[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"$f2urlvmpuubn37":3,"$ffeh0925h8cuz":43,"$fbwk2pqjjqsc7":47},{"item":4,"previous":31,"next":37},{"id":5,"slug":6,"title":7,"description":8,"excerpt":9,"contentType":10,"featuredImage":11,"bannerImage":9,"body":12,"agentsBottomLine":13,"bodyImage":14,"isInfographic":15,"categories":16,"isVideo":15,"videoThumbnail":9,"videoSource":9,"publishedAt":29,"updatedAt":30},15231,"owning-a-home-helps-protect-against-inflation","Owning a Home Helps Protect Against Inflation","\u003Cp>\u003Cspan style=\"color: rgb(0, 0, 0);\">You’re probably feeling the impact of high inflation every day as prices have gone up on groceries, gas, and more.\u003C\u002Fspan>\u003C\u002Fp>","","blog","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002Fcontent\u002Fimages\u002F20230523\u002F20230524-owning-a-home-protects-against-inflation.jpg","\u003Cp>You’re probably feeling the impact of high inflation every day as prices have gone up on groceries, gas, and more. If you’re a renter, you’re likely experiencing it a lot as your rent continues to \u003Ca href=\"https:\u002F\u002Fwww.census.gov\u002Fhousing\u002Fhvs\u002Ffiles\u002Fcurrenthvspress.pdf\" rel=\"noopener noreferrer\" target=\"_blank\" style=\"color: blue;\">rise\u003C\u002Fa>. Between all of those elevated costs and uncertainty about a potential \u003Ca href=\"\u002F2023\u002F05\u002F02\u002Fa-recession-doesnt-equal-a-housing-crisis-2\u002F\" rel=\"noopener noreferrer\" target=\"_blank\" style=\"color: blue;\">recession\u003C\u002Fa>, you may be wondering if it still makes sense to buy a home today. The short answer is – it does. Here’s why. \u003C\u002Fp>\u003Cp>\u003Cstrong>Homeownership actually shields you from the rising costs inflation brings.\u003C\u002Fstrong>\u003C\u002Fp>\u003Cp>\u003Cem>Freddie Mac\u003C\u002Fem> \u003Ca href=\"https:\u002F\u002Fmyhome.freddiemac.com\u002Fblog\u002Fhomebuying\u002Fshould-inflation-change-your-homebuying-plans\" rel=\"noopener noreferrer\" target=\"_blank\" style=\"color: blue;\">explains\u003C\u002Fa> how: \u003C\u002Fp>\u003Cblockquote>\u003Cem>“Not only will buying today help you begin to build equity,\u003C\u002Fem>\u003Cstrong>\u003Cem> a fixed-rate mortgage can stabilize your monthly housing costs for the long-term even while other life expenses continue to rise \u003C\u002Fem>\u003C\u002Fstrong>\u003Cem>– as has been the case the past few years.”\u003C\u002Fem>\u003C\u002Fblockquote>\u003Cp>Unlike rents, which tend to rise with time, a fixed-rate mortgage payment is predictable over the life of the mortgage (typically 15 to 30 years). And, when the cost of most everything else is rising, keeping your housing payment stable is especially important.\u003C\u002Fp>\u003Cp>The alternative to homeownership is \u003Ca href=\"\u002F2023\u002F05\u002F01\u002Fwhy-buying-a-home-makes-more-sense-than-renting-today\u002F\" rel=\"noopener noreferrer\" target=\"_blank\" style=\"color: blue;\">renting\u003C\u002Fa> – and rents tend to \u003Ca href=\"https:\u002F\u002Ffred.stlouisfed.org\u002Fseries\u002FCUUR0000SEHA#0\" rel=\"noopener noreferrer\" target=\"_blank\" style=\"color: blue;\">move\u003C\u002Fa> alongside \u003Ca href=\"https:\u002F\u002Fwww.usinflationcalculator.com\u002Finflation\u002Funited-states-core-inflation-rates\u002F\" rel=\"noopener noreferrer\" target=\"_blank\" style=\"color: blue;\">inflation\u003C\u002Fa>. That means as inflation goes up, your monthly rent payments tend to go up, too (\u003Cem>see graph below\u003C\u002Fem>):\u003C\u002Fp>\u003Cp>\u003Ca href=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002Fcontent\u002Fimages\u002F20230523\u002F20230524-rents-increase-with-inflation-most-years.png\" rel=\"noopener noreferrer\" target=\"_blank\">\u003Cimg src=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002Fcontent\u002Fimages\u002F20230523\u002F20230524-rents-increase-with-inflation-most-years.png\">\u003C\u002Fa>\u003C\u002Fp>\u003Cp>A fixed-rate mortgage allows you to protect yourself from future rent hikes. With inflation still high, when your rental agreement comes up for renewal, your property manager may decide to increase your payments to offset the impact of inflation. Maybe that’s why, \u003Ca href=\"https:\u002F\u002Fwww.buildiumstaging.com\u002Fresource\u002F2023-property-management-industry-report\u002F\" rel=\"noopener noreferrer\" target=\"_blank\" style=\"color: blue;\">according\u003C\u002Fa> to a recent survey, \u003Cstrong>73% of property managers plan to raise rents over the next two years\u003C\u002Fstrong>.\u003C\u002Fp>\u003Cp> Having your largest monthly expense remain stable in a time of \u003Ca href=\"\u002F2023\u002F05\u002F09\u002Fwhy-todays-housing-market-is-not-about-to-crash\u002F\" rel=\"noopener noreferrer\" target=\"_blank\" style=\"color: blue;\">economic uncertainty\u003C\u002Fa> is a major perk of homeownership. If you continue to rent, you don’t have that same benefit and aren’t as protected from rising costs.\u003C\u002Fp>","\u003Cp>A stable housing payment is especially important in times of high inflation. Let’s connect so you can learn more and start your journey to homeownership today.\u003C\u002Fp>","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002Fcontent\u002Fimages\u002F20230523\u002F20230524-rents-increase-with-inflation-most-years.png",false,[17,21,25],{"id":18,"name":19,"slug":20},5,"For Buyers","buyers",{"id":22,"name":23,"slug":24},11,"First-Time Buyers","first-time-buyers",{"id":26,"name":27,"slug":28},53,"Rent vs. Buy","rent-vs-buy","2023-05-24T10:30:00Z","2023-05-24T10:30:46Z",{"id":32,"slug":33,"title":34,"featuredImage":35,"publishedAt":36,"contentType":10,"isVideo":15},15227,"why-buying-a-vacation-home-beats-renting-one-this-summer","Why Buying a Vacation Home Beats Renting One This Summer","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002Fcontent\u002Fimages\u002F20230522\u002F20230523-why-buying-a-vacation-home-beats-renting-one-this-summer.jpg","2023-05-23T10:30:00Z",{"id":38,"slug":39,"title":40,"featuredImage":41,"publishedAt":42,"contentType":10,"isVideo":15},15234,"the-benefits-of-selling-now-according-to-experts","The Benefits of Selling Now, According to Experts","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002Fcontent\u002Fimages\u002F20230524\u002F20230525-the-benefits-of-selling-now-according-to-experts.jpg","2023-05-25T10:30:00Z",{"cover":44,"open":45,"shareSpread":46},"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Buyers-Guide-Cover-original.png","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Buyers-Guide-Spread-original.png","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Buyers-Guide-Magazine-original.png",[48,52,53,57,61,65,69,70,74,78,82,86,90,94,98,99,103,107,111,115,119,123,127,131,135,139,143,147,151,155],{"id":49,"name":50,"slug":51},1,"Uncategorized","uncategorized",{"id":18,"name":19,"slug":20},{"id":54,"name":55,"slug":56},6,"For Sellers","sellers",{"id":58,"name":59,"slug":60},7,"Foreclosures","foreclosures",{"id":62,"name":63,"slug":64},8,"Infographics","infographics",{"id":66,"name":67,"slug":68},9,"Home Prices","home-prices",{"id":22,"name":23,"slug":24},{"id":71,"name":72,"slug":73},34,"Senior Market","senior-market",{"id":75,"name":76,"slug":77},35,"Mortgage Rates","mortgage-rates",{"id":79,"name":80,"slug":81},38,"Move-Up","move-up",{"id":83,"name":84,"slug":85},41,"For Sale by Owner","for-sale-by-owner",{"id":87,"name":88,"slug":89},42,"Featured","featured",{"id":91,"name":92,"slug":93},45,"New Construction","new-construction",{"id":95,"name":96,"slug":97},52,"Luxury \u002F Vacation","luxury--vacation",{"id":26,"name":27,"slug":28},{"id":100,"name":101,"slug":102},80,"Time-sensitive","time-sensitive",{"id":104,"name":105,"slug":106},81,"Outdated","outdated",{"id":108,"name":109,"slug":110},147,"Internal","internal",{"id":112,"name":113,"slug":114},148,"Do Not Autopost","do-not-autopost",{"id":116,"name":117,"slug":118},320,"Inventory","inventory",{"id":120,"name":121,"slug":122},321,"Agent Value","agent-value",{"id":124,"name":125,"slug":126},322,"Affordability","affordability",{"id":128,"name":129,"slug":130},323,"Buying Tips","buying-tips",{"id":132,"name":133,"slug":134},324,"Downsize","downsize",{"id":136,"name":137,"slug":138},325,"Economy","economy",{"id":140,"name":141,"slug":142},326,"Equity","equity",{"id":144,"name":145,"slug":146},327,"Forecasts","forecasts",{"id":148,"name":149,"slug":150},328,"Selling Tips","selling-tips",{"id":152,"name":153,"slug":154},339,"Expired\u002FWithdrawn\u002FCanceled","expiredwithdrawncanceled",{"id":156,"name":157,"slug":158},340,"Price It Right\u002FOverpricing","price-it-rightoverpricing"]