[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"$f2755iz51bbg9o":3,"$ffeh0925h8cuz":39,"$fbwk2pqjjqsc7":43},{"item":4,"previous":27,"next":33},{"id":5,"slug":6,"title":7,"description":8,"excerpt":9,"contentType":10,"featuredImage":11,"bannerImage":9,"body":12,"agentsBottomLine":13,"bodyImage":14,"isInfographic":15,"categories":16,"isVideo":15,"videoThumbnail":9,"videoSource":9,"publishedAt":25,"updatedAt":26},1758,"will-mortgage-rates-remain-low-next-year","Will Mortgage Rates Remain Low Next Year?","In 2020, buyers got a big boost in the housing market as mortgage rates dropped throughout the year. According to \u003Cem>Freddie Mac\u003C\u002Fem>, rates hit all-time lows \u003Ca href=\"https:\u002F\u002Ffreddiemac.gcs-web.com\u002Fnode\u002F21371\u002Fpdf\">12 times\u003C\u002Fa> this year, dipping \u003Ca href=\"https:\u002F\u002Fwww.simplifyingthemarket.com\u002F2020\u002F07\u002F17\u002Fmortgage-rates-fall-below-3-infographic\u002F\">below 3%\u003C\u002Fa> for the first time ever while making buying a home more and more attractive as the year progressed \u003Cem>(See graph below):\u003C\u002Fem>","","blog","https:\u002F\u002Ffiles.simplifyingthemarket.com\u002Fwp-content\u002Fuploads\u002F2020\u002F11\u002F16172543\u002F20201119-KCM-Share.jpg","In 2020, buyers got a big boost in the housing market as mortgage rates dropped throughout the year. According to \u003Cem>Freddie Mac\u003C\u002Fem>, rates hit all-time lows \u003Ca href=\"https:\u002F\u002Ffreddiemac.gcs-web.com\u002Fnode\u002F21371\u002Fpdf\">12 times\u003C\u002Fa> this year, dipping \u003Ca href=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002F2020\u002F07\u002F17\u002Fmortgage-rates-fall-below-3-infographic\u002F\">below 3%\u003C\u002Fa> for the first time ever while making buying a home more and more attractive as the year progressed \u003Cem>(See graph below):\u003C\u002Fem>\u003C!--more-->\r\n\r\n\u003Cimg class=\"aligncenter wp-image-43386\" src=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002Fwp-content\u002Fuploads\u002F2020\u002F11\u002F20201119-MEM-Eng-1-1.jpg\" alt=\"Will Mortgage Rates Remain Low Next Year? | Simplifying The Market\" width=\"650\" height=\"488\" \u002F>When you continually hear how rates are hitting record lows, you may be wondering: \u003Cem>Are they going to keep falling? Should I wait until they get even lower?\u003C\u002Fem>\r\n\u003Ch4>\u003Cstrong>The Challenge with Waiting\u003C\u002Fstrong>\u003C\u002Fh4>\r\nThe challenge with waiting is that you can easily miss this optimal window of time and then end up paying more in the long run. Last week, mortgage rates ticked up slightly. Sam Khater, \u003Cem>Chief Economist\u003C\u002Fem> at \u003Cem>Freddie Mac,\u003C\u002Fem> \u003Ca href=\"https:\u002F\u002Ffreddiemac.gcs-web.com\u002Fnode\u002F21396\u002Fpdf\">explains\u003C\u002Fa>:\r\n\u003Cblockquote>\u003Cem>“\u003Cstrong>Mortgage rates jumped this week\u003C\u002Fstrong> as a result of positive news about a COVID-19 vaccine. Despite this rise, mortgage rates remain about a percentage point below a year ago.”\u003C\u002Fem>\u003C\u002Fblockquote>\r\nWhile rates are still lower today than they were one year ago, as the economy continues to get stronger and the pandemic is resolved, there’s a very good chance interest rates will rise again. Several top institutions in the real estate industry are projecting an increase in mortgage rates over the next four quarters \u003Cem>(See chart below): \u003C\u002Fem>\u003Ca href=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002Fwp-content\u002Fuploads\u002F2020\u002F11\u002F20201119-MEM-Eng-2.jpg\">\u003Cimg class=\"aligncenter wp-image-43380\" src=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002Fwp-content\u002Fuploads\u002F2020\u002F11\u002F20201119-MEM-Eng-2.jpg\" alt=\"Will Mortgage Rates Remain Low Next Year? | Simplifying The Market\" width=\"650\" height=\"488\" \u002F>\u003C\u002Fa>If you’re planning to wait until next year or later, Mike Fratantoni, \u003Cem>Chief Economist\u003C\u002Fem> at the \u003Cem>Mortgage Bankers Association\u003C\u002Fem> (MBA), \u003Ca href=\"https:\u002F\u002Fwww-housingwire-com.cdn.ampproject.org\u002Fc\u002Fs\u002Fwww.housingwire.com\u002Farticles\u002Fmba-forecast-for-2021-prepare-for-rising-mortgage-interest-rates\u002Famp\u002F\">forecasts\u003C\u002Fa> mortgage rates will begin to steadily \u003Ca href=\"https:\u002F\u002Fwww.mba.org\u002Fnews-research-and-resources\u002Fresearch-and-economics\u002Fforecasts-and-commentary\">rise\u003C\u002Fa>:\u003Ca href=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002Fwp-content\u002Fuploads\u002F2020\u002F11\u002F20201119-MEM-Eng-3.jpg\">\u003Cimg class=\"aligncenter wp-image-43382\" src=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002Fwp-content\u002Fuploads\u002F2020\u002F11\u002F20201119-MEM-Eng-3.jpg\" alt=\"Will Mortgage Rates Remain Low Next Year? | Simplifying The Market\" width=\"650\" height=\"488\" \u002F>\u003C\u002Fa>As a buyer, you need to decide if waiting makes financial sense for you.\r\n\u003Ch3>\u003Cstrong>Bottom Line\u003C\u002Fstrong>\u003C\u002Fh3>\r\nIf you’re planning to buy a home and want to take advantage of today’s low rates, now is the time to do so. Don’t assume they’re going to stay this low forever.","\r\nIf you’re planning to buy a home and want to take advantage of today’s low rates, now is the time to do so. Don’t assume they’re going to stay this low forever.","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002Fwp-content\u002Fuploads\u002F2020\u002F11\u002F20201119-MEM-Eng-1-1.jpg",false,[17,21],{"id":18,"name":19,"slug":20},5,"For Buyers","buyers",{"id":22,"name":23,"slug":24},35,"Mortgage Rates","mortgage-rates","2020-11-19T10:00:39Z","2020-11-19T11:00:39Z",{"id":28,"slug":29,"title":30,"featuredImage":31,"publishedAt":32,"contentType":10,"isVideo":15},1757,"chances-of-another-foreclosure-crisis-about-zero-percent","Chances of Another Foreclosure Crisis? “About Zero Percent.”","https:\u002F\u002Ffiles.simplifyingthemarket.com\u002Fwp-content\u002Fuploads\u002F2020\u002F11\u002F16164840\u002F20201118-KCM-Share.jpg","2020-11-18T10:00:47Z",{"id":34,"slug":35,"title":36,"featuredImage":37,"publishedAt":38,"contentType":10,"isVideo":15},1759,"it-pays-to-sell-with-a-real-estate-agent-infographic","It Pays to Sell with a Real Estate Agent [INFOGRAPHIC]","https:\u002F\u002Ffiles.simplifyingthemarket.com\u002Fwp-content\u002Fuploads\u002F2020\u002F11\u002F18152517\u002F20201120-KCM-Share.png","2020-11-20T11:00:40Z",{"cover":40,"open":41,"shareSpread":42},"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Buyers-Guide-Cover-original.png","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Buyers-Guide-Spread-original.png","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Buyers-Guide-Magazine-original.png",[44,48,49,53,57,61,65,69,73,74,78,82,86,90,94,98,102,106,110,114,118,122,126,130,134,138,142,146,150,154],{"id":45,"name":46,"slug":47},1,"Uncategorized","uncategorized",{"id":18,"name":19,"slug":20},{"id":50,"name":51,"slug":52},6,"For Sellers","sellers",{"id":54,"name":55,"slug":56},7,"Foreclosures","foreclosures",{"id":58,"name":59,"slug":60},8,"Infographics","infographics",{"id":62,"name":63,"slug":64},9,"Home Prices","home-prices",{"id":66,"name":67,"slug":68},11,"First-Time Buyers","first-time-buyers",{"id":70,"name":71,"slug":72},34,"Senior Market","senior-market",{"id":22,"name":23,"slug":24},{"id":75,"name":76,"slug":77},38,"Move-Up","move-up",{"id":79,"name":80,"slug":81},41,"For Sale by Owner","for-sale-by-owner",{"id":83,"name":84,"slug":85},42,"Featured","featured",{"id":87,"name":88,"slug":89},45,"New Construction","new-construction",{"id":91,"name":92,"slug":93},52,"Luxury \u002F Vacation","luxury--vacation",{"id":95,"name":96,"slug":97},53,"Rent vs. Buy","rent-vs-buy",{"id":99,"name":100,"slug":101},80,"Time-sensitive","time-sensitive",{"id":103,"name":104,"slug":105},81,"Outdated","outdated",{"id":107,"name":108,"slug":109},147,"Internal","internal",{"id":111,"name":112,"slug":113},148,"Do Not Autopost","do-not-autopost",{"id":115,"name":116,"slug":117},320,"Inventory","inventory",{"id":119,"name":120,"slug":121},321,"Agent Value","agent-value",{"id":123,"name":124,"slug":125},322,"Affordability","affordability",{"id":127,"name":128,"slug":129},323,"Buying Tips","buying-tips",{"id":131,"name":132,"slug":133},324,"Downsize","downsize",{"id":135,"name":136,"slug":137},325,"Economy","economy",{"id":139,"name":140,"slug":141},326,"Equity","equity",{"id":143,"name":144,"slug":145},327,"Forecasts","forecasts",{"id":147,"name":148,"slug":149},328,"Selling Tips","selling-tips",{"id":151,"name":152,"slug":153},339,"Expired\u002FWithdrawn\u002FCanceled","expiredwithdrawncanceled",{"id":155,"name":156,"slug":157},340,"Price It Right\u002FOverpricing","price-it-rightoverpricing"]