[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"$fyrzzoxzq62om":3,"$ffeh0925h8cuz":43,"$f2emv3tus0uf1":47,"$fbwk2pqjjqsc7":51},{"item":4,"previous":31,"next":37},{"id":5,"slug":6,"title":7,"description":8,"excerpt":9,"contentType":10,"featuredImage":11,"bannerImage":9,"body":12,"agentsBottomLine":13,"bodyImage":14,"isInfographic":15,"categories":16,"isVideo":15,"videoThumbnail":9,"videoSource":9,"publishedAt":29,"updatedAt":30},421,"baby-boomers-finding-freedom-in-retirement","Baby Boomers Finding Freedom In Retirement","Within the next five years, Baby Boomers are projected to have the largest household growth of any other generation during that same time period, according to the \u003Cem>Joint Center for Housing Studies of Harvard.\u003C\u002Fem> \u003Cem>Let’s take a look at why…\u003C\u002Fem>\r\n\r\n","","blog","https:\u002F\u002Fsimplifyingmedia\u002Fwp-content\u002Fuploads\u002F2015\u002F10\u002F01162022\u002FBaby-Boomers.jpg","Within the next five years, Baby Boomers are projected to have the largest household growth of any other generation during that same time period, according to the \u003Cem>Joint Center for Housing Studies of Harvard.\u003C\u002Fem> \u003Cem>Let’s take a look at why…\u003C\u002Fem>\r\n\r\n\u003C!--more-->\r\n\r\nIn a recent Merrill Lynch \u003Ca href=\"https:\u002F\u002Fmlaem.fs.ml.com\u002Fcontent\u002Fdam\u002FML\u002FArticles\u002Fpdf\u002FAR6SX48F.pdf\">study\u003C\u002Fa>, \u003Cem>“Home in Retirement: More Freedom, New Choices”\u003C\u002Fem> they surveyed nearly 6,000 adults ages 21 and older about housing.\u003Cstrong> \u003C\u002Fstrong>\r\n\u003Ch3>\u003Cstrong>Crossing the “Freedom Threshold”\u003C\u002Fstrong>\u003C\u002Fh3>\r\nThroughout our lives, there are often responsibilities that dictate where we live. Whether being in the best school district for our children, being close to our jobs, or some other factor is preventing a move, the study found that there is a substantial shift that takes place at age 61.\r\n\r\nThe study refers to this change as “Crossing the Freedom Threshold”. When where you live is no longer determined by responsibilities, but rather a freedom to live wherever you like. \u003Cem>(see the chart below)\u003C\u002Fem>\r\n\r\n\u003Ca href=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002Fwp-content\u002Fuploads\u002F2015\u002F10\u002FCrossing-the-Freedom-Threshold-STM.jpg\">\u003Cimg class=\"alignnone wp-image-32122\" src=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002Fwp-content\u002Fuploads\u002F2015\u002F10\u002FCrossing-the-Freedom-Threshold-STM.jpg\" alt=\"Crossing The Freedom Threshold | Simplifying The Market\" width=\"650\" height=\"488\" \u002F>\u003C\u002Fa>\r\n\r\nAs one participant in the study stated:\r\n\u003Cblockquote>\u003Cem>“In retirement, you have the chance to live anywhere you want. Or you can just stay where you are. There hasn’t been another time in life when we’ve had that kind of freedom.” \u003C\u002Fem>\u003C\u002Fblockquote>\r\n\u003Ch3>\u003Cstrong>On the Move\u003C\u002Fstrong>\u003C\u002Fh3>\r\nAccording to the study, \u003Cem>“an estimated 4.2 million retirees moved into a new home last year alone.”\u003C\u002Fem> Two-thirds of retirees say that they are likely to move at least once during retirement.\r\n\r\nThe top reason to relocate cited was \u003Cem>“wanting to be closer to family”\u003C\u002Fem> at 29%, a close second was \u003Cem>“wanting to reduce home expenses”.\u003C\u002Fem> See the chart below for the top 6 reasons broken down.\r\n\r\n\u003Ca href=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002Fwp-content\u002Fuploads\u002F2015\u002F10\u002FMerrill-Lynch-Study-STM.jpg\">\u003Cimg class=\"alignnone wp-image-32123\" src=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002Fwp-content\u002Fuploads\u002F2015\u002F10\u002FMerrill-Lynch-Study-STM.jpg\" alt=\"Merrill Lynch Retirement Survey Results | Simplifying The Market\" width=\"650\" height=\"488\" \u002F>\u003C\u002Fa>\r\n\u003Ch3>\u003Cstrong>Not Every Baby Boomer Downsizes\u003C\u002Fstrong>\u003C\u002Fh3>\r\nThere is a common misconception that as retirees find themselves with fewer children at home, they will instantly desire a smaller home to maintain. While that may be the case for half of those surveyed, the study found that three in ten decide to actually upsize to a larger home.\r\n\r\nSome choose to buy a home in a desirable destination with extra space for large family vacations, reunions, extended visits, or to allow other family members to move in with them.\r\n\u003Cblockquote>\u003Cem>\"Retirees often find their homes become places for family to come together and reconnect, particularly during holidays or summer vacations.\"\u003C\u002Fem>\u003C\u002Fblockquote>\r\n\u003Ch3>\u003Cstrong>Bottom Line\u003C\u002Fstrong>\u003C\u002Fh3>\r\nIf your housing needs have changed or are about to change, let's get together and discuss your next steps.","\r\nIf your housing needs have changed or are about to change, let's get together and discuss your next steps.","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002Fwp-content\u002Fuploads\u002F2015\u002F10\u002FCrossing-the-Freedom-Threshold-STM.jpg",false,[17,21,25],{"id":18,"name":19,"slug":20},5,"For Buyers","buyers",{"id":22,"name":23,"slug":24},6,"For Sellers","sellers",{"id":26,"name":27,"slug":28},34,"Senior Market","senior-market","2015-11-03T10:00:53Z","2015-11-28T11:46:30Z",{"id":32,"slug":33,"title":34,"featuredImage":35,"publishedAt":36,"contentType":10,"isVideo":15},420,"homeownership-is-still-a-huge-part-of-the-american-dream","Homeownership is Still a Huge Part of the \"American Dream\"","https:\u002F\u002Fsimplifyingmedia\u002Fwp-content\u002Fuploads\u002F2015\u002F10\u002F01162020\u002FAmerican-Dream1.jpg","2015-11-02T10:00:31Z",{"id":38,"slug":39,"title":40,"featuredImage":41,"publishedAt":42,"contentType":10,"isVideo":15},422,"house-hasnt-sold-yet-take-another-look-at-the-price","House Hasn’t Sold Yet? Take Another Look at the Price","https:\u002F\u002Fsimplifyingmedia\u002Fwp-content\u002Fuploads\u002F2015\u002F10\u002F01162019\u002FPrice.jpg","2015-11-04T10:00:46Z",{"cover":44,"open":45,"shareSpread":46},"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Buyers-Guide-Cover-original.png","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Buyers-Guide-Spread-original.png","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Buyers-Guide-Magazine-original.png",{"cover":48,"open":49,"shareSpread":50},"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Sellers-Guide-Cover-original.png","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Sellers-Guide-Spread-original.png","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Sellers-Guide-Magazine-original.png",[52,56,57,58,62,66,70,74,75,79,83,87,91,95,99,103,107,111,115,119,123,127,131,135,139,143,147,151,155,159],{"id":53,"name":54,"slug":55},1,"Uncategorized","uncategorized",{"id":18,"name":19,"slug":20},{"id":22,"name":23,"slug":24},{"id":59,"name":60,"slug":61},7,"Foreclosures","foreclosures",{"id":63,"name":64,"slug":65},8,"Infographics","infographics",{"id":67,"name":68,"slug":69},9,"Home Prices","home-prices",{"id":71,"name":72,"slug":73},11,"First-Time Buyers","first-time-buyers",{"id":26,"name":27,"slug":28},{"id":76,"name":77,"slug":78},35,"Mortgage Rates","mortgage-rates",{"id":80,"name":81,"slug":82},38,"Move-Up","move-up",{"id":84,"name":85,"slug":86},41,"For Sale by Owner","for-sale-by-owner",{"id":88,"name":89,"slug":90},42,"Featured","featured",{"id":92,"name":93,"slug":94},45,"New Construction","new-construction",{"id":96,"name":97,"slug":98},52,"Luxury \u002F Vacation","luxury--vacation",{"id":100,"name":101,"slug":102},53,"Rent vs. Buy","rent-vs-buy",{"id":104,"name":105,"slug":106},80,"Time-sensitive","time-sensitive",{"id":108,"name":109,"slug":110},81,"Outdated","outdated",{"id":112,"name":113,"slug":114},147,"Internal","internal",{"id":116,"name":117,"slug":118},148,"Do Not Autopost","do-not-autopost",{"id":120,"name":121,"slug":122},320,"Inventory","inventory",{"id":124,"name":125,"slug":126},321,"Agent Value","agent-value",{"id":128,"name":129,"slug":130},322,"Affordability","affordability",{"id":132,"name":133,"slug":134},323,"Buying Tips","buying-tips",{"id":136,"name":137,"slug":138},324,"Downsize","downsize",{"id":140,"name":141,"slug":142},325,"Economy","economy",{"id":144,"name":145,"slug":146},326,"Equity","equity",{"id":148,"name":149,"slug":150},327,"Forecasts","forecasts",{"id":152,"name":153,"slug":154},328,"Selling Tips","selling-tips",{"id":156,"name":157,"slug":158},339,"Expired\u002FWithdrawn\u002FCanceled","expiredwithdrawncanceled",{"id":160,"name":161,"slug":162},340,"Price It Right\u002FOverpricing","price-it-rightoverpricing"]