[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"$f7mpp6e26ugvb":3,"$ffeh0925h8cuz":43,"$f2emv3tus0uf1":47,"$fbwk2pqjjqsc7":51},{"item":4,"previous":31,"next":37},{"id":5,"slug":6,"title":7,"description":8,"excerpt":9,"contentType":10,"featuredImage":11,"bannerImage":9,"body":12,"agentsBottomLine":13,"bodyImage":14,"isInfographic":15,"categories":16,"isVideo":15,"videoThumbnail":9,"videoSource":9,"publishedAt":29,"updatedAt":30},88766,"think-its-better-to-wait-for-a-recession-before-you-move-think-again","Think It’s Better To Wait for a Recession Before You Move? Think Again.","\u003Cp>Fear of a recession is back in the headlines. And if you’re thinking about buying or selling sometime soon, that may leave you wondering if you should reconsider the timing of your move.\u003C\u002Fp>","","blog","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20250612\u002F20250625-Blog-Header-Image-original.png","\u003Cp>Fear of a recession is back in the headlines. And if you’re thinking about buying or selling sometime soon, that may leave you wondering if you should reconsider the timing of your move.\u003C\u002Fp>\u003Cp>A recent \u003Ca href=\"https:\u002F\u002Fjbrec.com\u002F\" rel=\"noopener noreferrer\" target=\"_blank\">survey\u003C\u002Fa> by \u003Cem>John Burns Research and Consulting \u003C\u002Fem>(JBREC) and \u003Cem>Keeping Current Matters\u003C\u002Fem> (KCM) shows \u003Cstrong>68% of people are delaying plans to buy or sell due to economic uncertainty.\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp>But it may not be for the reason you think. Not everyone is holding off because they’re worried. \u003Cstrong>Some buyers are waiting because they’re hopeful. \u003C\u002Fstrong>\u003Ca href=\"https:\u002F\u002Fwww.realtor.com\u002Fresearch\u002Fq1-2025-site-visitor-survey\u002F\" rel=\"noopener noreferrer\" target=\"_blank\">According\u003C\u002Fa> to \u003Cem>Realtor.com:\u003C\u002Fem>\u003C\u002Fp>\u003Cblockquote>\u003Cem>“\u003C\u002Fem>\u003Cstrong>\u003Cem>In 2025Q1, 3 in 10 (29.8% of) surveyed homebuyers said a recession would make them at least somewhat more likely to purchase a home . . . This reflects a common dynamic where some buyers see a downturn as an opportunity.\u003C\u002Fem>\u003C\u002Fstrong>\u003Cem> If the economy enters a recession, the Federal Reserve may respond by lowering interest rates to stimulate activity, potentially putting downward pressure on mortgage rates and easing affordability concerns. \u003C\u002Fem>\u003Cstrong>\u003Cem>As a result, buyers—especially those with limited down payments—might view a recession as a more favorable time to enter the market\u003C\u002Fem>\u003C\u002Fstrong>\u003Cem>.”\u003C\u002Fem>\u003C\u002Fblockquote>\u003Cp>And there’s some truth to the idea that a recession could bring about lower mortgage rates. \u003Cstrong>History shows mortgage rates usually drop during economic slowdowns. \u003C\u002Fstrong>That’s not guaranteed – but it is a common pattern. Looking at \u003Ca href=\"https:\u002F\u002Fwww.freddiemac.com\u002Fpmms\" rel=\"noopener noreferrer\" target=\"_blank\">data\u003C\u002Fa> from the last six recessions, you can see mortgage rates fell each time (\u003Cem>see graph below\u003C\u002Fem>): \u003C\u002Fp>\u003Cp>\u003Ca href=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20250612\u002F20250625-A-Recession-Means-Falling-Mortgage-Rates-original.png\" rel=\"noopener noreferrer\" target=\"_blank\">\u003Cimg src=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20250612\u002F20250625-A-Recession-Means-Falling-Mortgage-Rates-original.png\" alt=\"a graph of a graph showing the rise of mortgage rates\">\u003C\u002Fa>But here’s what those buyers may not be considering. Many of those hopeful buyers are assuming something else will happen too – that \u003Cstrong>home prices will drop\u003C\u002Fstrong>. And that’s where history tells a different story.\u003C\u002Fp>\u003Cp>According to data from \u003Cem>Cotality\u003C\u002Fem> (formerly CoreLogic), \u003Cstrong>home prices went up in four of the last six recessions\u003C\u002Fstrong> (\u003Cem>see graph below\u003C\u002Fem>)\u003C\u002Fp>\u003Cp>\u003Cstrong>\u003Cimg src=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20250612\u002F20250625-A-Recession-Does-Not-Mean-Falling-Prices-original.png\">So, while many people think that if a recession hits, home prices will fall like they did in 2008, that was an exception, not the rule. \u003C\u002Fstrong>It was the only time the market saw such a steep drop in prices. And it hasn’t happened since, mainly because there’s still a long-standing \u003Ca href=\"\u002F2025\u002F05\u002F21\u002Fmore-homes-for-sale-isnt-a-warning-sign-its-your-buying-opportunity\u002F\" rel=\"noopener noreferrer\" target=\"_blank\">inventory deficit\u003C\u002Fa>, even as the number of homes on the market is rising.\u003C\u002Fp>\u003Cp>Since prices tend to stay on whatever path they’re already on, know this: \u003Cstrong>prices are still holding steady or rising in most metros, although at a much slower pace.\u003C\u002Fstrong> So, a big drop isn’t likely. As Robert Frick, Corporate Economist with Navy Federal Credit Union, explains:\u003C\u002Fp>\u003Cblockquote>\u003Cem>\"Hopes that an economic slowdown will depress housing prices are wishful thinking at this point . . .\"\u003C\u002Fem>\u003C\u002Fblockquote>","\u003Cp>If you’ve been waiting for a recession to make your move, it’s important to understand what really happens during one – and what likely won’t. Lower mortgage rates could be on the table. But lower home prices? That’s far less likely.\u003C\u002Fp>\u003Cp>Don’t wait for a market that may never come. If you’re thinking about buying or selling, let’s connect to talk through what today’s economy really means for you – and make a smart plan that works in your favor, regardless of what the headlines say.\u003C\u002Fp>","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20250612\u002F20250625-A-Recession-Means-Falling-Mortgage-Rates-original.png",false,[17,21,25],{"id":18,"name":19,"slug":20},5,"For Buyers","buyers",{"id":22,"name":23,"slug":24},6,"For Sellers","sellers",{"id":26,"name":27,"slug":28},325,"Economy","economy","2025-06-25T10:30:00Z","2025-06-25T19:03:19Z",{"id":32,"slug":33,"title":34,"featuredImage":35,"publishedAt":36,"contentType":10,"isVideo":15},89201,"why-your-homes-asking-price-matters-more-today-infographic","Why Your Home's Asking Price Matters More Today","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20250618\u002F20250624-Why-Your-Homes-Asking-Price-Matters-More-Today-KCM-Share-original.jpg","2025-06-24T10:30:00Z",{"id":38,"slug":39,"title":40,"featuredImage":41,"publishedAt":42,"contentType":10,"isVideo":15},89731,"what-every-homeowner-needs-to-know-in-todays-shifting-market","What Every Homeowner Needs To Know In Today’s Shifting Market","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20250624\u002F20250626-Header-Image-original.png","2025-06-26T10:30:00Z",{"cover":44,"open":45,"shareSpread":46},"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Buyers-Guide-Cover-original.png","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Buyers-Guide-Spread-original.png","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Buyers-Guide-Magazine-original.png",{"cover":48,"open":49,"shareSpread":50},"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Sellers-Guide-Cover-original.png","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Sellers-Guide-Spread-original.png","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Sellers-Guide-Magazine-original.png",[52,56,57,58,62,66,70,74,78,82,86,90,94,98,102,106,110,114,118,122,126,130,134,138,142,143,147,151,155,159],{"id":53,"name":54,"slug":55},1,"Uncategorized","uncategorized",{"id":18,"name":19,"slug":20},{"id":22,"name":23,"slug":24},{"id":59,"name":60,"slug":61},7,"Foreclosures","foreclosures",{"id":63,"name":64,"slug":65},8,"Infographics","infographics",{"id":67,"name":68,"slug":69},9,"Home Prices","home-prices",{"id":71,"name":72,"slug":73},11,"First-Time Buyers","first-time-buyers",{"id":75,"name":76,"slug":77},34,"Senior Market","senior-market",{"id":79,"name":80,"slug":81},35,"Mortgage Rates","mortgage-rates",{"id":83,"name":84,"slug":85},38,"Move-Up","move-up",{"id":87,"name":88,"slug":89},41,"For Sale by Owner","for-sale-by-owner",{"id":91,"name":92,"slug":93},42,"Featured","featured",{"id":95,"name":96,"slug":97},45,"New Construction","new-construction",{"id":99,"name":100,"slug":101},52,"Luxury \u002F Vacation","luxury--vacation",{"id":103,"name":104,"slug":105},53,"Rent vs. Buy","rent-vs-buy",{"id":107,"name":108,"slug":109},80,"Time-sensitive","time-sensitive",{"id":111,"name":112,"slug":113},81,"Outdated","outdated",{"id":115,"name":116,"slug":117},147,"Internal","internal",{"id":119,"name":120,"slug":121},148,"Do Not Autopost","do-not-autopost",{"id":123,"name":124,"slug":125},320,"Inventory","inventory",{"id":127,"name":128,"slug":129},321,"Agent Value","agent-value",{"id":131,"name":132,"slug":133},322,"Affordability","affordability",{"id":135,"name":136,"slug":137},323,"Buying Tips","buying-tips",{"id":139,"name":140,"slug":141},324,"Downsize","downsize",{"id":26,"name":27,"slug":28},{"id":144,"name":145,"slug":146},326,"Equity","equity",{"id":148,"name":149,"slug":150},327,"Forecasts","forecasts",{"id":152,"name":153,"slug":154},328,"Selling Tips","selling-tips",{"id":156,"name":157,"slug":158},339,"Expired\u002FWithdrawn\u002FCanceled","expiredwithdrawncanceled",{"id":160,"name":161,"slug":162},340,"Price It Right\u002FOverpricing","price-it-rightoverpricing"]