[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"$f1l1muzn7i2zpo":3,"$ffeh0925h8cuz":40,"$f2emv3tus0uf1":44,"$fbwk2pqjjqsc7":48},{"item":4,"previous":30,"next":35},{"id":5,"slug":6,"title":7,"description":8,"excerpt":9,"contentType":10,"featuredImage":11,"bannerImage":9,"body":12,"agentsBottomLine":12,"bodyImage":13,"isInfographic":14,"categories":15,"isVideo":14,"videoThumbnail":9,"videoSource":9,"publishedAt":28,"updatedAt":29},79,"moving-up-was-it-worth-waiting","Moving Up: Was it Worth Waiting?","\r\n\r\nNew reports are revealing that the number of months’ inventory of existing homes available for sale is increasing. Some of these sellers are moving up, some are downsizing and others are making a lateral move.\r\n\r\nThere is no way for us to predict...","","blog","https:\u002F\u002F\u002F","\u003Cimg class=\"alignnone wp-image-31141\" src=\"https:\u002F\u002Fwww.keepingcurrentmatters.com\u002Fwp-content\u002Fuploads\u002F2014\u002F07\u002FiStock_000003381132_Medium.jpg\" alt=\"Moving Up? Do it Now!! | Keeping Current Matters\" width=\"565\" height=\"297\" \u002F>\r\n\r\nNew reports are revealing that the number of months’ inventory of existing homes available for sale is increasing. Some of these sellers are moving up, some are downsizing and others are making a lateral move.\r\n\r\nThere is no way for us to predict the future but we can look at what happened over the last year. Let’s look at buyers that considered moving up last year but decided to wait instead.\r\n\r\nAssume, last year, they had a home worth $300,000 and were looking at a home for $450,000 (putting 10% down they would get a mortgage of $405,000). By waiting, their house appreciated by approximately 10% over the last year (national average based on the Case Shiller Pricing Index). Their home would now be worth $330,000. But, the $450,000 home would now be worth $495,000 (requiring a mortgage of $420,000 assuming the original $45,000 down plus the additional $30,000 from the sale of their home).\r\n\r\nHere is a table showing what the difference in monthly cost (principal and interest) would be if a purchaser had waited:\r\n\r\n\u003Ca href=\"https:\u002F\u002Fwww.keepingcurrentmatters.com\u002Fwp-content\u002Fuploads\u002F2014\u002F07\u002FMortgage-Information.2.jpg\">\u003Cimg class=\"alignnone wp-image-31156\" src=\"https:\u002F\u002Fwww.keepingcurrentmatters.com\u002Fwp-content\u002Fuploads\u002F2014\u002F07\u002FMortgage-Information.2.jpg\" alt=\"Cost of Waiting: Was it Worth It? | Keeping Current Matters\" width=\"565\" height=\"176\" \u002F>\u003C\u002Fa>\r\n\r\n\u003Cstrong>3 dollars and 27 cents\u003C\u002Fstrong>. Was it worth waiting a year to move up to the home of your dreams? Only you can answer that question.\r\n\u003Ch3>\u003Cstrong>Moving Up?\u003C\u002Fstrong>\u003C\u002Fh3>\r\nIf your family plans on moving up in the next twelve months, it may make sense to move now rather than later. Prices are definitely still appreciating and, unlike the last year, interest rates are also projected to increase.","https:\u002F\u002Fwww.keepingcurrentmatters.com\u002Fwp-content\u002Fuploads\u002F2014\u002F07\u002FiStock_000003381132_Medium.jpg",false,[16,20,24],{"id":17,"name":18,"slug":19},5,"For Buyers","buyers",{"id":21,"name":22,"slug":23},6,"For Sellers","sellers",{"id":25,"name":26,"slug":27},38,"Move-Up","move-up","2014-07-07T07:00:12Z","2014-07-07T15:05:33Z",{"id":31,"slug":32,"title":33,"featuredImage":11,"publishedAt":34,"contentType":10,"isVideo":14},78,"homeownership-still-the-american-dream-infographic","Homeownership Still the American Dream [INFOGRAPHIC]","2014-07-04T07:00:39Z",{"id":36,"slug":37,"title":38,"featuredImage":11,"publishedAt":39,"contentType":10,"isVideo":14},80,"thinking-of-selling-new-construction-will-soon-be-new-competition","Thinking of Selling? New Construction Will Soon Be New Competition","2014-07-08T10:00:16Z",{"cover":41,"open":42,"shareSpread":43},"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Buyers-Guide-Cover-original.png","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Buyers-Guide-Spread-original.png","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Buyers-Guide-Magazine-original.png",{"cover":45,"open":46,"shareSpread":47},"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Sellers-Guide-Cover-original.png","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Sellers-Guide-Spread-original.png","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Sellers-Guide-Magazine-original.png",[49,53,54,55,59,63,67,71,75,79,80,84,88,92,96,100,103,107,111,115,119,123,127,131,135,139,143,147,151,155],{"id":50,"name":51,"slug":52},1,"Uncategorized","uncategorized",{"id":17,"name":18,"slug":19},{"id":21,"name":22,"slug":23},{"id":56,"name":57,"slug":58},7,"Foreclosures","foreclosures",{"id":60,"name":61,"slug":62},8,"Infographics","infographics",{"id":64,"name":65,"slug":66},9,"Home Prices","home-prices",{"id":68,"name":69,"slug":70},11,"First-Time Buyers","first-time-buyers",{"id":72,"name":73,"slug":74},34,"Senior Market","senior-market",{"id":76,"name":77,"slug":78},35,"Mortgage Rates","mortgage-rates",{"id":25,"name":26,"slug":27},{"id":81,"name":82,"slug":83},41,"For Sale by Owner","for-sale-by-owner",{"id":85,"name":86,"slug":87},42,"Featured","featured",{"id":89,"name":90,"slug":91},45,"New Construction","new-construction",{"id":93,"name":94,"slug":95},52,"Luxury \u002F Vacation","luxury--vacation",{"id":97,"name":98,"slug":99},53,"Rent vs. Buy","rent-vs-buy",{"id":36,"name":101,"slug":102},"Time-sensitive","time-sensitive",{"id":104,"name":105,"slug":106},81,"Outdated","outdated",{"id":108,"name":109,"slug":110},147,"Internal","internal",{"id":112,"name":113,"slug":114},148,"Do Not Autopost","do-not-autopost",{"id":116,"name":117,"slug":118},320,"Inventory","inventory",{"id":120,"name":121,"slug":122},321,"Agent Value","agent-value",{"id":124,"name":125,"slug":126},322,"Affordability","affordability",{"id":128,"name":129,"slug":130},323,"Buying Tips","buying-tips",{"id":132,"name":133,"slug":134},324,"Downsize","downsize",{"id":136,"name":137,"slug":138},325,"Economy","economy",{"id":140,"name":141,"slug":142},326,"Equity","equity",{"id":144,"name":145,"slug":146},327,"Forecasts","forecasts",{"id":148,"name":149,"slug":150},328,"Selling Tips","selling-tips",{"id":152,"name":153,"slug":154},339,"Expired\u002FWithdrawn\u002FCanceled","expiredwithdrawncanceled",{"id":156,"name":157,"slug":158},340,"Price It Right\u002FOverpricing","price-it-rightoverpricing"]