[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"$f303xcdatl9g4k":3,"$ffeh0925h8cuz":47,"$fbwk2pqjjqsc7":51},{"item":4,"previous":35,"next":41},{"id":5,"slug":6,"title":7,"description":8,"excerpt":9,"contentType":10,"featuredImage":11,"bannerImage":9,"body":12,"agentsBottomLine":13,"bodyImage":14,"isInfographic":15,"categories":16,"isVideo":15,"videoThumbnail":9,"videoSource":9,"publishedAt":33,"updatedAt":34},1185,"mortgage-interest-rates-are-still-going-up-should-you-wait-to-buy","Mortgage Interest Rates are Still Going Up… Should You Wait to Buy?","Mortgage interest rates, as \u003Ca href=\"http:\u002F\u002Fwww.freddiemac.com\u002Fpmms\u002F\">reported\u003C\u002Fa> by \u003Cem>Freddie Mac\u003C\u002Fem>, have increased by close to a quarter of a percent over the last several weeks. \u003Cem>Freddie Mac, Fannie Mae,\u003C\u002Fem> the \u003Cem>Mortgage Bankers Association, \u003C\u002Fem>and the \u003Cem>National Association of Realtors\u003C\u002Fem> are all calling for mortgage rates to rise another quarter of a percent by next year.","","blog","https:\u002F\u002Ffiles.simplifyingthemarket.com\u002Fwp-content\u002Fuploads\u002F2018\u002F09\u002F27154305\u002F20181002-Share-STM.jpg","Mortgage interest rates, as \u003Ca href=\"http:\u002F\u002Fwww.freddiemac.com\u002Fpmms\u002F\">reported\u003C\u002Fa> by \u003Cem>Freddie Mac\u003C\u002Fem>, have increased by close to a quarter of a percent over the last several weeks. \u003Cem>Freddie Mac, Fannie Mae,\u003C\u002Fem> the \u003Cem>Mortgage Bankers Association, \u003C\u002Fem>and the \u003Cem>National Association of Realtors\u003C\u002Fem> are all calling for mortgage rates to rise another quarter of a percent by next year.\u003C!--more-->\r\n\r\nIn addition to the predictions from the four major reporting agencies mentioned above, the \u003Cem>\u003Ca href=\"https:\u002F\u002Fwww.federalreserve.gov\u002Fnewsevents\u002Fpressreleases\u002Fmonetary20180926a1.htm\">Federal Open Market Committee\u003C\u002Fa>\u003C\u002Fem> recently voted \u003Cem>“unanimously to approve a 1\u002F4 percentage point increase in the primary credit rate to 2.75 percent.”\u003C\u002Fem> Historically, an increase in the primary credit rate has translated to an overall jump in mortgage interest rates as well.\r\n\r\nThis has caused some purchasers to lament the fact that they may no longer be able to get a rate below 4%. However, we must realize that current rates are still at historic lows.\r\n\r\nHere is a chart showing the average mortgage interest rate over the last several decades:\r\n\r\n\u003Ca href=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002Fwp-content\u002Fuploads\u002F2018\u002F09\u002F20181002-STM-ENG.jpeg\">\u003Cimg class=\"alignnone wp-image-38205\" src=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002Fwp-content\u002Fuploads\u002F2018\u002F09\u002F20181002-STM-ENG.jpeg\" alt=\"Mortgage Interest Rates are Still Going Up… Should You Wait to Buy? |Simplifying The Market\" width=\"650\" height=\"488\" \u002F>\u003C\u002Fa>\r\n\u003Ch3>\u003Cstrong>Bottom Line\u003C\u002Fstrong>\u003C\u002Fh3>\r\nThough you may have missed the lowest mortgage rate ever offered, you can still get a better interest rate than your older brother or sister did ten years ago, a lower rate than your parents did twenty years ago, and a better rate than your grandparents did forty years ago.","\r\nThough you may have missed the lowest mortgage rate ever offered, you can still get a better interest rate than your older brother or sister did ten years ago, a lower rate than your parents did twenty years ago, and a better rate than your grandparents did forty years ago.","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002Fwp-content\u002Fuploads\u002F2018\u002F09\u002F20181002-STM-ENG.jpeg",false,[17,21,25,29],{"id":18,"name":19,"slug":20},5,"For Buyers","buyers",{"id":22,"name":23,"slug":24},11,"First-Time Buyers","first-time-buyers",{"id":26,"name":27,"slug":28},35,"Mortgage Rates","mortgage-rates",{"id":30,"name":31,"slug":32},38,"Move-Up","move-up","2018-10-02T10:00:47Z","2018-11-13T12:15:34Z",{"id":36,"slug":37,"title":38,"featuredImage":39,"publishedAt":40,"contentType":10,"isVideo":15},1184,"how-does-the-supply-of-homes-for-sale-impact-buyer-demand","How Does the Supply of Homes for Sale Impact Buyer Demand?","https:\u002F\u002Ffiles.simplifyingthemarket.com\u002Fwp-content\u002Fuploads\u002F2018\u002F09\u002F27144829\u002F20181001-Share-STM.jpg","2018-10-01T10:00:32Z",{"id":42,"slug":43,"title":44,"featuredImage":45,"publishedAt":46,"contentType":10,"isVideo":15},1186,"2-factors-to-watch-in-todays-real-estate-market-whether-buying-or-selling","2 Factors to Watch in Today’s Real Estate Market Whether Buying or Selling","https:\u002F\u002Ffiles.simplifyingthemarket.com\u002Fwp-content\u002Fuploads\u002F2018\u002F10\u002F01155056\u002F2018100-Share-STM.jpg","2018-10-03T10:00:12Z",{"cover":48,"open":49,"shareSpread":50},"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Buyers-Guide-Cover-original.png","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Buyers-Guide-Spread-original.png","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Buyers-Guide-Magazine-original.png",[52,56,57,61,65,69,73,74,78,79,80,84,88,92,96,100,104,108,112,116,120,124,128,132,136,140,144,148,152,156],{"id":53,"name":54,"slug":55},1,"Uncategorized","uncategorized",{"id":18,"name":19,"slug":20},{"id":58,"name":59,"slug":60},6,"For Sellers","sellers",{"id":62,"name":63,"slug":64},7,"Foreclosures","foreclosures",{"id":66,"name":67,"slug":68},8,"Infographics","infographics",{"id":70,"name":71,"slug":72},9,"Home Prices","home-prices",{"id":22,"name":23,"slug":24},{"id":75,"name":76,"slug":77},34,"Senior Market","senior-market",{"id":26,"name":27,"slug":28},{"id":30,"name":31,"slug":32},{"id":81,"name":82,"slug":83},41,"For Sale by Owner","for-sale-by-owner",{"id":85,"name":86,"slug":87},42,"Featured","featured",{"id":89,"name":90,"slug":91},45,"New Construction","new-construction",{"id":93,"name":94,"slug":95},52,"Luxury \u002F Vacation","luxury--vacation",{"id":97,"name":98,"slug":99},53,"Rent vs. Buy","rent-vs-buy",{"id":101,"name":102,"slug":103},80,"Time-sensitive","time-sensitive",{"id":105,"name":106,"slug":107},81,"Outdated","outdated",{"id":109,"name":110,"slug":111},147,"Internal","internal",{"id":113,"name":114,"slug":115},148,"Do Not 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