[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"$f3q4k90zonjzfk":3,"$fbwk2pqjjqsc7":44},{"item":4,"previous":32,"next":38},{"id":5,"slug":6,"title":7,"description":8,"excerpt":9,"contentType":10,"featuredImage":11,"bannerImage":12,"body":13,"agentsBottomLine":14,"bodyImage":15,"isInfographic":16,"categories":17,"isVideo":16,"videoThumbnail":9,"videoSource":9,"publishedAt":30,"updatedAt":31},83793,"do-you-think-the-housing-markets-about-to-crash-read-this-first","Do You Think the Housing Market’s About To Crash? Read This First","\u003Cp>Lately, it feels like a lot of people have been asking the same question: “Is the housing market about to crash?”\u003C\u002Fp>","","blog","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20250415\u002F20250416-Do-You-Think-the-Housing-Market-s-About-To-Crash-Read-This-First-original.png","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20250428\u002FSTM-Banner-pg-14-original.jpg","\u003Cp>Lately, it feels like a lot of people have been asking the same question: \u003Cem>“Is the housing market about to crash?”\u003C\u002Fem>\u003C\u002Fp>\u003Cp>If you’ve been scrolling through social media or watching the news, you might have seen some pretty scary headlines yourself. That’s why it’s no surprise that, according to data from \u003Cem>Clever Real Estate\u003C\u002Fem>, \u003Cstrong>70% of Americans are worried about a housing crash in 2025.\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp>But before you hit pause on your plans to buy or sell a home, take a deep breath. The truth is: the housing market isn’t about to crash – it’s just shifting. And that shift actually works in your favor.\u003C\u002Fp>\u003Ch4>\u003Cstrong>Today’s Inventory Keeps the Housing Market from Crashing\u003C\u002Fstrong>\u003C\u002Fh4>\u003Cp>Mark Fleming, Chief Economist at \u003Cem>First American\u003C\u002Fem>, says:\u003C\u002Fp>\u003Cblockquote>\u003Cem>“\u003C\u002Fem>\u003Cstrong>\u003Cem>There’s just generally not enough supply.\u003C\u002Fem>\u003C\u002Fstrong>\u003Cem> There are more people than housing inventory. It’s Econ 101.”\u003C\u002Fem>\u003C\u002Fblockquote>\u003Cp>Think about it. If there’s a shortage of something – like tickets to a popular concert – prices go up. That’s what’s been happening with homes. We still have a shortage of supply. Too many buyers and not enough homes push prices higher.\u003C\u002Fp>\u003Cp>Check out the white line for 2025 in the graph below. Even though the number of homes for sale is climbing, \u003Ca href=\"https:\u002F\u002Fwww.realtor.com\u002Fresearch\u002Fmarch-2025-data\u002F\" rel=\"noopener noreferrer\" target=\"_blank\">data\u003C\u002Fa> from \u003Cem>Realtor.com\u003C\u002Fem> shows we’re still well below normal levels (\u003Cem>shown in gray\u003C\u002Fem>):\u003C\u002Fp>\u003Cp>\u003Ca href=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20250415\u002F20250416-The-Supply-of-Homes-for-Sale-Is-Improving-But-Still-Low-original.png\" rel=\"noopener noreferrer\" target=\"_blank\">\u003Cimg src=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20250415\u002F20250416-The-Supply-of-Homes-for-Sale-Is-Improving-But-Still-Low-original.png\" alt=\"a graph of sales and prices\">\u003C\u002Fa>That ongoing low supply is what’s stopping home prices from dropping at the national level. As Lawrence Yun, Chief Economist at the \u003Cem>National Association of Realtors\u003C\u002Fem> (NAR), says:\u003C\u002Fp>\u003Cblockquote>\u003Cem>“… if there’s a shortage, prices simply cannot crash.”\u003C\u002Fem>\u003C\u002Fblockquote>\u003Ch4>\u003Cstrong>More Homes for Sale Means Price Growth Is Easing\u003C\u002Fstrong>\u003C\u002Fh4>\u003Cp>And, as more homes become available, that takes some of the intense upward pressure off home price growth – leading to healthier price appreciation.\u003C\u002Fp>\u003Cp>So, while prices aren’t falling nationally, growing inventory means they also aren’t rising as fast as they were. What we’re seeing is \u003Ca href=\"https:\u002F\u002Fwww.fhfa.gov\u002Fdata\u002Fhpi\u002Fdatasets?tab=monthly-data\" rel=\"noopener noreferrer\" target=\"_blank\">\u003Cem>price moderation\u003C\u002Fem>\u003C\u002Fa> (\u003Cem>see graph below\u003C\u002Fem>):\u003C\u002Fp>\u003Cp>\u003Ca href=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20250415\u002F20250416-Home-Price-Growth-Is-Moderating-original.png\" rel=\"noopener noreferrer\" target=\"_blank\">\u003Cimg src=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20250415\u002F20250416-Home-Price-Growth-Is-Moderating-original.png\" alt=\"a graph of green bars\">\u003C\u002Fa>And \u003Ca href=\"https:\u002F\u002Fwww.freddiemac.com\u002Fresearch\u002Fforecast\u002F20250124-us-economy-grew-stronger-pace\" rel=\"noopener noreferrer\" target=\"_blank\">according\u003C\u002Fa> to \u003Cem>Freddie Mac\u003C\u002Fem>, that moderation should continue through the rest of this year:\u003C\u002Fp>\u003Cblockquote>\u003Cem>“In 2025, we expect the pace of house price appreciation to moderate from the levels seen in 2024, \u003C\u002Fem>\u003Cstrong>\u003Cem>while still maintaining a positive trajectory.\u003C\u002Fem>\u003C\u002Fstrong>\u003Cem>” \u003C\u002Fem>\u003C\u002Fblockquote>\u003Cp>Put simply, that means prices will continue going up in most areas, just not as quickly. That’s good news for anyone who’s been having trouble finding a home and feeling sticker shock from the rapid price appreciation of the past few years.\u003C\u002Fp>\u003Cp>But of course, what’s happening with prices and inventory is going to vary by local market. So, talk to your agent to find out what’s happening where you live.\u003C\u002Fp>","\u003Cp>Don’t let the talk scare you. Experts agree that a housing market crash is unlikely in 2025. As \u003Cem>Business Insider\u003C\u002Fem> reports:\u003C\u002Fp>\u003Cblockquote>\u003Cem>“\u003C\u002Fem>\u003Cstrong>\u003Cem>. . . economists who study housing market conditions generally do not expect a crash in 2025 or beyond\u003C\u002Fem>\u003C\u002Fstrong>\u003Cem> unless the economic outlook changes.”\u003C\u002Fem>\u003C\u002Fblockquote>\u003Cp>Instead, we’re heading into a housing market that’s healthier and more balanced, with slower price growth and more opportunity.\u003C\u002Fp>\u003Cp>Let’s chat about what’s happening in our local market and how you can make the most of it.\u003C\u002Fp>","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20250415\u002F20250416-The-Supply-of-Homes-for-Sale-Is-Improving-But-Still-Low-original.png",false,[18,22,26],{"id":19,"name":20,"slug":21},9,"Home Prices","home-prices",{"id":23,"name":24,"slug":25},320,"Inventory","inventory",{"id":27,"name":28,"slug":29},325,"Economy","economy","2025-04-16T10:30:00Z","2025-11-25T21:41:21Z",{"id":33,"slug":34,"title":35,"featuredImage":36,"publishedAt":37,"contentType":10,"isVideo":16},83725,"are-you-saving-up-to-buy-a-home-your-tax-refund-can-help","Are You Saving Up To Buy a Home? Your Tax Refund Can Help","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20250414\u002F20250415-Are-You-Saving-Up-To-Buy-a-Home-Your-Tax-Refund-Can-Help-original.png","2025-04-15T10:30:00Z",{"id":39,"slug":40,"title":41,"featuredImage":42,"publishedAt":43,"contentType":10,"isVideo":16},83741,"pre-approval-isnt-commitment-its-clarity","Pre-Approval Isn’t Commitment – It’s Clarity","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20250414\u002F20250417-Pre-Approval-Isn-t-Commitment-It-s-Clarity-original.png","2025-04-17T10:30:00Z",[45,49,53,57,61,65,66,70,74,78,82,86,90,94,98,102,106,110,114,118,119,123,127,131,135,136,140,144,148,152],{"id":46,"name":47,"slug":48},1,"Uncategorized","uncategorized",{"id":50,"name":51,"slug":52},5,"For Buyers","buyers",{"id":54,"name":55,"slug":56},6,"For Sellers","sellers",{"id":58,"name":59,"slug":60},7,"Foreclosures","foreclosures",{"id":62,"name":63,"slug":64},8,"Infographics","infographics",{"id":19,"name":20,"slug":21},{"id":67,"name":68,"slug":69},11,"First-Time Buyers","first-time-buyers",{"id":71,"name":72,"slug":73},34,"Senior Market","senior-market",{"id":75,"name":76,"slug":77},35,"Mortgage Rates","mortgage-rates",{"id":79,"name":80,"slug":81},38,"Move-Up","move-up",{"id":83,"name":84,"slug":85},41,"For Sale by Owner","for-sale-by-owner",{"id":87,"name":88,"slug":89},42,"Featured","featured",{"id":91,"name":92,"slug":93},45,"New Construction","new-construction",{"id":95,"name":96,"slug":97},52,"Luxury \u002F Vacation","luxury--vacation",{"id":99,"name":100,"slug":101},53,"Rent vs. Buy","rent-vs-buy",{"id":103,"name":104,"slug":105},80,"Time-sensitive","time-sensitive",{"id":107,"name":108,"slug":109},81,"Outdated","outdated",{"id":111,"name":112,"slug":113},147,"Internal","internal",{"id":115,"name":116,"slug":117},148,"Do Not Autopost","do-not-autopost",{"id":23,"name":24,"slug":25},{"id":120,"name":121,"slug":122},321,"Agent Value","agent-value",{"id":124,"name":125,"slug":126},322,"Affordability","affordability",{"id":128,"name":129,"slug":130},323,"Buying Tips","buying-tips",{"id":132,"name":133,"slug":134},324,"Downsize","downsize",{"id":27,"name":28,"slug":29},{"id":137,"name":138,"slug":139},326,"Equity","equity",{"id":141,"name":142,"slug":143},327,"Forecasts","forecasts",{"id":145,"name":146,"slug":147},328,"Selling Tips","selling-tips",{"id":149,"name":150,"slug":151},339,"Expired\u002FWithdrawn\u002FCanceled","expiredwithdrawncanceled",{"id":153,"name":154,"slug":155},340,"Price It Right\u002FOverpricing","price-it-rightoverpricing"]