[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"$f2d3agsxrkb192":3,"$ffeh0925h8cuz":42,"$fbwk2pqjjqsc7":46},{"item":4,"previous":30,"next":36},{"id":5,"slug":6,"title":7,"description":8,"excerpt":9,"contentType":10,"featuredImage":11,"bannerImage":9,"body":12,"agentsBottomLine":13,"bodyImage":9,"isInfographic":14,"categories":15,"isVideo":14,"videoThumbnail":9,"videoSource":9,"publishedAt":28,"updatedAt":29},511,"study-again-finds-homeownership-to-be-a-better-way-of-producing-wealth","Study Again Finds Homeownership to be a Better Way of Producing Wealth","According to the latest \u003Ca href=\"http:\u002F\u002Fbusiness.fau.edu\u002Fdepartments\u002Ffinance\u002Fbhj-buy-vs-rent-index\u002Fbhj-summary\u002Findex.aspx#.VtnRyJMrJE6\">\u003Cem>Beracha, Hardin & Johnson Buy vs. Rent (BH&J) Index\u003C\u002Fem>\u003C\u002Fa> homeownership is a better way to produce greater wealth, on average, than renting.\r\n\r\n","","blog","https:\u002F\u002Fsimplifyingmedia\u002Fwp-content\u002Fuploads\u002F2016\u002F03\u002F01161639\u002FBetter-To-Buy-STM.jpg","According to the latest \u003Ca href=\"http:\u002F\u002Fbusiness.fau.edu\u002Fdepartments\u002Ffinance\u002Fbhj-buy-vs-rent-index\u002Fbhj-summary\u002Findex.aspx#.VtnRyJMrJE6\">\u003Cem>Beracha, Hardin & Johnson Buy vs. Rent (BH&J) Index\u003C\u002Fem>\u003C\u002Fa> homeownership is a better way to produce greater wealth, on average, than renting.\r\n\r\n\u003C!--more-->\r\n\r\nThe \u003Cem>BH&J Index\u003C\u002Fem> is a quarterly report that attempts to answer the question:\r\n\u003Ch4>\u003Cstrong>Is it better to rent or buy a home in today’s housing market?\u003C\u002Fstrong>\u003C\u002Fh4>\r\nThe index examines the entire US housing market and then isolates 23 major markets for comparison. The researchers use a \u003Cem>“'horse race' comparison between an individual that is buying a home and an individual that rents a similar quality home and reinvests all monies otherwise invested in homeownership.”\u003C\u002Fem>\r\n\r\nKen Johnson Ph.D., \u003Cem>Real Estate Economist & Professor at Florida Atlantic University\u003C\u002Fem>, and one of the index’s authors states:\r\n\u003Cblockquote>\u003Cem>“\u003Cspan class=\"s1\">The nation as a whole is in buy territory.  Continued near record low mortgage rates, unsteady stock market performance, and rents (on average) now out pacing the cost of ownership (maintenance, taxes, insurance, etc.) all combine to favor owning and building wealth through home equity over renting and reinvesting in a portfolio of stocks and bonds.\u003C\u002Fspan>”\u003C\u002Fem>\u003C\u002Fblockquote>\r\nDallas, Denver and Houston currently remain deep in rent territory but, \u003Cem>“there is some degree of good news from these markets for homeowners as the cost of renting is now increasing at a faster rate than the cost of homeownership — reducing the advantage of renting over buying.”\u003C\u002Fem>\u003Cem> \u003C\u002Fem>\r\n\u003Ch3>\u003Cstrong>Bottom Line\u003C\u002Fstrong>\u003C\u002Fh3>\r\nBuying a home makes sense socially and financially. Rents are predicted to increase substantially in the next year, so lock in your housing cost with a mortgage payment now.","\r\nBuying a home makes sense socially and financially. Rents are predicted to increase substantially in the next year, so lock in your housing cost with a mortgage payment now.",false,[16,20,24],{"id":17,"name":18,"slug":19},5,"For Buyers","buyers",{"id":21,"name":22,"slug":23},11,"First-Time Buyers","first-time-buyers",{"id":25,"name":26,"slug":27},38,"Move-Up","move-up","2016-03-08T10:00:52Z","2016-03-07T17:44:53Z",{"id":31,"slug":32,"title":33,"featuredImage":34,"publishedAt":35,"contentType":10,"isVideo":14},510,"put-your-housing-cost-to-work-for-you","Put Your Housing Cost To Work For You!","https:\u002F\u002Fsimplifyingmedia\u002Fwp-content\u002Fuploads\u002F2016\u002F03\u002F01161641\u002FHousing-Costs-STM.jpg","2016-03-07T10:00:34Z",{"id":37,"slug":38,"title":39,"featuredImage":40,"publishedAt":41,"contentType":10,"isVideo":14},512,"housing-market-to-spring-forward-this-year","Housing Market To “Spring Forward” This Year","https:\u002F\u002Fsimplifyingmedia\u002Fwp-content\u002Fuploads\u002F2016\u002F03\u002F01161622\u002FSpring-Forward-Featured.jpg","2016-03-09T10:00:24Z",{"cover":43,"open":44,"shareSpread":45},"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Buyers-Guide-Cover-original.png","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Buyers-Guide-Spread-original.png","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Buyers-Guide-Magazine-original.png",[47,51,52,56,60,64,68,69,73,77,78,82,86,90,94,98,102,106,110,114,118,122,126,130,134,138,142,146,150,154],{"id":48,"name":49,"slug":50},1,"Uncategorized","uncategorized",{"id":17,"name":18,"slug":19},{"id":53,"name":54,"slug":55},6,"For Sellers","sellers",{"id":57,"name":58,"slug":59},7,"Foreclosures","foreclosures",{"id":61,"name":62,"slug":63},8,"Infographics","infographics",{"id":65,"name":66,"slug":67},9,"Home Prices","home-prices",{"id":21,"name":22,"slug":23},{"id":70,"name":71,"slug":72},34,"Senior Market","senior-market",{"id":74,"name":75,"slug":76},35,"Mortgage Rates","mortgage-rates",{"id":25,"name":26,"slug":27},{"id":79,"name":80,"slug":81},41,"For Sale by Owner","for-sale-by-owner",{"id":83,"name":84,"slug":85},42,"Featured","featured",{"id":87,"name":88,"slug":89},45,"New Construction","new-construction",{"id":91,"name":92,"slug":93},52,"Luxury \u002F Vacation","luxury--vacation",{"id":95,"name":96,"slug":97},53,"Rent vs. Buy","rent-vs-buy",{"id":99,"name":100,"slug":101},80,"Time-sensitive","time-sensitive",{"id":103,"name":104,"slug":105},81,"Outdated","outdated",{"id":107,"name":108,"slug":109},147,"Internal","internal",{"id":111,"name":112,"slug":113},148,"Do Not Autopost","do-not-autopost",{"id":115,"name":116,"slug":117},320,"Inventory","inventory",{"id":119,"name":120,"slug":121},321,"Agent Value","agent-value",{"id":123,"name":124,"slug":125},322,"Affordability","affordability",{"id":127,"name":128,"slug":129},323,"Buying Tips","buying-tips",{"id":131,"name":132,"slug":133},324,"Downsize","downsize",{"id":135,"name":136,"slug":137},325,"Economy","economy",{"id":139,"name":140,"slug":141},326,"Equity","equity",{"id":143,"name":144,"slug":145},327,"Forecasts","forecasts",{"id":147,"name":148,"slug":149},328,"Selling Tips","selling-tips",{"id":151,"name":152,"slug":153},339,"Expired\u002FWithdrawn\u002FCanceled","expiredwithdrawncanceled",{"id":155,"name":156,"slug":157},340,"Price It Right\u002FOverpricing","price-it-rightoverpricing"]