[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"$f3kmk8tu8olzfi":3,"$ffeh0925h8cuz":47,"$fbwk2pqjjqsc7":51},{"item":4,"previous":35,"next":41},{"id":5,"slug":6,"title":7,"description":8,"excerpt":9,"contentType":10,"featuredImage":11,"bannerImage":9,"body":12,"agentsBottomLine":13,"bodyImage":14,"isInfographic":15,"categories":16,"isVideo":15,"videoThumbnail":9,"videoSource":9,"publishedAt":33,"updatedAt":34},1234,"what-if-i-wait-a-year-to-buy-a-home","What If I Wait A Year to Buy a Home?","National home prices have increased by 5.4% since this time last year. Over that same time period, interest rates have remained near \u003Ca href=\"https:\u002F\u002Fwww.simplifyingthemarket.com\u002F2018\u002F10\u002F02\u002Fmortgage-interest-rates-are-still-going-up-should-you-wait-to-buy\u002F\">historic lows\u003C\u002Fa> which has allowed many buyers to enter the market and lock in low rates.","","blog","https:\u002F\u002Ffiles.simplifyingthemarket.com\u002Fwp-content\u002Fuploads\u002F2018\u002F12\u002F06152821\u002F20181210-Share-STM.jpg","National home prices have increased by 5.4% since this time last year. Over that same time period, interest rates have remained near \u003Ca href=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002F2018\u002F10\u002F02\u002Fmortgage-interest-rates-are-still-going-up-should-you-wait-to-buy\u002F\">historic lows\u003C\u002Fa> which has allowed many buyers to enter the market and lock in low rates.\u003C!--more-->\r\n\r\nAs a seller, you will likely be most concerned about \u003Cem>‘short-term price’ \u003C\u002Fem>– where home values are \u003Ca href=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002F2018\u002F10\u002F25\u002Fwhere-are-home-values-headed-over-the-next-few-years\u002F\">headed\u003C\u002Fa> over the next six months. As a buyer, however, you must not be concerned about price but instead about the \u003Cem>‘long-term cost’ \u003C\u002Fem>of the home.\r\n\r\nThe \u003Cem>Mortgage Bankers Association\u003C\u002Fem> (MBA), \u003Cem>Freddie Mac, \u003C\u002Fem>and\u003Cem> Fannie Mae\u003C\u002Fem> all project that mortgage interest rates will increase by this time next year. According to \u003Cem>CoreLogic’s\u003C\u002Fem> most recent \u003Cem>\u003Ca href=\"https:\u002F\u002Fwww.corelogic.com\u002Finsights-download\u002Fhome-price-index.aspx\">Home Price Insights Report\u003C\u002Fa>\u003C\u002Fem>\u003Cem>, \u003C\u002Fem>home prices will appreciate by 4.8% over the next 12 months.\r\n\u003Ch4>\u003Cstrong>What Does This Mean as a Buyer?\u003C\u002Fstrong>\u003C\u002Fh4>\r\nIf home prices appreciate by 4.8% over the next twelve months as predicted by \u003Cem>CoreLogic,\u003C\u002Fem> here is a simple demonstration of the impact that an increase in interest rate would have on the mortgage payment of a home selling for approximately $250,000 today:\r\n\r\n\u003Ca href=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002Fwp-content\u002Fuploads\u002F2018\u002F12\u002F20181210-STM-ENG.jpeg\">\u003Cimg class=\"alignnone wp-image-38550\" src=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002Fwp-content\u002Fuploads\u002F2018\u002F12\u002F20181210-STM-ENG.jpeg\" alt=\"What If I Wait Until 2019 To Buy A Home? | Simplifying The Market\" width=\"650\" height=\"361\" \u002F>\u003C\u002Fa>\r\n\u003Ch3>\u003Cstrong>Bottom Line\u003C\u002Fstrong>\u003C\u002Fh3>\r\nIf buying a home is in your plan for this year, doing it sooner rather than later could save you thousands of dollars over the terms of your loan.","\r\nIf buying a home is in your plan for this year, doing it sooner rather than later could save you thousands of dollars over the terms of your loan.","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002Fwp-content\u002Fuploads\u002F2018\u002F12\u002F20181210-STM-ENG.jpeg",false,[17,21,25,29],{"id":18,"name":19,"slug":20},5,"For Buyers","buyers",{"id":22,"name":23,"slug":24},11,"First-Time Buyers","first-time-buyers",{"id":26,"name":27,"slug":28},35,"Mortgage Rates","mortgage-rates",{"id":30,"name":31,"slug":32},38,"Move-Up","move-up","2018-12-10T10:00:13Z","2019-01-14T15:15:35Z",{"id":36,"slug":37,"title":38,"featuredImage":39,"publishedAt":40,"contentType":10,"isVideo":15},1233,"the-tale-of-two-markets-infographic","The Tale of Two Markets [INFOGRAPHIC]","https:\u002F\u002Ffiles.simplifyingthemarket.com\u002Fwp-content\u002Fuploads\u002F2018\u002F12\u002F04164646\u002F20181207-Share-STM.jpg","2018-12-07T11:00:26Z",{"id":42,"slug":43,"title":44,"featuredImage":45,"publishedAt":46,"contentType":10,"isVideo":15},1235,"how-to-simply-increase-your-family-wealth-by-paying-for-housing","How to Simply Increase Your Family Wealth by Paying for Housing","https:\u002F\u002Ffiles.simplifyingthemarket.com\u002Fwp-content\u002Fuploads\u002F2018\u002F12\u002F07154228\u002F20181211-Share-STM.jpg","2018-12-11T10:00:39Z",{"cover":48,"open":49,"shareSpread":50},"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Buyers-Guide-Cover-original.png","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Buyers-Guide-Spread-original.png","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Buyers-Guide-Magazine-original.png",[52,56,57,61,65,69,73,74,78,79,80,84,88,92,96,100,104,108,112,116,120,124,128,132,136,140,144,148,152,156],{"id":53,"name":54,"slug":55},1,"Uncategorized","uncategorized",{"id":18,"name":19,"slug":20},{"id":58,"name":59,"slug":60},6,"For Sellers","sellers",{"id":62,"name":63,"slug":64},7,"Foreclosures","foreclosures",{"id":66,"name":67,"slug":68},8,"Infographics","infographics",{"id":70,"name":71,"slug":72},9,"Home Prices","home-prices",{"id":22,"name":23,"slug":24},{"id":75,"name":76,"slug":77},34,"Senior Market","senior-market",{"id":26,"name":27,"slug":28},{"id":30,"name":31,"slug":32},{"id":81,"name":82,"slug":83},41,"For Sale by Owner","for-sale-by-owner",{"id":85,"name":86,"slug":87},42,"Featured","featured",{"id":89,"name":90,"slug":91},45,"New Construction","new-construction",{"id":93,"name":94,"slug":95},52,"Luxury \u002F Vacation","luxury--vacation",{"id":97,"name":98,"slug":99},53,"Rent vs. Buy","rent-vs-buy",{"id":101,"name":102,"slug":103},80,"Time-sensitive","time-sensitive",{"id":105,"name":106,"slug":107},81,"Outdated","outdated",{"id":109,"name":110,"slug":111},147,"Internal","internal",{"id":113,"name":114,"slug":115},148,"Do Not Autopost","do-not-autopost",{"id":117,"name":118,"slug":119},320,"Inventory","inventory",{"id":121,"name":122,"slug":123},321,"Agent Value","agent-value",{"id":125,"name":126,"slug":127},322,"Affordability","affordability",{"id":129,"name":130,"slug":131},323,"Buying Tips","buying-tips",{"id":133,"name":134,"slug":135},324,"Downsize","downsize",{"id":137,"name":138,"slug":139},325,"Economy","economy",{"id":141,"name":142,"slug":143},326,"Equity","equity",{"id":145,"name":146,"slug":147},327,"Forecasts","forecasts",{"id":149,"name":150,"slug":151},328,"Selling Tips","selling-tips",{"id":153,"name":154,"slug":155},339,"Expired\u002FWithdrawn\u002FCanceled","expiredwithdrawncanceled",{"id":157,"name":158,"slug":159},340,"Price It Right\u002FOverpricing","price-it-rightoverpricing"]