[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"$f3p8eb0xnkpv27":3,"$ffeh0925h8cuz":46,"$fbwk2pqjjqsc7":50},{"item":4,"previous":34,"next":40},{"id":5,"slug":6,"title":7,"description":8,"excerpt":9,"contentType":10,"featuredImage":11,"bannerImage":9,"body":12,"agentsBottomLine":13,"bodyImage":9,"isInfographic":14,"categories":15,"isVideo":14,"videoThumbnail":9,"videoSource":9,"publishedAt":32,"updatedAt":33},1274,"whose-mortgage-do-you-want-to-pay-yours-or-your-landlords","Whose Mortgage Do You Want to Pay? Yours or Your Landlord’s?","There are some people who haven’t purchased homes because they are uncomfortable taking on the obligation of a mortgage. However, everyone should realize that unless you are living with your parents rent-free, you are paying a mortgage – \u003Cem>either yours or your landlord’s\u003C\u002Fem>.","","blog","https:\u002F\u002Ffiles.simplifyingthemarket.com\u002Fwp-content\u002Fuploads\u002F2019\u002F01\u002F29151012\u002F20190204-Share-KCM.jpg","There are some people who haven’t purchased homes because they are uncomfortable taking on the obligation of a mortgage. However, everyone should realize that unless you are living with your parents rent-free, you are paying a mortgage – \u003Cem>either yours or your landlord’s\u003C\u002Fem>.\u003C!--more-->\r\n\r\nAs \u003Cem>Entrepreneur Magazine\u003C\u002Fem>, a premier source for small business explained in their article, \u003Cem>“12 Practical Steps to Getting Rich”\u003C\u002Fem>:\r\n\u003Cblockquote>\u003Cem>“While renting on a temporary basis isn’t terrible, you should most certainly own the roof over your head if you’re serious about your finances. It won’t make you rich overnight, but by renting, you’re paying someone else’s mortgage. In effect, you’re making someone else rich.”\u003C\u002Fem>\u003C\u002Fblockquote>\r\nWith home prices rising, many renters are concerned about their house-buying power. Mike Fratantoni, \u003Cem>Chief Economist \u003C\u002Fem>at\u003Cem> MBA\u003C\u002Fem>, \u003Cu>\u003Ca href=\"https:\u002F\u002Fwww.cnn.com\u002F2019\u002F01\u002F17\u002Finvesting\u002Fhousing-market-mortgage-rates-homebuilders\u002Findex.html\">explained\u003C\u002Fa>\u003C\u002Fu>:\r\n\u003Cblockquote>\u003Cem>“The spring homebuying season is almost upon us, and if rates stay lower, inventory continues to grow, and the job market maintains its strength, we do expect to see a solid spring market.” \u003C\u002Fem>\u003C\u002Fblockquote>\r\nAs an owner, your mortgage payment is a form of ‘\u003Cem>forced savings,\u003C\u002Fem>’ which allows you to build equity in your home that you can tap into later in life. As a renter, you guarantee the landlord is the person building that equity.\r\n\r\nAs mentioned before, interest rates are still at historic lows, making it one of the best times to secure a mortgage and make a move into your dream home. \u003Cem>Freddie Mac’s\u003C\u002Fem> latest \u003Cu>\u003Ca href=\"http:\u002F\u002Fwww.freddiemac.com\u002Fpmms\u002F\">report\u003C\u002Fa>\u003C\u002Fu> shows that rates across the country were at 4.46% last week.\r\n\u003Ch3>\u003Cstrong>Bottom Line\u003C\u002Fstrong>\u003C\u002Fh3>\r\nWhether you are looking for a primary residence for the first time or are considering a vacation home on the shore, now may be the time to buy.","\r\nWhether you are looking for a primary residence for the first time or are considering a vacation home on the shore, now may be the time to buy.",false,[16,20,24,28],{"id":17,"name":18,"slug":19},5,"For Buyers","buyers",{"id":21,"name":22,"slug":23},11,"First-Time Buyers","first-time-buyers",{"id":25,"name":26,"slug":27},38,"Move-Up","move-up",{"id":29,"name":30,"slug":31},53,"Rent vs. Buy","rent-vs-buy","2019-02-04T10:00:27Z","2019-02-04T16:33:37Z",{"id":35,"slug":36,"title":37,"featuredImage":38,"publishedAt":39,"contentType":10,"isVideo":14},1273,"5-reasons-homeowners-throw-the-best-super-bowl-parties-infographic","5 Reasons Homeowners Throw the Best Super Bowl Parties! [INFOGRAPHIC]","https:\u002F\u002Ffiles.simplifyingthemarket.com\u002Fwp-content\u002Fuploads\u002F2019\u002F01\u002F29110222\u002F20190201-Share-KCM.jpg","2019-02-01T11:00:37Z",{"id":41,"slug":42,"title":43,"featuredImage":44,"publishedAt":45,"contentType":10,"isVideo":14},1275,"one-more-time-you-do-not-need-20-down-to-buy-a-home","One More Time... You Do Not Need 20% Down to Buy a Home","https:\u002F\u002Ffiles.simplifyingthemarket.com\u002Fwp-content\u002Fuploads\u002F2019\u002F02\u002F04103703\u002F20190205-Share-KCM.jpg","2019-02-05T10:00:21Z",{"cover":47,"open":48,"shareSpread":49},"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Buyers-Guide-Cover-original.png","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Buyers-Guide-Spread-original.png","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Buyers-Guide-Magazine-original.png",[51,55,56,60,64,68,72,73,77,81,82,86,90,94,98,99,103,107,111,115,119,123,127,131,135,139,143,147,151,155],{"id":52,"name":53,"slug":54},1,"Uncategorized","uncategorized",{"id":17,"name":18,"slug":19},{"id":57,"name":58,"slug":59},6,"For Sellers","sellers",{"id":61,"name":62,"slug":63},7,"Foreclosures","foreclosures",{"id":65,"name":66,"slug":67},8,"Infographics","infographics",{"id":69,"name":70,"slug":71},9,"Home Prices","home-prices",{"id":21,"name":22,"slug":23},{"id":74,"name":75,"slug":76},34,"Senior Market","senior-market",{"id":78,"name":79,"slug":80},35,"Mortgage Rates","mortgage-rates",{"id":25,"name":26,"slug":27},{"id":83,"name":84,"slug":85},41,"For Sale by Owner","for-sale-by-owner",{"id":87,"name":88,"slug":89},42,"Featured","featured",{"id":91,"name":92,"slug":93},45,"New Construction","new-construction",{"id":95,"name":96,"slug":97},52,"Luxury \u002F Vacation","luxury--vacation",{"id":29,"name":30,"slug":31},{"id":100,"name":101,"slug":102},80,"Time-sensitive","time-sensitive",{"id":104,"name":105,"slug":106},81,"Outdated","outdated",{"id":108,"name":109,"slug":110},147,"Internal","internal",{"id":112,"name":113,"slug":114},148,"Do Not Autopost","do-not-autopost",{"id":116,"name":117,"slug":118},320,"Inventory","inventory",{"id":120,"name":121,"slug":122},321,"Agent Value","agent-value",{"id":124,"name":125,"slug":126},322,"Affordability","affordability",{"id":128,"name":129,"slug":130},323,"Buying Tips","buying-tips",{"id":132,"name":133,"slug":134},324,"Downsize","downsize",{"id":136,"name":137,"slug":138},325,"Economy","economy",{"id":140,"name":141,"slug":142},326,"Equity","equity",{"id":144,"name":145,"slug":146},327,"Forecasts","forecasts",{"id":148,"name":149,"slug":150},328,"Selling Tips","selling-tips",{"id":152,"name":153,"slug":154},339,"Expired\u002FWithdrawn\u002FCanceled","expiredwithdrawncanceled",{"id":156,"name":157,"slug":158},340,"Price It Right\u002FOverpricing","price-it-rightoverpricing"]