[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"$f3s19fkhxd4j0v":3,"$f2emv3tus0uf1":35,"$fbwk2pqjjqsc7":39},{"item":4,"previous":23,"next":29},{"id":5,"slug":6,"title":7,"description":8,"excerpt":9,"contentType":10,"featuredImage":11,"bannerImage":9,"body":12,"agentsBottomLine":13,"bodyImage":14,"isInfographic":15,"categories":16,"isVideo":15,"videoThumbnail":9,"videoSource":9,"publishedAt":21,"updatedAt":22},543,"home-prices-are-upbut-there-is-a-challenge","Home Prices Are Up…But There is a Challenge","Home values continue to climb and are \u003Ca href=\"http:\u002F\u002Fwww.simplifyingthemarket.com\u002F2016\u002F03\u002F30\u002Fpast-present-future-home-values\u002F\">projected to increase by about 5%\u003C\u002Fa> over the next twelve months. That is great news for anyone who owns a home. However, it could present a challenge for a family trying to sell their house.","","blog","https:\u002F\u002Fsimplifyingmedia\u002Fwp-content\u002Fuploads\u002F2016\u002F04\u002F01161507\u002FAppraisal-Challenges-STM.jpg","Home values continue to climb and are \u003Ca href=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002F2016\u002F03\u002F30\u002Fpast-present-future-home-values\u002F\">projected to increase by about 5%\u003C\u002Fa> over the next twelve months. That is great news for anyone who owns a home. However, it could present a challenge for a family trying to sell their house.\u003C!--more-->\r\n\r\nIf prices are surging, it is difficult for appraisers to find adequate, comparable sales (similar houses in the neighborhood that closed recently) to defend the sales price when performing the appraisal for the bank.\r\n\r\nThe \u003Cem>National Association of Realtors\u003C\u002Fem> (NAR) recently released \u003Ca href=\"http:\u002F\u002Frealtormag.realtor.org\u002Fnews-and-commentary\u002Fmarket-pulse\u002Farticle\u002F2016\u002F03\u002Fmarchapril-2016-market-pulse#sf22724016\">information\u003C\u002Fa> revealing just how prominent the challenge is in today’s market.\r\n\r\n\u003Ca href=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002Fwp-content\u002Fuploads\u002F2016\u002F04\u002FAppraisal-delays-and-cancellations.jpeg\">\u003Cimg class=\"alignnone wp-image-33255\" src=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002Fwp-content\u002Fuploads\u002F2016\u002F04\u002FAppraisal-delays-and-cancellations.jpeg\" alt=\"Home Prices Are Up…but there is a Challenge | Simplifying The Market\" width=\"650\" height=\"488\" \u002F>\u003C\u002Fa>\r\n\u003Ch4>\u003Cstrong>And the challenge is deepening… \u003C\u002Fstrong>\u003C\u002Fh4>\r\nEvery month, \u003Cem>Quicken Loans\u003C\u002Fem> measures the disparity between what a homeowner believes their house is worth as compared to an appraiser’s evaluation in their \u003Ca href=\"http:\u002F\u002Fwww.quickenloans.com\u002Fpress-room\u002F2016\u002F04\u002F12\u002Fowner-optimism-outpaces-home-appraisals-study\u002F\">Home Price Perception Index\u003C\u002Fa> (HPPI). Here is a chart showing that difference for each of the last 12 months.\r\n\r\n\u003Ca href=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002Fwp-content\u002Fuploads\u002F2016\u002F04\u002FAppraisal-difference.jpeg\">\u003Cimg class=\"alignnone wp-image-33256\" src=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002Fwp-content\u002Fuploads\u002F2016\u002F04\u002FAppraisal-difference.jpeg\" alt=\"Home Prices Are Up…but there is a Challenge | Simplifying The Market\" width=\"650\" height=\"488\" \u002F>\u003C\u002Fa>\r\n\r\nAs we can see the difference has increased each of the last two months.\r\n\u003Ch3>\u003Cstrong>Bottom Line \u003C\u002Fstrong>\u003C\u002Fh3>\r\nEvery house on the market has to be sold twice; once to a prospective buyer and then to the bank (through the bank’s appraisal). With escalating prices, the second sale might be even more difficult than the first. If you are planning on entering the housing market this year, let's meet up so I can guide you through this, and any other obstacle that may arise."," \r\nEvery house on the market has to be sold twice; once to a prospective buyer and then to the bank (through the bank’s appraisal). With escalating prices, the second sale might be even more difficult than the first. If you are planning on entering the housing market this year, let's meet up so I can guide you through this, and any other obstacle that may arise.","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002Fwp-content\u002Fuploads\u002F2016\u002F04\u002FAppraisal-delays-and-cancellations.jpeg",false,[17],{"id":18,"name":19,"slug":20},6,"For Sellers","sellers","2016-04-21T10:00:45Z","2016-04-21T09:30:20Z",{"id":24,"slug":25,"title":26,"featuredImage":27,"publishedAt":28,"contentType":10,"isVideo":15},542,"thinking-of-selling-the-market-needs-your-listing","Thinking of Selling? The Market Needs Your Listing!!","https:\u002F\u002Fsimplifyingmedia\u002Fwp-content\u002Fuploads\u002F2016\u002F04\u002F01161516\u002FSearchingForHome-STM.jpg","2016-04-20T10:00:48Z",{"id":30,"slug":31,"title":32,"featuredImage":33,"publishedAt":34,"contentType":10,"isVideo":15},544,"new-home-buyers-look-for-green-options","New Home Buyers Look For Green Options [INFOGRAPHIC]","https:\u002F\u002F\u002F","2016-04-22T10:00:27Z",{"cover":36,"open":37,"shareSpread":38},"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Sellers-Guide-Cover-original.png","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Sellers-Guide-Spread-original.png","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Sellers-Guide-Magazine-original.png",[40,44,48,49,53,57,61,65,69,73,77,81,85,89,93,97,101,105,109,113,117,121,125,129,133,137,141,145,149,153],{"id":41,"name":42,"slug":43},1,"Uncategorized","uncategorized",{"id":45,"name":46,"slug":47},5,"For Buyers","buyers",{"id":18,"name":19,"slug":20},{"id":50,"name":51,"slug":52},7,"Foreclosures","foreclosures",{"id":54,"name":55,"slug":56},8,"Infographics","infographics",{"id":58,"name":59,"slug":60},9,"Home Prices","home-prices",{"id":62,"name":63,"slug":64},11,"First-Time Buyers","first-time-buyers",{"id":66,"name":67,"slug":68},34,"Senior Market","senior-market",{"id":70,"name":71,"slug":72},35,"Mortgage Rates","mortgage-rates",{"id":74,"name":75,"slug":76},38,"Move-Up","move-up",{"id":78,"name":79,"slug":80},41,"For Sale by Owner","for-sale-by-owner",{"id":82,"name":83,"slug":84},42,"Featured","featured",{"id":86,"name":87,"slug":88},45,"New Construction","new-construction",{"id":90,"name":91,"slug":92},52,"Luxury \u002F Vacation","luxury--vacation",{"id":94,"name":95,"slug":96},53,"Rent vs. Buy","rent-vs-buy",{"id":98,"name":99,"slug":100},80,"Time-sensitive","time-sensitive",{"id":102,"name":103,"slug":104},81,"Outdated","outdated",{"id":106,"name":107,"slug":108},147,"Internal","internal",{"id":110,"name":111,"slug":112},148,"Do Not Autopost","do-not-autopost",{"id":114,"name":115,"slug":116},320,"Inventory","inventory",{"id":118,"name":119,"slug":120},321,"Agent Value","agent-value",{"id":122,"name":123,"slug":124},322,"Affordability","affordability",{"id":126,"name":127,"slug":128},323,"Buying Tips","buying-tips",{"id":130,"name":131,"slug":132},324,"Downsize","downsize",{"id":134,"name":135,"slug":136},325,"Economy","economy",{"id":138,"name":139,"slug":140},326,"Equity","equity",{"id":142,"name":143,"slug":144},327,"Forecasts","forecasts",{"id":146,"name":147,"slug":148},328,"Selling Tips","selling-tips",{"id":150,"name":151,"slug":152},339,"Expired\u002FWithdrawn\u002FCanceled","expiredwithdrawncanceled",{"id":154,"name":155,"slug":156},340,"Price It Right\u002FOverpricing","price-it-rightoverpricing"]