[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"$f2tffjrlmois8t":3,"$ffeh0925h8cuz":39,"$fbwk2pqjjqsc7":43},{"item":4,"previous":27,"next":33},{"id":5,"slug":6,"title":7,"description":8,"excerpt":9,"contentType":10,"featuredImage":11,"bannerImage":9,"body":12,"agentsBottomLine":13,"bodyImage":14,"isInfographic":15,"categories":16,"isVideo":15,"videoThumbnail":9,"videoSource":9,"publishedAt":25,"updatedAt":26},386,"why-you-should-stop-renting-buy-today","Why You Should Stop Renting & Buy Today!","There are many young people debating whether they should renew the lease on their apartment or sign a contract to purchase their first home.\r\n\u003Ch3>\u003Cstrong>Housing Cost & Net Worth\u003C\u002Fstrong>\u003C\u002Fh3>\r\nWhether you rent or buy, you have a monthly housing cost.\r\n\r\n","","blog","https:\u002F\u002Fsimplifyingmedia\u002Fwp-content\u002Fuploads\u002F2015\u002F09\u002F01162127\u002FBuy-Today.jpg","There are many young people debating whether they should renew the lease on their apartment or sign a contract to purchase their first home.\r\n\u003Ch3>\u003Cstrong>Housing Cost & Net Worth\u003C\u002Fstrong>\u003C\u002Fh3>\r\nWhether you rent or buy, you have a monthly housing cost.\r\n\r\n\u003C!--more-->\r\n\u003Ch3>\u003Cstrong>As a buyer, you are paying \u003Cem>YOUR\u003C\u002Fem> mortgage. \u003C\u002Fstrong>\u003C\u002Fh3>\r\nEvery mortgage payment is a form of what \u003Cem>Harvard University’s Joint Center for Housing Studies\u003C\u002Fem> calls \u003Cem>“forced savings.”\u003C\u002Fem>\r\n\u003Cblockquote>\u003Cem>“Since many people have trouble saving and have to make a housing payment one way or the other, owning a home can overcome people’s tendency to defer savings to another day.”\u003C\u002Fem>\u003C\u002Fblockquote>\r\nThe principal portion of your mortgage payment helps build your net worth through building the equity you have in your home.\r\n\u003Ch3>\u003Cstrong>As a renter, you are paying \u003Cem>YOUR LANDLORD’S\u003C\u002Fem> mortgage. \u003C\u002Fstrong>\u003C\u002Fh3>\r\nBelow is an example of the home equity that would be accrued over the course of the next four years if you were to buy a home by the end of this year; based on the \u003Ca href=\"\u002F2015\u002F08\u002F18\u002Fhome-values-where-are-they-headed-over-the-next-5-years\u002F\">results\u003C\u002Fa> of the \u003Cem>Home Price Expectation Survey\u003C\u002Fem>.\r\n\r\n\u003Ca href=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002Fwp-content\u002Fuploads\u002F2015\u002F09\u002FHPES-Equity-STM.jpg\">\u003Cimg class=\"alignnone wp-image-31846\" src=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002Fwp-content\u002Fuploads\u002F2015\u002F09\u002FHPES-Equity-STM.jpg\" alt=\"Home Equity Over The Next 4 Years | Simplifying The Market\" width=\"650\" height=\"488\" \u002F>\u003C\u002Fa>\r\n\r\nIn this example, simply by paying your mortgage, you have just increased your net worth by over $34,000!\r\n\u003Ch3>\u003Cstrong>Bottom Line\u003C\u002Fstrong>\u003C\u002Fh3>\r\nUse your monthly housing cost to your advantage! Let's get together and discuss the opportunities available in our market.","\r\nUse your monthly housing cost to your advantage! Let's get together and discuss the opportunities available in our market.","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002Fwp-content\u002Fuploads\u002F2015\u002F09\u002FHPES-Equity-STM.jpg",false,[17,21],{"id":18,"name":19,"slug":20},5,"For Buyers","buyers",{"id":22,"name":23,"slug":24},11,"First-Time Buyers","first-time-buyers","2015-09-15T10:00:12Z","2015-09-14T18:16:48Z",{"id":28,"slug":29,"title":30,"featuredImage":31,"publishedAt":32,"contentType":10,"isVideo":15},385,"over-23-thinking-of-selling-why-the-hesitation","Over 23% Thinking of Selling. Why the Hesitation?","https:\u002F\u002Fsimplifyingmedia\u002Fwp-content\u002Fuploads\u002F2015\u002F09\u002F01162127\u002FHesitation.jpg","2015-09-14T10:00:39Z",{"id":34,"slug":35,"title":36,"featuredImage":37,"publishedAt":38,"contentType":10,"isVideo":15},387,"the-cost-of-waiting-to-buy-a-home","The Cost of Waiting to Buy a Home","https:\u002F\u002Fsimplifyingmedia\u002Fwp-content\u002Fuploads\u002F2015\u002F09\u002F01162125\u002FCost-Of-Waiting.jpg","2015-09-16T10:00:30Z",{"cover":40,"open":41,"shareSpread":42},"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Buyers-Guide-Cover-original.png","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Buyers-Guide-Spread-original.png","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Buyers-Guide-Magazine-original.png",[44,48,49,53,57,61,65,66,70,74,78,82,86,90,94,98,102,106,110,114,118,122,126,130,134,138,142,146,150,154],{"id":45,"name":46,"slug":47},1,"Uncategorized","uncategorized",{"id":18,"name":19,"slug":20},{"id":50,"name":51,"slug":52},6,"For Sellers","sellers",{"id":54,"name":55,"slug":56},7,"Foreclosures","foreclosures",{"id":58,"name":59,"slug":60},8,"Infographics","infographics",{"id":62,"name":63,"slug":64},9,"Home Prices","home-prices",{"id":22,"name":23,"slug":24},{"id":67,"name":68,"slug":69},34,"Senior Market","senior-market",{"id":71,"name":72,"slug":73},35,"Mortgage Rates","mortgage-rates",{"id":75,"name":76,"slug":77},38,"Move-Up","move-up",{"id":79,"name":80,"slug":81},41,"For Sale by Owner","for-sale-by-owner",{"id":83,"name":84,"slug":85},42,"Featured","featured",{"id":87,"name":88,"slug":89},45,"New Construction","new-construction",{"id":91,"name":92,"slug":93},52,"Luxury \u002F Vacation","luxury--vacation",{"id":95,"name":96,"slug":97},53,"Rent vs. Buy","rent-vs-buy",{"id":99,"name":100,"slug":101},80,"Time-sensitive","time-sensitive",{"id":103,"name":104,"slug":105},81,"Outdated","outdated",{"id":107,"name":108,"slug":109},147,"Internal","internal",{"id":111,"name":112,"slug":113},148,"Do Not Autopost","do-not-autopost",{"id":115,"name":116,"slug":117},320,"Inventory","inventory",{"id":119,"name":120,"slug":121},321,"Agent Value","agent-value",{"id":123,"name":124,"slug":125},322,"Affordability","affordability",{"id":127,"name":128,"slug":129},323,"Buying Tips","buying-tips",{"id":131,"name":132,"slug":133},324,"Downsize","downsize",{"id":135,"name":136,"slug":137},325,"Economy","economy",{"id":139,"name":140,"slug":141},326,"Equity","equity",{"id":143,"name":144,"slug":145},327,"Forecasts","forecasts",{"id":147,"name":148,"slug":149},328,"Selling Tips","selling-tips",{"id":151,"name":152,"slug":153},339,"Expired\u002FWithdrawn\u002FCanceled","expiredwithdrawncanceled",{"id":155,"name":156,"slug":157},340,"Price It Right\u002FOverpricing","price-it-rightoverpricing"]