[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"$f2dxgkl3sfsi1j":3,"$f2emv3tus0uf1":39,"$fbwk2pqjjqsc7":43},{"item":4,"previous":27,"next":33},{"id":5,"slug":6,"title":7,"description":8,"excerpt":9,"contentType":10,"featuredImage":11,"bannerImage":9,"body":12,"agentsBottomLine":13,"bodyImage":14,"isInfographic":15,"categories":16,"isVideo":15,"videoThumbnail":9,"videoSource":9,"publishedAt":25,"updatedAt":26},487,"will-appraisals-continue-to-be-a-challenge-in-twenty-sixteen","Will Appraisals Continue to be a Challenge in 2016?","\u003Cem>First American Title\u003C\u002Fem> issues a quarterly report, the \u003Ca href=\"http:\u002F\u002Fwww.firstam.com\u002Feconomics\u002Freal-estate-sentiment-index\u002F\">Real Estate Sentiment Index\u003C\u002Fa> (RESI), which \u003Cem>“measures title agent sentiment on a variety of key market metrics and industry issues”\u003C\u002Fem>. Their 2015 4\u003Csup>th\u003C\u002Fsup> Quarter Edition revealed some interesting information regarding possible challenges with appraisal values as we head into 2016.","","blog","https:\u002F\u002Fsimplifyingmedia\u002Fwp-content\u002Fuploads\u002F2016\u002F01\u002F01161748\u002FAppraisal-Challenge-2016-STM.jpg","\u003Cem>First American Title\u003C\u002Fem> issues a quarterly report, the \u003Ca href=\"http:\u002F\u002Fwww.firstam.com\u002Feconomics\u002Freal-estate-sentiment-index\u002F\">Real Estate Sentiment Index\u003C\u002Fa> (RESI), which \u003Cem>“measures title agent sentiment on a variety of key market metrics and industry issues”\u003C\u002Fem>. Their 2015 4\u003Csup>th\u003C\u002Fsup> Quarter Edition revealed some interesting information regarding possible challenges with appraisal values as we head into 2016.\u003C!--more-->\r\n\u003Cblockquote>\u003Cem>“The fourth quarter RESI found that title agents continue to believe that property valuation issues will be the most likely cause of title order cancellation over the coming year.” \u003C\u002Fem>\u003C\u002Fblockquote>\r\nThis shouldn’t come as a surprise. In a housing market where supply is very low and demand is very high, home values increase rapidly. One major challenge in such a market is the bank appraisal. If prices are jumping, it is difficult for appraisers to find adequate, comparable sales (similar houses in the neighborhood that closed recently) to defend the price when performing the appraisal for the bank.\r\n\r\nAnother monthly \u003Ca href=\"http:\u002F\u002Fwww.quickenloans.com\u002Fpress-room\u002F2015\u002F12\u002F08\u002Fappraised-values-remain-lower\u002F\">report\u003C\u002Fa> by \u003Cem>Quicken Loans\u003C\u002Fem> measures the disparity between what a homeowner believes their house is worth as compared to an appraiser’s evaluation. Here is a chart showing that difference for each month through 2015.\r\n\r\n\u003Ca href=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002Fwp-content\u002Fuploads\u002F2016\u002F02\u002FSlide2.jpg\" rel=\"attachment wp-att-32729\">\u003Cimg class=\"alignnone wp-image-32729\" src=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002Fwp-content\u002Fuploads\u002F2016\u002F02\u002FSlide2.jpg\" alt=\"Appraiser Home Value Opinions vs. Homeowner Estimates | Simplifying The Market\" width=\"650\" height=\"488\" \u002F>\u003C\u002Fa>\r\n\u003Ch3>\u003Cstrong>Bottom Line\u003C\u002Fstrong>\u003C\u002Fh3>\r\nEvery house on the market has to be sold twice; once to a prospective buyer and then to the bank (through the bank’s appraisal). With escalating prices, the second sale might be even more difficult than the first. Let's get together and discuss how this may impact the sale of your home.","\r\nEvery house on the market has to be sold twice; once to a prospective buyer and then to the bank (through the bank’s appraisal). With escalating prices, the second sale might be even more difficult than the first. Let's get together and discuss how this may impact the sale of your home.","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002Fwp-content\u002Fuploads\u002F2016\u002F02\u002FSlide2.jpg",false,[17,21],{"id":18,"name":19,"slug":20},6,"For Sellers","sellers",{"id":22,"name":23,"slug":24},9,"Home Prices","home-prices","2016-02-03T10:00:31Z","2016-02-01T22:13:48Z",{"id":28,"slug":29,"title":30,"featuredImage":31,"publishedAt":32,"contentType":10,"isVideo":15},486,"no-matter-which-groundhog-you-listen-to-you-should-sell-before-spring","No Matter Which Groundhog You Listen To, You Should Sell Before Spring!","https:\u002F\u002Fsimplifyingmedia\u002Fwp-content\u002Fuploads\u002F2016\u002F02\u002F01161742\u002FGroundhogs-Day-STM.jpg","2016-02-02T10:00:55Z",{"id":34,"slug":35,"title":36,"featuredImage":37,"publishedAt":38,"contentType":10,"isVideo":15},488,"this-time-mr-wonderful-is-just-wrong","This Time “Mr. Wonderful” is just WRONG!!","https:\u002F\u002Fsimplifyingmedia\u002Fwp-content\u002Fuploads\u002F2016\u002F02\u002F01161734\u002FClownfish-Shark-Fin.jpg","2016-02-04T10:00:06Z",{"cover":40,"open":41,"shareSpread":42},"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Sellers-Guide-Cover-original.png","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Sellers-Guide-Spread-original.png","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Sellers-Guide-Magazine-original.png",[44,48,52,53,57,61,62,66,70,74,78,82,86,90,94,98,102,106,110,114,118,122,126,130,134,138,142,146,150,154],{"id":45,"name":46,"slug":47},1,"Uncategorized","uncategorized",{"id":49,"name":50,"slug":51},5,"For Buyers","buyers",{"id":18,"name":19,"slug":20},{"id":54,"name":55,"slug":56},7,"Foreclosures","foreclosures",{"id":58,"name":59,"slug":60},8,"Infographics","infographics",{"id":22,"name":23,"slug":24},{"id":63,"name":64,"slug":65},11,"First-Time Buyers","first-time-buyers",{"id":67,"name":68,"slug":69},34,"Senior Market","senior-market",{"id":71,"name":72,"slug":73},35,"Mortgage Rates","mortgage-rates",{"id":75,"name":76,"slug":77},38,"Move-Up","move-up",{"id":79,"name":80,"slug":81},41,"For Sale by Owner","for-sale-by-owner",{"id":83,"name":84,"slug":85},42,"Featured","featured",{"id":87,"name":88,"slug":89},45,"New Construction","new-construction",{"id":91,"name":92,"slug":93},52,"Luxury \u002F Vacation","luxury--vacation",{"id":95,"name":96,"slug":97},53,"Rent vs. Buy","rent-vs-buy",{"id":99,"name":100,"slug":101},80,"Time-sensitive","time-sensitive",{"id":103,"name":104,"slug":105},81,"Outdated","outdated",{"id":107,"name":108,"slug":109},147,"Internal","internal",{"id":111,"name":112,"slug":113},148,"Do Not Autopost","do-not-autopost",{"id":115,"name":116,"slug":117},320,"Inventory","inventory",{"id":119,"name":120,"slug":121},321,"Agent Value","agent-value",{"id":123,"name":124,"slug":125},322,"Affordability","affordability",{"id":127,"name":128,"slug":129},323,"Buying Tips","buying-tips",{"id":131,"name":132,"slug":133},324,"Downsize","downsize",{"id":135,"name":136,"slug":137},325,"Economy","economy",{"id":139,"name":140,"slug":141},326,"Equity","equity",{"id":143,"name":144,"slug":145},327,"Forecasts","forecasts",{"id":147,"name":148,"slug":149},328,"Selling Tips","selling-tips",{"id":151,"name":152,"slug":153},339,"Expired\u002FWithdrawn\u002FCanceled","expiredwithdrawncanceled",{"id":155,"name":156,"slug":157},340,"Price It Right\u002FOverpricing","price-it-rightoverpricing"]