[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"$f2xoik8kjuci5h":3,"$ffeh0925h8cuz":43,"$fbwk2pqjjqsc7":47},{"item":4,"previous":31,"next":37},{"id":5,"slug":6,"title":7,"description":8,"excerpt":9,"contentType":10,"featuredImage":11,"bannerImage":9,"body":12,"agentsBottomLine":13,"bodyImage":14,"isInfographic":15,"categories":16,"isVideo":15,"videoThumbnail":9,"videoSource":9,"publishedAt":29,"updatedAt":30},396,"dont-wait-to-buy-your-dream-home","Don’t Wait To Buy Your Dream Home","As a seller, you will be most concerned about ‘short term price’ – where home values are headed over the next six months. As either a first-time or repeat buyer, you must not be concerned only about price but also about the ‘long term cost’ of the home.\r\n\u003Ch3>\u003Cstrong>Let us explain.\u003C\u002Fstrong>\u003C\u002Fh3>\r\n","","blog","https:\u002F\u002Fsimplifyingmedia\u002Fwp-content\u002Fuploads\u002F2015\u002F09\u002F01162058\u002FDream-Home.jpg","As a seller, you will be most concerned about ‘short term price’ – where home values are headed over the next six months. As either a first-time or repeat buyer, you must not be concerned only about price but also about the ‘long term cost’ of the home.\r\n\u003Ch3>\u003Cstrong>Let us explain.\u003C\u002Fstrong>\u003C\u002Fh3>\r\n\u003C!--more-->\r\n\r\nThere are many factors that influence the ‘cost’ of a home. Two of the major ones are the home’s appreciation over time, and the interest rate at which a buyer can borrow the funds necessary to purchase their home. The rate at which these two factors can change is often referred to as \u003Cstrong>\u003Cem>“The Cost of Waiting”\u003C\u002Fem>\u003C\u002Fstrong>\u003Cem>.\u003C\u002Fem>\r\n\u003Ch4>\u003Cstrong>What will happen over the next 12 months?\u003C\u002Fstrong>\u003C\u002Fh4>\r\nAccording to \u003Cem>CoreLogic’s\u003C\u002Fem> latest \u003Cem>\u003Ca href=\"http:\u002F\u002Fwww.corelogic.com\u002Fabout-us\u002Fresearchtrends\u002Fcorelogic-home-price-insights.aspx\">Home Price Index\u003C\u002Fa>\u003C\u002Fem>, prices are expected to rise by 4.7% by this time next year.\r\n\r\nAdditionally, \u003Cem>Freddie Mac’s\u003C\u002Fem> most recent \u003Cem>\u003Ca href=\"http:\u002F\u002Fwww.freddiemac.com\u002Ffinance\u002Fpdf\u002Faug_2015_public_outlook.pdf\">Economic Commentary & Projections Table\u003C\u002Fa>\u003C\u002Fem> predicts that the 30-year fixed mortgage rate will appreciate to 4.7% in that same time.\r\n\u003Ch4>\u003Cstrong>What Does This Mean to a Buyer?\u003C\u002Fstrong>\u003C\u002Fh4>\r\nHere is a simple demonstration of what impact these projected changes would have on the mortgage payment of a home selling for approximately $250,000 today:\r\n\r\n\u003Ca href=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002Fwp-content\u002Fuploads\u002F2015\u002F09\u002FCost-of-Waiting.jpg\">\u003Cimg class=\"alignnone wp-image-31953\" src=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002Fwp-content\u002Fuploads\u002F2015\u002F09\u002FCost-of-Waiting.jpg\" alt=\"Cost of Waiting | Simplifying The Market\" width=\"650\" height=\"488\" \u002F>\u003C\u002Fa>","As a seller, you will be most concerned about ‘short term price’ – where home values are headed over the next six months. As either a first-time or repeat buyer, you must not be concerned only about price but also about the ‘long term cost’ of the home.\r\n\u003Ch3>\u003Cstrong>Let us explain.\u003C\u002Fstrong>\u003C\u002Fh3>\r\n\u003C!--more-->\r\n\r\nThere are many factors that influence the ‘cost’ of a home. Two of the major ones are the home’s appreciation over time, and the interest rate at which a buyer can borrow the funds necessary to purchase their home. The rate at which these two factors can change is often referred to as \u003Cstrong>\u003Cem>“The Cost of Waiting”\u003C\u002Fem>\u003C\u002Fstrong>\u003Cem>.\u003C\u002Fem>\r\n\u003Ch4>\u003Cstrong>What will happen over the next 12 months?\u003C\u002Fstrong>\u003C\u002Fh4>\r\nAccording to \u003Cem>CoreLogic’s\u003C\u002Fem> latest \u003Cem>\u003Ca href=\"http:\u002F\u002Fwww.corelogic.com\u002Fabout-us\u002Fresearchtrends\u002Fcorelogic-home-price-insights.aspx\">Home Price Index\u003C\u002Fa>\u003C\u002Fem>, prices are expected to rise by 4.7% by this time next year.\r\n\r\nAdditionally, \u003Cem>Freddie Mac’s\u003C\u002Fem> most recent \u003Cem>\u003Ca href=\"http:\u002F\u002Fwww.freddiemac.com\u002Ffinance\u002Fpdf\u002Faug_2015_public_outlook.pdf\">Economic Commentary & Projections Table\u003C\u002Fa>\u003C\u002Fem> predicts that the 30-year fixed mortgage rate will appreciate to 4.7% in that same time.\r\n\u003Ch4>\u003Cstrong>What Does This Mean to a Buyer?\u003C\u002Fstrong>\u003C\u002Fh4>\r\nHere is a simple demonstration of what impact these projected changes would have on the mortgage payment of a home selling for approximately $250,000 today:\r\n\r\n\u003Ca href=\"http:\u002F\u002Fwww.simplifyingthemarket.com\u002Fwp-content\u002Fuploads\u002F2015\u002F09\u002FCost-of-Waiting.jpg\">\u003Cimg class=\"alignnone wp-image-31953\" src=\"http:\u002F\u002Fwww.simplifyingthemarket.com\u002Fwp-content\u002Fuploads\u002F2015\u002F09\u002FCost-of-Waiting.jpg\" alt=\"Cost of Waiting | Simplifying The Market\" width=\"650\" height=\"488\" \u002F>\u003C\u002Fa>","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002Fwp-content\u002Fuploads\u002F2015\u002F09\u002FCost-of-Waiting.jpg",false,[17,21,25],{"id":18,"name":19,"slug":20},5,"For Buyers","buyers",{"id":22,"name":23,"slug":24},9,"Home Prices","home-prices",{"id":26,"name":27,"slug":28},35,"Mortgage Rates","mortgage-rates","2015-09-29T10:00:43Z","2015-09-28T16:23:17Z",{"id":32,"slug":33,"title":34,"featuredImage":35,"publishedAt":36,"contentType":10,"isVideo":15},395,"thinking-of-selling-5-reasons-you-shouldnt-for-sale-by-owner","Thinking of Selling? 5 Reasons You Shouldn't For Sale By Owner","https:\u002F\u002Fsimplifyingmedia\u002Fwp-content\u002Fuploads\u002F2015\u002F09\u002F01162103\u002FNo-FSBO.jpg","2015-09-28T10:00:44Z",{"id":38,"slug":39,"title":40,"featuredImage":41,"publishedAt":42,"contentType":10,"isVideo":15},397,"renters-it-is-about-to-get-a-lot-worse","Renters: It is about to Get A Lot Worse","https:\u002F\u002Fsimplifyingmedia\u002Fwp-content\u002Fuploads\u002F2015\u002F09\u002F01162103\u002FWorse.jpg","2015-09-30T10:00:07Z",{"cover":44,"open":45,"shareSpread":46},"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Buyers-Guide-Cover-original.png","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Buyers-Guide-Spread-original.png","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Buyers-Guide-Magazine-original.png",[48,52,53,57,61,65,66,70,74,75,79,83,87,91,95,99,103,107,111,115,119,123,127,131,135,139,143,147,151,155],{"id":49,"name":50,"slug":51},1,"Uncategorized","uncategorized",{"id":18,"name":19,"slug":20},{"id":54,"name":55,"slug":56},6,"For Sellers","sellers",{"id":58,"name":59,"slug":60},7,"Foreclosures","foreclosures",{"id":62,"name":63,"slug":64},8,"Infographics","infographics",{"id":22,"name":23,"slug":24},{"id":67,"name":68,"slug":69},11,"First-Time Buyers","first-time-buyers",{"id":71,"name":72,"slug":73},34,"Senior Market","senior-market",{"id":26,"name":27,"slug":28},{"id":76,"name":77,"slug":78},38,"Move-Up","move-up",{"id":80,"name":81,"slug":82},41,"For Sale by Owner","for-sale-by-owner",{"id":84,"name":85,"slug":86},42,"Featured","featured",{"id":88,"name":89,"slug":90},45,"New Construction","new-construction",{"id":92,"name":93,"slug":94},52,"Luxury \u002F Vacation","luxury--vacation",{"id":96,"name":97,"slug":98},53,"Rent vs. Buy","rent-vs-buy",{"id":100,"name":101,"slug":102},80,"Time-sensitive","time-sensitive",{"id":104,"name":105,"slug":106},81,"Outdated","outdated",{"id":108,"name":109,"slug":110},147,"Internal","internal",{"id":112,"name":113,"slug":114},148,"Do Not Autopost","do-not-autopost",{"id":116,"name":117,"slug":118},320,"Inventory","inventory",{"id":120,"name":121,"slug":122},321,"Agent Value","agent-value",{"id":124,"name":125,"slug":126},322,"Affordability","affordability",{"id":128,"name":129,"slug":130},323,"Buying Tips","buying-tips",{"id":132,"name":133,"slug":134},324,"Downsize","downsize",{"id":136,"name":137,"slug":138},325,"Economy","economy",{"id":140,"name":141,"slug":142},326,"Equity","equity",{"id":144,"name":145,"slug":146},327,"Forecasts","forecasts",{"id":148,"name":149,"slug":150},328,"Selling Tips","selling-tips",{"id":152,"name":153,"slug":154},339,"Expired\u002FWithdrawn\u002FCanceled","expiredwithdrawncanceled",{"id":156,"name":157,"slug":158},340,"Price It Right\u002FOverpricing","price-it-rightoverpricing"]