[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"$flnv4f0q0szv8":3,"$ffeh0925h8cuz":37,"$fbwk2pqjjqsc7":41},{"item":4,"previous":27,"next":32},{"id":5,"slug":6,"title":7,"description":8,"excerpt":9,"contentType":10,"featuredImage":11,"bannerImage":9,"body":12,"agentsBottomLine":13,"bodyImage":14,"isInfographic":15,"categories":16,"isVideo":15,"videoThumbnail":9,"videoSource":9,"publishedAt":25,"updatedAt":26},261,"freddie-macs-new-3-down-program","Freddie Mac’s New 3% Down Program","\r\n\r\nToday, Freddie Mac is scheduled to start buying mortgages with down payments of only three percent – the first time down payments have been this low on Freddie Mac loans in nearly five years. The program is called Freddie Mac Home Possible Advant...","","blog","https:\u002F\u002F\u002F","\u003Cimg class=\"alignnone size-full wp-image-30294\" src=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002Fwp-content\u002Fuploads\u002F2015\u002F03\u002FSpring-Piggy-Bank.jpg\" alt=\"Freddie Mac’s New 3% Down Program | Simplifying The Market\" width=\"600\" height=\"315\" \u002F>\r\n\r\nToday, Freddie Mac is scheduled to start buying mortgages with down payments of only three percent – the first time down payments have been this low on Freddie Mac loans in nearly five years. The program is called \u003Ca href=\"http:\u002F\u002Ffreddiemac.mwnewsroom.com\u002Fpress-releases\u002Ffreddie-mac-home-possible-advantage-sm-mortgage-m-otcqb-fmcc-1163564\">Freddie Mac Home Possible Advantage\u003Csup>SM\u003C\u002Fsup>\u003C\u002Fa>.\r\n\r\nIn a recent \u003Ca href=\"http:\u002F\u002Fwww.freddiemac.com\u002Fnews\u002Fblog\u002Fdave_lowman\u002F20150309_newthree_percentdown.html?intcmp=fm20150309EP\">Executive Perspectives\u003C\u002Fa>, Dave Lowman EVP, Single-Family Business \u003Cem>Freddie Mac\u003C\u002Fem>, explained the potential impact this program will have on the housing market:\r\n\u003Cblockquote>\u003Cem>“There's a new reason Realtors and lenders may expect more qualified borrowers at the closing table during this spring's home buying season. In addition to low mortgage rates and rising job growth, the down payment hurdle is starting to shrink for creditworthy borrowers, including first-time homebuyers.” \u003C\u002Fem>\u003C\u002Fblockquote>\r\nAnd the mortgage industry agrees with Mr. Lowman. In a recent survey of mortgage originators by the \u003Cem>National Association of Realtors\u003C\u002Fem> (NAR), it was revealed that most loan officers believe the move to a lower down payment will increase access to mortgage credit. Here are that survey’s findings:\r\n\r\n\u003Ca href=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002Fwp-content\u002Fuploads\u002F2015\u002F03\u002FDown-Payment.jpg\">\u003Cimg class=\"alignnone wp-image-30295\" src=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002Fwp-content\u002Fuploads\u002F2015\u002F03\u002FDown-Payment.jpg\" alt=\"Down Payment Program | Simplifying The Market\" width=\"600\" height=\"450\" \u002F>\u003C\u002Fa>\r\n\u003Ch3>\u003Cstrong>Bottom Line\u003C\u002Fstrong>\u003C\u002Fh3>\r\nMany potential buyers are “ready and willing” to buy a home but have been afraid they may not be “able” because of a lack of adequate savings for a down payment. Check with a local real estate or mortgage professional to understand what the new rules may mean to you.","\r\nMany potential buyers are “ready and willing” to buy a home but have been afraid they may not be “able” because of a lack of adequate savings for a down payment. Check with a local real estate or mortgage professional to understand what the new rules may mean to you.","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002Fwp-content\u002Fuploads\u002F2015\u002F03\u002FSpring-Piggy-Bank.jpg",false,[17,21],{"id":18,"name":19,"slug":20},5,"For Buyers","buyers",{"id":22,"name":23,"slug":24},11,"First-Time Buyers","first-time-buyers","2015-03-23T10:00:04Z","2015-03-11T12:54:29Z",{"id":28,"slug":29,"title":30,"featuredImage":11,"publishedAt":31,"contentType":10,"isVideo":15},260,"home-prices-over-30-years-infographic-2","Home Prices Over 30 Years [INFOGRAPHIC]","2015-03-20T10:00:15Z",{"id":33,"slug":34,"title":35,"featuredImage":11,"publishedAt":36,"contentType":10,"isVideo":15},262,"5-demands-to-make-on-your-listing-agent-2","5 Demands to Make on Your Listing Agent","2015-03-24T10:00:03Z",{"cover":38,"open":39,"shareSpread":40},"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Buyers-Guide-Cover-original.png","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Buyers-Guide-Spread-original.png","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Buyers-Guide-Magazine-original.png",[42,46,47,51,55,59,63,64,68,72,76,80,84,88,92,96,100,104,108,112,116,120,124,128,132,136,140,144,148,152],{"id":43,"name":44,"slug":45},1,"Uncategorized","uncategorized",{"id":18,"name":19,"slug":20},{"id":48,"name":49,"slug":50},6,"For Sellers","sellers",{"id":52,"name":53,"slug":54},7,"Foreclosures","foreclosures",{"id":56,"name":57,"slug":58},8,"Infographics","infographics",{"id":60,"name":61,"slug":62},9,"Home Prices","home-prices",{"id":22,"name":23,"slug":24},{"id":65,"name":66,"slug":67},34,"Senior Market","senior-market",{"id":69,"name":70,"slug":71},35,"Mortgage Rates","mortgage-rates",{"id":73,"name":74,"slug":75},38,"Move-Up","move-up",{"id":77,"name":78,"slug":79},41,"For Sale by Owner","for-sale-by-owner",{"id":81,"name":82,"slug":83},42,"Featured","featured",{"id":85,"name":86,"slug":87},45,"New Construction","new-construction",{"id":89,"name":90,"slug":91},52,"Luxury \u002F Vacation","luxury--vacation",{"id":93,"name":94,"slug":95},53,"Rent vs. Buy","rent-vs-buy",{"id":97,"name":98,"slug":99},80,"Time-sensitive","time-sensitive",{"id":101,"name":102,"slug":103},81,"Outdated","outdated",{"id":105,"name":106,"slug":107},147,"Internal","internal",{"id":109,"name":110,"slug":111},148,"Do Not Autopost","do-not-autopost",{"id":113,"name":114,"slug":115},320,"Inventory","inventory",{"id":117,"name":118,"slug":119},321,"Agent Value","agent-value",{"id":121,"name":122,"slug":123},322,"Affordability","affordability",{"id":125,"name":126,"slug":127},323,"Buying Tips","buying-tips",{"id":129,"name":130,"slug":131},324,"Downsize","downsize",{"id":133,"name":134,"slug":135},325,"Economy","economy",{"id":137,"name":138,"slug":139},326,"Equity","equity",{"id":141,"name":142,"slug":143},327,"Forecasts","forecasts",{"id":145,"name":146,"slug":147},328,"Selling Tips","selling-tips",{"id":149,"name":150,"slug":151},339,"Expired\u002FWithdrawn\u002FCanceled","expiredwithdrawncanceled",{"id":153,"name":154,"slug":155},340,"Price It Right\u002FOverpricing","price-it-rightoverpricing"]