[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"$f28ipglxtjfoxe":3,"$f2emv3tus0uf1":37,"$fbwk2pqjjqsc7":41},{"item":4,"previous":27,"next":32},{"id":5,"slug":6,"title":7,"description":8,"excerpt":9,"contentType":10,"featuredImage":11,"bannerImage":9,"body":12,"agentsBottomLine":13,"bodyImage":14,"isInfographic":15,"categories":16,"isVideo":15,"videoThumbnail":9,"videoSource":9,"publishedAt":25,"updatedAt":26},191,"will-higher-interest-rates-kill-home-sales","Will Higher Interest Rates Kill HOME SALES?","\r\n\r\nThe Mortgage Bankers Association, the National Association of Realtors, Fannie Mae and Freddie Mac are each projecting mortgage interest rates to increase substantially over the next twelve months. What will that mean to the housing market in 201...","","blog","https:\u002F\u002F\u002F","\u003Cimg class=\"alignnone size-full wp-image-29767\" src=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002Fwp-content\u002Fuploads\u002F2014\u002F12\u002FWill-Interest-Rates.jpg\" alt=\"Will Higher Interest Rates Kill HOME SALES? | Simplifying The Market\" width=\"600\" height=\"315\" \u002F>\r\n\r\nThe \u003Cem>Mortgage Bankers Association\u003C\u002Fem>, the \u003Cem>National Association of Realtors\u003C\u002Fem>, \u003Cem>Fannie Mae\u003C\u002Fem> and \u003Cem>Freddie Mac\u003C\u002Fem> are each projecting mortgage interest \u003Ca href=\"\u002F2014\u002F11\u002F26\u002Ffreddie-mac-buy-sooner-rather-than-later\u002F\">rates to increase\u003C\u002Fa> substantially over the next twelve months. What will that mean to the housing market in 2015?\r\n\r\nLast week, we posted a graph showing that home prices appreciated each of the last four times mortgage interest rates dramatically increased. Today, we want to talk about the impact higher rates might have on the \u003Cstrong>number of home sales\u003C\u002Fstrong>.\r\n\r\nThe reason many experts are calling for a rise in rates is because they see a stabilizing economy. With the economy beginning to improve, they expect the employment situation to regain some ground lost during the recession, incomes to grow and for consumer confidence to improve.\r\n\u003Ch3>\u003Cstrong>What will that mean to home sales next year?\u003C\u002Fstrong>\u003C\u002Fh3>\r\nIn its \u003Ca href=\"http:\u002F\u002Fwww.freddiemac.com\u002Ffinance\u002Fpdf\u002FNovember_2014_public_outlook.pdf\">November 2014 U.S. Economic & Housing Market Outlook\u003C\u002Fa>, \u003Cem>Freddie Mac\u003C\u002Fem> explains:\r\n\u003Cblockquote>\u003Cem>“While higher interest rates generally detract from housing activity, when they occur with strong job and income growth the net result can be increases in household formations, construction, and home sales. Our view for 2015 is exactly that, namely, income and job growth offset the negative effect of higher interest rates and translate into gains for the nation’s housing market.”\u003C\u002Fem>\u003C\u002Fblockquote>\r\n\u003Ch3>\u003Cstrong>Bottom Line\u003C\u002Fstrong>\u003C\u002Fh3>\r\nEven with mortgage rates increasing, home sales and home appreciation should be just fine in 2015.","\r\nEven with mortgage rates increasing, home sales and home appreciation should be just fine in 2015.","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002Fwp-content\u002Fuploads\u002F2014\u002F12\u002FWill-Interest-Rates.jpg",false,[17,21],{"id":18,"name":19,"slug":20},6,"For Sellers","sellers",{"id":22,"name":23,"slug":24},9,"Home Prices","home-prices","2014-12-10T10:00:57Z","2014-12-10T11:31:19Z",{"id":28,"slug":29,"title":30,"featuredImage":11,"publishedAt":31,"contentType":10,"isVideo":15},190,"breaking-news-fannie-and-freddie-formally-announce-3-down-programs","Breaking News: Fannie and Freddie formally announce 3% Down Programs","2014-12-09T10:00:33Z",{"id":33,"slug":34,"title":35,"featuredImage":11,"publishedAt":36,"contentType":10,"isVideo":15},192,"confusing-real-estate-news-an-agent-can-help","Confusing Real Estate News? An Agent Can Help","2014-12-11T10:00:40Z",{"cover":38,"open":39,"shareSpread":40},"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Sellers-Guide-Cover-original.png","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Sellers-Guide-Spread-original.png","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Sellers-Guide-Magazine-original.png",[42,46,50,51,55,59,60,64,68,72,76,80,84,88,92,96,100,104,108,112,116,120,124,128,132,136,140,144,148,152],{"id":43,"name":44,"slug":45},1,"Uncategorized","uncategorized",{"id":47,"name":48,"slug":49},5,"For Buyers","buyers",{"id":18,"name":19,"slug":20},{"id":52,"name":53,"slug":54},7,"Foreclosures","foreclosures",{"id":56,"name":57,"slug":58},8,"Infographics","infographics",{"id":22,"name":23,"slug":24},{"id":61,"name":62,"slug":63},11,"First-Time Buyers","first-time-buyers",{"id":65,"name":66,"slug":67},34,"Senior Market","senior-market",{"id":69,"name":70,"slug":71},35,"Mortgage Rates","mortgage-rates",{"id":73,"name":74,"slug":75},38,"Move-Up","move-up",{"id":77,"name":78,"slug":79},41,"For Sale by Owner","for-sale-by-owner",{"id":81,"name":82,"slug":83},42,"Featured","featured",{"id":85,"name":86,"slug":87},45,"New Construction","new-construction",{"id":89,"name":90,"slug":91},52,"Luxury \u002F Vacation","luxury--vacation",{"id":93,"name":94,"slug":95},53,"Rent vs. Buy","rent-vs-buy",{"id":97,"name":98,"slug":99},80,"Time-sensitive","time-sensitive",{"id":101,"name":102,"slug":103},81,"Outdated","outdated",{"id":105,"name":106,"slug":107},147,"Internal","internal",{"id":109,"name":110,"slug":111},148,"Do Not Autopost","do-not-autopost",{"id":113,"name":114,"slug":115},320,"Inventory","inventory",{"id":117,"name":118,"slug":119},321,"Agent Value","agent-value",{"id":121,"name":122,"slug":123},322,"Affordability","affordability",{"id":125,"name":126,"slug":127},323,"Buying Tips","buying-tips",{"id":129,"name":130,"slug":131},324,"Downsize","downsize",{"id":133,"name":134,"slug":135},325,"Economy","economy",{"id":137,"name":138,"slug":139},326,"Equity","equity",{"id":141,"name":142,"slug":143},327,"Forecasts","forecasts",{"id":145,"name":146,"slug":147},328,"Selling Tips","selling-tips",{"id":149,"name":150,"slug":151},339,"Expired\u002FWithdrawn\u002FCanceled","expiredwithdrawncanceled",{"id":153,"name":154,"slug":155},340,"Price It Right\u002FOverpricing","price-it-rightoverpricing"]