[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"$f36dvmfh0045yb":3,"$ffeh0925h8cuz":47,"$f2emv3tus0uf1":51,"$fbwk2pqjjqsc7":55},{"item":4,"previous":35,"next":41},{"id":5,"slug":6,"title":7,"description":8,"excerpt":9,"contentType":10,"featuredImage":11,"bannerImage":9,"body":12,"agentsBottomLine":13,"bodyImage":14,"isInfographic":15,"categories":16,"isVideo":15,"videoThumbnail":9,"videoSource":9,"publishedAt":33,"updatedAt":34},1867,"planning-to-move-you-can-still-secure-a-low-mortgage-rate-on-your-next-home","Planning to Move? You Can Still Secure a Low Mortgage Rate on Your Next Home","This year, mortgage rates have started to slowly climb above recent record-breaking lows. Many homeowners planning to \u003Ca href=\"https:\u002F\u002Fwww.simplifyingthemarket.com\u002F2021\u002F03\u002F08\u002F5-reasons-to-sell-your-house-this-spring-2\u002F\">move\u003C\u002Fa> may feel like they’ve missed the chance to score a great rate on their next mortgage. In reality, there’s still time to secure a rate far below the historic norm. Here’s why.","","blog","https:\u002F\u002Ffiles.simplifyingthemarket.com\u002Fwp-content\u002Fuploads\u002F2021\u002F04\u002F20112920\u002F20210421-KCM-Share.jpg","This year, mortgage rates have started to slowly climb above recent record-breaking lows. Many homeowners planning to \u003Ca href=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002F2021\u002F03\u002F08\u002F5-reasons-to-sell-your-house-this-spring-2\u002F\">move\u003C\u002Fa> may feel like they’ve missed the chance to score a great rate on their next mortgage. In reality, there’s still time to secure a rate far below the historic norm. Here’s why.\u003C!--more-->\r\n\r\nAfter creeping up for seven consecutive weeks, average mortgage rates have dropped more \u003Ca href=\"http:\u002F\u002Fwww.freddiemac.com\u002Fpmms\u002Fpmms_archives.html\">recently\u003C\u002Fa> (\u003Cem>See graph below\u003C\u002Fem>). With rates taking a slight dip over the past two weeks at the same time the inventory of houses for sale is so low, homeowners today are sitting in the \u003Ca href=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002F2021\u002F02\u002F24\u002Fhow-much-leverage-do-todays-house-sellers-have\u002F\">optimal\u003C\u002Fa> seat to sell. What’s the advantage of selling your house now? Securing a low mortgage rate on your next home.\u003Ca href=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002Fwp-content\u002Fuploads\u002F2021\u002F04\u002F20210421-MEM-Eng-1.png\">\u003Cimg class=\"aligncenter wp-image-44236\" src=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002Fwp-content\u002Fuploads\u002F2021\u002F04\u002F20210421-MEM-Eng-1.png\" alt=\"Planning to Move? You Can Still Secure a Low Mortgage Rate on Your Next Home | Simplifying The Market\" width=\"650\" height=\"488\" \u002F>\u003C\u002Fa>To take advantage of today’s real estate market, experts are encouraging homeowners to act now before interest rates climb. Danielle Hale, \u003Cem>Chief Economist \u003C\u002Fem>at \u003Cem>realtor.com, \u003C\u002Fem>\u003Ca href=\"https:\u002F\u002Fwww.realtor.com\u002Fresearch\u002Fvideo-weekly-economic-and-housing-market-update-apr-16-2021\u002F\">explains\u003C\u002Fa>:\r\n\u003Cblockquote>“\u003Cem>…mortgage rates slid for a second week ... but \u003Cstrong>we don’t expect rates to stay at this level for too long.” \u003C\u002Fstrong>\u003C\u002Fem>\u003C\u002Fblockquote>\r\nHale continues to say:\r\n\u003Cblockquote>\u003Cstrong>\u003Cem>“For sellers\u003C\u002Fem>\u003C\u002Fstrong>\u003Cem>, getting in early optimizes odds of a quick sale at a good price before there’s too much competition, but \u003Cstrong>that means acting now \u003C\u002Fstrong>… In this environment, sellers probably really can’t go wrong, and that’s especially true in the nation’s hottest housing markets where homes are selling quickly and getting the greatest number of viewers online\u003C\u002Fem>.”\u003C\u002Fblockquote>\r\nMost experts agree that rates will continue to trend upward. Sam Khater, \u003Cem>Chief Economist \u003C\u002Fem>at \u003Cem>Freddie Mac, \u003C\u002Fem>\u003Ca href=\"https:\u002F\u002Ffreddiemac.gcs-web.com\u002Fnode\u002F22536\u002Fpdf\">states\u003C\u002Fa>:\r\n\u003Cblockquote>“\u003Cstrong>\u003Cem>Despite the pause in mortgage rates recently, we expect them to increase modestly for the remainder of this year\u003C\u002Fem>\u003C\u002Fstrong>.”\u003C\u002Fblockquote>\r\nIn addition, \u003Cem>Freddie Mac\u003C\u002Fem> recently released their \u003Ca href=\"http:\u002F\u002Fwww.freddiemac.com\u002Fresearch\u002Fforecast\u002F20210414_quarterly_economic_forecast.page?\">Quarterly Forecast\u003C\u002Fa>, which notes:\r\n\u003Cblockquote>“\u003Cstrong>\u003Cem>We forecast that mortgage rates will continue to rise through the end of next year.\u003C\u002Fem>\u003C\u002Fstrong>\u003Cem> We estimate the 30-year fixed mortgage rate will average 3.4% in the fourth quarter of 2021, rising to 3.8% in the fourth quarter of 2022.” \u003C\u002Fem>(\u003Cem>See graph below\u003C\u002Fem>):\u003C\u002Fblockquote>\r\n\u003Ca href=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002Fwp-content\u002Fuploads\u002F2021\u002F04\u002F20210421-MEM-EN2.jpg\">\u003Cimg class=\"aligncenter wp-image-44243\" src=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002Fwp-content\u002Fuploads\u002F2021\u002F04\u002F20210421-MEM-EN2.jpg\" alt=\"Planning to Move? You Can Still Secure a Low Mortgage Rate on Your Next Home | Simplifying The Market\" width=\"650\" height=\"488\" \u002F>\u003C\u002Fa>While buyers everywhere want to secure the lowest rate possible, it’s important to remember that today’s rates are still much lower than the historic norm. Odeta Kushi, \u003Cem>Deputy Chief Economist\u003C\u002Fem> at \u003Cem>First American\u003C\u002Fem>, \u003Ca href=\"https:\u002F\u002Fblog.firstam.com\u002Feconomics\u002Finterview-with-cnbc-how-rising-rates-may-impact-housing-affordability-as-spring-home-buying-season-ramps-up\">emphasizes\u003C\u002Fa>:\r\n\u003Cblockquote>\u003Cem>“While mortgage rates have trended up in recent months, they are still historically low, so relative to one year ago, housing actually is still more affordable and that’s really thanks to this low mortgage rate environment we find ourselves in.”\u003C\u002Fem>\u003C\u002Fblockquote>\r\n\u003Ch3>\u003Cstrong>Bottom Line\u003C\u002Fstrong>\u003C\u002Fh3>\r\nIf you’re thinking of moving, don’t miss the opportunity to score a great rate on your next home mortgage. Let’s connect today so you can get your house ready to sell and find your dream home while mortgage rates are still low.","\r\nIf you’re thinking of moving, don’t miss the opportunity to score a great rate on your next home mortgage. Let’s connect today so you can get your house ready to sell and find your dream home while mortgage rates are still low.","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002Fwp-content\u002Fuploads\u002F2021\u002F04\u002F20210421-MEM-Eng-1.png",false,[17,21,25,29],{"id":18,"name":19,"slug":20},5,"For Buyers","buyers",{"id":22,"name":23,"slug":24},6,"For Sellers","sellers",{"id":26,"name":27,"slug":28},35,"Mortgage Rates","mortgage-rates",{"id":30,"name":31,"slug":32},38,"Move-Up","move-up","2021-04-21T10:00:00Z","2021-04-25T22:06:59Z",{"id":36,"slug":37,"title":38,"featuredImage":39,"publishedAt":40,"contentType":10,"isVideo":15},1866,"82338-great-reasons-to-buy-a-home-today","82,338 Great Reasons to Buy a Home Today","https:\u002F\u002Ffiles.simplifyingthemarket.com\u002Fwp-content\u002Fuploads\u002F2021\u002F04\u002F19123820\u002F20210420-KCM-Share.jpg","2021-04-20T10:00:34Z",{"id":42,"slug":43,"title":44,"featuredImage":45,"publishedAt":46,"contentType":10,"isVideo":15},1868,"dont-be-fooled-by-remarkable-real-estate-headlines","Don’t Be Fooled by Remarkable Real Estate Headlines","https:\u002F\u002Ffiles.simplifyingthemarket.com\u002Fwp-content\u002Fuploads\u002F2021\u002F04\u002F21140138\u002F20210422-KCM-Share.jpg","2021-04-22T10:00:28Z",{"cover":48,"open":49,"shareSpread":50},"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Buyers-Guide-Cover-original.png","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Buyers-Guide-Spread-original.png","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Buyers-Guide-Magazine-original.png",{"cover":52,"open":53,"shareSpread":54},"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Sellers-Guide-Cover-original.png","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Sellers-Guide-Spread-original.png","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Sellers-Guide-Magazine-original.png",[56,60,61,62,66,70,74,78,82,83,84,88,92,96,100,104,108,112,116,120,124,128,132,136,140,144,148,152,156,160],{"id":57,"name":58,"slug":59},1,"Uncategorized","uncategorized",{"id":18,"name":19,"slug":20},{"id":22,"name":23,"slug":24},{"id":63,"name":64,"slug":65},7,"Foreclosures","foreclosures",{"id":67,"name":68,"slug":69},8,"Infographics","infographics",{"id":71,"name":72,"slug":73},9,"Home Prices","home-prices",{"id":75,"name":76,"slug":77},11,"First-Time Buyers","first-time-buyers",{"id":79,"name":80,"slug":81},34,"Senior Market","senior-market",{"id":26,"name":27,"slug":28},{"id":30,"name":31,"slug":32},{"id":85,"name":86,"slug":87},41,"For Sale by Owner","for-sale-by-owner",{"id":89,"name":90,"slug":91},42,"Featured","featured",{"id":93,"name":94,"slug":95},45,"New Construction","new-construction",{"id":97,"name":98,"slug":99},52,"Luxury \u002F Vacation","luxury--vacation",{"id":101,"name":102,"slug":103},53,"Rent vs. Buy","rent-vs-buy",{"id":105,"name":106,"slug":107},80,"Time-sensitive","time-sensitive",{"id":109,"name":110,"slug":111},81,"Outdated","outdated",{"id":113,"name":114,"slug":115},147,"Internal","internal",{"id":117,"name":118,"slug":119},148,"Do Not Autopost","do-not-autopost",{"id":121,"name":122,"slug":123},320,"Inventory","inventory",{"id":125,"name":126,"slug":127},321,"Agent Value","agent-value",{"id":129,"name":130,"slug":131},322,"Affordability","affordability",{"id":133,"name":134,"slug":135},323,"Buying Tips","buying-tips",{"id":137,"name":138,"slug":139},324,"Downsize","downsize",{"id":141,"name":142,"slug":143},325,"Economy","economy",{"id":145,"name":146,"slug":147},326,"Equity","equity",{"id":149,"name":150,"slug":151},327,"Forecasts","forecasts",{"id":153,"name":154,"slug":155},328,"Selling Tips","selling-tips",{"id":157,"name":158,"slug":159},339,"Expired\u002FWithdrawn\u002FCanceled","expiredwithdrawncanceled",{"id":161,"name":162,"slug":163},340,"Price It Right\u002FOverpricing","price-it-rightoverpricing"]