[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"$f309mv6w52xm54":3,"$ffeh0925h8cuz":32,"$fbwk2pqjjqsc7":36},{"item":4,"previous":22,"next":27},{"id":5,"slug":6,"title":7,"description":8,"excerpt":9,"contentType":10,"featuredImage":11,"bannerImage":9,"body":12,"agentsBottomLine":12,"bodyImage":13,"isInfographic":14,"categories":15,"isVideo":14,"videoThumbnail":9,"videoSource":9,"publishedAt":20,"updatedAt":21},124,"4-reasons-to-buy-before-winter","4 Reasons to Buy Before Winter","\r\nIt's that time of year, the seasons are changing and with them bring thoughts of the upcoming holidays, family get togethers, and planning for a new year. Those who are on the fence about whether now is the right time to buy don't have to look much...","","blog","https:\u002F\u002F\u002F","\u003Cimg class=\"alignnone size-full wp-image-33345\" src=\"https:\u002F\u002Fwww.keepingcurrentmatters.com\u002Fwp-content\u002Fuploads\u002F2014\u002F09\u002FSnow-Globe.jpg\" alt=\"4 Reasons to Buy Before Winter | Keeping Current Matters\" width=\"600\" height=\"315\" \u002F>\r\n\u003Cp class=\"p1\">It's that time of year, the seasons are changing and with them bring thoughts of the upcoming holidays, family get togethers, and planning for a new year. Those who are on the fence about whether now is the right time to buy don't have to look much farther to find four great reasons to consider buying a home now, instead of waiting.\u003C\u002Fp>\r\n\r\n\u003Ch4 class=\"p3\">\u003Cb>1. Prices Will Continue to Rise\u003C\u002Fb>\u003C\u002Fh4>\r\n\u003Cp class=\"p1\">The Home Price Expectation Survey polls a distinguished panel of over 100 economists, investment strategists, and housing market analysts. Their most recent report released recently projects appreciation in home values over the next five years to be between 11.2% (most pessimistic) and 27.8% (most optimistic).\u003C\u002Fp>\r\n\u003Cp class=\"p1\">The bottom in home prices has come and gone. Home values will continue to appreciate for years. Waiting no longer makes sense.\u003C\u002Fp>\r\n\r\n\u003Ch4 class=\"p3\">\u003Cb>2. Mortgage Interest Rates Are Projected to Increase\u003C\u002Fb>\u003C\u002Fh4>\r\n\u003Cp class=\"p1\">Although Freddie Mac’s Primary Mortgage Market Survey shows that interest rates for a 30-year mortgage have softened recently, most experts predict that they will begin to rise later this year. The Mortgage Bankers Association, Fannie Mae, Freddie Mac and the National Association of Realtors are in unison projecting that rates will be up almost a full percentage point by the end of next year.\u003C\u002Fp>\r\n\u003Cp class=\"p1\">An increase in rates will impact YOUR monthly mortgage payment. Your housing expense will be more a year from now if a mortgage is necessary to purchase your next home.\u003C\u002Fp>\r\n\r\n\u003Ch4 class=\"p1\">\u003Cstrong>3. Either Way You are Paying a Mortgage \u003C\u002Fstrong>\u003C\u002Fh4>\r\n\u003Cp class=\"p1\">As a recent paper from the Joint Center for Housing Studies at Harvard University explains: “Households must consume housing whether they own or rent. Not even accounting for more favorable tax treatment of owning, homeowners pay debt service to pay down their own principal while households that rent pay down the principal of a landlord plus a rate of return. That’s yet another reason owning often does—as Americans intuit—end up making more financial sense than renting.”\u003C\u002Fp>\r\n\r\n\u003Ch4 class=\"p1\">\u003Cstrong>4. It’s Time to Move On with Your Life\u003C\u002Fstrong>\u003C\u002Fh4>\r\n\u003Cp class=\"p1\">The ‘cost’ of a home is determined by two major components: the price of the home and the current mortgage rate. It appears that both are on the rise. But, what if they weren’t? Would you wait? Look at the actual reason you are buying and decide whether it is worth waiting. Whether you want to have a great place for your children to grow up, you want your family to be safer or you just want to have control over renovations, maybe it is time to buy.\u003C\u002Fp>\r\n\r\n\u003Ch3 class=\"p1\">\u003Cstrong>Bottom Line\u003C\u002Fstrong>\u003C\u002Fh3>\r\n\u003Cp class=\"p1\">If the right thing for you and your family is to purchase a home this year, buying sooner rather than later could lead to substantial savings.\u003C\u002Fp>","https:\u002F\u002Fwww.keepingcurrentmatters.com\u002Fwp-content\u002Fuploads\u002F2014\u002F09\u002FSnow-Globe.jpg",false,[16],{"id":17,"name":18,"slug":19},5,"For Buyers","buyers","2014-09-08T10:00:51Z","2014-09-08T14:22:54Z",{"id":23,"slug":24,"title":25,"featuredImage":11,"publishedAt":26,"contentType":10,"isVideo":14},123,"the-cost-of-renting-vs-buying-infographic","The Cost of Renting vs. Buying [INFOGRAPHIC]","2014-09-05T07:00:24Z",{"id":28,"slug":29,"title":30,"featuredImage":11,"publishedAt":31,"contentType":10,"isVideo":14},125,"you-need-a-professional-when-buying-a-home","You Need A Professional When Buying A Home","2014-09-09T10:00:09Z",{"cover":33,"open":34,"shareSpread":35},"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Buyers-Guide-Cover-original.png","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Buyers-Guide-Spread-original.png","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Buyers-Guide-Magazine-original.png",[37,41,42,46,50,54,58,62,66,70,74,78,82,86,90,94,98,102,106,110,114,118,122,126,130,134,138,142,146,150],{"id":38,"name":39,"slug":40},1,"Uncategorized","uncategorized",{"id":17,"name":18,"slug":19},{"id":43,"name":44,"slug":45},6,"For Sellers","sellers",{"id":47,"name":48,"slug":49},7,"Foreclosures","foreclosures",{"id":51,"name":52,"slug":53},8,"Infographics","infographics",{"id":55,"name":56,"slug":57},9,"Home Prices","home-prices",{"id":59,"name":60,"slug":61},11,"First-Time Buyers","first-time-buyers",{"id":63,"name":64,"slug":65},34,"Senior Market","senior-market",{"id":67,"name":68,"slug":69},35,"Mortgage Rates","mortgage-rates",{"id":71,"name":72,"slug":73},38,"Move-Up","move-up",{"id":75,"name":76,"slug":77},41,"For Sale by Owner","for-sale-by-owner",{"id":79,"name":80,"slug":81},42,"Featured","featured",{"id":83,"name":84,"slug":85},45,"New Construction","new-construction",{"id":87,"name":88,"slug":89},52,"Luxury \u002F Vacation","luxury--vacation",{"id":91,"name":92,"slug":93},53,"Rent vs. Buy","rent-vs-buy",{"id":95,"name":96,"slug":97},80,"Time-sensitive","time-sensitive",{"id":99,"name":100,"slug":101},81,"Outdated","outdated",{"id":103,"name":104,"slug":105},147,"Internal","internal",{"id":107,"name":108,"slug":109},148,"Do Not Autopost","do-not-autopost",{"id":111,"name":112,"slug":113},320,"Inventory","inventory",{"id":115,"name":116,"slug":117},321,"Agent Value","agent-value",{"id":119,"name":120,"slug":121},322,"Affordability","affordability",{"id":123,"name":124,"slug":125},323,"Buying Tips","buying-tips",{"id":127,"name":128,"slug":129},324,"Downsize","downsize",{"id":131,"name":132,"slug":133},325,"Economy","economy",{"id":135,"name":136,"slug":137},326,"Equity","equity",{"id":139,"name":140,"slug":141},327,"Forecasts","forecasts",{"id":143,"name":144,"slug":145},328,"Selling Tips","selling-tips",{"id":147,"name":148,"slug":149},339,"Expired\u002FWithdrawn\u002FCanceled","expiredwithdrawncanceled",{"id":151,"name":152,"slug":153},340,"Price It Right\u002FOverpricing","price-it-rightoverpricing"]