003C\u002Fp>","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20250924\u002F20250925-40-Percent-of-Homeowners-Are-Now-Mortgage-Free-original.png",[206,207,208,209,210],{"id":13,"name":14,"slug":15},{"id":33,"name":34,"slug":35},{"id":97,"name":98,"slug":99},{"id":105,"name":106,"slug":107},{"id":113,"name":114,"slug":115},"2025-09-25T10:30:00Z","2025-09-25T10:30:10Z",{"id":214,"slug":215,"title":216,"description":217,"excerpt":131,"contentType":132,"featuredImage":218,"bannerImage":131,"body":219,"agentsBottomLine":220,"bodyImage":221,"isInfographic":137,"categories":222,"isVideo":137,"videoThumbnail":131,"videoSource":131,"publishedAt":231,"updatedAt":232},93468,"condos-could-be-a-win-for-todays-buyers","Condos Could Be a Win for Today’s Buyers","\u003Cp>Not every homebuyer wants the biggest house on the block.\u003C\u002Fp>","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20250819\u002F20250820-Blog-Header-Image-original.png","\u003Cp>Not every homebuyer wants the biggest house on the block. Some want something simpler, more affordable, and easier to maintain, especially in a market where every dollar counts. That’s where condos come in.\u003C\u002Fp>\u003Cp>For first-time buyers, they can be a smart way to get into homeownership without stretching your budget. For downsizers, they offer less space to maintain with the flexibility to stay in a great location.\u003C\u002Fp>\u003Cp>\u003Cstrong>And right now, condos are one of the most buyer-friendly parts of the market.\u003C\u002Fstrong>\u003C\u002Fp>\u003Ch4>\u003Cstrong>Condo Inventory Is Up, And That Means More Choice\u003C\u002Fstrong>\u003C\u002Fh4>\u003Cp>According to the \u003Cem>National Association of Realtors\u003C\u002Fem> (NAR), there are \u003Ca href=\"https:\u002F\u002Fwww.nar.realtor\u002Fsites\u002Fdefault\u002Ffiles\u002F2025-07\u002Fehs-06-2025-breakouts-of-single-family-condo-and-co-op-2025-07-23.pdf\" rel=\"noopener noreferrer\" target=\"_blank\">\u003Cstrong>194,000\u003C\u002Fstrong>\u003C\u002Fa>\u003Cstrong> condos for sale\u003C\u002Fstrong> right now. That’s the second highest amount we’ve seen in the last three years (\u003Cem>see graph below\u003C\u002Fem>):\u003C\u002Fp>\u003Cp>\u003Ca href=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20250819\u002F20250820-More-Condos-For-Sale-Now-Than-in-the-Past-3-Years-original.png\" rel=\"noopener noreferrer\" target=\"_blank\">\u003Cimg src=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20250819\u002F20250820-More-Condos-For-Sale-Now-Than-in-the-Past-3-Years-original.png\" alt=\"a graph of blue lines with white text\">\u003C\u002Fa>\u003C\u002Fp>\u003Cp>Just remember, this is the national figure. The exact number is going to vary based on where you’re looking to buy. But, generally speaking, you have more options and less competition.\u003C\u002Fp>\u003Cp>You’re not stuck waiting for something to pop up or rushing into an offer just to beat someone else to it. You’ve got plenty to choose from. And if you’re particular about layout, location, or amenities, this is your chance to be selective.\u003C\u002Fp>\u003Cp>That’s a big shift from the market frenzy of just a few years ago. Compared to early 2022, we’ve got nearly double the condos available now. That gives you more breathing room to find the right fit.\u003C\u002Fp>\u003Ch4>\u003Cstrong>Prices Are Cooling, and Buyers Hold More Negotiating Power\u003C\u002Fstrong>\u003C\u002Fh4>\u003Cp>And since there are more for sale, many sellers are more open to negotiating right now. So, you may be able to get a better price. As \u003Cem>Redfin\u003C\u002Fem> explains:\u003C\u002Fp>\u003Cblockquote>\u003Cem>“. . . condo buyers in many cities may be able to find sellers who are willing to give concessions and\u002For sell for less than their asking price.”\u003C\u002Fem>\u003C\u002Fblockquote>\u003Cp>Condo prices are starting to ease in many markets. According to\u003Cem> Intercontinental Exchange\u003C\u002Fem> (ICE), \u003Cstrong>condo prices dipped \u003C\u002Fstrong>\u003Ca href=\"https:\u002F\u002Fmortgagetech.ice.com\u002Fpublicdocs\u002Fmortgage\u002Fimt-july-2025-mortgage-monitor-report-sMm33rhnRWDK.pdf\" rel=\"noopener noreferrer\" target=\"_blank\">\u003Cstrong>1.3%\u003C\u002Fstrong>\u003C\u002Fa>\u003Cstrong> in June\u003C\u002Fstrong> compared to last year. And \u003Cstrong>over half of the top 100 U.S. metros\u003C\u002Fstrong> saw condo prices drop slightly year-over-year.\u003C\u002Fp>\u003Cp>Data from \u003Cem>Redfin\u003C\u002Fem> shows what the recent dip in prices looks like (\u003Cem>see graph below\u003C\u002Fem>):\u003C\u002Fp>\u003Cp>\u003Ca href=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20250819\u002F20250820-Condo-Prices-Have-Softened-This-Year-original.png\" rel=\"noopener noreferrer\" target=\"_blank\">\u003Cimg src=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20250819\u002F20250820-Condo-Prices-Have-Softened-This-Year-original.png\" alt=\"a graph showing the price of a sales increase\">\u003C\u002Fa>That doesn’t just help with affordability, it also shifts the power dynamic. Condo buyers in many markets are now in a position to negotiate on price and ask for concessions, like help with closing costs.\u003C\u002Fp>","\u003Cp>Condos aren’t just a fallback option. In today’s market, they’re one of the most strategic ways to buy. With more options, softening prices, and more room to negotiate, now could be the right time to make your move.\u003C\u002Fp>\u003Cp>\u003Cstrong>Could a condo check more boxes than you expected? Let’s talk through your options and find out.\u003C\u002Fstrong>\u003C\u002Fp>","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20250819\u002F20250820-More-Condos-For-Sale-Now-Than-in-the-Past-3-Years-original.png",[223,224,225,226,227,228,229,230],{"id":9,"name":10,"slug":11},{"id":25,"name":26,"slug":27},{"id":29,"name":30,"slug":31},{"id":33,"name":34,"slug":35},{"id":81,"name":82,"slug":83},{"id":89,"name":90,"slug":91},{"id":93,"name":94,"slug":95},{"id":97,"name":98,"slug":99},"2025-08-20T10:30:00Z","2025-08-20T10:30:25Z",{"id":234,"slug":235,"title":236,"description":237,"excerpt":131,"contentType":132,"featuredImage":238,"bannerImage":131,"body":239,"agentsBottomLine":240,"bodyImage":241,"isInfographic":242,"categories":243,"isVideo":137,"videoThumbnail":131,"videoSource":131,"publishedAt":249,"updatedAt":250},88253,"you-may-have-enough-equity-to-downsize-and-buy-your-next-house-in-cash-infographic","You May Have Enough Equity To Downsize and Buy Your Next House in Cash","\u003Cp>Have you been holding off on downsizing? If so, you should know your equity could make your move possible.\u003C\u002Fp>","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20250605\u002F20250613-You-May-Have-Enough-Equity-To-Downsize-Share-original.png","\u003Cp>\u003Ca href=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20250605\u002FYou-May-Have-Enough-Equity-To-Downsize-and-Buy-Your-Next-House-in-Cash-MEM-original.jpg\" rel=\"noopener noreferrer\" target=\"_blank\">\u003Cimg src=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20250605\u002FYou-May-Have-Enough-Equity-To-Downsize-and-Buy-Your-Next-House-in-Cash-MEM-original.jpg\" alt=\"a graph on a blue background\">\u003C\u002Fa>\u003C\u002Fp>","\u003Cul>\u003Cli>Have you been holding off on downsizing? If so, you should know \u003Ca href=\"https:\u002F\u002Ffreddiemac.gcs-web.com\u002Fnews-releases\u002Fnews-release-details\u002Fsilver-tsunami-likely-bring-wave-wealth-children-baby-boomer\" rel=\"noopener noreferrer\" target=\"_blank\">your equity\u003C\u002Fa> could make your move possible.\u003C\u002Fli>\u003Cli>Homeowners today have so much equity that a record number are buying their next house in \u003Ca href=\"https:\u002F\u002Fwww.nar.realtor\u002Fresearch-and-statistics\u002Fresearch-reports\u002Fhighlights-from-the-profile-of-home-buyers-and-sellers\" rel=\"noopener noreferrer\" target=\"_blank\">all cash\u003C\u002Fa>. And that has some big benefits like making their offer more appealing, potentially closing faster, and not having a mortgage payment.\u003C\u002Fli>\u003Cli>To find out how much equity you have in your current house, let's connect. Because it may be enough to fuel your move.\u003C\u002Fli>\u003C\u002Ful>","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20250605\u002FYou-May-Have-Enough-Equity-To-Downsize-and-Buy-Your-Next-House-in-Cash-MEM-original.jpg",true,[244,245,246,247,248],{"id":13,"name":14,"slug":15},{"id":21,"name":22,"slug":23},{"id":33,"name":34,"slug":35},{"id":97,"name":98,"slug":99},{"id":105,"name":106,"slug":107},"2025-06-13T10:30:00Z","2025-06-13T10:30:12Z",{"id":252,"slug":253,"title":254,"description":255,"excerpt":131,"contentType":132,"featuredImage":256,"bannerImage":131,"body":257,"agentsBottomLine":258,"bodyImage":259,"isInfographic":137,"categories":260,"isVideo":137,"videoThumbnail":131,"videoSource":131,"publishedAt":264,"updatedAt":265},83287,"does-your-current-home-fit-your-retirement-plans","Does Your Current Home Fit Your Retirement Plans?","\u003Cp>Retirement isn’t just a milestone. It's the beginning of something really special.\u003C\u002Fp>","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20250408\u002F20250409-Does-Your-Current-Home-Fit-Your-Retirement-Plans-original.png","\u003Cp>Retirement isn’t just a milestone. It's the beginning of something really special. After years of hard work, it’s finally time to slow down, explore new passions, and live life on your own terms.\u003C\u002Fp>\u003Cp>But with this exciting chapter comes some big choices. And one of the biggest is this: does your current home still make sense for the lifestyle (and budget) you want in this next phase of life?\u003C\u002Fp>\u003Cp>That’s an especially important question right now. Just in the past five years, the cost of living has jumped by \u003Ca href=\"https:\u002F\u002Fwww.bls.gov\u002Fcpi\u002F\" rel=\"noopener noreferrer\" target=\"_blank\">23%\u003C\u002Fa> according to the \u003Cem>Bureau of Labor Statistics\u003C\u002Fem> (BLS). That’s based on the\u003Cem> Consumer Price Index\u003C\u002Fem> (CPI), which is how changes are tracked in the average price consumers pay for goods and services (\u003Cem>see graph below\u003C\u002Fem>):\u003C\u002Fp>\u003Cp>\u003Ca href=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20250408\u002F20250409-The-Cost-of-Living-Has-Increased-by-23-in-5-years-original.png\" rel=\"noopener noreferrer\" target=\"_blank\">\u003Cimg src=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20250408\u002F20250409-The-Cost-of-Living-Has-Increased-by-23-in-5-years-original.png\" alt=\"a graph with a line going up\">\u003C\u002Fa>When you’re thinking about how to make your retirement savings last, those rising expenses matter. And if you’ve started to wonder whether your money will stretch as far as you need it to go, don’t worry. You may have more control than you think.\u003C\u002Fp>\u003Cp>\u003Cstrong>One way many retirees are protecting their savings is by relocating. Because your dollars do go further in some places.\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp>Moving to an area with a lower cost of living can help you save on regular expenses like your housing, utilities, and taxes – especially if you downsize at the same time.\u003C\u002Fp>\u003Cp>And that can free up room in your budget for the things that make retirement some of the best years of your life: travel, hobbies, spoiling your grandkids, or any of the other things you’ve been dreaming about doing in this next phase.\u003C\u002Fp>\u003Cp>That’s not to say you have to move. It just means you’ll want to think about where you plan to live and make sure you’ve got enough savings to cover actually living there. It's all about planning. As \u003Cem>Go Banking Rates\u003C\u002Fem> explains:\u003C\u002Fp>\u003Cblockquote>\u003Cem>“How much you should have saved for retirement depends on a few key factors, including your location. \u003C\u002Fem>\u003Cstrong>\u003Cem>Where you choose to spend your golden years is critical\u003C\u002Fem>\u003C\u002Fstrong>\u003Cem>.”\u003C\u002Fem>\u003C\u002Fblockquote>\u003Cp>And you don’t always have to go far. Sometimes it’s out of state, but other times moving to the suburbs instead of living near the city can make a big difference. And that’s worth thinking about as you plan for your next chapter.\u003C\u002Fp>\u003Cp>Whether you’re considering downsizing, moving closer to your grandkids, or heading to an area where you can stretch your savings, a real estate agent can help. They’ll work with you to explore the options that make sense for your goals – and can help make selling your current house easier. They can also connect you with trusted agents in other parts of the country if you're considering a big move.\u003C\u002Fp>","\u003Cp>You’ve worked hard to build a future you can enjoy. If your current home or location no longer supports that, it may be time to explore what’s next.\u003C\u002Fp>\u003Cp>\u003Cstrong>What does your ideal retirement look like? And could a move help make it even better? \u003C\u002Fstrong>Let’s talk about how to make that vision a reality.\u003C\u002Fp>","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20250408\u002F20250409-The-Cost-of-Living-Has-Increased-by-23-in-5-years-original.png",[261,262,263],{"id":33,"name":34,"slug":35},{"id":97,"name":98,"slug":99},{"id":101,"name":102,"slug":103},"2025-04-09T10:30:00Z","2025-06-12T13:49:22Z",{"id":267,"slug":268,"title":269,"description":270,"excerpt":131,"contentType":132,"featuredImage":271,"bannerImage":131,"body":272,"agentsBottomLine":273,"bodyImage":274,"isInfographic":137,"categories":275,"isVideo":137,"videoThumbnail":131,"videoSource":131,"publishedAt":280,"updatedAt":281},56423,"why-moving-to-a-smaller-home-after-retirement-makes-life-easier","Why Moving to a Smaller Home After Retirement Makes Life Easier","\u003Cp>Retirement is a time for relaxation, adventure, and enjoying the things you love.\u003C\u002Fp>","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20240709\u002F20240711-Why-Moving-to-a-Smaller-Home-After-Retirement-Makes-Life-Easier-original.png","\u003Cp>Retirement is a time for relaxation, adventure, and enjoying the things you love. As you imagine this exciting new chapter in your life, it's important to think about whether your \u003Ca href=\"\u002F2024\u002F07\u002F03\u002Fhomeowners-gained-28k-in-equity-over-the-past-year\u002F\" rel=\"noopener noreferrer\" target=\"_blank\">current home\u003C\u002Fa> still fits your needs. \u003C\u002Fp>\u003Cp>If it's too big, too costly, or just not convenient anymore, \u003Ca href=\"\u002F2024\u002F06\u002F25\u002Fhow-long-will-it-take-to-sell-my-house\u002F\" rel=\"noopener noreferrer\" target=\"_blank\">downsizing\u003C\u002Fa> might help you make the most of your retirement years. To find out if a smaller, more manageable home might be the perfect fit for your new lifestyle, ask yourself these questions:\u003C\u002Fp>\u003Cul>\u003Cli>Do the original reasons I bought my current house still stand, or have my needs changed since then?\u003C\u002Fli>\u003Cli>Do I really need and want the space I have right now, or could somewhere smaller be a better fit?\u003C\u002Fli>\u003Cli>What are my housing expenses right now, and how much do I want to try to save by downsizing?\u003C\u002Fli>\u003C\u002Ful>\u003Cp>If you answered yes to any of these, consider the benefits that come with downsizing.\u003C\u002Fp>\u003Ch4>\u003Cstrong>The Benefits of Moving into a Smaller Home\u003C\u002Fstrong>\u003C\u002Fh4>\u003Cp>There are many reasons why you should downsize. Here are just a few from \u003Cem>Bankrate\u003C\u002Fem>:\u003Ca href=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20240709\u002F20240711-Reasons-To-Downsize-original.png\" rel=\"noopener noreferrer\" target=\"_blank\">\u003Cimg src=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20240709\u002F20240711-Reasons-To-Downsize-original.png\" alt=\"No Caption Received\">\u003C\u002Fa>\u003C\u002Fp>\u003Ch4>\u003Cstrong>Your Equity Can Help Make Downsizing Possible\u003C\u002Fstrong>\u003C\u002Fh4>\u003Cp>If those perks sound like something you’d want, you may already have what you need to make it happen. A recent article from \u003Cem>Seniors Guide\u003C\u002Fem> \u003Ca href=\"https:\u002F\u002Fwww.seniorsguide.com\u002Fdownsizing-real-estate\u002Fdownsizing-makes-sense-for-retirees\u002F\" rel=\"noopener noreferrer\" target=\"_blank\">shares\u003C\u002Fa>:\u003C\u002Fp>\u003Cblockquote>\u003Cem>“And at a time when homeowners age 62 and older have more than $12 trillion in home equity, downsizing makes sense . . .”\u003C\u002Fem>\u003C\u002Fblockquote>\u003Cp>If you’ve been in your house \u003Ca href=\"\u002F2024\u002F06\u002F26\u002Ffocus-on-time-in-the-market-not-timing-the-market\u002F\" rel=\"noopener noreferrer\" target=\"_blank\">for a while\u003C\u002Fa>, odds are you’re one of those homeowners who’s built up a considerable amount of \u003Ca href=\"\u002F2024\u002F07\u002F02\u002Freal-estate-still-holds-the-title-of-best-long-term-investment\u002F\" rel=\"noopener noreferrer\" target=\"_blank\">equity\u003C\u002Fa>. And that \u003Ca href=\"\u002F2024\u002F06\u002F14\u002Freal-estate-is-still-the-best-long-term-investment-infographic\u002F\" rel=\"noopener noreferrer\" target=\"_blank\">equity\u003C\u002Fa> is something you can use to help you buy a home that better fits your needs today. Greg McBride, Chief Financial Analyst at \u003Cem>Bankrate\u003C\u002Fem>, explains:\u003C\u002Fp>\u003Cblockquote>\u003Cem>“Downsizing can mean taking that equity when the home is sold and using it to pay cash or make a large down payment on a lower-priced home, reducing your monthly living expenses.”\u003C\u002Fem>\u003C\u002Fblockquote>\u003Cp>When you’re ready to use all that \u003Ca href=\"\u002F2024\u002F06\u002F07\u002Fthe-wealth-building-power-of-homeownership-infographic\u002F\" rel=\"noopener noreferrer\" target=\"_blank\">equity\u003C\u002Fa> to fuel \u003Ca href=\"\u002F2024\u002F06\u002F06\u002Fyour-equity-could-make-a-move-possible\u002F\" rel=\"noopener noreferrer\" target=\"_blank\">your next move\u003C\u002Fa>, your \u003Ca href=\"\u002F2024\u002F06\u002F10\u002Fselling-smart-why-a-real-estate-agent-makes-all-the-difference\u002F\" rel=\"noopener noreferrer\" target=\"_blank\">real estate agent\u003C\u002Fa> will be your guide through every step of the process. That includes setting the right price for your current house when you sell, finding the home that best fits your evolving needs, and understanding what you can afford at \u003Ca href=\"\u002F2024\u002F06\u002F18\u002Fworried-about-mortgage-rates-control-the-controllables\u002F\" rel=\"noopener noreferrer\" target=\"_blank\">today’s mortgage rate\u003C\u002Fa>.\u003C\u002Fp>","\u003Cp>Starting your retirement journey? Think about downsizing – it could really help. When you're ready, let’s connect.\u003C\u002Fp>","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20240709\u002F20240711-Reasons-To-Downsize-original.png",[276,277,278,279],{"id":13,"name":14,"slug":15},{"id":97,"name":98,"slug":99},{"id":105,"name":106,"slug":107},{"id":113,"name":114,"slug":115},"2024-07-11T10:30:00Z","2024-07-11T10:30:47Z",{"id":283,"slug":284,"title":285,"description":286,"excerpt":131,"contentType":132,"featuredImage":287,"bannerImage":288,"body":289,"agentsBottomLine":290,"bodyImage":291,"isInfographic":137,"categories":292,"isVideo":137,"videoThumbnail":131,"videoSource":131,"publishedAt":298,"updatedAt":299},48770,"builders-are-building-smaller-homes","Builders Are Building Smaller Homes","\u003Cp>There’s no arguing it, affordability is still tight.\u003C\u002Fp>","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20240408\u002F20240411-Builders-Are-Building-Smaller-Homes.png","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20240429\u002FSTM-Banner-20230623-Infographic.jpg","\u003Cp>There’s no arguing it, \u003Ca href=\"\u002F2024\u002F03\u002F26\u002Fwhats-the-latest-with-mortgage-rates\u002F\" rel=\"noopener noreferrer\" target=\"_blank\">affordability\u003C\u002Fa> is still tight. And if you’re trying to \u003Ca href=\"\u002F2024\u002F03\u002F20\u002Fdoes-it-make-sense-to-buy-a-home-right-now\u002F\" rel=\"noopener noreferrer\" target=\"_blank\">buy a home\u003C\u002Fa>, that may mean you need to look at smaller houses to find one that’s still in your budget. But there is a silver lining: builders are focused on building these smaller homes right now and they’re offering incentives. And that can help give you \u003Ca href=\"\u002F2024\u002F03\u002F28\u002Fis-it-easier-to-find-a-home-to-buy-now\u002F\" rel=\"noopener noreferrer\" target=\"_blank\">more options\u003C\u002Fa> that fit the bill.\u003C\u002Fp>\u003Ch4>\u003Cstrong>Newly Built Homes Are Trending Smaller\u003C\u002Fstrong>\u003C\u002Fh4>\u003Cp>During the pandemic, \u003Ca href=\"\u002F2024\u002F03\u002F13\u002Fyour-home-is-a-powerful-investment\u002F\" rel=\"noopener noreferrer\" target=\"_blank\">homebuyers\u003C\u002Fa> wanted (and could afford) larger homes – and builders delivered. They focused on homes that were bigger, so people had more space for things like working from home, having a home gym, bonus rooms for virtual school, and more.\u003C\u002Fp>\u003Cp>But with the affordability challenges buyers are facing today, builders are increasingly shifting their attention to bringing smaller single-family homes to the market. The graph below uses \u003Ca href=\"https:\u002F\u002Fwww.census.gov\u002Fconstruction\u002Fnrc\u002Fquarterly.html\" rel=\"noopener noreferrer\" target=\"_blank\">data\u003C\u002Fa> from the \u003Cem>Census\u003C\u002Fem> to show how this trend has evolved over the last few years:\u003C\u002Fp>\u003Cp>\u003Ca href=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20240408\u002F20240411-New-Single-Family-Homes-Are-Getting-Smaller.png\" rel=\"noopener noreferrer\" target=\"_blank\">\u003Cimg src=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20240408\u002F20240411-New-Single-Family-Homes-Are-Getting-Smaller.png\" alt=\"a graph of a number of blue bars\">\u003C\u002Fa>\u003C\u002Fp>\u003Cp>So, why the shift to less square footage? It’s simple. Builders want to build what they know will sell. Basically, they focus on where the demand is strongest. And once mortgage rates started climbing and consumers felt the challenges of affordability creeping in, it became clear there was (and is) a very real need for smaller homes. As the \u003Cem>National Association of Home Builders\u003C\u002Fem> (NAHB) \u003Ca href=\"https:\u002F\u002Feyeonhousing.org\u002F2024\u002F02\u002Fnew-single-family-home-size-moves-lower\u002F\" rel=\"noopener noreferrer\" target=\"_blank\">explains\u003C\u002Fa>:\u003C\u002Fp>\u003Cblockquote>\u003Cem>“After a brief increase during the post-covid building boom,\u003C\u002Fem>\u003Cstrong>\u003Cem> home size is trending lower and will likely continue to do so as housing affordability remains constrained\u003C\u002Fem>\u003C\u002Fstrong>\u003Cem>.”\u003C\u002Fem>\u003C\u002Fblockquote>\u003Cp>A recent article in the \u003Cem>Real Deal \u003C\u002Fem>\u003Ca href=\"https:\u002F\u002Ftherealdeal.com\u002Fnational\u002F2024\u002F03\u002F11\u002Fnew-construction-homes-are-shrinking\u002F\" rel=\"noopener noreferrer\" target=\"_blank\">says\u003C\u002Fa> this about how this helps buyers:\u003C\u002Fp>\u003Cblockquote>\u003Cem>“\u003C\u002Fem>\u003Cstrong>\u003Cem>Even a slightly smaller home can be thousands of dollars cheaper — for both builders and buyers. . . \u003C\u002Fem>\u003C\u002Fstrong>\u003Cem>In response to affordability challenges, major homebuilders are shifting priorities away from the big ticket homes and towards the cheaper set.”\u003C\u002Fem>\u003C\u002Fblockquote>\u003Ch4>\u003Cstrong>What This Means for You\u003C\u002Fstrong>\u003C\u002Fh4>\u003Cp>If you’re having a hard time finding something in your budget, it may help to look at smaller homes. And, if you consider new builds specifically, you may find a few other fringe benefits that can help on the affordability front – like price reductions or mortgage rate buy-downs. As NAHB \u003Ca href=\"https:\u002F\u002Fwww.nahb.org\u002Fnews-and-economics\u002Fpress-releases\u002F2024\u002F04\u002Fhome-buyer-preferences-shift-as-affordability-challenges-remain\" rel=\"noopener noreferrer\" target=\"_blank\">says\u003C\u002Fa>:\u003C\u002Fp>\u003Cblockquote>\u003Cem>“More than one-third of builders cut home prices in 2023. \u003C\u002Fem>\u003Cstrong>\u003Cem>NAHB expects builders to continue offering smaller homes and more affordable designs as housing affordability remains a barrier to homeownership\u003C\u002Fem>\u003C\u002Fstrong>\u003Cem>.”\u003C\u002Fem>\u003C\u002Fblockquote>\u003Cp>As Charlie Bilello, Chief Market Strategist, at \u003Cem>Creative Planning\u003C\u002Fem>, \u003Ca href=\"https:\u002F\u002Ftwitter.com\u002Fcharliebilello\u002Fstatus\u002F1772309207569584355\" rel=\"noopener noreferrer\" target=\"_blank\">explains\u003C\u002Fa>:\u003C\u002Fp>\u003Cblockquote>\u003Cem>“Homebuilders are adapting to the lowest affordability on record by building smaller homes and \u003C\u002Fem>\u003Cstrong>\u003Cem>offering more incentives\u002Fprice cuts.\u003C\u002Fem>\u003C\u002Fstrong>\u003Cem> The median square footage of a new single-family home in the US has moved down to its lowest level since 2010.”\u003C\u002Fem>\u003C\u002Fblockquote>\u003Cp>If you explore these options, you’ll also get brand new everything, enjoy a house with fewer maintenance needs, and some of the latest features available. That’s worth looking into, right? \u003C\u002Fp>","\u003Cp>Builders building smaller homes can give you more affordable options at a time when you may really need it. If you’re hoping to buy a home soon, let’s connect to look at what’s available in our area.\u003C\u002Fp>","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20240408\u002F20240411-New-Single-Family-Homes-Are-Getting-Smaller.png",[293,294,295,296,297],{"id":9,"name":10,"slug":11},{"id":29,"name":30,"slug":31},{"id":81,"name":82,"slug":83},{"id":89,"name":90,"slug":91},{"id":97,"name":98,"slug":99},"2024-04-11T10:30:00Z","2024-05-30T14:18:44Z",10]