[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"$fubdeoeqsfdju":3,"$ffeh0925h8cuz":33,"$fbwk2pqjjqsc7":37},{"item":4,"previous":23,"next":28},{"id":5,"slug":6,"title":7,"description":8,"excerpt":9,"contentType":10,"featuredImage":11,"bannerImage":9,"body":12,"agentsBottomLine":13,"bodyImage":14,"isInfographic":15,"categories":16,"isVideo":15,"videoThumbnail":9,"videoSource":9,"publishedAt":21,"updatedAt":22},129,"how-interest-rates-impact-family-wealth","How Interest Rates Impact Family Wealth","\r\n\r\nWith interest rates still in the low 4%’s, many buyers may be on the fence as to whether to act now and purchase a new home, or wait until next year.\r\nIf you look at what the experts are predicting for 2015, it may make the decision for you.\r\n\r\nE...","","blog","https:\u002F\u002F\u002F","\u003Cimg class=\"alignnone wp-image-33601\" src=\"https:\u002F\u002Fwww.keepingcurrentmatters.com\u002Fwp-content\u002Fuploads\u002F2014\u002F09\u002FSaving-for-a-rainy-day.jpg\" alt=\"How Interest Rates Impact Family Wealth | Keeping Current Matters\" width=\"600\" height=\"315\" \u002F>\r\n\r\nWith interest rates still in the \u003Ca href=\"http:\u002F\u002Fwww.freddiemac.com\u002Fpmms\u002F\">low 4%’s\u003C\u002Fa>, many buyers may be on the fence as to whether to act now and purchase a new home, or wait until next year.\r\n\u003Ch4>If you look at what the experts are predicting for 2015, it may make the decision for you.\u003C\u002Fh4>\r\n\u003Ch3>\u003Ca href=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002Fwp-content\u002Fuploads\u002F2014\u002F09\u002FRates2000.jpg\">\u003Cimg class=\"alignnone wp-image-29327\" src=\"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002Fwp-content\u002Fuploads\u002F2014\u002F09\u002FRates2000.jpg\" alt=\"Mortgage Rate Projections | Keeping Current Matters\" width=\"601\" height=\"338\" \u002F>\u003C\u002Fa>\u003C\u002Fh3>\r\nEven an increase of half a percentage point can put a dent in your family’s net worth.\r\n\u003Ch3>\u003Cstrong>Let’s look at it this way…\u003C\u002Fstrong>\u003C\u002Fh3>\r\nThe monthly payment (\u003Cem>principal & interest only\u003C\u002Fem>) on a $250,000 home today, with the current 4.1% interest rate would be \u003Cstrong>$1,208\u003C\u002Fstrong>.\r\n\r\nIf we take that same home a year later, the \u003Ca href=\"\u002F2014\u002F08\u002F06\u002Fhome-priceswhere-are-they-headed\u002F\">Home Price Expectation Survey\u003C\u002Fa> projects that prices will rise about 4% making that home cost $10,000 more at $260,000.\r\n\r\nIf we take Freddie Mac’s rate projection of 4.8%, the monthly mortgage payment climbs to \u003Cstrong>$1,364\u003C\u002Fstrong>.\r\n\r\nSome buyers might not think that an extra $156 a month is that bad. But over the course of 30-year mortgage you have spent an additional \u003Cstrong>\u003Cem>$56,160\u003C\u002Fem>\u003C\u002Fstrong> by waiting a year.","\u003Cimg class=\"alignnone wp-image-33601\" src=\"https:\u002F\u002Fwww.keepingcurrentmatters.com\u002Fwp-content\u002Fuploads\u002F2014\u002F09\u002FSaving-for-a-rainy-day.jpg\" alt=\"How Interest Rates Impact Family Wealth | Keeping Current Matters\" width=\"600\" height=\"315\" \u002F>\r\n\r\nWith interest rates still in the \u003Ca href=\"http:\u002F\u002Fwww.freddiemac.com\u002Fpmms\u002F\">low 4%’s\u003C\u002Fa>, many buyers may be on the fence as to whether to act now and purchase a new home, or wait until next year.\r\n\u003Ch4>If you look at what the experts are predicting for 2015, it may make the decision for you.\u003C\u002Fh4>\r\n\u003Ch3>\u003Ca href=\"http:\u002F\u002Fwww.simplifyingthemarket.com\u002Fwp-content\u002Fuploads\u002F2014\u002F09\u002FRates2000.jpg\">\u003Cimg class=\"alignnone wp-image-29327\" src=\"http:\u002F\u002Fwww.simplifyingthemarket.com\u002Fwp-content\u002Fuploads\u002F2014\u002F09\u002FRates2000.jpg\" alt=\"Mortgage Rate Projections | Keeping Current Matters\" width=\"601\" height=\"338\" \u002F>\u003C\u002Fa>\u003C\u002Fh3>\r\nEven an increase of half a percentage point can put a dent in your family’s net worth.\r\n\u003Ch3>\u003Cstrong>Let’s look at it this way…\u003C\u002Fstrong>\u003C\u002Fh3>\r\nThe monthly payment (\u003Cem>principal & interest only\u003C\u002Fem>) on a $250,000 home today, with the current 4.1% interest rate would be \u003Cstrong>$1,208\u003C\u002Fstrong>.\r\n\r\nIf we take that same home a year later, the \u003Ca href=\"\u002F2014\u002F08\u002F06\u002Fhome-priceswhere-are-they-headed\u002F\">Home Price Expectation Survey\u003C\u002Fa> projects that prices will rise about 4% making that home cost $10,000 more at $260,000.\r\n\r\nIf we take Freddie Mac’s rate projection of 4.8%, the monthly mortgage payment climbs to \u003Cstrong>$1,364\u003C\u002Fstrong>.\r\n\r\nSome buyers might not think that an extra $156 a month is that bad. But over the course of 30-year mortgage you have spent an additional \u003Cstrong>\u003Cem>$56,160\u003C\u002Fem>\u003C\u002Fstrong> by waiting a year.","https:\u002F\u002Fwww.keepingcurrentmatters.com\u002Fwp-content\u002Fuploads\u002F2014\u002F09\u002FSaving-for-a-rainy-day.jpg",false,[17],{"id":18,"name":19,"slug":20},5,"For Buyers","buyers","2014-09-15T10:00:30Z","2014-09-15T13:54:15Z",{"id":24,"slug":25,"title":26,"featuredImage":11,"publishedAt":27,"contentType":10,"isVideo":15},128,"cost-across-time-infographic-2","Cost Across Time [INFOGRAPHIC]","2014-09-12T10:00:56Z",{"id":29,"slug":30,"title":31,"featuredImage":11,"publishedAt":32,"contentType":10,"isVideo":15},130,"the-two-things-you-dont-need-to-hear-from-your-listing-agent-2","The Two Things You Don’t Need to Hear from Your Listing Agent","2014-09-16T10:00:37Z",{"cover":34,"open":35,"shareSpread":36},"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Buyers-Guide-Cover-original.png","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Buyers-Guide-Spread-original.png","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Buyers-Guide-Magazine-original.png",[38,42,43,47,51,55,59,63,67,71,75,79,83,87,91,95,99,103,107,111,115,119,123,127,131,135,139,143,147,151],{"id":39,"name":40,"slug":41},1,"Uncategorized","uncategorized",{"id":18,"name":19,"slug":20},{"id":44,"name":45,"slug":46},6,"For Sellers","sellers",{"id":48,"name":49,"slug":50},7,"Foreclosures","foreclosures",{"id":52,"name":53,"slug":54},8,"Infographics","infographics",{"id":56,"name":57,"slug":58},9,"Home Prices","home-prices",{"id":60,"name":61,"slug":62},11,"First-Time Buyers","first-time-buyers",{"id":64,"name":65,"slug":66},34,"Senior Market","senior-market",{"id":68,"name":69,"slug":70},35,"Mortgage Rates","mortgage-rates",{"id":72,"name":73,"slug":74},38,"Move-Up","move-up",{"id":76,"name":77,"slug":78},41,"For Sale by Owner","for-sale-by-owner",{"id":80,"name":81,"slug":82},42,"Featured","featured",{"id":84,"name":85,"slug":86},45,"New Construction","new-construction",{"id":88,"name":89,"slug":90},52,"Luxury \u002F Vacation","luxury--vacation",{"id":92,"name":93,"slug":94},53,"Rent vs. Buy","rent-vs-buy",{"id":96,"name":97,"slug":98},80,"Time-sensitive","time-sensitive",{"id":100,"name":101,"slug":102},81,"Outdated","outdated",{"id":104,"name":105,"slug":106},147,"Internal","internal",{"id":108,"name":109,"slug":110},148,"Do Not Autopost","do-not-autopost",{"id":112,"name":113,"slug":114},320,"Inventory","inventory",{"id":116,"name":117,"slug":118},321,"Agent Value","agent-value",{"id":120,"name":121,"slug":122},322,"Affordability","affordability",{"id":124,"name":125,"slug":126},323,"Buying Tips","buying-tips",{"id":128,"name":129,"slug":130},324,"Downsize","downsize",{"id":132,"name":133,"slug":134},325,"Economy","economy",{"id":136,"name":137,"slug":138},326,"Equity","equity",{"id":140,"name":141,"slug":142},327,"Forecasts","forecasts",{"id":144,"name":145,"slug":146},328,"Selling Tips","selling-tips",{"id":148,"name":149,"slug":150},339,"Expired\u002FWithdrawn\u002FCanceled","expiredwithdrawncanceled",{"id":152,"name":153,"slug":154},340,"Price It Right\u002FOverpricing","price-it-rightoverpricing"]