[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"$f3f17gbee62w3e":3,"$ffeh0925h8cuz":42,"$fbwk2pqjjqsc7":46},{"item":4,"previous":30,"next":36},{"id":5,"slug":6,"title":7,"description":8,"excerpt":9,"contentType":10,"featuredImage":11,"bannerImage":9,"body":12,"agentsBottomLine":13,"bodyImage":9,"isInfographic":14,"categories":15,"isVideo":14,"videoThumbnail":9,"videoSource":9,"publishedAt":28,"updatedAt":29},4382,"va-loans-can-help-veterans-achieve-their-dream-of-homeownership","VA Loans Can Help Veterans Achieve Their Dream of Homeownership","For over 78 years, Veterans Affairs (VA) home loans have provided millions of veterans with the opportunity to \u003Ca href=\"https:\u002F\u002Fwww.simplifyingthemarket.com\u002F2022\u002F11\u002F01\u002F3-trends-that-are-good-news-for-todays-homebuyers\u002F\">purchase\u003C\u002Fa> homes of their own. If you or a loved one have served, it’s important to understand this program and its benefits.","","blog","https:\u002F\u002Ffiles.simplifyingthemarket.com\u002Fwp-content\u002Fuploads\u002F2022\u002F11\u002F09083453\u002FVA-loans-can-help-veterans-achieve-their-dream-of-homeownership-KCM.jpg","For over 78 years, Veterans Affairs (VA) home loans have provided millions of veterans with the opportunity to \u003Ca href=\"https:\u002F\u002Fwww.simplifyingthemarket.com\u002F2022\u002F11\u002F01\u002F3-trends-that-are-good-news-for-todays-homebuyers\u002F\">purchase\u003C\u002Fa> homes of their own. If you or a loved one have served, it’s important to understand this program and its benefits.\u003C!--more-->\r\n\r\nHere are some things you should know about VA loans before you start the homebuying process.\r\n\u003Ch4>\u003Cstrong>What Are VA Loans?\u003C\u002Fstrong>\u003C\u002Fh4>\r\nVA home loans provide a pathway to homeownership for those who have served our nation. The \u003Ca href=\"https:\u002F\u002Fwww.benefits.va.gov\u002Fhomeloans\u002Findex.asp\">\u003Cem>U.S. Department of Veterans Affairs\u003C\u002Fem>\u003C\u002Fa> describes the program like this:\r\n\u003Cblockquote>\u003Cem>“VA helps Servicemembers, Veterans, and eligible surviving spouses become homeowners. As part of our mission to serve you, we provide a home loan guaranty benefit and other housing-related programs to help you buy, build, repair, retain, or adapt a home for your own personal occupancy.”\u003C\u002Fem>\u003C\u002Fblockquote>\r\n\u003Ch4>\u003Cstrong>Top Benefits of the VA Home Loan Program\u003C\u002Fstrong>\u003C\u002Fh4>\r\nIn addition to helping eligible buyers achieve their homeownership dreams, VA loans have several other great benefits for buyers who qualify. According to the \u003Ca href=\"https:\u002F\u002Fwww.va.gov\u002Fhousing-assistance\u002Fhome-loans\u002Floan-types\u002Fpurchase-loan\u002F\">\u003Cem>Department of Veteran Affairs\u003C\u002Fem>\u003C\u002Fa>:\r\n\u003Cul>\r\n \t\u003Cli>\u003Cstrong>Qualified borrowers can often purchase a home with no down payment. \u003C\u002Fstrong>\u003C\u002Fli>\r\n \t\u003Cli>Many other loans with down payments under 20% require \u003Cem>Private Mortgage Insurance\u003C\u002Fem> (PMI). VA Loans do not require PMI, \u003Cstrong>which means veterans can save on their monthly housing costs.\u003C\u002Fstrong>\u003C\u002Fli>\r\n \t\u003Cli>VA-Backed Loans often offer \u003Cstrong>competitive terms and mortgage interest rates.\u003C\u002Fstrong>\u003C\u002Fli>\r\n\u003C\u002Ful>\r\nA recent article from \u003Ca href=\"https:\u002F\u002Fwww.veteransunited.com\u002Fvaloans\u002F10-things-many-borrowers-dont-know-about-va-loans\u002F\">\u003Cem>Veterans United\u003C\u002Fem>\u003C\u002Fa> sums up just how impactful this loan option can be:\r\n\u003Cblockquote>\u003Cem>“For the vast majority of military borrowers,\u003Cstrong> VA loans represent the most powerful lending program on the market. \u003C\u002Fstrong>These flexible, $0-down payment mortgages have helped more than 24 million service members become homeowners since 1944.”\u003C\u002Fem>\u003C\u002Fblockquote>\r\nJohn Bell, Acting Executive Director of the \u003Cem>Department of Veterans Affairs Loan Guaranty Service\u003C\u002Fem>, also \u003Ca href=\"https:\u002F\u002Fwww.nar.realtor\u002Fvideos\u002Fva-home-loans-part-2-reducing-barriers-for-va-borrowers\">explains\u003C\u002Fa> why this program is so powerful:\r\n\u003Cblockquote>\u003Cem>“It provides early ownership for many people that would not have that opportunity to begin with. Since there’s no down payment, it allows people to hold their wealth and it gives them the ability to have long term financial security by being able to own a house and let that equity grow.”\u003C\u002Fem>\u003C\u002Fblockquote>\r\n\u003Ch3>\u003Cstrong>Bottom Line\u003C\u002Fstrong>\u003C\u002Fh3>\r\nHomeownership is the \u003Ca href=\"https:\u002F\u002Fwww.simplifyingthemarket.com\u002F2022\u002F11\u002F08\u002Fthe-majority-of-americans-still-view-homeownership-as-the-american-dream\u002F\">American Dream\u003C\u002Fa>. Our veterans sacrifice so much in service of our nation, and one way we can honor and thank them is to ensure they have the best information about the benefits of VA home loans. \u003Cstrong>\u003Cem>Thank you for your service.\u003C\u002Fem>\u003C\u002Fstrong>","\r\nHomeownership is the \u003Ca href=\"https:\u002F\u002Fwww.simplifyingthemarket.com\u002F2022\u002F11\u002F08\u002Fthe-majority-of-americans-still-view-homeownership-as-the-american-dream\u002F\">American Dream\u003C\u002Fa>. Our veterans sacrifice so much in service of our nation, and one way we can honor and thank them is to ensure they have the best information about the benefits of VA home loans. \u003Cstrong>\u003Cem>Thank you for your service.\u003C\u002Fem>\u003C\u002Fstrong>",false,[16,20,24],{"id":17,"name":18,"slug":19},5,"For Buyers","buyers",{"id":21,"name":22,"slug":23},11,"First-Time Buyers","first-time-buyers",{"id":25,"name":26,"slug":27},38,"Move-Up","move-up","2022-11-10T11:00:33Z","2023-02-03T15:33:41Z",{"id":31,"slug":32,"title":33,"featuredImage":34,"publishedAt":35,"contentType":10,"isVideo":14},4381,"whats-ahead-for-mortgage-rates-and-home-prices","What’s Ahead for Mortgage Rates and Home Prices?","https:\u002F\u002Ffiles.simplifyingthemarket.com\u002Fwp-content\u002Fuploads\u002F2022\u002F11\u002F08144527\u002Fwhats-ahead-for-mortgage-rates-and-home-prices-KCM.jpg","2022-11-09T11:00:16Z",{"id":37,"slug":38,"title":39,"featuredImage":40,"publishedAt":41,"contentType":10,"isVideo":14},4384,"va-loans-making-homes-for-the-brave-achievable-infographic","VA Loans: Making Homes for the Brave Achievable [INFOGRAPHIC]","https:\u002F\u002Ffiles.simplifyingthemarket.com\u002Fwp-content\u002Fuploads\u002F2022\u002F11\u002F09154403\u002FVA-Loans-Making-Homes-For-The-Brave-Achievable-KCM-Share.png","2022-11-11T11:00:04Z",{"cover":43,"open":44,"shareSpread":45},"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Buyers-Guide-Cover-original.png","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Buyers-Guide-Spread-original.png","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Buyers-Guide-Magazine-original.png",[47,51,52,56,60,64,68,69,73,77,78,82,86,90,94,98,102,106,110,114,118,122,126,130,134,138,142,146,150,154],{"id":48,"name":49,"slug":50},1,"Uncategorized","uncategorized",{"id":17,"name":18,"slug":19},{"id":53,"name":54,"slug":55},6,"For Sellers","sellers",{"id":57,"name":58,"slug":59},7,"Foreclosures","foreclosures",{"id":61,"name":62,"slug":63},8,"Infographics","infographics",{"id":65,"name":66,"slug":67},9,"Home Prices","home-prices",{"id":21,"name":22,"slug":23},{"id":70,"name":71,"slug":72},34,"Senior Market","senior-market",{"id":74,"name":75,"slug":76},35,"Mortgage Rates","mortgage-rates",{"id":25,"name":26,"slug":27},{"id":79,"name":80,"slug":81},41,"For Sale by Owner","for-sale-by-owner",{"id":83,"name":84,"slug":85},42,"Featured","featured",{"id":87,"name":88,"slug":89},45,"New Construction","new-construction",{"id":91,"name":92,"slug":93},52,"Luxury \u002F Vacation","luxury--vacation",{"id":95,"name":96,"slug":97},53,"Rent vs. Buy","rent-vs-buy",{"id":99,"name":100,"slug":101},80,"Time-sensitive","time-sensitive",{"id":103,"name":104,"slug":105},81,"Outdated","outdated",{"id":107,"name":108,"slug":109},147,"Internal","internal",{"id":111,"name":112,"slug":113},148,"Do Not Autopost","do-not-autopost",{"id":115,"name":116,"slug":117},320,"Inventory","inventory",{"id":119,"name":120,"slug":121},321,"Agent Value","agent-value",{"id":123,"name":124,"slug":125},322,"Affordability","affordability",{"id":127,"name":128,"slug":129},323,"Buying Tips","buying-tips",{"id":131,"name":132,"slug":133},324,"Downsize","downsize",{"id":135,"name":136,"slug":137},325,"Economy","economy",{"id":139,"name":140,"slug":141},326,"Equity","equity",{"id":143,"name":144,"slug":145},327,"Forecasts","forecasts",{"id":147,"name":148,"slug":149},328,"Selling Tips","selling-tips",{"id":151,"name":152,"slug":153},339,"Expired\u002FWithdrawn\u002FCanceled","expiredwithdrawncanceled",{"id":155,"name":156,"slug":157},340,"Price It Right\u002FOverpricing","price-it-rightoverpricing"]