[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"$f2ye685v4mx8mo":3,"$ffeh0925h8cuz":47,"$fbwk2pqjjqsc7":51},{"item":4,"previous":35,"next":41},{"id":5,"slug":6,"title":7,"description":8,"excerpt":9,"contentType":10,"featuredImage":11,"bannerImage":9,"body":12,"agentsBottomLine":13,"bodyImage":14,"isInfographic":15,"categories":16,"isVideo":15,"videoThumbnail":9,"videoSource":9,"publishedAt":33,"updatedAt":34},645,"interest-rates-remain-at-historic-lows-but-for-how-long","Interest Rates Remain at Historic Lows… But for How Long?","The interest rate you pay on your home mortgage has a direct impact on your monthly payment; The higher the rate, the greater your payment will be. That is why it is important to look at where the experts believe rates are headed when deciding to buy now or wait until next year.","","blog","https:\u002F\u002Fsimplifyingmedia\u002Fwp-content\u002Fuploads\u002F2016\u002F09\u002F01161121\u002F20160912-Share-STM.jpg","The interest rate you pay on your home mortgage has a direct impact on your monthly payment; The higher the rate, the greater your payment will be. That is why it is important to look at where the experts believe rates are headed when deciding to buy now or wait until next year.\u003C!--more-->\r\n\r\nThe 30-year fixed mortgage rate has fallen half a percentage point since the beginning of the year and has remained at or below 3.5% for the last 11 weeks according to \u003Cem>Freddie Mac’s \u003C\u002Fem>\u003Ca href=\"http:\u002F\u002Fwww.freddiemac.com\u002Fpmms\">\u003Cem>Primary Mortgage Market Survey\u003C\u002Fem>\u003C\u002Fa>.\r\n\r\nThe chart below shows how far rates have fallen this year (on the left), and uses an average of the projections from \u003Ca href=\"http:\u002F\u002Fwww.freddiemac.com\u002Ffinance\u002Fpdf\u002F201608-outlook-03.pdf\">\u003Cem>Freddie Mac\u003C\u002Fem>\u003C\u002Fa>\u003Cem>, \u003C\u002Fem>\u003Ca href=\"http:\u002F\u002Fwww.fanniemae.com\u002Fresources\u002Ffile\u002Fresearch\u002Femma\u002Fpdf\u002FHousing_Forecast_081816.pdf\">\u003Cem>Fannie Mae\u003C\u002Fem>\u003C\u002Fa>\u003Cem>, the \u003C\u002Fem>\u003Ca href=\"https:\u002F\u002Fwww.mba.org\u002FDocuments\u002FResearch\u002FMtg%20Fin%20Forecast%20Aug%202016.pdf\">\u003Cem>Mortgage Bankers Association\u003C\u002Fem>\u003C\u002Fa> and \u003Ca href=\"http:\u002F\u002Fwww.realtor.org\u002Fsites\u002Fdefault\u002Ffiles\u002Freports\u002F2016\u002Fembargoes\u002Fforecast-07-2016-us-economic-outlook-07-27-2016.pdf\">\u003Cem>National Association of Realtors\u003C\u002Fem>\u003C\u002Fa> (on the right). As you can see, interest rates are projected to increase steadily over the course of the next 12 months.\r\n\r\n\u003Ca href=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002Fwp-content\u002Fuploads\u002F2016\u002F09\u002F20160912-STM-ENG-1.jpg\">\u003Cimg class=\"alignnone wp-image-34214\" src=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002Fwp-content\u002Fuploads\u002F2016\u002F09\u002F20160912-STM-ENG-1.jpg\" alt=\"Interest Rates Remain at Historic Lows… But for How Long? | Simplifying The Market\" width=\"650\" height=\"488\" \u002F>\u003C\u002Fa>\r\n\u003Ch4>\u003Cstrong>How Will This Impact Your Mortgage Payment?\u003C\u002Fstrong>\u003C\u002Fh4>\r\nDepending on the amount of the loan that you secure, a half of a percent (.5%) increase in interest rate can increase your monthly mortgage payment significantly.\r\n\r\nAccording to \u003Cem>CoreLogic’s\u003C\u002Fem> latest \u003Ca href=\"http:\u002F\u002Fwww.corelogic.com\u002Fabout-us\u002Fresearchtrends\u002Fcorelogic-home-price-insights.aspx\">\u003Cem>Home Price Index\u003C\u002Fem>\u003C\u002Fa>, national home prices have appreciated 6.0% over the last year and are predicted to be 5.4% higher next year.\r\n\r\nIf both the predictions of home prices and interest rate increases become a reality, families will wind up paying considerably more for their next home.\r\n\u003Ch3>\u003Cstrong>Bottom Line\u003C\u002Fstrong>\u003C\u002Fh3>\r\nEven a small increase in interest rate can impact your family’s wealth. Let’s get together to evaluate your ability to purchase your dream home.","\r\nEven a small increase in interest rate can impact your family’s wealth. Let’s get together to evaluate your ability to purchase your dream home.","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002Fwp-content\u002Fuploads\u002F2016\u002F09\u002F20160912-STM-ENG-1.jpg",false,[17,21,25,29],{"id":18,"name":19,"slug":20},5,"For Buyers","buyers",{"id":22,"name":23,"slug":24},11,"First-Time Buyers","first-time-buyers",{"id":26,"name":27,"slug":28},35,"Mortgage Rates","mortgage-rates",{"id":30,"name":31,"slug":32},38,"Move-Up","move-up","2016-09-12T10:00:22Z","2016-09-12T09:35:38Z",{"id":36,"slug":37,"title":38,"featuredImage":39,"publishedAt":40,"contentType":10,"isVideo":15},644,"home-prices-up-5-61-across-the-country-infographic","Home Prices Up 5.61% Across The Country! [INFOGRAPHIC]","https:\u002F\u002F\u002F","2016-09-09T10:00:59Z",{"id":42,"slug":43,"title":44,"featuredImage":45,"publishedAt":46,"contentType":10,"isVideo":15},646,"why-getting-pre-approved-should-be-your-first-step","Why Getting Pre-Approved Should Be Your First Step","https:\u002F\u002Fsimplifyingmedia\u002Fwp-content\u002Fuploads\u002F2016\u002F09\u002F01161138\u002F20160913-Share-STM.jpg","2016-09-13T10:00:24Z",{"cover":48,"open":49,"shareSpread":50},"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Buyers-Guide-Cover-original.png","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Buyers-Guide-Spread-original.png","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Buyers-Guide-Magazine-original.png",[52,56,57,61,65,69,73,74,78,79,80,84,88,92,96,100,104,108,112,116,120,124,128,132,136,140,144,148,152,156],{"id":53,"name":54,"slug":55},1,"Uncategorized","uncategorized",{"id":18,"name":19,"slug":20},{"id":58,"name":59,"slug":60},6,"For Sellers","sellers",{"id":62,"name":63,"slug":64},7,"Foreclosures","foreclosures",{"id":66,"name":67,"slug":68},8,"Infographics","infographics",{"id":70,"name":71,"slug":72},9,"Home Prices","home-prices",{"id":22,"name":23,"slug":24},{"id":75,"name":76,"slug":77},34,"Senior Market","senior-market",{"id":26,"name":27,"slug":28},{"id":30,"name":31,"slug":32},{"id":81,"name":82,"slug":83},41,"For Sale by Owner","for-sale-by-owner",{"id":85,"name":86,"slug":87},42,"Featured","featured",{"id":89,"name":90,"slug":91},45,"New Construction","new-construction",{"id":93,"name":94,"slug":95},52,"Luxury \u002F Vacation","luxury--vacation",{"id":97,"name":98,"slug":99},53,"Rent vs. Buy","rent-vs-buy",{"id":101,"name":102,"slug":103},80,"Time-sensitive","time-sensitive",{"id":105,"name":106,"slug":107},81,"Outdated","outdated",{"id":109,"name":110,"slug":111},147,"Internal","internal",{"id":113,"name":114,"slug":115},148,"Do Not Autopost","do-not-autopost",{"id":117,"name":118,"slug":119},320,"Inventory","inventory",{"id":121,"name":122,"slug":123},321,"Agent Value","agent-value",{"id":125,"name":126,"slug":127},322,"Affordability","affordability",{"id":129,"name":130,"slug":131},323,"Buying Tips","buying-tips",{"id":133,"name":134,"slug":135},324,"Downsize","downsize",{"id":137,"name":138,"slug":139},325,"Economy","economy",{"id":141,"name":142,"slug":143},326,"Equity","equity",{"id":145,"name":146,"slug":147},327,"Forecasts","forecasts",{"id":149,"name":150,"slug":151},328,"Selling Tips","selling-tips",{"id":153,"name":154,"slug":155},339,"Expired\u002FWithdrawn\u002FCanceled","expiredwithdrawncanceled",{"id":157,"name":158,"slug":159},340,"Price It Right\u002FOverpricing","price-it-rightoverpricing"]