[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"$fr9n2nuc3w8rq":3,"$ffeh0925h8cuz":46,"$fbwk2pqjjqsc7":50},{"item":4,"previous":34,"next":40},{"id":5,"slug":6,"title":7,"description":8,"excerpt":9,"contentType":10,"featuredImage":11,"bannerImage":9,"body":12,"agentsBottomLine":13,"bodyImage":9,"isInfographic":14,"categories":15,"isVideo":14,"videoThumbnail":9,"videoSource":9,"publishedAt":32,"updatedAt":33},718,"the-fed-raised-rates-what-does-that-mean-for-housing","The Fed Raised Rates: What Does that Mean for Housing?","You may have heard that the \u003Cem>Federal Reserve\u003C\u002Fem> \u003Ca href=\"http:\u002F\u002Fwww.dsnews.com\u002Fdaily-dose\u002F12-14-2016\u002Ffed-raised-rates-now\">raised rates\u003C\u002Fa> last week… But what does that mean if you are looking to buy a home in the near future?","","blog","https:\u002F\u002Fsimplifyingmedia\u002Fwp-content\u002Fuploads\u002F2016\u002F12\u002F21143848\u002FSTM-Share3.jpg","You may have heard that the \u003Cem>Federal Reserve\u003C\u002Fem> \u003Ca href=\"http:\u002F\u002Fwww.dsnews.com\u002Fdaily-dose\u002F12-14-2016\u002Ffed-raised-rates-now\">raised rates\u003C\u002Fa> last week… But what does that mean if you are looking to buy a home in the near future?\u003C!--more-->\r\n\r\nMany in the housing industry have predicted that the \u003Cem>Federal Open Market Committee (FOMC),\u003C\u002Fem> the policy-making arm of the \u003Cem>Federal Reserve\u003C\u002Fem>, would vote to raise the federal fund's target rate at their December meeting. For only the second time in a decade, this is exactly what happened.\r\n\r\nThere were many factors that contributed to the 0.25 point increase \u003Cem>(from 0.50 to 0.75)\u003C\u002Fem>, but many are pointing to the latest jobs report and low unemployment rate (4.6%) as the main reason.\r\n\r\nTim Manni, Mortgage Expert at \u003Cem>Nerd Wallet\u003C\u002Fem>, had this to say,\r\n\u003Cblockquote>\u003Cem>“Homebuyers shouldn’t be particularly concerned with [last week’s] Fed move. Even with rates hovering over 4 percent, they’re still historically low. Most market observers are expecting a gradual rise in home loan rates in the near term, anticipating mortgage rates to stay under 5 percent through 2017.”\u003C\u002Fem>\u003C\u002Fblockquote>\r\n\u003Ch3>\u003Cstrong>Bottom Line\u003C\u002Fstrong>\u003C\u002Fh3>\r\nOnly time will tell what the long-term impact of the rate hike will be, but in the short term, there should be no reason for alarm.","\r\nOnly time will tell what the long-term impact of the rate hike will be, but in the short term, there should be no reason for alarm.",false,[16,20,24,28],{"id":17,"name":18,"slug":19},5,"For Buyers","buyers",{"id":21,"name":22,"slug":23},11,"First-Time Buyers","first-time-buyers",{"id":25,"name":26,"slug":27},35,"Mortgage Rates","mortgage-rates",{"id":29,"name":30,"slug":31},38,"Move-Up","move-up","2016-12-22T10:00:42Z","2016-12-21T16:11:51Z",{"id":35,"slug":36,"title":37,"featuredImage":38,"publishedAt":39,"contentType":10,"isVideo":14},717,"student-loans-higher-credit-scores","Student Loans = Higher Credit Scores","https:\u002F\u002Fsimplifyingmedia\u002Fwp-content\u002Fuploads\u002F2016\u002F12\u002F15112853\u002F20161221-Share-STM.jpg","2016-12-21T10:00:37Z",{"id":41,"slug":42,"title":43,"featuredImage":44,"publishedAt":45,"contentType":10,"isVideo":14},719,"existing-home-sales-surge-through-the-holidays-infographic","Existing Home Sales Surge Through The Holidays [INFOGRAPHIC]","https:\u002F\u002F\u002F","2016-12-23T10:00:12Z",{"cover":47,"open":48,"shareSpread":49},"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Buyers-Guide-Cover-original.png","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Buyers-Guide-Spread-original.png","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Buyers-Guide-Magazine-original.png",[51,55,56,60,64,68,72,73,77,78,79,83,87,91,95,99,103,107,111,115,119,123,127,131,135,139,143,147,151,155],{"id":52,"name":53,"slug":54},1,"Uncategorized","uncategorized",{"id":17,"name":18,"slug":19},{"id":57,"name":58,"slug":59},6,"For Sellers","sellers",{"id":61,"name":62,"slug":63},7,"Foreclosures","foreclosures",{"id":65,"name":66,"slug":67},8,"Infographics","infographics",{"id":69,"name":70,"slug":71},9,"Home Prices","home-prices",{"id":21,"name":22,"slug":23},{"id":74,"name":75,"slug":76},34,"Senior Market","senior-market",{"id":25,"name":26,"slug":27},{"id":29,"name":30,"slug":31},{"id":80,"name":81,"slug":82},41,"For Sale by Owner","for-sale-by-owner",{"id":84,"name":85,"slug":86},42,"Featured","featured",{"id":88,"name":89,"slug":90},45,"New Construction","new-construction",{"id":92,"name":93,"slug":94},52,"Luxury \u002F Vacation","luxury--vacation",{"id":96,"name":97,"slug":98},53,"Rent vs. Buy","rent-vs-buy",{"id":100,"name":101,"slug":102},80,"Time-sensitive","time-sensitive",{"id":104,"name":105,"slug":106},81,"Outdated","outdated",{"id":108,"name":109,"slug":110},147,"Internal","internal",{"id":112,"name":113,"slug":114},148,"Do Not Autopost","do-not-autopost",{"id":116,"name":117,"slug":118},320,"Inventory","inventory",{"id":120,"name":121,"slug":122},321,"Agent Value","agent-value",{"id":124,"name":125,"slug":126},322,"Affordability","affordability",{"id":128,"name":129,"slug":130},323,"Buying Tips","buying-tips",{"id":132,"name":133,"slug":134},324,"Downsize","downsize",{"id":136,"name":137,"slug":138},325,"Economy","economy",{"id":140,"name":141,"slug":142},326,"Equity","equity",{"id":144,"name":145,"slug":146},327,"Forecasts","forecasts",{"id":148,"name":149,"slug":150},328,"Selling Tips","selling-tips",{"id":152,"name":153,"slug":154},339,"Expired\u002FWithdrawn\u002FCanceled","expiredwithdrawncanceled",{"id":156,"name":157,"slug":158},340,"Price It Right\u002FOverpricing","price-it-rightoverpricing"]