[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"$f1gk2k3jrcp9fp":3,"$ffeh0925h8cuz":38,"$fbwk2pqjjqsc7":42},{"item":4,"previous":26,"next":32},{"id":5,"slug":6,"title":7,"description":8,"excerpt":9,"contentType":10,"featuredImage":11,"bannerImage":9,"body":12,"agentsBottomLine":13,"bodyImage":9,"isInfographic":14,"categories":15,"isVideo":14,"videoThumbnail":9,"videoSource":9,"publishedAt":24,"updatedAt":25},3736,"tips-for-single-homebuyers-how-to-make-your-dream-a-reality","Tips for Single Homebuyers: How To Make Your Dream a Reality","If you’re living on your own and \u003Ca href=\"https:\u002F\u002Fwww.simplifyingthemarket.com\u002F2021\u002F10\u002F15\u002Fhomebuyer-tips-for-finding-the-one-infographic\u002F\">looking to buy\u003C\u002Fa> a home, know that you can make your dream a reality with thoughtful planning and the right team of experts. \u003Ca href=\"http:\u002F\u002Fwww.freddiemac.com\u002Fresearch\u002Finsight\u002F20210826_sole_person_households.page\">Research\u003C\u002Fa> from \u003Cem>Freddie Mac\u003C\u002Fem> shows \u003Cstrong>28% of all households (36.1 million) are sole-person, \u003C\u002Fstrong>and that number is growing. Over the past 40 years, the number of sole-person households has nearly doubled, and that’s a trend that’s expected to continue. According to \u003Cem>Freddie Mac\u003C\u002Fem>:","","blog","https:\u002F\u002Ffiles.simplifyingthemarket.com\u002Fwp-content\u002Fuploads\u002F2021\u002F11\u002F22133030\u002F20211202-KCM-Share.jpg","If you’re living on your own and \u003Ca href=\"https:\u002F\u002Fwww.simplifyingthemarket.com\u002F2021\u002F10\u002F15\u002Fhomebuyer-tips-for-finding-the-one-infographic\u002F\">looking to buy\u003C\u002Fa> a home, know that you can make your dream a reality with thoughtful planning and the right team of experts. \u003Ca href=\"http:\u002F\u002Fwww.freddiemac.com\u002Fresearch\u002Finsight\u002F20210826_sole_person_households.page\">Research\u003C\u002Fa> from \u003Cem>Freddie Mac\u003C\u002Fem> shows \u003Cstrong>28% of all households (36.1 million) are sole-person, \u003C\u002Fstrong>and that number is growing. Over the past 40 years, the number of sole-person households has nearly doubled, and that’s a trend that’s expected to continue. According to \u003Cem>Freddie Mac\u003C\u002Fem>:\u003C!--more-->\r\n\u003Cblockquote>“\u003Cem>Our calculation suggests that there will be an additional 5 million sole-person households in the United States by the next decade. This means \u003Cstrong>42% of the household growth will be contributed by sole-person households\u003C\u002Fstrong>, . . .”\u003C\u002Fem>\u003C\u002Fblockquote>\r\nIf you fall into this category, here are three tips to help you achieve your \u003Ca href=\"https:\u002F\u002Fwww.simplifyingthemarket.com\u002F2021\u002F05\u002F03\u002Famericans-find-the-nonfinancial-benefits-of-homeownership-most-valuable\u002F\">homeownership\u003C\u002Fa> goals.\r\n\u003Ch4>\u003Cstrong>1. Know Your Credit Score\u003C\u002Fstrong>\u003C\u002Fh4>\r\nWhen you buy a home on your own, you have to qualify for your loan based solely on your own finances and credit history. \u003Cem>Investopedia\u003C\u002Fem> \u003Ca href=\"https:\u002F\u002Fwww.investopedia.com\u002Farticles\u002Finvesting\u002F010717\u002Fbuying-house-single-income.asp\">says\u003C\u002Fa>:\r\n\u003Cblockquote>\u003Cem>“. . . \u003Cstrong>lenders will be looking at just one credit profile: yours\u003C\u002Fstrong>. Needless to say, it has to be in great shape. \u003Cstrong>It is always a good idea to review your credit report beforehand\u003C\u002Fstrong>, and this is especially true of solo buyers.”\u003C\u002Fem>\u003C\u002Fblockquote>\r\nIt’s important to find out your score so you know where it falls. If you’re not sure if it’s strong enough or where to focus your energy to improve it, meet with a professional for expert advice on your individual situation.\r\n\u003Ch4>\u003Cstrong>2. Explore Down Payment Options\u003C\u002Fstrong>\u003C\u002Fh4>\r\nNext, look into \u003Ca href=\"https:\u002F\u002Fwww.simplifyingthemarket.com\u002F2021\u002F04\u002F19\u002Fhow-much-time-do-you-need-to-save-for-a-down-payment\u002F\">down payment\u003C\u002Fa> programs so you can get a feel for what you’ll need to save to \u003Ca href=\"https:\u002F\u002Fwww.simplifyingthemarket.com\u002F2021\u002F09\u002F22\u002Fis-a-20-down-payment-really-necessary-to-purchase-a-home\u002F\">buy a home\u003C\u002Fa>. Rob Chrane, CEO of \u003Cem>Down Payment Resource\u003C\u002Fem>, \u003Ca href=\"https:\u002F\u002Fdownpaymentresource.com\u002Fwp-content\u002Fuploads\u002F2021\u002F07\u002FHPI-Q2-2021-press-release.pdf\">explains\u003C\u002Fa>:\r\n\u003Cblockquote>\u003Cem>“Buyers should discuss their program options with their loan officer and real estate agent to make sure they choose the program best suited to their personal needs.”\u003C\u002Fem>\u003C\u002Fblockquote>\r\nIn this step, lean on the pros to determine what you’re \u003Ca href=\"https:\u002F\u002Fdownpaymentresource.com\u002Fare-you-eligible\u002F\">eligible\u003C\u002Fa> for and what’s \u003Ca href=\"https:\u002F\u002Fdownpaymentresource.com\u002Fdown-payment-assistance-program-types-and-features\u002F\">right for you\u003C\u002Fa>.\r\n\u003Ch4>\u003Cstrong>3. Think About Your Future Home and Your Needs\u003C\u002Fstrong>\u003C\u002Fh4>\r\nYou should also spend time thinking about what you want. What \u003Ca href=\"https:\u002F\u002Fwww.simplifyingthemarket.com\u002F2021\u002F08\u002F10\u002Flooking-for-a-place-to-call-home-consider-a-condominium\u002F\">type\u003C\u002Fa> of home do you picture yourself in? To answer that question, \u003Cem>Quicken Loans\u003C\u002Fem> shares this \u003Ca href=\"https:\u002F\u002Fwww.quickenloans.com\u002Flearn\u002Fhomes-for-single-people\">advice\u003C\u002Fa>:\r\n\u003Cblockquote>\u003Cem>“\u003Cstrong>Think about your lifestyle, what you want out of your home and your needs\u003C\u002Fstrong>. Is being close to work important? Do you need a lot of yard space? Do you want an extra bedroom that you can transform into a home office? Condo or detached home? Lots of space for entertaining? \u003Cstrong>It’s all up to you (and your budget\u003C\u002Fstrong>).”\u003C\u002Fem>\u003C\u002Fblockquote>\r\nAgain, a professional can help you balance what you want and how much you should spend on your monthly housing costs to determine what type of home is right for you.\r\n\r\nWhile buying a home solo can feel like a big challenge, it doesn’t have to be. If you lean on the professionals, they can help you navigate these waters and make sure you’re able to take advantage of the great opportunities in today’s housing market (like low \u003Ca href=\"https:\u002F\u002Fwww.simplifyingthemarket.com\u002F2021\u002F11\u002F08\u002Ftwo-graphs-that-show-why-you-shouldnt-be-upset-about-3-mortgage-rates\u002F\">mortgage rates\u003C\u002Fa>) to buy your dream home.\r\n\u003Ch3>\u003Cstrong>Bottom Line\u003C\u002Fstrong>\u003C\u002Fh3>\r\nThe share of sole-person households is growing. If you’re looking to buy a home on your own, be confident that the dream is achievable. When you’re ready to begin your search, let’s connect so you have expert advice each step of the way.","\r\nThe share of sole-person households is growing. If you’re looking to buy a home on your own, be confident that the dream is achievable. When you’re ready to begin your search, let’s connect so you have expert advice each step of the way.",false,[16,20],{"id":17,"name":18,"slug":19},5,"For Buyers","buyers",{"id":21,"name":22,"slug":23},11,"First-Time Buyers","first-time-buyers","2021-12-02T11:00:02Z","2022-11-16T16:56:34Z",{"id":27,"slug":28,"title":29,"featuredImage":30,"publishedAt":31,"contentType":10,"isVideo":14},3734,"how-to-think-strategically-as-a-buyer-in-todays-market","How To Think Strategically as a Buyer in Today’s Market","https:\u002F\u002Ffiles.simplifyingthemarket.com\u002Fwp-content\u002Fuploads\u002F2021\u002F12\u002F22085937\u002F20211201-KCM-Share.jpg","2021-12-01T11:00:50Z",{"id":33,"slug":34,"title":35,"featuredImage":36,"publishedAt":37,"contentType":10,"isVideo":14},3745,"a-checklist-for-selling-your-house-this-winter-infographic","A Checklist for Selling Your House This Winter [INFOGRAPHIC]","https:\u002F\u002Ffiles.simplifyingthemarket.com\u002Fwp-content\u002Fuploads\u002F2021\u002F12\u002F01091740\u002F20211203-KCM-Share.png","2021-12-03T11:00:45Z",{"cover":39,"open":40,"shareSpread":41},"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Buyers-Guide-Cover-original.png","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Buyers-Guide-Spread-original.png","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Buyers-Guide-Magazine-original.png",[43,47,48,52,56,60,64,65,69,73,77,81,85,89,93,97,101,105,109,113,117,121,125,129,133,137,141,145,149,153],{"id":44,"name":45,"slug":46},1,"Uncategorized","uncategorized",{"id":17,"name":18,"slug":19},{"id":49,"name":50,"slug":51},6,"For Sellers","sellers",{"id":53,"name":54,"slug":55},7,"Foreclosures","foreclosures",{"id":57,"name":58,"slug":59},8,"Infographics","infographics",{"id":61,"name":62,"slug":63},9,"Home Prices","home-prices",{"id":21,"name":22,"slug":23},{"id":66,"name":67,"slug":68},34,"Senior Market","senior-market",{"id":70,"name":71,"slug":72},35,"Mortgage Rates","mortgage-rates",{"id":74,"name":75,"slug":76},38,"Move-Up","move-up",{"id":78,"name":79,"slug":80},41,"For Sale by Owner","for-sale-by-owner",{"id":82,"name":83,"slug":84},42,"Featured","featured",{"id":86,"name":87,"slug":88},45,"New Construction","new-construction",{"id":90,"name":91,"slug":92},52,"Luxury \u002F Vacation","luxury--vacation",{"id":94,"name":95,"slug":96},53,"Rent vs. Buy","rent-vs-buy",{"id":98,"name":99,"slug":100},80,"Time-sensitive","time-sensitive",{"id":102,"name":103,"slug":104},81,"Outdated","outdated",{"id":106,"name":107,"slug":108},147,"Internal","internal",{"id":110,"name":111,"slug":112},148,"Do Not Autopost","do-not-autopost",{"id":114,"name":115,"slug":116},320,"Inventory","inventory",{"id":118,"name":119,"slug":120},321,"Agent Value","agent-value",{"id":122,"name":123,"slug":124},322,"Affordability","affordability",{"id":126,"name":127,"slug":128},323,"Buying Tips","buying-tips",{"id":130,"name":131,"slug":132},324,"Downsize","downsize",{"id":134,"name":135,"slug":136},325,"Economy","economy",{"id":138,"name":139,"slug":140},326,"Equity","equity",{"id":142,"name":143,"slug":144},327,"Forecasts","forecasts",{"id":146,"name":147,"slug":148},328,"Selling Tips","selling-tips",{"id":150,"name":151,"slug":152},339,"Expired\u002FWithdrawn\u002FCanceled","expiredwithdrawncanceled",{"id":154,"name":155,"slug":156},340,"Price It Right\u002FOverpricing","price-it-rightoverpricing"]