[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"$f34k9gdz26ek75":3,"$ffeh0925h8cuz":47,"$fbwk2pqjjqsc7":51},{"item":4,"previous":35,"next":41},{"id":5,"slug":6,"title":7,"description":8,"excerpt":9,"contentType":10,"featuredImage":11,"bannerImage":9,"body":12,"agentsBottomLine":13,"bodyImage":14,"isInfographic":15,"categories":16,"isVideo":15,"videoThumbnail":9,"videoSource":9,"publishedAt":33,"updatedAt":34},106041,"when-buying-a-home-feels-out-of-reach-some-families-do-this-instead","When Buying a Home Feels Out of Reach, Some Families Do This Instead","\u003Cp>For a lot of people, the math on buying a home just doesn’t really work right now.\u003C\u002Fp>","","blog","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260402\u002FHeader-Image-GettyImages-2213063442-original.png","\u003Cp>For a lot of people, the math on buying a home just doesn’t really work right now. Maybe that’s how it feels for you too. You look at the cost of \u003Ca href=\"\u002F2026\u002F03\u002F18\u002F3-must-dos-for-first-time-home-buyers\u002F\" rel=\"noopener noreferrer\" target=\"_blank\">buying\u003C\u002Fa>. Then you look at the cost of childcare. And it starts to feel like you have to choose one or the other.\u003C\u002Fp>\u003Cp>But some families are finding a way to make both work by doing something a little different: \u003Cstrong>teaming up to purchase a multi-generational home\u003C\u002Fstrong>.\u003C\u002Fp>\u003Ch4>\u003Cstrong>One Reason This Is Becoming More Common\u003C\u002Fstrong>\u003C\u002Fh4>\u003Cp>It’s no secret that \u003Ca href=\"\u002F2026\u002F03\u002F19\u002Faffordability-has-improved-in-all-50-states\u002F\" rel=\"noopener noreferrer\" target=\"_blank\">affordability\u003C\u002Fa> has been a challenge in recent years. But for families with young kids, there’s an added layer that can make it feel even harder: childcare.\u003C\u002Fp>\u003Cp>According to the\u003Cem> Department of Health and Human Services\u003C\u002Fem>, childcare should take up no more than 7% of your monthly income. But in reality, the average married couple spends closer to \u003Ca href=\"https:\u002F\u002Fwww.visualcapitalist.com\u002Fmapped-child-care-costs-by-u-s-state-in-2025\u002F\" rel=\"noopener noreferrer\" target=\"_blank\">10%\u003C\u002Fa> (\u003Cem>see map below\u003C\u002Fem>):\u003C\u002Fp>\u003Cp>\u003Ca href=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260402\u002F20260409-Child-Care-Costs-original.png\" rel=\"noopener noreferrer\" target=\"_blank\">\u003Cimg src=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260402\u002F20260409-Child-Care-Costs-original.png\" alt=\"a map of the united states\">\u003C\u002Fa>When you combine that with the cost of buying a home, it’s easy to see why things can feel stretched. That’s exactly why more families are starting to rethink how they approach both.\u003C\u002Fp>\u003Ch4>\u003Cstrong>The Solution More People Are Turning To: Multi-Generational Living\u003C\u002Fstrong>\u003C\u002Fh4>\u003Cp>One option gaining traction? Multi-generational living. That’s when parents, grandparents, or other relatives buy a house together and live under the same roof. And it’s not just about convenience anymore. It’s becoming a go-to strategy.\u003C\u002Fp>\u003Cp>You can see it in the \u003Ca href=\"https:\u002F\u002Fwww.nar.realtor\u002Fresearch-and-statistics\u002Fresearch-reports\u002Fhighlights-from-the-profile-of-home-buyers-and-sellers\" rel=\"noopener noreferrer\" target=\"_blank\">data\u003C\u002Fa>. According to the \u003Cem>National Association of Realtors \u003C\u002Fem>(NAR), \u003Cstrong>almost 1 in 7 homebuyers (14%) bought a multi-generational home in 2025\u003C\u002Fstrong> (\u003Cem>see graph below\u003C\u002Fem>):\u003C\u002Fp>\u003Cp>\u003Ca href=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260402\u002F20260409-1-in-7-Homebuyers-original.png\" rel=\"noopener noreferrer\" target=\"_blank\">\u003Cimg src=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260402\u002F20260409-1-in-7-Homebuyers-original.png\" alt=\"a graph of a homebuyers bought a multi-generation home\">\u003C\u002Fa>And for the first time, \u003Cstrong>childcare \u003C\u002Fstrong>is showing up as a key reason why they chose this option. As NAR \u003Ca href=\"https:\u002F\u002Fwww.nar.realtor\u002Fresearch-and-statistics\u002Fresearch-reports\u002Fhighlights-from-the-profile-of-home-buyers-and-sellers\" rel=\"noopener noreferrer\" target=\"_blank\">explains\u003C\u002Fa>:\u003C\u002Fp>\u003Cblockquote>\u003Cem>“This year’s report features two new primary reasons for purchasing a multi-generational home: \u003C\u002Fem>\u003Cstrong>\u003Cem>grandchildren living in the home\u003C\u002Fem>\u003C\u002Fstrong>\u003Cem> (12%) and to help reduce the \u003C\u002Fem>\u003Cstrong>\u003Cem>cost of childcare \u003C\u002Fem>\u003C\u002Fstrong>\u003Cem>(6%).”\u003C\u002Fem>\u003C\u002Fblockquote>\u003Ch4>\u003Cstrong>Why It Works\u003C\u002Fstrong>\u003C\u002Fh4>\u003Cp>Buying a multi-generational home solves two big challenges at the same time.\u003C\u002Fp>\u003Cul>\u003Cli>First, \u003Cstrong>it shares the financial responsibility\u003C\u002Fstrong>. If you pool multiple incomes together, you may be able to afford a home you couldn't have on your own.\u003C\u002Fli>\u003Cli>Second, it can also \u003Cstrong>solve the childcare puzzle\u003C\u002Fstrong>. When grandparents or other relatives live in the home, they may be able to help with daily care – which can significantly reduce or even eliminate daycare costs.\u003C\u002Fli>\u003C\u002Ful>\u003Cp>And for many people, that combination is what finally makes their move possible.\u003C\u002Fp>\u003Cp>If the costs of childcare and housing together have made buying feel out of reach right now, it may be worth exploring creative options like buying a home with your loved ones.\u003C\u002Fp>","\u003Cp>If you want more information on multi-generational homes, let’s have a quick conversation about what’s available in our area.\u003C\u002Fp>\u003Cp>\u003Cstrong>Sometimes the path to homeownership isn’t doing it alone. It’s doing it together.\u003C\u002Fstrong>\u003C\u002Fp>","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260402\u002F20260409-Child-Care-Costs-original.png",false,[17,21,25,29],{"id":18,"name":19,"slug":20},5,"For Buyers","buyers",{"id":22,"name":23,"slug":24},34,"Senior Market","senior-market",{"id":26,"name":27,"slug":28},322,"Affordability","affordability",{"id":30,"name":31,"slug":32},323,"Buying Tips","buying-tips","2026-04-09T10:30:00Z","2026-04-02T18:09:05Z",{"id":36,"slug":37,"title":38,"featuredImage":39,"publishedAt":40,"contentType":10,"isVideo":15},106164,"thinking-about-an-adjustable-rate-mortgage-heres-what-you-need-to-know","Thinking About an Adjustable-Rate Mortgage? Here’s What You Need To Know.","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260406\u002F20260408-Blog-Header-Image-original.png","2026-04-08T10:30:00Z",{"id":42,"slug":43,"title":44,"featuredImage":45,"publishedAt":46,"contentType":10,"isVideo":15},106362,"wondering-if-you-should-still-buy-a-home-right-now-heres-what-to-keep-in-mind","Wondering If You Should Still Buy a Home Right Now? Here’s What To Keep in Mind.","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260410\u002F20260413-Blog-Header-Image-original.png","2026-04-13T10:30:00Z",{"cover":48,"open":49,"shareSpread":50},"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Buyers-Guide-Cover-original.png","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Buyers-Guide-Spread-original.png","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Buyers-Guide-Magazine-original.png",[52,56,57,61,65,69,73,77,78,82,86,90,94,98,102,106,110,114,118,122,126,130,131,132,136,140,144,148,152,156],{"id":53,"name":54,"slug":55},1,"Uncategorized","uncategorized",{"id":18,"name":19,"slug":20},{"id":58,"name":59,"slug":60},6,"For Sellers","sellers",{"id":62,"name":63,"slug":64},7,"Foreclosures","foreclosures",{"id":66,"name":67,"slug":68},8,"Infographics","infographics",{"id":70,"name":71,"slug":72},9,"Home Prices","home-prices",{"id":74,"name":75,"slug":76},11,"First-Time Buyers","first-time-buyers",{"id":22,"name":23,"slug":24},{"id":79,"name":80,"slug":81},35,"Mortgage Rates","mortgage-rates",{"id":83,"name":84,"slug":85},38,"Move-Up","move-up",{"id":87,"name":88,"slug":89},41,"For Sale by Owner","for-sale-by-owner",{"id":91,"name":92,"slug":93},42,"Featured","featured",{"id":95,"name":96,"slug":97},45,"New Construction","new-construction",{"id":99,"name":100,"slug":101},52,"Luxury \u002F Vacation","luxury--vacation",{"id":103,"name":104,"slug":105},53,"Rent vs. Buy","rent-vs-buy",{"id":107,"name":108,"slug":109},80,"Time-sensitive","time-sensitive",{"id":111,"name":112,"slug":113},81,"Outdated","outdated",{"id":115,"name":116,"slug":117},147,"Internal","internal",{"id":119,"name":120,"slug":121},148,"Do Not Autopost","do-not-autopost",{"id":123,"name":124,"slug":125},320,"Inventory","inventory",{"id":127,"name":128,"slug":129},321,"Agent Value","agent-value",{"id":26,"name":27,"slug":28},{"id":30,"name":31,"slug":32},{"id":133,"name":134,"slug":135},324,"Downsize","downsize",{"id":137,"name":138,"slug":139},325,"Economy","economy",{"id":141,"name":142,"slug":143},326,"Equity","equity",{"id":145,"name":146,"slug":147},327,"Forecasts","forecasts",{"id":149,"name":150,"slug":151},328,"Selling Tips","selling-tips",{"id":153,"name":154,"slug":155},339,"Expired\u002FWithdrawn\u002FCanceled","expiredwithdrawncanceled",{"id":157,"name":158,"slug":159},340,"Price It Right\u002FOverpricing","price-it-rightoverpricing"]