[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"$f2ayg3hn1weukp":3,"$ffeh0925h8cuz":32,"$fbwk2pqjjqsc7":36},{"item":4,"previous":22,"next":27},{"id":5,"slug":6,"title":7,"description":8,"excerpt":9,"contentType":10,"featuredImage":11,"bannerImage":9,"body":12,"agentsBottomLine":12,"bodyImage":13,"isInfographic":14,"categories":15,"isVideo":14,"videoThumbnail":9,"videoSource":9,"publishedAt":20,"updatedAt":21},25,"with-rates-prices-on-the-rise-do-you-know-the-true-cost-of-waiting","With Rates & Prices on the Rise, Do You Know the True Cost of Waiting? ","There is a great opportunity that exists now for Millennials who are willing and able to purchase a home NOW... Here are a couple other ways to look at the cost of waiting.\r\n\r\nLet’s say you're 30 and your dream house costs $250,000 today, at 4.41% yo...","","blog","https:\u002F\u002F\u002F","\u003Cimg class=\"alignright size-full wp-image-29348\" src=\"https:\u002F\u002Fwww.keepingcurrentmatters.com\u002Fwp-content\u002Fuploads\u002F2014\u002F04\u002FiStock_000009434134Large.jpg\" alt=\"Young Couple Moving House\" width=\"300\" height=\"229\" \u002F>There is a great opportunity that exists now for Millennials who are willing and able to purchase a home NOW... Here are a couple other ways to look at the cost of waiting.\r\n\r\nLet’s say you're 30 and your dream house costs \u003Cb>$250,000\u003C\u002Fb> today, at \u003Cb>4.41%\u003C\u002Fb> your monthly Mortgage Payment with Interest would be \u003Cb>$1,253.38\u003C\u002Fb>.\r\n\r\nBut you’re busy, you like your apartment, moving is such a hassle...You decide to wait till the end of next year to buy and all of a sudden, you’re 31, that same house is \u003Cb>$270,000\u003C\u002Fb>, at \u003Cb>5.7%\u003C\u002Fb>. Your new payment per month is \u003Cb>$1,567.08\u003C\u002Fb>.\r\n\u003Ch4>\u003Cb>The difference in payment is $313.70 PER MONTH!\u003C\u002Fb>\u003C\u002Fh4>\r\nThat’s like taking a $10 bill and tossing it out the window EVERY DAY!\r\n\r\nOr you could look at it this way:\r\n\u003Cul>\r\n\t\u003Cli>That’s your morning coffee everyday on the way to work (Average $2) with $12 left for lunch!\u003C\u002Fli>\r\n\t\u003Cli>There goes Friday Sushi Night! ($80 x 4)\u003C\u002Fli>\r\n\t\u003Cli>\u003Cb>Stressed Out?\u003C\u002Fb> How about 3 deep tissue massages with tip!\u003C\u002Fli>\r\n\t\u003Cli>\u003Cb>Need a new car?\u003C\u002Fb> You could get a brand new $22,000 car for $313.00 per month.\u003C\u002Fli>\r\n\u003C\u002Ful>\r\nLet’s look at that number annually! Over the course of your new mortgage at 5.7%, your annual additional cost would be \u003Cb>$3,764.40\u003C\u002Fb>!\r\n\r\nHad your eye on a vacation in the Caribbean? How about a 2-week trip through Europe? Or maybe your new house could really use a deck for entertaining.  We could come up with 100’s of ways to spend $3,764, and we’re sure you could too!\r\n\r\nOver the course of your 30 year loan, now at age 61, hopefully you are ready to retire soon, you would have spent an additional \u003Cb>$112,932\u003C\u002Fb>, all because when you were 30 you thought moving in 2014 was such a hassle or loved your apartment too much to leave yet.\r\n\r\nOr maybe there wasn’t an agent out there who educated you on the true cost of waiting a year. Maybe they thought you wouldn’t be ready, but if they showed you that \u003Cb>\u003Ci>you could save $112,932\u003C\u002Fi>\u003C\u002Fb>, you’d at least listen to what they had to say.\r\n\r\nThey say hindsight is 20\u002F20, we’d like to think that 30 years from now when you are 60, looking back, you would say to buy now…","https:\u002F\u002Fwww.keepingcurrentmatters.com\u002Fwp-content\u002Fuploads\u002F2014\u002F04\u002FiStock_000009434134Large.jpg",false,[16],{"id":17,"name":18,"slug":19},5,"For Buyers","buyers","2014-04-22T07:00:25Z","2014-05-13T17:17:41Z",{"id":23,"slug":24,"title":25,"featuredImage":11,"publishedAt":26,"contentType":10,"isVideo":14},24,"either-way-youre-still-paying-a-mortgage","Either Way, You’re Still Paying a Mortgage","2014-04-21T10:00:44Z",{"id":28,"slug":29,"title":30,"featuredImage":11,"publishedAt":31,"contentType":10,"isVideo":14},26,"12575-houses-sold-yesterday","12,575 Houses Sold Yesterday!","2014-04-23T07:00:53Z",{"cover":33,"open":34,"shareSpread":35},"https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Buyers-Guide-Cover-original.png","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Buyers-Guide-Spread-original.png","https:\u002F\u002Ffiles.keepingcurrentmatters.com\u002FKeepingCurrentMatters\u002Fcontent\u002Fimages\u002F20260603\u002F2026-Summer-Buyers-Guide-Magazine-original.png",[37,41,42,46,50,54,58,62,66,70,74,78,82,86,90,94,98,102,106,110,114,118,122,126,130,134,138,142,146,150],{"id":38,"name":39,"slug":40},1,"Uncategorized","uncategorized",{"id":17,"name":18,"slug":19},{"id":43,"name":44,"slug":45},6,"For Sellers","sellers",{"id":47,"name":48,"slug":49},7,"Foreclosures","foreclosures",{"id":51,"name":52,"slug":53},8,"Infographics","infographics",{"id":55,"name":56,"slug":57},9,"Home Prices","home-prices",{"id":59,"name":60,"slug":61},11,"First-Time Buyers","first-time-buyers",{"id":63,"name":64,"slug":65},34,"Senior Market","senior-market",{"id":67,"name":68,"slug":69},35,"Mortgage Rates","mortgage-rates",{"id":71,"name":72,"slug":73},38,"Move-Up","move-up",{"id":75,"name":76,"slug":77},41,"For Sale by Owner","for-sale-by-owner",{"id":79,"name":80,"slug":81},42,"Featured","featured",{"id":83,"name":84,"slug":85},45,"New Construction","new-construction",{"id":87,"name":88,"slug":89},52,"Luxury \u002F Vacation","luxury--vacation",{"id":91,"name":92,"slug":93},53,"Rent vs. Buy","rent-vs-buy",{"id":95,"name":96,"slug":97},80,"Time-sensitive","time-sensitive",{"id":99,"name":100,"slug":101},81,"Outdated","outdated",{"id":103,"name":104,"slug":105},147,"Internal","internal",{"id":107,"name":108,"slug":109},148,"Do Not Autopost","do-not-autopost",{"id":111,"name":112,"slug":113},320,"Inventory","inventory",{"id":115,"name":116,"slug":117},321,"Agent Value","agent-value",{"id":119,"name":120,"slug":121},322,"Affordability","affordability",{"id":123,"name":124,"slug":125},323,"Buying Tips","buying-tips",{"id":127,"name":128,"slug":129},324,"Downsize","downsize",{"id":131,"name":132,"slug":133},325,"Economy","economy",{"id":135,"name":136,"slug":137},326,"Equity","equity",{"id":139,"name":140,"slug":141},327,"Forecasts","forecasts",{"id":143,"name":144,"slug":145},328,"Selling Tips","selling-tips",{"id":147,"name":148,"slug":149},339,"Expired\u002FWithdrawn\u002FCanceled","expiredwithdrawncanceled",{"id":151,"name":152,"slug":153},340,"Price It Right\u002FOverpricing","price-it-rightoverpricing"]