[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"$f2hfccwnl8mz4v":3,"$ffeh0925h8cuz":38,"$fbwk2pqjjqsc7":42},{"item":4,"previous":26,"next":32},{"id":5,"slug":6,"title":7,"description":8,"excerpt":9,"contentType":10,"featuredImage":11,"bannerImage":9,"body":12,"agentsBottomLine":13,"bodyImage":9,"isInfographic":14,"categories":15,"isVideo":14,"videoThumbnail":9,"videoSource":9,"publishedAt":24,"updatedAt":25},52857,"how-va-loans-can-help-you-buy-a-home","How VA Loans Can Help You Buy a Home","\u003Cp>For over 80 years, Veterans Affairs (VA) home loans have helped millions of veterans buy their own homes.\u003C\u002Fp>","","blog","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20240521\u002F20240527-How-VA-Loans-Can-Help-You-Buy-a-Home.png","\u003Cp>For over 80 years, Veterans Affairs (VA) home loans have helped millions of veterans buy their own \u003Ca href=\"\u002F2024\u002F05\u002F09\u002Fthe-top-2-reasons-to-consider-a-newly-built-home\u002F\" rel=\"noopener noreferrer\" target=\"_blank\">homes\u003C\u002Fa>. If you or someone you know has served in the military, it's important to learn about this program and its benefits.\u003C\u002Fp>\u003Cp>Here are some key things to know about VA loans before \u003Ca href=\"\u002F2024\u002F05\u002F07\u002Ftips-for-younger-homebuyers-how-to-make-your-dream-a-reality\u002F\" rel=\"noopener noreferrer\" target=\"_blank\">buying a home\u003C\u002Fa>.\u003C\u002Fp>\u003Ch4>\u003Cstrong>Top Benefits of VA Home Loans\u003C\u002Fstrong>\u003C\u002Fh4>\u003Cp>VA home loans make it easier for veterans to buy a home, and they're a great perk for those who qualify. \u003Ca href=\"https:\u002F\u002Fbenefits.va.gov\u002FHOMELOANS\u002Fdocuments\u002Fdocs\u002FVA_Buyers_Guide.pdf\" rel=\"noopener noreferrer\" target=\"_blank\">According\u003C\u002Fa> to the \u003Cem>Department of Veteran Affairs,\u003C\u002Fem> some benefits include:\u003C\u002Fp>\u003Cul>\u003Cli>\u003Cstrong>Options for No Down Payment: \u003C\u002Fstrong>Qualified borrowers can often purchase a home with no down payment. That’s a huge weight lifted when you’re trying to save for a home. \u003Cem>The Associated Press\u003C\u002Fem> \u003Ca href=\"https:\u002F\u002Fapnews.com\u002Fbuyline-personal-finance\u002Farticle\u002Fhow-do-va-loans-work#:~:text=VA%20loans%20have%20many%20benefits,charge%20an%20upfront%20funding%20fee.\" rel=\"noopener noreferrer\" target=\"_blank\">says\u003C\u002Fa>:\u003C\u002Fli>\u003C\u002Ful>\u003Cblockquote>\u003Cem>“. . . about 90% of VA loans are used to purchase a home with no money down.”\u003C\u002Fem>\u003C\u002Fblockquote>\u003Cul>\u003Cli>\u003Cstrong>Don’t Require Private Mortgage Insurance (PMI): \u003C\u002Fstrong>Many other loans with down payments under 20% require PMI. VA loans do not, which means veterans can save on their \u003Ca href=\"\u002F2024\u002F04\u002F18\u002Fis-it-getting-more-affordable-to-buy-a-home\u002F\" rel=\"noopener noreferrer\" target=\"_blank\">monthly housing costs\u003C\u002Fa>.\u003C\u002Fli>\u003Cli>\u003Cstrong>Limited Closing Costs: \u003C\u002Fstrong>There are limits on the types of closing costs you pay when you qualify for a VA home loan. So, more money stays in your pocket when it’s time to seal the deal.\u003Cstrong> \u003C\u002Fstrong>\u003Cem> \u003C\u002Fem>\u003C\u002Fli>\u003C\u002Ful>\u003Cp>An article from \u003Cem>Veterans United\u003C\u002Fem> sums up how remarkable this loan can be:\u003C\u002Fp>\u003Cblockquote>\u003Cem>“For the vast majority of military borrowers, \u003C\u002Fem>\u003Cstrong>\u003Cem>VA loans represent the most powerful lending program on the market\u003C\u002Fem>\u003C\u002Fstrong>\u003Cem>. These flexible, $0-down payment mortgages have helped more than 24 million service members become homeowners since 1944.”\u003C\u002Fem>\u003C\u002Fblockquote>","\u003Cp>\u003Ca href=\"\u002F2024\u002F05\u002F01\u002Fthe-perks-of-buying-over-renting\u002F\" rel=\"noopener noreferrer\" target=\"_blank\">Owning a home\u003C\u002Fa> is the American Dream. Veterans give a lot to protect our country, and one way to honor them is by making sure they know about VA home loans.\u003C\u002Fp>",false,[16,20],{"id":17,"name":18,"slug":19},5,"For Buyers","buyers",{"id":21,"name":22,"slug":23},323,"Buying Tips","buying-tips","2024-05-27T10:30:00Z","2024-05-27T10:30:21Z",{"id":27,"slug":28,"title":29,"featuredImage":30,"publishedAt":31,"contentType":10,"isVideo":14},52829,"your-agent-is-the-key-to-pricing-your-house-right-infographic","Your Agent Is the Key To Pricing Your House Right [INFOGRAPHIC]","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20240521\u002F20240524-Your-Agent-Is-the-Key-To-Pricing-Your-House-Right-KCM-Share.png","2024-05-24T10:30:00Z",{"id":33,"slug":34,"title":35,"featuredImage":36,"publishedAt":37,"contentType":10,"isVideo":14},53058,"how-do-climate-risks-affect-your-next-home","How Do Climate Risks Affect Your Next Home?","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20240523\u002F20240528-How-Do-Climate-Risks-Affect-Your-Next-Home.png","2024-05-28T10:30:00Z",{"cover":39,"open":40,"shareSpread":41},"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Buyers-Guide-Cover-original.png","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Buyers-Guide-Spread-original.png","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Buyers-Guide-Magazine-original.png",[43,47,48,52,56,60,64,68,72,76,80,84,88,92,96,100,104,108,112,116,120,124,128,129,133,137,141,145,149,153],{"id":44,"name":45,"slug":46},1,"Uncategorized","uncategorized",{"id":17,"name":18,"slug":19},{"id":49,"name":50,"slug":51},6,"For Sellers","sellers",{"id":53,"name":54,"slug":55},7,"Foreclosures","foreclosures",{"id":57,"name":58,"slug":59},8,"Infographics","infographics",{"id":61,"name":62,"slug":63},9,"Home Prices","home-prices",{"id":65,"name":66,"slug":67},11,"First-Time Buyers","first-time-buyers",{"id":69,"name":70,"slug":71},34,"Senior Market","senior-market",{"id":73,"name":74,"slug":75},35,"Mortgage Rates","mortgage-rates",{"id":77,"name":78,"slug":79},38,"Move-Up","move-up",{"id":81,"name":82,"slug":83},41,"For Sale by Owner","for-sale-by-owner",{"id":85,"name":86,"slug":87},42,"Featured","featured",{"id":89,"name":90,"slug":91},45,"New Construction","new-construction",{"id":93,"name":94,"slug":95},52,"Luxury \u002F Vacation","luxury--vacation",{"id":97,"name":98,"slug":99},53,"Rent vs. Buy","rent-vs-buy",{"id":101,"name":102,"slug":103},80,"Time-sensitive","time-sensitive",{"id":105,"name":106,"slug":107},81,"Outdated","outdated",{"id":109,"name":110,"slug":111},147,"Internal","internal",{"id":113,"name":114,"slug":115},148,"Do Not Autopost","do-not-autopost",{"id":117,"name":118,"slug":119},320,"Inventory","inventory",{"id":121,"name":122,"slug":123},321,"Agent Value","agent-value",{"id":125,"name":126,"slug":127},322,"Affordability","affordability",{"id":21,"name":22,"slug":23},{"id":130,"name":131,"slug":132},324,"Downsize","downsize",{"id":134,"name":135,"slug":136},325,"Economy","economy",{"id":138,"name":139,"slug":140},326,"Equity","equity",{"id":142,"name":143,"slug":144},327,"Forecasts","forecasts",{"id":146,"name":147,"slug":148},328,"Selling Tips","selling-tips",{"id":150,"name":151,"slug":152},339,"Expired\u002FWithdrawn\u002FCanceled","expiredwithdrawncanceled",{"id":154,"name":155,"slug":156},340,"Price It Right\u002FOverpricing","price-it-rightoverpricing"]