[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"$fnilxj6t4eny3":3,"$ffeh0925h8cuz":42,"$fbwk2pqjjqsc7":46},{"item":4,"previous":30,"next":36},{"id":5,"slug":6,"title":7,"description":8,"excerpt":9,"contentType":10,"featuredImage":11,"bannerImage":9,"body":12,"agentsBottomLine":13,"bodyImage":9,"isInfographic":14,"categories":15,"isVideo":14,"videoThumbnail":9,"videoSource":9,"publishedAt":28,"updatedAt":29},3917,"down-payment-assistance-programs-can-help-you-achieve-homeownership","Down Payment Assistance Programs Can Help You Achieve Homeownership","For many homebuyers, the thought of saving for a down payment can feel daunting, especially in today’s market. That’s why, when asked what they find most difficult in the homebuying process, some buyers say it’s one of the hardest steps on the path to homeownership. Data from the \u003Ca href=\"https:\u002F\u002Fcdn.nar.realtor\u002Fsites\u002Fdefault\u002Ffiles\u002Fdocuments\u002F2021-highlights-from-the-profile-of-home-buyers-and-sellers-11-11-2021.pdf\">\u003Cem>National Association of Realtors\u003C\u002Fem>\u003C\u002Fa> (NAR) shows:","","blog","https:\u002F\u002Ffiles.simplifyingthemarket.com\u002Fwp-content\u002Fuploads\u002F2022\u002F03\u002F01105541\u002F20220302-KCM-Share.jpg","For many homebuyers, the thought of saving for a down payment can feel daunting, especially in today’s market. That’s why, when asked what they find most difficult in the homebuying process, some buyers say it’s one of the hardest steps on the path to homeownership. Data from the \u003Ca href=\"https:\u002F\u002Fcdn.nar.realtor\u002Fsites\u002Fdefault\u002Ffiles\u002Fdocuments\u002F2021-highlights-from-the-profile-of-home-buyers-and-sellers-11-11-2021.pdf\">\u003Cem>National Association of Realtors\u003C\u002Fem>\u003C\u002Fa> (NAR) shows:\u003C!--more-->\r\n\u003Cblockquote>\u003Cem>“For first-time home buyers,\u003Cstrong> 29 percent said saving for a downpayment \u003C\u002Fstrong>[sic] \u003Cstrong>was the most difficult step in the process.\u003C\u002Fstrong>”\u003C\u002Fem>\u003C\u002Fblockquote>\r\nIf you’re finding that your down payment is your biggest hurdle, the good news is there are \u003Cstrong>many down payment assistance programs available that can help you achieve your goals. \u003C\u002Fstrong>The key is understanding where to look and learning what options are available. Here’s some information that can help.\r\n\u003Ch4>\u003Cstrong>First-Time and Repeat Buyers Are Often Eligible\u003C\u002Fstrong>\u003C\u002Fh4>\r\nAccording to \u003Ca href=\"https:\u002F\u002Fdownpaymentresource.com\u002F\">\u003Cem>downpaymentresource.com\u003C\u002Fem>\u003C\u002Fa>\u003Cem>, \u003C\u002Fem>there are thousands of financial assistance programs available for homebuyers, like affordable mortgage options for \u003Ca href=\"https:\u002F\u002Fwww.simplifyingthemarket.com\u002F2021\u002F12\u002F14\u002Fadvice-for-first-generation-homebuyers\u002F\">first-time buyers\u003C\u002Fa>. But, of the many programs that are available, down payment assistance options make up the large majority. They say 73% of the assistance available to homebuyers is there to help you with your down payment.\r\n\r\nAnd it’s not just first-time homebuyers that are eligible for these programs. \u003Cem>Downpaymentresource.com \u003C\u002Fem>notes:\r\n\u003Cblockquote>\u003Cem>“You don’t have to be a first-time buyer. \u003Cstrong>Over 38% of all programs are for repeat homebuyers who have owned a home in the last 3 years.”\u003C\u002Fstrong>\u003C\u002Fem>\u003C\u002Fblockquote>\r\nThat means no matter where you are in your \u003Ca href=\"https:\u002F\u002Fwww.simplifyingthemarket.com\u002F2022\u002F02\u002F21\u002Freal-estate-voted-the-best-investment-eight-years-in-a-row\u002F\">homeownership\u003C\u002Fa> journey, there could be an option available for you.\r\n\u003Ch4>\u003Cstrong>There Are Local Programs and Specialized Programs for Public Servants\u003C\u002Fstrong>\u003C\u002Fh4>\r\nThere are also multiple down payment assistance resources designed to help those who serve our communities. \u003Ca href=\"https:\u002F\u002Fwww.teachernextdoor.us\u002FFAQs#What%20is%20Teacher%20Next%20Door?\">\u003Cem>Teacher Next Door\u003C\u002Fem>\u003C\u002Fa> is one of those programs:\r\n\u003Cblockquote>\u003Cem>“The Teacher Next Door Program was designed to increase home ownership among teachers and other public servants, support community development and increase access to affordable housing free from discrimination.”\u003C\u002Fem>\u003C\u002Fblockquote>\r\n\u003Ca href=\"https:\u002F\u002Fwww.teachernextdoor.us\u002FHome\">\u003Cem>Teacher Next Door\u003C\u002Fem>\u003C\u002Fa> is just one program that seeks to help teachers, first responders, health providers, government employees, \u003Ca href=\"https:\u002F\u002Fwww.simplifyingthemarket.com\u002F2021\u002F11\u002F11\u002Fva-loans-helping-veterans-achieve-their-homeownership-dreams\u002F\">active-duty military\u003C\u002Fa> personnel, and veterans reach their down payment goals.\r\n\r\nAnd, most importantly, even if you don’t qualify for these types of specialized programs, there are many federal, state, and local programs available for you to explore. And the best way to do that is to connect with a local real estate professional to learn more about what’s available in your area.\r\n\u003Ch3>\u003Cstrong>Bottom Line\u003C\u002Fstrong>\u003C\u002Fh3>\r\nIf saving for a down payment seems daunting, there are programs available that can help. And if you work to serve our community, there may be even more opportunities available to you. To learn more about your options, let’s connect so you can start your homebuying journey today.","\r\nIf saving for a down payment seems daunting, there are programs available that can help. And if you work to serve our community, there may be even more opportunities available to you. To learn more about your options, let’s connect so you can start your homebuying journey today.",false,[16,20,24],{"id":17,"name":18,"slug":19},5,"For Buyers","buyers",{"id":21,"name":22,"slug":23},11,"First-Time Buyers","first-time-buyers",{"id":25,"name":26,"slug":27},38,"Move-Up","move-up","2022-03-02T11:00:12Z","2022-11-16T17:16:58Z",{"id":31,"slug":32,"title":33,"featuredImage":34,"publishedAt":35,"contentType":10,"isVideo":14},3916,"an-expert-advisor-will-give-you-the-best-advice-in-todays-market","An Expert Advisor Will Give You the Best Advice in Today’s Market","https:\u002F\u002Ffiles.simplifyingthemarket.com\u002Fwp-content\u002Fuploads\u002F2022\u002F02\u002F28112829\u002F20220301-KCM-Share.jpg","2022-03-01T11:00:32Z",{"id":37,"slug":38,"title":39,"featuredImage":40,"publishedAt":41,"contentType":10,"isVideo":14},3918,"are-home-prices-continuing-to-rise","Are Home Prices Continuing To Rise?","https:\u002F\u002Ffiles.simplifyingthemarket.com\u002Fwp-content\u002Fuploads\u002F2022\u002F03\u002F02155455\u002F20220303-KCM-Share.jpg","2022-03-03T11:00:26Z",{"cover":43,"open":44,"shareSpread":45},"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Buyers-Guide-Cover-original.png","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Buyers-Guide-Spread-original.png","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Buyers-Guide-Magazine-original.png",[47,51,52,56,60,64,68,69,73,77,78,82,86,90,94,98,102,106,110,114,118,122,126,130,134,138,142,146,150,154],{"id":48,"name":49,"slug":50},1,"Uncategorized","uncategorized",{"id":17,"name":18,"slug":19},{"id":53,"name":54,"slug":55},6,"For Sellers","sellers",{"id":57,"name":58,"slug":59},7,"Foreclosures","foreclosures",{"id":61,"name":62,"slug":63},8,"Infographics","infographics",{"id":65,"name":66,"slug":67},9,"Home Prices","home-prices",{"id":21,"name":22,"slug":23},{"id":70,"name":71,"slug":72},34,"Senior Market","senior-market",{"id":74,"name":75,"slug":76},35,"Mortgage Rates","mortgage-rates",{"id":25,"name":26,"slug":27},{"id":79,"name":80,"slug":81},41,"For Sale by Owner","for-sale-by-owner",{"id":83,"name":84,"slug":85},42,"Featured","featured",{"id":87,"name":88,"slug":89},45,"New Construction","new-construction",{"id":91,"name":92,"slug":93},52,"Luxury \u002F Vacation","luxury--vacation",{"id":95,"name":96,"slug":97},53,"Rent vs. Buy","rent-vs-buy",{"id":99,"name":100,"slug":101},80,"Time-sensitive","time-sensitive",{"id":103,"name":104,"slug":105},81,"Outdated","outdated",{"id":107,"name":108,"slug":109},147,"Internal","internal",{"id":111,"name":112,"slug":113},148,"Do Not Autopost","do-not-autopost",{"id":115,"name":116,"slug":117},320,"Inventory","inventory",{"id":119,"name":120,"slug":121},321,"Agent Value","agent-value",{"id":123,"name":124,"slug":125},322,"Affordability","affordability",{"id":127,"name":128,"slug":129},323,"Buying Tips","buying-tips",{"id":131,"name":132,"slug":133},324,"Downsize","downsize",{"id":135,"name":136,"slug":137},325,"Economy","economy",{"id":139,"name":140,"slug":141},326,"Equity","equity",{"id":143,"name":144,"slug":145},327,"Forecasts","forecasts",{"id":147,"name":148,"slug":149},328,"Selling Tips","selling-tips",{"id":151,"name":152,"slug":153},339,"Expired\u002FWithdrawn\u002FCanceled","expiredwithdrawncanceled",{"id":155,"name":156,"slug":157},340,"Price It Right\u002FOverpricing","price-it-rightoverpricing"]