[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"$f1rr29570yr7v5":3,"$f2emv3tus0uf1":38,"$fbwk2pqjjqsc7":42},{"item":4,"previous":26,"next":32},{"id":5,"slug":6,"title":7,"description":8,"excerpt":9,"contentType":10,"featuredImage":11,"bannerImage":9,"body":12,"agentsBottomLine":13,"bodyImage":14,"isInfographic":15,"categories":16,"isVideo":15,"videoThumbnail":9,"videoSource":9,"publishedAt":25,"updatedAt":25},1941,"home-sellers-there-is-an-extra-way-to-welcome-home-our-veterans","Home Sellers: There Is an Extra Way To Welcome Home Our Veterans","Some veterans are finding it difficult to obtain a \u003Ca href=\"https:\u002F\u002Fwww.simplifyingthemarket.com\u002F2021\u002F03\u002F31\u002Fis-homeownership-still-considered-part-of-the-american-dream\u002F\">home\u003C\u002Fa> in today’s market. \u003Ca href=\"https:\u002F\u002Fwww.nar.realtor\u002Fblogs\u002Feconomists-outlook\u002Fmore-homebuyers-making-20-down-payments-and-waiving-appraisal-and-inspection-contract-contingencies\">According\u003C\u002Fa> to the \u003Cem>National Association of Realtors \u003C\u002Fem>(NAR):","","blog","https:\u002F\u002Ffiles.simplifyingthemarket.com\u002Fwp-content\u002Fuploads\u002F2021\u002F07\u002F28112034\u002F20210729-KCM-Share.jpg","Some veterans are finding it difficult to obtain a \u003Ca href=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002F2021\u002F03\u002F31\u002Fis-homeownership-still-considered-part-of-the-american-dream\u002F\">home\u003C\u002Fa> in today’s market. \u003Ca href=\"https:\u002F\u002Fwww.nar.realtor\u002Fblogs\u002Feconomists-outlook\u002Fmore-homebuyers-making-20-down-payments-and-waiving-appraisal-and-inspection-contract-contingencies\">According\u003C\u002Fa> to the \u003Cem>National Association of Realtors \u003C\u002Fem>(NAR):\u003C!--more-->\r\n\u003Cblockquote>\u003Cem>“Conventional conforming mortgages (mortgages that conform to guidelines set by Fannie Mae and Freddie Mac), accounted for 74% of mortgages obtained by homebuyers in May 2021, an increase from about 65% during 2018 through 2019…\u003Cstrong>The share of \u003Ca href=\"https:\u002F\u002Fwww.benefits.va.gov\u002Fhomeloans\u002F\">VA-guaranteed loans\u003C\u002Fa>\u003C\u002Fstrong> \u003Cstrong>has also decreased to 7% in May 2021 from about 10% in past years\u003C\u002Fstrong>.”\u003C\u002Fem>\u003C\u002Fblockquote>\r\nRecent data in the latest \u003Ca href=\"https:\u002F\u002Fstatic.elliemae.com\u002Fpdf\u002Forigination-insight-reports\u002FICE_OIR_JUNE2021.pdf\">\u003Cem>Origination Insight Report\u003C\u002Fem>\u003C\u002Fa> from \u003Cem>Ellie Mae \u003C\u002Fem>sheds light on the continuation of this trend. Below, we can see just how small of a share of total financing VA loans made up in June of 2021, according to that \u003Cem>Ellie Mae \u003C\u002Fem>report:\u003Ca href=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002Fwp-content\u002Fuploads\u002F2021\u002F07\u002F20210729-MEM-Eng-1.png\">\u003Cimg class=\"aligncenter wp-image-44832\" src=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002Fwp-content\u002Fuploads\u002F2021\u002F07\u002F20210729-MEM-Eng-1.png\" alt=\"Home Sellers: There Is an Extra Way To Welcome Home Our Veterans | Simplifying The Market\" width=\"650\" height=\"488\" \u002F>\u003C\u002Fa>\u003Cstrong>The drop in VA loan usage can be attributed to the difficulties veterans continue to face when buying a home.\u003C\u002Fstrong> The NAR article elaborates:\r\n\u003Cblockquote>\u003Cem>\"It is extremely difficult for FHA\u002FVA buyers to get accepted in a multiple offer situation. They are on the bottom of the hierarchy.\"\u003C\u002Fem>\u003C\u002Fblockquote>\r\nOne contributing factor is that buyers with VA loans can’t waive certain contingencies. However, just because a certain contingency must be present for a particular buyer doesn’t mean that buyer’s offer shouldn’t be considered.\r\n\u003Ch4>\u003Cstrong>What Should Sellers Do To Help Create a Level Playing Field?\u003C\u002Fstrong>\u003C\u002Fh4>\r\nAs a seller, it’s important to consider every offer in front of you regardless of loan type. If you’re selecting an offer because some contingencies are waived, keep in mind that it doesn’t always mean the offer is what’s best for you.\r\n\r\nBuyers who can’t waive specific contingencies may adjust other terms in their offer to make it more appealing to sellers. This may depend on several factors, including their loan type and location, but a motivated buyer and their agent will do everything they can to present an offer that’s as appealing to you as possible.\r\n\r\nUltimately, you should make sure you take time to really understand the terms of their offer and see the big picture. Working with a \u003Cstrong>driven buyer who’s motivated to purchase \u003Cem>your house\u003C\u002Fem> may provide a better opportunity for you to reach your overall best option and what’s most important to you.\u003C\u002Fstrong>\r\n\u003Ch3>\u003Cstrong>Bottom Line \u003C\u002Fstrong>\u003C\u002Fh3>\r\nIf you’re ready to sell, let’s connect. Together, we can make sure you understand the terms of all offers so you can give each one fair consideration, including those buyers using a VA loan. Our veterans sacrifice so much for our country. They’ve earned our gratitude and should have the same opportunity to obtain the home of their dreams."," \r\nIf you’re ready to sell, let’s connect. Together, we can make sure you understand the terms of all offers so you can give each one fair consideration, including those buyers using a VA loan. Our veterans sacrifice so much for our country. They’ve earned our gratitude and should have the same opportunity to obtain the home of their dreams.","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002Fwp-content\u002Fuploads\u002F2021\u002F07\u002F20210729-MEM-Eng-1.png",false,[17,21],{"id":18,"name":19,"slug":20},6,"For Sellers","sellers",{"id":22,"name":23,"slug":24},38,"Move-Up","move-up","2021-07-29T10:00:32Z",{"id":27,"slug":28,"title":29,"featuredImage":30,"publishedAt":31,"contentType":10,"isVideo":15},1940,"4-reasons-why-the-end-of-forbearance-will-not-lead-to-a-wave-of-foreclosures","4 Reasons Why the End of Forbearance Will Not Lead to a Wave of Foreclosures","https:\u002F\u002Ffiles.simplifyingthemarket.com\u002Fwp-content\u002Fuploads\u002F2021\u002F07\u002F27160736\u002F20210728-KCM-Share.jpg","2021-07-28T10:00:29Z",{"id":33,"slug":34,"title":35,"featuredImage":36,"publishedAt":37,"contentType":10,"isVideo":15},1942,"waiting-to-buy-a-home-could-cost-you-infographic","Waiting To Buy a Home Could Cost You [INFOGRAPHIC]","https:\u002F\u002Ffiles.simplifyingthemarket.com\u002Fwp-content\u002Fuploads\u002F2021\u002F07\u002F29150309\u002F20210730-KCM-Share.png","2021-07-30T10:00:43Z",{"cover":39,"open":40,"shareSpread":41},"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Sellers-Guide-Cover-original.png","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Sellers-Guide-Spread-original.png","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Sellers-Guide-Magazine-original.png",[43,47,51,52,56,60,64,68,72,76,77,81,85,89,93,97,101,105,109,113,117,121,125,129,133,137,141,145,149,153],{"id":44,"name":45,"slug":46},1,"Uncategorized","uncategorized",{"id":48,"name":49,"slug":50},5,"For Buyers","buyers",{"id":18,"name":19,"slug":20},{"id":53,"name":54,"slug":55},7,"Foreclosures","foreclosures",{"id":57,"name":58,"slug":59},8,"Infographics","infographics",{"id":61,"name":62,"slug":63},9,"Home Prices","home-prices",{"id":65,"name":66,"slug":67},11,"First-Time Buyers","first-time-buyers",{"id":69,"name":70,"slug":71},34,"Senior Market","senior-market",{"id":73,"name":74,"slug":75},35,"Mortgage Rates","mortgage-rates",{"id":22,"name":23,"slug":24},{"id":78,"name":79,"slug":80},41,"For Sale by Owner","for-sale-by-owner",{"id":82,"name":83,"slug":84},42,"Featured","featured",{"id":86,"name":87,"slug":88},45,"New Construction","new-construction",{"id":90,"name":91,"slug":92},52,"Luxury \u002F Vacation","luxury--vacation",{"id":94,"name":95,"slug":96},53,"Rent vs. Buy","rent-vs-buy",{"id":98,"name":99,"slug":100},80,"Time-sensitive","time-sensitive",{"id":102,"name":103,"slug":104},81,"Outdated","outdated",{"id":106,"name":107,"slug":108},147,"Internal","internal",{"id":110,"name":111,"slug":112},148,"Do Not Autopost","do-not-autopost",{"id":114,"name":115,"slug":116},320,"Inventory","inventory",{"id":118,"name":119,"slug":120},321,"Agent Value","agent-value",{"id":122,"name":123,"slug":124},322,"Affordability","affordability",{"id":126,"name":127,"slug":128},323,"Buying Tips","buying-tips",{"id":130,"name":131,"slug":132},324,"Downsize","downsize",{"id":134,"name":135,"slug":136},325,"Economy","economy",{"id":138,"name":139,"slug":140},326,"Equity","equity",{"id":142,"name":143,"slug":144},327,"Forecasts","forecasts",{"id":146,"name":147,"slug":148},328,"Selling Tips","selling-tips",{"id":150,"name":151,"slug":152},339,"Expired\u002FWithdrawn\u002FCanceled","expiredwithdrawncanceled",{"id":154,"name":155,"slug":156},340,"Price It Right\u002FOverpricing","price-it-rightoverpricing"]