[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"$f3c0zpx0765w5o":3,"$ffeh0925h8cuz":33,"$fbwk2pqjjqsc7":37},{"item":4,"previous":23,"next":28},{"id":5,"slug":6,"title":7,"description":8,"excerpt":9,"contentType":10,"featuredImage":11,"bannerImage":9,"body":12,"agentsBottomLine":13,"bodyImage":14,"isInfographic":15,"categories":16,"isVideo":15,"videoThumbnail":9,"videoSource":9,"publishedAt":21,"updatedAt":22},228,"the-difference-between-a-homes-cost-vs-price","The Difference Between A Home’s Cost vs. Price","\r\n\r\nAs a seller, you will be most concerned about ‘short term price’ – where home values are headed over the next six months. As either a first time or repeat buyer, you must not be concerned only about price but also about the ‘long term cost’ of th...","","blog","https:\u002F\u002F\u002F","\u003Cimg class=\"alignnone size-full wp-image-30078\" src=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002Fwp-content\u002Fuploads\u002F2015\u002F02\u002FCost-vs-Price.jpg\" alt=\"The Difference Between A Home’s Cost vs. Price | Simplifying The Market\" width=\"600\" height=\"315\" \u002F>\r\n\r\nAs a seller, you will be most concerned about ‘short term price’ – where home values are headed over the next six months. As either a first time or repeat buyer, you must not be concerned only about price but also about the ‘long term cost’ of the home.\r\n\u003Ch3>\u003Cstrong>Let us explain.\u003C\u002Fstrong>\u003C\u002Fh3>\r\nThere are many factors that influence the ‘cost’ of a home. Two of the major ones are the home’s appreciation over time, and the interest rate at which a buyer can borrow the funds necessary to purchase their home. The rate at which these two factors can change is often referred to as \u003Cstrong>“The Cost of Waiting”\u003C\u002Fstrong>.\r\n\u003Ch3>\u003Cstrong>What will happen in 2015?\u003C\u002Fstrong>\u003C\u002Fh3>\r\nA \u003Ca href=\"http:\u002F\u002Fwww.keepingcurrentmatters.com\u002F2014\u002F11\u002F18\u002Fwhere-are-prices-headed-over-the-next-5-years\u002F\">nationwide panel\u003C\u002Fa> of over one hundred economists, real estate experts and investment & market strategists project that home values will appreciate by almost 4% by the end of 2015.\r\n\r\nAdditionally, Freddie Mac’s most recent Economic Commentary & Projections Table predicts that the 30-year fixed mortgage rate will appreciate to 4.5% by the end of 2015.\r\n\u003Ch3>\u003Cstrong>What Does This Mean to a Buyer?\u003C\u002Fstrong>\u003C\u002Fh3>\r\nHere is a simple demonstration of what impact these projected changes would have on the mortgage payment of a home selling for approximately $250,000 today:\r\n\r\n\u003Ca href=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002Fwp-content\u002Fuploads\u002F2015\u002F02\u002F20150204-Cost-of-Waiting.jpg\">\u003Cimg class=\"alignnone wp-image-30079\" src=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002Fwp-content\u002Fuploads\u002F2015\u002F02\u002F20150204-Cost-of-Waiting.jpg\" alt=\"Cost of Waiting | Simplifying The Market\" width=\"600\" height=\"450\" \u002F>\u003C\u002Fa>","\u003Cimg class=\"alignnone size-full wp-image-30078\" src=\"http:\u002F\u002Fwww.simplifyingthemarket.com\u002Fwp-content\u002Fuploads\u002F2015\u002F02\u002FCost-vs-Price.jpg\" alt=\"The Difference Between A Home’s Cost vs. Price | Simplifying The Market\" width=\"600\" height=\"315\" \u002F>\r\n\r\nAs a seller, you will be most concerned about ‘short term price’ – where home values are headed over the next six months. As either a first time or repeat buyer, you must not be concerned only about price but also about the ‘long term cost’ of the home.\r\n\u003Ch3>\u003Cstrong>Let us explain.\u003C\u002Fstrong>\u003C\u002Fh3>\r\nThere are many factors that influence the ‘cost’ of a home. Two of the major ones are the home’s appreciation over time, and the interest rate at which a buyer can borrow the funds necessary to purchase their home. The rate at which these two factors can change is often referred to as \u003Cstrong>“The Cost of Waiting”\u003C\u002Fstrong>.\r\n\u003Ch3>\u003Cstrong>What will happen in 2015?\u003C\u002Fstrong>\u003C\u002Fh3>\r\nA \u003Ca href=\"http:\u002F\u002Fwww.keepingcurrentmatters.com\u002F2014\u002F11\u002F18\u002Fwhere-are-prices-headed-over-the-next-5-years\u002F\">nationwide panel\u003C\u002Fa> of over one hundred economists, real estate experts and investment & market strategists project that home values will appreciate by almost 4% by the end of 2015.\r\n\r\nAdditionally, Freddie Mac’s most recent Economic Commentary & Projections Table predicts that the 30-year fixed mortgage rate will appreciate to 4.5% by the end of 2015.\r\n\u003Ch3>\u003Cstrong>What Does This Mean to a Buyer?\u003C\u002Fstrong>\u003C\u002Fh3>\r\nHere is a simple demonstration of what impact these projected changes would have on the mortgage payment of a home selling for approximately $250,000 today:\r\n\r\n\u003Ca href=\"http:\u002F\u002Fwww.simplifyingthemarket.com\u002Fwp-content\u002Fuploads\u002F2015\u002F02\u002F20150204-Cost-of-Waiting.jpg\">\u003Cimg class=\"alignnone wp-image-30079\" src=\"http:\u002F\u002Fwww.simplifyingthemarket.com\u002Fwp-content\u002Fuploads\u002F2015\u002F02\u002F20150204-Cost-of-Waiting.jpg\" alt=\"Cost of Waiting | Simplifying The Market\" width=\"600\" height=\"450\" \u002F>\u003C\u002Fa>","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002Fwp-content\u002Fuploads\u002F2015\u002F02\u002FCost-vs-Price.jpg",false,[17],{"id":18,"name":19,"slug":20},5,"For Buyers","buyers","2015-02-04T10:00:14Z","2015-02-03T16:47:22Z",{"id":24,"slug":25,"title":26,"featuredImage":11,"publishedAt":27,"contentType":10,"isVideo":15},227,"5-reasons-you-shouldnt-for-sale-by-owner-4","5 Reasons You Shouldn’t For Sale By Owner","2015-02-03T10:00:56Z",{"id":29,"slug":30,"title":31,"featuredImage":11,"publishedAt":32,"contentType":10,"isVideo":15},229,"real-estate-heading-in-the-right-direction","Real Estate Heading in the “Right Direction”","2015-02-05T10:00:39Z",{"cover":34,"open":35,"shareSpread":36},"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Buyers-Guide-Cover-original.png","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Buyers-Guide-Spread-original.png","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Buyers-Guide-Magazine-original.png",[38,42,43,47,51,55,59,63,67,71,75,79,83,87,91,95,99,103,107,111,115,119,123,127,131,135,139,143,147,151],{"id":39,"name":40,"slug":41},1,"Uncategorized","uncategorized",{"id":18,"name":19,"slug":20},{"id":44,"name":45,"slug":46},6,"For Sellers","sellers",{"id":48,"name":49,"slug":50},7,"Foreclosures","foreclosures",{"id":52,"name":53,"slug":54},8,"Infographics","infographics",{"id":56,"name":57,"slug":58},9,"Home Prices","home-prices",{"id":60,"name":61,"slug":62},11,"First-Time Buyers","first-time-buyers",{"id":64,"name":65,"slug":66},34,"Senior Market","senior-market",{"id":68,"name":69,"slug":70},35,"Mortgage Rates","mortgage-rates",{"id":72,"name":73,"slug":74},38,"Move-Up","move-up",{"id":76,"name":77,"slug":78},41,"For Sale by Owner","for-sale-by-owner",{"id":80,"name":81,"slug":82},42,"Featured","featured",{"id":84,"name":85,"slug":86},45,"New Construction","new-construction",{"id":88,"name":89,"slug":90},52,"Luxury \u002F Vacation","luxury--vacation",{"id":92,"name":93,"slug":94},53,"Rent vs. Buy","rent-vs-buy",{"id":96,"name":97,"slug":98},80,"Time-sensitive","time-sensitive",{"id":100,"name":101,"slug":102},81,"Outdated","outdated",{"id":104,"name":105,"slug":106},147,"Internal","internal",{"id":108,"name":109,"slug":110},148,"Do Not Autopost","do-not-autopost",{"id":112,"name":113,"slug":114},320,"Inventory","inventory",{"id":116,"name":117,"slug":118},321,"Agent Value","agent-value",{"id":120,"name":121,"slug":122},322,"Affordability","affordability",{"id":124,"name":125,"slug":126},323,"Buying Tips","buying-tips",{"id":128,"name":129,"slug":130},324,"Downsize","downsize",{"id":132,"name":133,"slug":134},325,"Economy","economy",{"id":136,"name":137,"slug":138},326,"Equity","equity",{"id":140,"name":141,"slug":142},327,"Forecasts","forecasts",{"id":144,"name":145,"slug":146},328,"Selling Tips","selling-tips",{"id":148,"name":149,"slug":150},339,"Expired\u002FWithdrawn\u002FCanceled","expiredwithdrawncanceled",{"id":152,"name":153,"slug":154},340,"Price It Right\u002FOverpricing","price-it-rightoverpricing"]